Michigan Auto Insurance Quotes
When it comes to car insurance, the state of Michigan is unique because Michigan is one of the few no-fault insurance states in the country. This consumer-friendly cost saving measure reduces car insurance costs while keeping lawsuits filed to a minimum. But each driver is still required to carry some form of protection; you’ll find the best Michigan auto insurance quotes at InsuranceQuotes.com.
Every driver in Michigan must have Personal Injury Protection (PIP). PIP covers lost wages, medical costs and other fees regardless of fault. PIP can be expensive, but drivers are allowed to carry only a minimum amount of auto insurance coverage if they have a quality health insurance policy. There is an exception to the no-fault rule. If the cost of the medical expenses are higher that a specific dollar amount or if the accident was very severe in nature, then the driver at fault may be held responsible for the damages incurred from the accident.
Additionally, drivers in the state of Michigan are required to have a minimum auto insurance liability policy for their car. The minimum requirement for the state of Michigan is a policy known as 20/40/10 to cover bodily injury and property damages. InsuranceQuotes.com is the ideal source for your best Michigan auto insurance quote. When looking at possible policies, be sure that the auto insurance you choose includes the following:
- Property Damage Liability – In the event that the other person’s vehicle, public property, or private property is damaged in an accident, the minimum property damage liability coverage will pay a maximum of $10,000 for damages.
- Bodily Injury Liability – Covers damages to the other driver and their passengers when the insured driver is found to be at-fault in an accident. Under the minimum coverage, the insurance will pay $20,000 to a single person and up to $40,000 for multiple persons involved in the accident.
To get the best Michigan car insurance quotes, visit InsuranceQuotes.com. The only priority of InsuranceQuotes.com is to help you secure the best free car insurance quotes. Our goal is to make everything about finding MI auto insurance quotes as easy, convenient and pleasant as possible. We make the process fast; our simple online questionnaire to receive auto insurance quotes in Michigan takes just five minutes to complete.
Need more than just Michigan car insurance quotes? Find out more about driving in Michigan at the Michigan Insurance Commissioner.
