Maine Auto Insurance Quotes

Maine auto insurance Maine state law requires all drivers to show proof of financial responsibility for any vehicle they operate. The best way you can do this is by having auto insurance. The price for auto insurance varies from person to person. The rate can be higher or lower than the average depending on several factors, including:

  • Value of your vehicle.
  • Age of your vehicle.
  • Model of your vehicle.
  • Purpose of  your vehicle (work or pleasure.)
  • Your age and driving record.
  • Age and driving record of others people in the household.

In addition, the deductible and coverage that you choose makes a difference in price as well. The minimum coverage requirements for Maine are:

  • $50,000 bodily injury coverage per person.
  • $100,000 bodily injury coverage per incident.
  • $25,000 property damage coverage per incident.

While this is the minimum required by law, it is a good idea to talk to your insurance agent to determine your own specific needs.

Sample of Annual Maine Auto Insurance Rates

City Single Married
Low High Low High
Vinalhaven $519.00 $1,510.00 $406.00 $1,415.00

City Single Married
Low High Low High
York $529.00 $1,467.00 $461.00 $1,355.00

City Single Married
Low High Low High
Harpswell $508.00 $1,416.00 $499.00 $1,381.00

City Single Married
Low High Low High
Deer Isle $559.00 $1,772.00 $437.00 $1,499.00

City Single Married
Low High Low High
Isle Au Haut $550.00 $1,540.00 $443.00 $1,415.00

City Single Married
Low High Low High
Matinicus $550.00 $1,510.00 $479.00 $1,415.00

City Single Married
Low High Low High
Blue Hill $586.00 $1,772.00 $465.00 $1,499.00

City Single Married
Low High Low High
Swans Island $518.00 $1,717.00 $403.00 $1,499.00

City Single Married
Low High Low High
Caribou $531.00 $1,393.00 $459.00 $1,393.00

City Single Married
Low High Low High
Waldoboro $602.00 $1,539.00 $461.00 $1,415.00

City Single Married
Low High Low High
Abbot $550.00 $1,472.00 $466.00 $1,393.00
Acton $529.00 $1,485.00 $517.00 $1,381.00
Addison $558.00 $1,737.00 $432.00 $1,507.00
Albion $620.00 $1,490.00 $487.00 $1,451.00
Alfred $577.00 $1,417.00 $493.00 $1,381.00
Alna $620.00 $1,486.00 $485.00 $1,415.00
Andover $620.00 $1,506.00 $505.00 $1,497.00
Anson $574.00 $1,519.00 $503.00 $1,497.00
Ashland $531.00 $1,393.00 $455.00 $1,393.00
Athens $574.00 $1,519.00 $467.00 $1,497.00
Auburn $535.00 $1,555.00 $535.00 $1,490.00
Augusta $576.00 $1,481.00 $502.00 $1,426.00
Aurora $573.00 $1,748.00 $456.00 $1,499.00
Bailey Island $508.00 $1,416.00 $508.00 $1,381.00
Bangor $573.00 $1,475.00 $475.00 $1,387.00
Bar Harbor $573.00 $1,717.00 $470.00 $1,499.00
Bass Harbor $573.00 $1,717.00 $439.00 $1,499.00
Bath $508.00 $1,477.00 $508.00 $1,415.00
Belfast $550.00 $1,505.00 $501.00 $1,473.00
Belgrade $620.00 $1,501.00 $472.00 $1,451.00
Belgrade Lakes $620.00 $1,501.00 $620.00 $1,451.00
Benedicta $531.00 $1,393.00 $451.00 $1,393.00
Bernard $573.00 $1,717.00 $447.00 $1,499.00
Berwick $529.00 $1,516.00 $503.00 $1,355.00
Bethel $620.00 $1,506.00 $525.00 $1,497.00
Biddeford $497.00 $1,342.00 $491.00 $1,329.00
Biddeford Pool $497.00 $1,381.00 $491.00 $1,381.00
Bingham $574.00 $1,519.00 $471.00 $1,497.00
Birch Harbor $567.00 $1,731.00 $441.00 $1,499.00
Blaine $531.00 $1,393.00 $451.00 $1,393.00
Blue Hill $586.00 $1,772.00 $465.00 $1,499.00
Boothbay $594.00 $1,557.00 $450.00 $1,415.00
Boothbay Harbor $582.00 $1,557.00 $443.00 $1,415.00
Bowdoin $508.00 $1,477.00 $508.00 $1,415.00
Bowdoinham $508.00 $1,477.00 $501.00 $1,415.00
Bradford $550.00 $1,473.00 $451.00 $1,473.00
Bradley $550.00 $1,475.00 $458.00 $1,473.00
Bremen $612.00 $1,539.00 $467.00 $1,415.00
Brewer $573.00 $1,417.00 $477.00 $1,387.00
Bridgewater $531.00 $1,393.00 $416.00 $1,393.00
Bridgton $577.00 $1,650.00 $492.00 $1,381.00
Bristol $615.00 $1,539.00 $469.00 $1,415.00
Brooklin $571.00 $1,772.00 $440.00 $1,499.00
Brooks $550.00 $1,504.00 $484.00 $1,473.00
Brooksville $586.00 $1,772.00 $459.00 $1,499.00
Brookton $573.00 $1,737.00 $468.00 $1,507.00
Brownfield $620.00 $1,506.00 $503.00 $1,497.00
Brownville $550.00 $1,472.00 $452.00 $1,393.00
Brownville Junction $550.00 $1,472.00 $452.00 $1,393.00
Brunswick $508.00 $1,416.00 $480.00 $1,381.00
Bryant Pond $620.00 $1,506.00 $518.00 $1,497.00
Buckfield $620.00 $1,506.00 $483.00 $1,497.00
Bucksport $586.00 $1,772.00 $500.00 $1,499.00
Burlington $550.00 $1,473.00 $457.00 $1,473.00
Burnham $550.00 $1,504.00 $491.00 $1,473.00
Buxton $577.00 $1,395.00 $495.00 $1,381.00
Calais $573.00 $1,737.00 $484.00 $1,507.00
Cambridge $574.00 $1,519.00 $462.00 $1,497.00
Camden $550.00 $1,510.00 $450.00 $1,415.00
Canaan $574.00 $1,530.00 $452.00 $1,497.00
Canton $620.00 $1,506.00 $490.00 $1,497.00
Cape Elizabeth $514.00 $1,365.00 $481.00 $1,264.00
Cape Neddick $529.00 $1,467.00 $524.00 $1,355.00
Caratunk $574.00 $1,519.00 $464.00 $1,497.00
Caribou $531.00 $1,393.00 $459.00 $1,393.00
Carmel $550.00 $1,475.00 $451.00 $1,473.00
Casco $577.00 $1,479.00 $513.00 $1,381.00
Castine $586.00 $1,772.00 $455.00 $1,499.00
Chamberlain $592.00 $1,539.00 $451.00 $1,415.00
Charleston $550.00 $1,473.00 $446.00 $1,473.00
Chebeague Island $508.00 $1,416.00 $425.00 $1,381.00
Cherryfield $571.00 $1,737.00 $442.00 $1,507.00
China Village $610.00 $1,481.00 $464.00 $1,451.00
Cliff Island $508.00 $1,669.00 $425.00 $1,381.00
Clinton $591.00 $1,490.00 $453.00 $1,451.00
Columbia Falls $573.00 $1,737.00 $453.00 $1,507.00
Corea $573.00 $1,731.00 $456.00 $1,499.00
Corinna $550.00 $1,473.00 $454.00 $1,473.00
Corinth $550.00 $1,473.00 $447.00 $1,473.00
Cornish $577.00 $1,417.00 $504.00 $1,381.00
Cumberland Center $506.00 $1,317.00 $506.00 $1,317.00
Cumberland Foreside $506.00 $1,317.00 $506.00 $1,317.00
Cushing $550.00 $1,510.00 $444.00 $1,415.00
Cutler $573.00 $1,737.00 $458.00 $1,507.00
Damariscotta $620.00 $1,539.00 $480.00 $1,415.00
Danforth $573.00 $1,737.00 $458.00 $1,507.00
Deer Isle $559.00 $1,772.00 $437.00 $1,499.00
Denmark $620.00 $1,506.00 $500.00 $1,497.00
Dennysville $573.00 $1,737.00 $463.00 $1,507.00
Detroit $574.00 $1,519.00 $479.00 $1,497.00
Dexter $550.00 $1,473.00 $462.00 $1,473.00
Dixfield $620.00 $1,506.00 $494.00 $1,497.00
Dixmont $550.00 $1,473.00 $503.00 $1,473.00
Dover Foxcroft $550.00 $1,472.00 $458.00 $1,393.00
Dresden $620.00 $1,486.00 $497.00 $1,415.00
Durham $535.00 $1,520.00 $490.00 $1,451.00
Eagle Lake $547.00 $1,437.00 $476.00 $1,393.00
East Andover $620.00 $1,506.00 $506.00 $1,497.00
East Baldwin $577.00 $1,650.00 $483.00 $1,381.00
East Blue Hill $586.00 $1,772.00 $463.00 $1,499.00
East Boothbay $596.00 $1,539.00 $454.00 $1,415.00
East Dixfield $574.00 $1,540.00 $506.00 $1,497.00
East Livermore $620.00 $1,490.00 $506.00 $1,451.00
East Machias $573.00 $1,737.00 $464.00 $1,507.00
East Millinocket $550.00 $1,473.00 $468.00 $1,473.00
East Newport $550.00 $1,473.00 $503.00 $1,473.00
East Orland $586.00 $1,772.00 $468.00 $1,499.00
East Waterboro $577.00 $1,417.00 $512.00 $1,381.00
East Wilton $574.00 $1,540.00 $502.00 $1,497.00
East Winthrop $620.00 $1,495.00 $497.00 $1,451.00
Easton $531.00 $1,393.00 $441.00 $1,393.00
Eastport $573.00 $1,737.00 $479.00 $1,507.00
Eddington $550.00 $1,475.00 $471.00 $1,473.00
Edgecomb $616.00 $1,539.00 $467.00 $1,415.00
Eliot $529.00 $1,467.00 $479.00 $1,355.00
Ellsworth $586.00 $1,772.00 $477.00 $1,499.00
Estcourt Station $547.00 $1,393.00 $441.00 $1,393.00
Etna $550.00 $1,473.00 $470.00 $1,473.00
Eustis $574.00 $1,548.00 $478.00 $1,497.00
Exeter $550.00 $1,473.00 $444.00 $1,473.00
Fairfield $613.00 $1,588.00 $471.00 $1,588.00
Falmouth $514.00 $1,386.00 $514.00 $1,264.00
Farmingdale $576.00 $1,480.00 $461.00 $1,426.00
Farmington $574.00 $1,540.00 $492.00 $1,497.00
Farmington Falls $574.00 $1,540.00 $447.00 $1,497.00
Fort Fairfield $531.00 $1,393.00 $443.00 $1,393.00
Fort Kent $547.00 $1,437.00 $457.00 $1,393.00
Frankfort $550.00 $1,504.00 $501.00 $1,473.00
Franklin $573.00 $1,717.00 $459.00 $1,499.00
Freedom $550.00 $1,504.00 $486.00 $1,473.00
Freeport $508.00 $1,430.00 $473.00 $1,381.00
Frenchville $547.00 $1,437.00 $485.00 $1,393.00
Friendship $550.00 $1,510.00 $426.00 $1,415.00
Fryeburg $620.00 $1,506.00 $479.00 $1,497.00
Gardiner $576.00 $1,480.00 $489.00 $1,426.00
Garland $550.00 $1,473.00 $447.00 $1,473.00
Georgetown $508.00 $1,477.00 $495.00 $1,415.00
Gorham $506.00 $1,413.00 $506.00 $1,317.00
Gouldsboro $573.00 $1,731.00 $459.00 $1,499.00
Grand Isle $547.00 $1,437.00 $491.00 $1,393.00
Grand Lake Stream $573.00 $1,737.00 $459.00 $1,507.00
Gray $506.00 $1,432.00 $493.00 $1,317.00
Greenbush $550.00 $1,473.00 $457.00 $1,473.00
Greene $620.00 $1,495.00 $502.00 $1,451.00
Greenville $550.00 $1,472.00 $449.00 $1,393.00
Greenville Junction $550.00 $1,472.00 $461.00 $1,393.00
Greenwood $620.00 $1,497.00 $519.00 $1,497.00
Guilford $550.00 $1,472.00 $457.00 $1,393.00
Hallowell $576.00 $1,439.00 $473.00 $1,426.00
Hampden $573.00 $1,473.00 $477.00 $1,473.00
Hancock $573.00 $1,717.00 $463.00 $1,499.00
Hanover $620.00 $1,506.00 $498.00 $1,497.00
Harborside $586.00 $1,772.00 $456.00 $1,499.00
Harmony $574.00 $1,519.00 $462.00 $1,497.00
Harpswell $508.00 $1,416.00 $499.00 $1,381.00
Harrington $569.00 $1,737.00 $443.00 $1,507.00
Harrison $577.00 $1,654.00 $509.00 $1,381.00
Hartland $574.00 $1,519.00 $484.00 $1,497.00
Hebron $620.00 $1,506.00 $508.00 $1,497.00
Hinckley $613.00 $1,497.00 $484.00 $1,497.00
Hiram $620.00 $1,506.00 $496.00 $1,497.00
Holden $550.00 $1,540.00 $496.00 $1,473.00
Hollis Center $577.00 $1,395.00 $486.00 $1,381.00
Hope $550.00 $1,510.00 $478.00 $1,415.00
Houlton $531.00 $1,393.00 $441.00 $1,393.00
Howland $550.00 $1,473.00 $458.00 $1,473.00
Hudson $550.00 $1,475.00 $449.00 $1,473.00
Hulls Cove $569.00 $1,717.00 $443.00 $1,499.00
Island Falls $531.00 $1,393.00 $440.00 $1,393.00
Isle Au Haut $550.00 $1,540.00 $443.00 $1,415.00
Islesboro $550.00 $1,510.00 $434.00 $1,473.00
Islesford $569.00 $1,717.00 $443.00 $1,499.00
Jackman $574.00 $1,519.00 $443.00 $1,497.00
Jay $574.00 $1,540.00 $512.00 $1,497.00
Jefferson $620.00 $1,539.00 $471.00 $1,415.00
Jonesboro $573.00 $1,737.00 $446.00 $1,507.00
Jonesport $559.00 $1,737.00 $435.00 $1,507.00
Kenduskeag $550.00 $1,475.00 $451.00 $1,473.00
Kennebunk $577.00 $1,381.00 $471.00 $1,381.00
Kennebunkport $577.00 $1,459.00 $477.00 $1,381.00
Kents Hill $620.00 $1,501.00 $511.00 $1,451.00
Kingfield $574.00 $1,548.00 $478.00 $1,497.00
Kingman $550.00 $1,473.00 $450.00 $1,473.00
Kittery $529.00 $1,467.00 $494.00 $1,355.00
Kittery Point $529.00 $1,467.00 $477.00 $1,355.00
Lagrange $550.00 $1,473.00 $451.00 $1,473.00
Lambert Lake $573.00 $1,737.00 $451.00 $1,507.00
Lebanon $529.00 $1,485.00 $485.00 $1,355.00
Lee $550.00 $1,473.00 $462.00 $1,473.00
Leeds $620.00 $1,490.00 $495.00 $1,451.00
Levant $550.00 $1,475.00 $447.00 $1,473.00
Lewiston $535.00 $1,555.00 $535.00 $1,490.00
Liberty $550.00 $1,504.00 $481.00 $1,473.00
Limerick $577.00 $1,417.00 $504.00 $1,381.00
Limestone $531.00 $1,393.00 $461.00 $1,393.00
Limington $577.00 $1,417.00 $495.00 $1,381.00
Lincoln $550.00 $1,473.00 $478.00 $1,473.00
Lincolnville $550.00 $1,510.00 $479.00 $1,473.00
Lisbon $620.00 $1,484.00 $518.00 $1,458.00
Lisbon Falls $620.00 $1,495.00 $494.00 $1,451.00
Litchfield $620.00 $1,495.00 $507.00 $1,451.00
Little Deer Isle $586.00 $1,772.00 $456.00 $1,499.00
Livermore $620.00 $1,490.00 $494.00 $1,451.00
Livermore Falls $620.00 $1,490.00 $495.00 $1,451.00
Long Island $506.00 $1,317.00 $420.00 $1,317.00
Lovell $620.00 $1,506.00 $527.00 $1,497.00
Lubec $573.00 $1,737.00 $462.00 $1,507.00
Machias $573.00 $1,737.00 $455.00 $1,507.00
Machiasport $573.00 $1,737.00 $461.00 $1,507.00
Madawaska $547.00 $1,437.00 $527.00 $1,393.00
Madison $574.00 $1,530.00 $492.00 $1,497.00
Manchester $620.00 $1,481.00 $474.00 $1,451.00
Mapleton $531.00 $1,393.00 $455.00 $1,393.00
Mars Hill $531.00 $1,393.00 $435.00 $1,393.00
Matinicus $550.00 $1,510.00 $479.00 $1,415.00
Mattawamkeag $550.00 $1,473.00 $467.00 $1,473.00
Mechanic Falls $620.00 $1,524.00 $567.00 $1,451.00
Meddybemps $573.00 $1,737.00 $475.00 $1,507.00
Medway $550.00 $1,473.00 $467.00 $1,473.00
Mexico $620.00 $1,506.00 $504.00 $1,497.00
Milbridge $555.00 $1,737.00 $433.00 $1,507.00
Milford $550.00 $1,475.00 $459.00 $1,473.00
Millinocket $550.00 $1,473.00 $441.00 $1,473.00
Milo $550.00 $1,472.00 $450.00 $1,393.00
Minot $620.00 $1,524.00 $525.00 $1,451.00
Monhegan $620.00 $1,539.00 $479.00 $1,415.00
Monmouth $620.00 $1,495.00 $497.00 $1,451.00
Monroe $550.00 $1,504.00 $494.00 $1,473.00
Monson $550.00 $1,472.00 $455.00 $1,393.00
Monticello $531.00 $1,393.00 $420.00 $1,393.00
Morrill $550.00 $1,504.00 $488.00 $1,473.00
Mount Desert $573.00 $1,717.00 $462.00 $1,499.00
Mount Vernon $620.00 $1,501.00 $485.00 $1,451.00
Naples $577.00 $1,661.00 $517.00 $1,381.00
New Gloucester $577.00 $1,479.00 $501.00 $1,381.00
New Harbor $580.00 $1,539.00 $442.00 $1,415.00
New Limerick $531.00 $1,393.00 $420.00 $1,393.00
New Portland $574.00 $1,519.00 $481.00 $1,497.00
New Sharon $574.00 $1,548.00 $484.00 $1,497.00
New Sweden $531.00 $1,437.00 $452.00 $1,393.00
New Vineyard $574.00 $1,548.00 $484.00 $1,497.00
Newcastle $619.00 $1,539.00 $472.00 $1,415.00
Newfield $577.00 $1,417.00 $517.00 $1,381.00
Newport $550.00 $1,488.00 $464.00 $1,473.00
Newry $620.00 $1,506.00 $486.00 $1,497.00
Nobleboro $620.00 $1,539.00 $477.00 $1,415.00
Norridgewock $574.00 $1,530.00 $489.00 $1,497.00
North Anson $574.00 $1,519.00 $479.00 $1,497.00
North Berwick $529.00 $1,467.00 $494.00 $1,355.00
North Bridgton $577.00 $1,490.00 $517.00 $1,381.00
North Haven $539.00 $1,510.00 $422.00 $1,415.00
North Monmouth $620.00 $1,495.00 $497.00 $1,451.00
North Vassalboro $620.00 $1,481.00 $481.00 $1,451.00
North Waterboro $577.00 $1,417.00 $496.00 $1,381.00
North Waterford $620.00 $1,506.00 $497.00 $1,497.00
North Yarmouth $506.00 $1,366.00 $506.00 $1,317.00
Northeast Harbor $573.00 $1,717.00 $462.00 $1,499.00
Norway $620.00 $1,497.00 $530.00 $1,497.00
Oakfield $531.00 $1,393.00 $436.00 $1,393.00
Oakland $620.00 $1,501.00 $480.00 $1,451.00
Ocean Park $497.00 $1,381.00 $497.00 $1,381.00
Ogunquit $529.00 $1,395.00 $484.00 $1,355.00
Old Orchard Beach $497.00 $1,379.00 $497.00 $1,329.00
Old Town $550.00 $1,475.00 $452.00 $1,473.00
Oquossoc $574.00 $1,548.00 $480.00 $1,497.00
Orient $531.00 $1,393.00 $442.00 $1,393.00
Orland $586.00 $1,772.00 $478.00 $1,499.00
Orono $550.00 $1,475.00 $454.00 $1,473.00
Orrington $550.00 $1,475.00 $470.00 $1,473.00
Orrs Island $508.00 $1,416.00 $495.00 $1,381.00
Owls Head $550.00 $1,510.00 $470.00 $1,415.00
Oxbow $531.00 $1,393.00 $449.00 $1,393.00
Oxford $620.00 $1,497.00 $526.00 $1,497.00
Palermo $550.00 $1,504.00 $470.00 $1,473.00
Palmyra $574.00 $1,530.00 $459.00 $1,497.00
Paris $620.00 $1,497.00 $526.00 $1,497.00
Parsonsfield $577.00 $1,417.00 $496.00 $1,381.00
Passadumkeag $550.00 $1,473.00 $455.00 $1,473.00
Patten $531.00 $1,473.00 $443.00 $1,473.00
Peaks Island $506.00 $1,413.00 $454.00 $1,317.00
Pemaquid $577.00 $1,539.00 $439.00 $1,415.00
Pembroke $573.00 $1,737.00 $477.00 $1,507.00
Penobscot $586.00 $1,772.00 $472.00 $1,499.00
Perham $547.00 $1,437.00 $446.00 $1,393.00
Perry $573.00 $1,737.00 $475.00 $1,507.00
Peru $620.00 $1,506.00 $495.00 $1,497.00
Phillips $574.00 $1,548.00 $489.00 $1,497.00
Phippsburg $508.00 $1,477.00 $485.00 $1,415.00
Pittsfield $574.00 $1,530.00 $458.00 $1,497.00
Plymouth $550.00 $1,473.00 $491.00 $1,473.00
Poland $620.00 $1,524.00 $516.00 $1,451.00
Port Clyde $550.00 $1,510.00 $470.00 $1,415.00
Portage $531.00 $1,393.00 $463.00 $1,393.00
Porter $620.00 $1,506.00 $511.00 $1,497.00
Portland $506.00 $1,468.00 $467.00 $1,464.00
Pownal $577.00 $1,430.00 $488.00 $1,381.00
Presque Isle $531.00 $1,393.00 $466.00 $1,393.00
Princeton $573.00 $1,737.00 $472.00 $1,507.00
Prospect Harbor $573.00 $1,731.00 $458.00 $1,499.00
Randolph $576.00 $1,439.00 $471.00 $1,426.00
Rangeley $574.00 $1,548.00 $483.00 $1,497.00
Raymond $577.00 $1,479.00 $520.00 $1,381.00
Readfield $620.00 $1,501.00 $482.00 $1,451.00
Richmond $508.00 $1,477.00 $508.00 $1,415.00
Robbinston $573.00 $1,737.00 $479.00 $1,507.00
Rockland $550.00 $1,528.00 $477.00 $1,415.00
Rockport $550.00 $1,528.00 $465.00 $1,415.00
Rockwood $574.00 $1,519.00 $443.00 $1,497.00
Round Pond $604.00 $1,539.00 $460.00 $1,415.00
Roxbury $620.00 $1,506.00 $506.00 $1,497.00
Rumford $620.00 $1,506.00 $511.00 $1,497.00
Sabattus $620.00 $1,495.00 $504.00 $1,451.00
Saco $497.00 $1,342.00 $497.00 $1,329.00
Saint Agatha $547.00 $1,437.00 $508.00 $1,393.00
Saint Albans $574.00 $1,530.00 $463.00 $1,497.00
Saint David $547.00 $1,437.00 $497.00 $1,393.00
Saint Francis $547.00 $1,437.00 $435.00 $1,393.00
Sanford $529.00 $1,432.00 $479.00 $1,355.00
Sangerville $550.00 $1,472.00 $460.00 $1,393.00
Sargentville $586.00 $1,772.00 $463.00 $1,499.00
Scarborough $514.00 $1,365.00 $498.00 $1,264.00
Seal Cove $573.00 $1,717.00 $466.00 $1,499.00
Seal Harbor $573.00 $1,717.00 $466.00 $1,499.00
Searsmont $550.00 $1,504.00 $515.00 $1,473.00
Searsport $550.00 $1,504.00 $518.00 $1,473.00
Sebago $577.00 $1,650.00 $495.00 $1,381.00
Sedgwick $586.00 $1,772.00 $466.00 $1,499.00
Shapleigh $577.00 $1,417.00 $505.00 $1,381.00
Shawmut $613.00 $1,497.00 $518.00 $1,497.00
Sherman $531.00 $1,393.00 $444.00 $1,393.00
Shirley Mills $550.00 $1,472.00 $457.00 $1,393.00
Sinclair $547.00 $1,437.00 $474.00 $1,393.00
Skowhegan $574.00 $1,530.00 $482.00 $1,497.00
Smithfield $574.00 $1,538.00 $475.00 $1,497.00
Smyrna Mills $531.00 $1,393.00 $436.00 $1,393.00
Solon $574.00 $1,519.00 $469.00 $1,497.00
Sorrento $573.00 $1,717.00 $456.00 $1,499.00
South Berwick $529.00 $1,516.00 $503.00 $1,355.00
South Bristol $581.00 $1,539.00 $442.00 $1,415.00
South China $620.00 $1,481.00 $490.00 $1,451.00
South Gardiner $576.00 $1,451.00 $490.00 $1,451.00
South Paris $620.00 $1,497.00 $524.00 $1,497.00
South Portland $514.00 $1,365.00 $488.00 $1,264.00
South Thomaston $550.00 $1,510.00 $450.00 $1,415.00
Southport $598.00 $1,539.00 $455.00 $1,415.00
Southwest Harbor $573.00 $1,717.00 $449.00 $1,499.00
Springfield $550.00 $1,481.00 $457.00 $1,473.00
Springvale $529.00 $1,432.00 $492.00 $1,381.00
Spruce Head $550.00 $1,510.00 $446.00 $1,415.00
Squirrel Island $620.00 $1,539.00 $474.00 $1,415.00
Stacyville $550.00 $1,473.00 $440.00 $1,473.00
Standish $506.00 $1,432.00 $502.00 $1,317.00
Steep Falls $577.00 $1,650.00 $494.00 $1,381.00
Stetson $550.00 $1,473.00 $457.00 $1,473.00
Steuben $573.00 $1,737.00 $444.00 $1,507.00
Stillwater $550.00 $1,475.00 $457.00 $1,473.00
Stockholm $531.00 $1,393.00 $460.00 $1,393.00
Stockton Springs $550.00 $1,504.00 $467.00 $1,473.00
Stoneham $620.00 $1,506.00 $523.00 $1,497.00
Stonington $564.00 $1,772.00 $441.00 $1,499.00
Stratton $574.00 $1,548.00 $482.00 $1,497.00
Strong $574.00 $1,548.00 $486.00 $1,497.00
Sullivan $573.00 $1,717.00 $462.00 $1,499.00
Sumner $620.00 $1,506.00 $496.00 $1,497.00
Sunset $559.00 $1,772.00 $437.00 $1,499.00
Surry $586.00 $1,772.00 $463.00 $1,499.00
Swans Island $518.00 $1,717.00 $403.00 $1,499.00
Temple $574.00 $1,540.00 $494.00 $1,497.00
Tenants Harbor $509.00 $1,510.00 $396.00 $1,415.00
Thomaston $550.00 $1,510.00 $452.00 $1,415.00
Thorndike $550.00 $1,504.00 $500.00 $1,473.00
Topsfield $573.00 $1,737.00 $466.00 $1,507.00
Topsham $508.00 $1,415.00 $498.00 $1,415.00
Trevett $620.00 $1,539.00 $474.00 $1,415.00
Troy $550.00 $1,504.00 $488.00 $1,473.00
Turner $620.00 $1,490.00 $502.00 $1,451.00
Union $550.00 $1,510.00 $469.00 $1,415.00
Unity $550.00 $1,504.00 $473.00 $1,473.00
Van Buren $547.00 $1,437.00 $478.00 $1,393.00
Vanceboro $573.00 $1,737.00 $466.00 $1,507.00
Vassalboro $620.00 $1,481.00 $532.00 $1,451.00
Vienna $620.00 $1,501.00 $492.00 $1,451.00
Vinalhaven $519.00 $1,510.00 $406.00 $1,415.00
Waite $573.00 $1,737.00 $483.00 $1,507.00
Waldoboro $602.00 $1,539.00 $461.00 $1,415.00
Wallagrass $547.00 $1,437.00 $450.00 $1,393.00
Walpole $586.00 $1,539.00 $446.00 $1,415.00
Warren $550.00 $1,510.00 $462.00 $1,415.00
Washburn $531.00 $1,393.00 $454.00 $1,393.00
Washington $550.00 $1,510.00 $462.00 $1,415.00
Waterboro $577.00 $1,417.00 $519.00 $1,381.00
Waterford $620.00 $1,506.00 $514.00 $1,497.00
Waterville $613.00 $1,588.00 $517.00 $1,588.00
Wayne $620.00 $1,495.00 $497.00 $1,451.00
Weld $574.00 $1,540.00 $511.00 $1,497.00
Wells $529.00 $1,395.00 $495.00 $1,355.00
Wesley $573.00 $1,737.00 $573.00 $1,507.00
West Baldwin $577.00 $1,650.00 $487.00 $1,381.00
West Bethel $620.00 $1,506.00 $511.00 $1,497.00
West Boothbay Harbor $606.00 $1,539.00 $462.00 $1,415.00
West Enfield $550.00 $1,473.00 $478.00 $1,473.00
West Forks $574.00 $1,519.00 $459.00 $1,497.00
West Newfield $577.00 $1,417.00 $495.00 $1,381.00
West Paris $620.00 $1,497.00 $503.00 $1,497.00
Westbrook $514.00 $1,365.00 $493.00 $1,264.00
Westfield $531.00 $1,393.00 $438.00 $1,393.00
Whitefield $620.00 $1,539.00 $484.00 $1,415.00
Whiting $573.00 $1,737.00 $467.00 $1,507.00
Wilton $574.00 $1,540.00 $497.00 $1,497.00
Windham $506.00 $1,432.00 $506.00 $1,317.00
Windsor $620.00 $1,481.00 $483.00 $1,451.00
Winn $550.00 $1,473.00 $460.00 $1,473.00
Winter Harbor $573.00 $1,731.00 $449.00 $1,499.00
Winterport $550.00 $1,504.00 $505.00 $1,473.00
Winthrop $620.00 $1,495.00 $491.00 $1,451.00
Wiscasset $620.00 $1,486.00 $491.00 $1,415.00
Woodland Washington County $573.00 $1,737.00 $490.00 $1,507.00
Woolwich $508.00 $1,477.00 $508.00 $1,415.00
Wytopitlock $531.00 $1,393.00 $439.00 $1,393.00
Yarmouth $506.00 $1,317.00 $501.00 $1,317.00
York $529.00 $1,467.00 $461.00 $1,355.00

Tips to Get a Great Price on Maine Auto Insurance

You are required to have auto insurance in the state of Maine. The good news is that Maine has rates that are among the lowest in the country. In addition, you may also be eligible for discounts, including:

  • Multiple vehicle policy.
  • Combining auto/home insurance.
  • Good driver.
  • Renewals.
  • No lapse in coverage.
  • Low mileage.
  • Good student.
  • Completion of a driver's education course.

In addition to these discounts, if you are over the age of 55, Maine laws states that every insurance company must offer a discount if you attend an approved accident prevention course.

Moving to Maine: Important Information

If you move to Maine and have a valid out-of-state driver's license, you can get a Maine driver's license by visiting the local DMV. You must be able to prove that you are a Maine resident. You can do this by providing the DMV with a utility bill, check stub, or other legal document. In addition, you will need to provide your birth certificate.

You will need to take a vision screening, as well as pay the required license fees and get your picture taken. You must also turn in your out-of-state license to get your new Maine license.

All new residents must register their vehicle in Maine. To do this, you need to visit your local town's government office. According to Maine law, if your vehicle is 1995 or newer, you must be able to show the title of the vehicle. If your vehicle is older than 1995, showing a title is not necessary. Either way, you will need to show the registration from the state that you moved from, as well as your current dated insurance card.

Another important fact to know is that there is an excise tax, which is an indirect tax charged on the sale of a product, due yearly when you register your vehicle. The amount of the tax varies based on the value of your vehicle.

Understanding Driving Laws in Maine

It is important to read and understand the driving laws in Maine before you attempt to get your state license. While there are many laws that are the same state to state, there are particular to Maine. A good example is Title 29-A §2119, which prohibits text messaging.

As in most states, Maine has strict seat belt laws. Children under 40 pounds must be secured in a child safety seat. Those between the ages 8 and 18 must be restrained by a regular car seat belt.

Frequently Asked Questions About Maine Auto Insurance

1. What will an insurance policy cost per year?

The price of your insurance policy varies greatly depending on your specific circumstances. Things such as; young drivers in the household, your credit worthiness, as well as the number of vehicles that you need to insure can affect the price greatly.

2. What auto insurance coverage does Maine law require?

There are three types of auto insurance coverage required by law in the state:

  • Uninsured motorist coverage.
  • Liability insurance.
  • Medical payments coverage.

3. How can you obtain proof of insurance coverage?

Most insurance companies send a card to prove insurance coverage. In addition, most insurance companies will send electronic confirmation of coverage if needed.

How to Get Great Rates on Maine Auto Insurance

Finding an auto insurance quote can seem overwhelming – but insuranceQuotes.com helps you find the best car insurance policy at the best price. Every year, we match 15 million consumers to the nation’s biggest auto insurance companies, including State Farm, Allstate and Liberty Mutual.

insuranceQuotes.com connects you with local and national insurance companies that give you free car insurance estimates by phone or email within minutes. By comparing multiple quotes, you can be sure that you’re getting the best price for car insurance.

insuranceQuotes.com Auto Rate Methodology

Rates are based on one vehicle and one driver who has state minimum coverage with $500 deductibles. The hypothetical driver is 40 years old, female, employed, a college graduate, and has good credit. She has no traffic violations, claims, or lapse in coverage. The vehicle is assumed to be a sedan that is garaged on premises, used primarily for commuting, and driven 16,000 miles per year. Rates include commonly available carrier discounts and are estimates and not guaranteed.

Average cost of car insurance by state

Find out how a county’s insurance rate stacks up against the state average, as well as how it fares against other counties in the state.

Use our interactive map to find out:

  • How your state compares to the national average
  • How your county compares to the state average
  • How your ZIP compares to the county

Use the "Select state" or "Select county" dropdown menu to choose your state, then your county.

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