South Carolina Auto Insurance Quotes

South Carolina auto insurance South Carolina is unlike many other states when it comes to auto insurance. In most states, your vehicle registration is suspended if you don't have insurance, but in South Carolina, if you don't have insurance, the state can suspend your driver's license. The state does have minimum insurance requirements that are similar to those in other states, including:

  • $25,000 per person to cover injuries.
  • $50,000 maximum for injuries in a single accident.
  • $25,000 for all property damage in a single accident.

You can also choose to purchase collision, comprehensive and uninsured motorist coverage, but these aren't required.

Sample of Annual South Carolina Auto Insurance Rates

Charleston Auto Insurance

Situated along the Atlantic coast, Charleston is the second-largest city in South Carolina with a population of more than 132,000 people. Charleston was named after English King Charles II. It has been called one of America's most friendly cities.

From Charleston, Interstate 26 runs north through North Charleston and toward Columbia, S.C. Interstate 526 forms a loop around Charleston and North Charleston. U.S. Route 17 travels along the Atlantic coast, running north to Myrtle Beach. U.S. Route 78 connects Charleston with Goose Creek.

City Single Married
Low High Low High
Charleston $803.00 $3,240.00 $732.00 $2,621.00

Columbia Auto Insurance

Named after Christopher Columbus, Columbia is the capital of South Carolina and the largest city in the state with a population of more than 133,000 people. Columbia is known as the Capital of Southern Hospitality. The college town is home to the University of South Carolina.

From Columbia, Interstate 20 travels west into Atlanta. Interstate 26 runs north toward Greenville and south toward Charleston. Interstate 77 originates in Columbia and runs north into Charlotte. U.S. Route 378 connects Columbia with Myrtle Beach to the east.

City Single Married
Low High Low High
Columbia $735.00 $3,468.00 $671.00 $2,805.00

Huger Auto Insurance

North of Charleston, Huger is surrounded by forests. The town is nestled between the Francis Marion National Forest and the Wee Tee Wildlife Management Area.

From Huger, South Carolina Highway 41 runs south toward Charleston and Mount Pleasant. Southwest of town, U.S. Route 17 runs south into Charleston and north toward Myrtle Beach.

City Single Married
Low High Low High
Huger $901.00 $3,627.00 $823.00 $2,928.00

North Charleston Auto Insurance

North Charleston is the third-largest city in South Carolina with a population of more than 108,000 people. The town separated from Charleston in the 1970s. Boeing operates a major airline assembly plant in North Charleston.

From North Charleston, Interstate 26 runs north toward Columbia and south into Charleston. U.S. Route 78 connects North Charleston with Goose Creek to the north, and Charleston to the south. Just south of town, U.S. Route 17 travels along the Atlantic coast toward Myrtle Beach. Interstate 526 forms a loop around Charleston and North Charleston.

City Single Married
Low High Low High
North Charleston $864.00 $3,240.00 $787.00 $2,621.00

Bluffton Auto Insurance

Bluffton is a small town near Hilton Head Island with a population of about 13,000 people. Bluffton played a large role in the Civil War, leading South Carolina to become the first state to succeed from the United States.

From Bluffton, U.S. Route 278 runs east onto Hilton Head Island and north toward Augusta, Georgia. Just outside of Bluffton, Route 278 connects with Interstate 95 and U.S. Route 17. Interstate 95 travels north toward Washington, D.C., and south toward Jacksonville. While U.S. Route 17 runs south toward Savannah, Georgia, and northeast passed Charleston and toward Myrtle Beach.

City Single Married
Low High Low High
Bluffton $763.00 $2,945.00 $695.00 $2,385.00

Mount Pleasant Auto Insurance

Mount Pleasant is an eastern suburb of Charleston. It is the fourth-largest city in South Carolina with a population of about 78,000 people. Mount Pleasant is located near the Atlantic coast.

U.S. Route 17 travels connects Mount Pleasant with Charleston to the west, and Myrtle Beach in the northeast. Interstate 526 runs through Mount Pleasant, forming a loop around the Charleston regions. Just outside of town, Interstate 26 runs north to Columbia.

City Single Married
Low High Low High
Mount Pleasant $781.00 $2,818.00 $711.00 $2,282.00

Hardeeville Auto Insurance

Hardeeville is a small town near Hilton Head Island with a population of about 4,800 people. Given the town's proximity to Hilton Head and Savannah, Georgia, Hardeeville provides lodging for tourists and refers to itself as the "Low-country host."

Interstate 95 passes through Hardeeville, running north toward Washington, D.C., and south toward Jacksonville. U.S. Route 278 connects Hardeeville with Hilton Head Island to the east and August, Ga., to the north. U.S. Route 17 runs south into Savannah, Georgia, and northeast toward Charleston and Myrtle Beach.

City Single Married
Low High Low High
Hardeeville $953.00 $2,945.00 $869.00 $2,385.00

Rock Hill Auto Insurance

Rock Hill is the fifth-largest city in South Carolina with a population of more than 66,000 people. Rock Hill is known as "Football City USA." A number of NFL players have come out of Rock Hill, including Houston Texans star Jadeveon Clowney.

Interstate 77 connects Rock Hill with Charlotte to the north, and Columbia to the south. U.S. Route 21 also runs south toward Columbia. South Carolina Highway 72 runs southwest into Athens, Ga.

City Single Married
Low High Low High
Rock Hill $745.00 $3,097.00 $678.00 $2,505.00

Hilton Head Island Auto Insurance

Hilton Head Island is a popular tourism destination along the Atlantic coast. The resort town has 12 miles of beaches. Hilton Head has a population of only about 37,000 people, but welcomes millions of visitors each year.

U.S. Route 278 is the primary road leading to Hilton Head Island. From the island, it runs north to Augusta, Ga. Twenty miles outside of town, Route 278 connects with Interstate 95, running north toward Washington, D.C., and south toward Jacksonville.

City Single Married
Low High Low High
Hilton Head Island $738.00 $2,922.00 $673.00 $2,366.00

Goose Creek Auto Insurance

Goose Creek is a northern Charleston suburb with a population of about 36,000 people. The town is home to the Charleston Navy base.

From Goose Creek, Interstate 26 runs north into Columbia and south into Charleston. U.S. Route 176 also runs north toward Columbia. U.S. Route 78 runs northwest into Augusta. U.S. Route 52 north toward Winston-Salem, N.C. In Goose Creek, Routes 78 and 52 merge together, traveling south toward Charleston.

City Single Married
Low High Low High
Goose Creek $775.00 $3,110.00 $706.00 $2,519.00

City Single Married
Low High Low High
Abbeville $772.00 $3,157.00 $703.00 $2,554.00
Adams Run $969.00 $3,882.00 $880.00 $3,140.00
Aiken $730.00 $2,588.00 $665.00 $2,096.00
Alcolu $861.00 $3,618.00 $786.00 $2,920.00
Allendale $953.00 $4,436.00 $869.00 $3,581.00
Anderson $760.00 $3,157.00 $692.00 $2,554.00
Andrews $853.00 $3,627.00 $778.00 $2,928.00
Arcadia $774.00 $2,705.00 $704.00 $2,192.00
Awendaw $851.00 $2,818.00 $776.00 $2,282.00
Aynor $834.00 $3,611.00 $760.00 $2,920.00
Bamberg $953.00 $3,693.00 $869.00 $2,981.00
Barnwell $944.00 $3,693.00 $861.00 $2,981.00
Batesburg $828.00 $3,157.00 $755.00 $2,554.00
Bath $830.00 $2,588.00 $755.00 $2,096.00
Beaufort $740.00 $2,971.00 $673.00 $2,405.00
Beech Island $787.00 $2,588.00 $718.00 $2,096.00
Belton $760.00 $2,883.00 $692.00 $2,336.00
Bennettsville $861.00 $3,114.00 $786.00 $2,517.00
Bethune $835.00 $3,224.00 $761.00 $2,606.00
Bishopville $941.00 $3,734.00 $859.00 $3,017.00
Blacksburg $837.00 $2,774.00 $763.00 $2,246.00
Blackstock $777.00 $3,670.00 $710.00 $2,968.00
Blackville $944.00 $3,693.00 $861.00 $2,981.00
Blair $837.00 $3,670.00 $763.00 $2,968.00
Blenheim $920.00 $3,114.00 $837.00 $2,517.00
Bluffton $763.00 $2,945.00 $695.00 $2,385.00
Blythewood $886.00 $2,949.00 $805.00 $2,387.00
Boiling Springs $770.00 $2,705.00 $700.00 $2,192.00
Bonneau $963.00 $3,627.00 $877.00 $2,928.00
Bowman $820.00 $3,693.00 $748.00 $2,981.00
Bradley $749.00 $3,157.00 $682.00 $2,554.00
Branchville $820.00 $3,693.00 $748.00 $2,981.00
Brunson $953.00 $4,436.00 $869.00 $3,581.00
Buffalo $825.00 $2,849.00 $753.00 $2,303.00
Cades $945.00 $3,618.00 $863.00 $2,920.00
Calhoun Falls $772.00 $3,157.00 $703.00 $2,554.00
Camden $878.00 $3,224.00 $802.00 $2,606.00
Cameron $854.00 $3,552.00 $781.00 $2,870.00
Campobello $774.00 $2,774.00 $704.00 $2,246.00
Carlisle $832.00 $2,849.00 $758.00 $2,303.00
Cassatt $835.00 $3,224.00 $761.00 $2,606.00
Catawba $742.00 $3,097.00 $677.00 $2,505.00
Cayce $800.00 $2,657.00 $728.00 $2,153.00
Centenary $915.00 $3,336.00 $832.00 $2,695.00
Central $729.00 $2,376.00 $665.00 $1,925.00
Chapin $790.00 $3,157.00 $721.00 $2,554.00
Chappells $831.00 $3,157.00 $758.00 $2,554.00
Charleston $803.00 $3,240.00 $732.00 $2,621.00
Charleston Afb $772.00 $3,240.00 $704.00 $2,621.00
Cheraw $861.00 $3,114.00 $786.00 $2,517.00
Chesnee $768.00 $2,774.00 $698.00 $2,246.00
Chester $837.00 $3,097.00 $763.00 $2,505.00
Chesterfield $875.00 $3,224.00 $798.00 $2,606.00
Clarks Hill $806.00 $3,157.00 $735.00 $2,554.00
Clemson $705.00 $2,376.00 $642.00 $1,925.00
Cleveland $721.00 $2,656.00 $656.00 $2,152.00
Clifton $764.00 $2,705.00 $695.00 $2,192.00
Clinton $755.00 $2,849.00 $687.00 $2,303.00
Clio $920.00 $3,114.00 $837.00 $2,517.00
Clover $764.00 $2,580.00 $695.00 $2,089.00
Columbia $735.00 $3,468.00 $671.00 $2,805.00
Conway $834.00 $3,611.00 $760.00 $2,920.00
Coosawhatchie $953.00 $4,436.00 $869.00 $3,581.00
Cope $854.00 $3,693.00 $781.00 $2,981.00
Cordesville $901.00 $3,702.00 $823.00 $2,993.00
Cordova $854.00 $3,552.00 $781.00 $2,870.00
Cottageville $953.00 $3,882.00 $869.00 $3,140.00
Coward $879.00 $3,284.00 $801.00 $2,656.00
Cowpens $768.00 $2,705.00 $698.00 $2,192.00
Cross $963.00 $3,702.00 $877.00 $2,993.00
Cross Hill $749.00 $2,849.00 $683.00 $2,303.00
Dalzell $874.00 $3,135.00 $796.00 $2,535.00
Darlington $919.00 $3,284.00 $836.00 $2,656.00
Daufuskie Island $796.00 $2,945.00 $724.00 $2,385.00
Denmark $953.00 $3,552.00 $869.00 $2,870.00
Dillon $920.00 $3,336.00 $837.00 $2,695.00
Donalds $772.00 $3,157.00 $703.00 $2,554.00
Dorchester $963.00 $3,349.00 $877.00 $2,707.00
Drayton $764.00 $2,705.00 $695.00 $2,192.00
Due West $772.00 $3,157.00 $703.00 $2,554.00
Duncan $774.00 $2,705.00 $704.00 $2,192.00
Early Branch $953.00 $4,436.00 $869.00 $3,581.00
Easley $739.00 $2,883.00 $673.00 $2,336.00
Eastover $849.00 $3,734.00 $774.00 $3,017.00
Edgefield $755.00 $3,157.00 $687.00 $2,554.00
Edgemoor $777.00 $3,097.00 $710.00 $2,505.00
Edisto Island $834.00 $3,720.00 $759.00 $3,007.00
Effingham $871.00 $3,284.00 $793.00 $2,656.00
Ehrhardt $953.00 $4,436.00 $869.00 $3,581.00
Elgin $884.00 $3,041.00 $806.00 $2,462.00
Elliott $941.00 $3,734.00 $859.00 $3,017.00
Elloree $820.00 $3,552.00 $748.00 $2,870.00
Enoree $774.00 $2,849.00 $704.00 $2,303.00
Estill $953.00 $4,436.00 $869.00 $3,581.00
Eutawville $820.00 $3,702.00 $748.00 $2,993.00
Fair Play $752.00 $2,376.00 $685.00 $1,925.00
Fairfax $953.00 $4,436.00 $869.00 $3,581.00
Florence $847.00 $3,336.00 $770.00 $2,695.00
Fork $920.00 $3,336.00 $837.00 $2,695.00
Fort Lawn $777.00 $3,097.00 $710.00 $2,505.00
Fort Mill $755.00 $2,580.00 $687.00 $2,089.00
Fountain Inn $721.00 $2,706.00 $656.00 $2,193.00
Gable $941.00 $3,618.00 $859.00 $2,920.00
Gadsden $849.00 $3,734.00 $774.00 $3,017.00
Gaffney $821.00 $2,774.00 $748.00 $2,246.00
Galivants Ferry $834.00 $3,611.00 $760.00 $2,920.00
Garnett $953.00 $4,436.00 $869.00 $3,581.00
Gaston $860.00 $3,425.00 $784.00 $2,775.00
Georgetown $804.00 $3,627.00 $732.00 $2,928.00
Gilbert $828.00 $3,157.00 $755.00 $2,554.00
Glendale $758.00 $2,705.00 $689.00 $2,192.00
Gloverville $739.00 $2,588.00 $674.00 $2,096.00
Goose Creek $775.00 $3,110.00 $706.00 $2,519.00
Graniteville $753.00 $2,708.00 $685.00 $2,192.00
Gray Court $749.00 $2,706.00 $683.00 $2,193.00
Great Falls $837.00 $3,670.00 $763.00 $2,968.00
Greeleyville $945.00 $3,618.00 $863.00 $2,920.00
Green Pond $953.00 $3,720.00 $869.00 $3,007.00
Green Sea $834.00 $3,611.00 $760.00 $2,920.00
Greenville $694.00 $2,883.00 $629.00 $2,336.00
Greenwood $711.00 $2,584.00 $648.00 $2,090.00
Greer $716.00 $2,656.00 $651.00 $2,152.00
Gresham $915.00 $3,336.00 $832.00 $2,695.00
Hamer $920.00 $3,336.00 $837.00 $2,695.00
Hampton $953.00 $4,436.00 $869.00 $3,581.00
Hanahan $822.00 $3,110.00 $750.00 $2,519.00
Hardeeville $953.00 $2,945.00 $869.00 $2,385.00
Harleyville $963.00 $3,349.00 $877.00 $2,707.00
Hartsville $921.00 $3,284.00 $837.00 $2,656.00
Heath Springs $835.00 $3,224.00 $761.00 $2,606.00
Hemingway $945.00 $3,336.00 $863.00 $2,695.00
Hickory Grove $760.00 $2,580.00 $692.00 $2,089.00
Hilton Head Island $738.00 $2,922.00 $673.00 $2,366.00
Hodges $772.00 $3,157.00 $703.00 $2,554.00
Holly Hill $820.00 $3,349.00 $748.00 $2,707.00
Hollywood $885.00 $3,720.00 $805.00 $3,007.00
Honea Path $760.00 $3,157.00 $692.00 $2,554.00
Hopkins $849.00 $3,355.00 $774.00 $2,716.00
Huger $901.00 $3,627.00 $823.00 $2,928.00
Inman $774.00 $2,774.00 $704.00 $2,246.00
Irmo $805.00 $2,864.00 $733.00 $2,319.00
Islandton $953.00 $4,436.00 $869.00 $3,581.00
Isle Of Palms $806.00 $2,818.00 $735.00 $2,282.00
Iva $795.00 $3,157.00 $726.00 $2,554.00
Jackson $787.00 $2,588.00 $718.00 $2,096.00
Jacksonboro $953.00 $3,720.00 $869.00 $3,007.00
Jamestown $901.00 $3,627.00 $823.00 $2,928.00
Jefferson $875.00 $3,224.00 $798.00 $2,606.00
Jenkinsville $837.00 $3,670.00 $763.00 $2,968.00
Joanna $755.00 $2,849.00 $687.00 $2,303.00
Johns Island $864.00 $3,152.00 $786.00 $2,551.00
Johnsonville $879.00 $3,618.00 $801.00 $2,920.00
Johnston $755.00 $3,157.00 $687.00 $2,554.00
Jonesville $832.00 $2,849.00 $758.00 $2,303.00
Kershaw $835.00 $3,224.00 $761.00 $2,606.00
Kinards $825.00 $2,849.00 $753.00 $2,303.00
Kingstree $945.00 $3,618.00 $863.00 $2,920.00
Ladson $936.00 $3,235.00 $852.00 $2,616.00
Ladys Island $765.00 $2,806.00 $697.00 $2,272.00
Lake City $879.00 $3,618.00 $801.00 $2,920.00
Lake View $920.00 $3,336.00 $837.00 $2,695.00
Lamar $921.00 $3,284.00 $837.00 $2,656.00
Lancaster $837.00 $3,097.00 $763.00 $2,505.00
Landrum $768.00 $2,774.00 $698.00 $2,246.00
Lane $945.00 $3,618.00 $863.00 $2,920.00
Langley $739.00 $2,588.00 $674.00 $2,096.00
Latta $920.00 $3,336.00 $837.00 $2,695.00
Laurens $749.00 $2,584.00 $683.00 $2,090.00
Leesville $809.00 $3,157.00 $738.00 $2,554.00
Lexington $813.00 $3,425.00 $741.00 $2,775.00
Liberty $739.00 $2,376.00 $673.00 $1,925.00
Liberty Hill $835.00 $3,224.00 $761.00 $2,606.00
Little Mountain $825.00 $2,864.00 $753.00 $2,319.00
Little River $820.00 $3,611.00 $746.00 $2,920.00
Little Rock $920.00 $3,336.00 $837.00 $2,695.00
Lodge $953.00 $4,436.00 $869.00 $3,581.00
Long Creek $756.00 $2,376.00 $689.00 $1,925.00
Longs $834.00 $3,611.00 $760.00 $2,920.00
Loris $834.00 $3,611.00 $760.00 $2,920.00
Lowndesville $772.00 $3,157.00 $703.00 $2,554.00
Lugoff $787.00 $3,041.00 $720.00 $2,462.00
Luray $953.00 $4,436.00 $869.00 $3,581.00
Lydia $921.00 $3,284.00 $837.00 $2,656.00
Lyman $774.00 $2,774.00 $704.00 $2,246.00
Lynchburg $941.00 $3,284.00 $859.00 $2,656.00
Manning $945.00 $3,618.00 $863.00 $2,920.00
Marietta $721.00 $2,656.00 $656.00 $2,152.00
Marion $915.00 $3,336.00 $832.00 $2,695.00
Martin $944.00 $3,693.00 $861.00 $2,981.00
Mauldin $721.00 $2,664.00 $656.00 $2,158.00
Mayesville $883.00 $3,734.00 $804.00 $3,017.00
Mc Bee $875.00 $3,224.00 $798.00 $2,606.00
Mc Clellanville $851.00 $2,818.00 $776.00 $2,282.00
Mc Coll $920.00 $3,114.00 $837.00 $2,517.00
Mc Connells $760.00 $2,580.00 $692.00 $2,089.00
Mc Cormick $806.00 $3,157.00 $735.00 $2,554.00
Modoc $806.00 $3,157.00 $735.00 $2,554.00
Moncks Corner $891.00 $3,702.00 $812.00 $2,993.00
Monetta $787.00 $3,157.00 $718.00 $2,554.00
Moore $774.00 $2,849.00 $704.00 $2,303.00
Mount Carmel $772.00 $3,157.00 $703.00 $2,554.00
Mount Croghan $875.00 $3,224.00 $798.00 $2,606.00
Mount Pleasant $781.00 $2,818.00 $711.00 $2,282.00
Mountain Rest $756.00 $2,376.00 $689.00 $1,925.00
Mountville $749.00 $2,849.00 $683.00 $2,303.00
Mullins $915.00 $3,336.00 $832.00 $2,695.00
Murrells Inlet $784.00 $2,748.00 $713.00 $2,226.00
Myrtle Beach $770.00 $2,993.00 $700.00 $2,424.00
Neeses $854.00 $3,693.00 $781.00 $2,981.00
Nesmith $945.00 $3,627.00 $863.00 $2,928.00
New Ellenton $736.00 $2,588.00 $670.00 $2,096.00
New Zion $945.00 $3,618.00 $863.00 $2,920.00
Newberry $825.00 $2,849.00 $753.00 $2,303.00
Newry $752.00 $2,376.00 $685.00 $1,925.00
Nichols $834.00 $3,611.00 $760.00 $2,920.00
Ninety Six $749.00 $3,157.00 $682.00 $2,554.00
Norris $760.00 $2,376.00 $692.00 $1,925.00
North $854.00 $3,552.00 $781.00 $2,870.00
North Augusta $787.00 $2,708.00 $718.00 $2,192.00
North Charleston $864.00 $3,240.00 $787.00 $2,621.00
North Myrtle Beach $834.00 $2,789.00 $760.00 $2,260.00
Norway $854.00 $3,693.00 $781.00 $2,981.00
Okatie $796.00 $2,945.00 $724.00 $2,385.00
Olanta $879.00 $3,618.00 $801.00 $2,920.00
Olar $944.00 $3,693.00 $861.00 $2,981.00
Orangeburg $820.00 $3,552.00 $748.00 $2,870.00
Pacolet $774.00 $2,705.00 $704.00 $2,192.00
Pageland $875.00 $3,224.00 $798.00 $2,606.00
Pamplico $905.00 $3,618.00 $823.00 $2,920.00
Patrick $875.00 $3,224.00 $798.00 $2,606.00
Pauline $774.00 $2,706.00 $704.00 $2,193.00
Pawleys Island $780.00 $2,748.00 $710.00 $2,226.00
Pelion $896.00 $3,425.00 $817.00 $2,775.00
Pelzer $760.00 $2,883.00 $692.00 $2,336.00
Pendleton $729.00 $2,376.00 $665.00 $1,925.00
Pickens $760.00 $2,656.00 $692.00 $2,152.00
Piedmont $771.00 $2,883.00 $701.00 $2,336.00
Pineland $953.00 $4,436.00 $869.00 $3,581.00
Pineville $963.00 $3,702.00 $877.00 $2,993.00
Pinewood $942.00 $3,618.00 $859.00 $2,920.00
Pinopolis $963.00 $3,702.00 $877.00 $2,993.00
Plum Branch $806.00 $3,157.00 $735.00 $2,554.00
Pomaria $825.00 $3,670.00 $753.00 $2,968.00
Port Royal $740.00 $2,806.00 $673.00 $2,272.00
Prosperity $825.00 $3,157.00 $753.00 $2,554.00
Ravenel $969.00 $3,882.00 $880.00 $3,140.00
Reevesville $820.00 $3,693.00 $748.00 $2,981.00
Reidville $774.00 $2,706.00 $704.00 $2,193.00
Rembert $874.00 $3,734.00 $796.00 $3,017.00
Richburg $777.00 $3,097.00 $710.00 $2,505.00
Ridge Spring $831.00 $3,157.00 $758.00 $2,554.00
Ridgeland $953.00 $4,436.00 $869.00 $3,581.00
Ridgeville $907.00 $3,349.00 $826.00 $2,707.00
Ridgeway $837.00 $3,670.00 $763.00 $2,968.00
Rock Hill $745.00 $3,097.00 $678.00 $2,505.00
Roebuck $774.00 $2,849.00 $704.00 $2,303.00
Round O $953.00 $3,882.00 $869.00 $3,140.00
Rowesville $854.00 $3,693.00 $781.00 $2,981.00
Ruby $875.00 $3,224.00 $798.00 $2,606.00
Ruffin $953.00 $3,693.00 $869.00 $2,981.00
Saint George $820.00 $3,693.00 $748.00 $2,981.00
Saint Helena Island $765.00 $3,720.00 $697.00 $3,007.00
Saint Matthews $820.00 $3,425.00 $748.00 $2,775.00
Saint Stephen $963.00 $3,627.00 $877.00 $2,928.00
Salem $758.00 $2,376.00 $687.00 $1,925.00
Salley $787.00 $3,552.00 $718.00 $2,870.00
Salters $945.00 $3,618.00 $863.00 $2,920.00
Saluda $831.00 $3,157.00 $758.00 $2,554.00
Santee $820.00 $3,349.00 $748.00 $2,707.00
Scranton $879.00 $3,284.00 $801.00 $2,656.00
Seabrook $785.00 $2,806.00 $716.00 $2,272.00
Sellers $915.00 $3,336.00 $832.00 $2,695.00
Seneca $734.00 $2,376.00 $669.00 $1,925.00
Sharon $760.00 $2,580.00 $692.00 $2,089.00
Shaw A F B $741.00 $3,143.00 $675.00 $2,543.00
Sheldon $785.00 $2,806.00 $716.00 $2,272.00
Silverstreet $825.00 $2,849.00 $753.00 $2,303.00
Simpsonville $699.00 $2,706.00 $635.00 $2,193.00
Six Mile $760.00 $2,376.00 $692.00 $1,925.00
Slater $721.00 $2,656.00 $656.00 $2,152.00
Smoaks $953.00 $3,693.00 $869.00 $2,981.00
Smyrna $760.00 $2,580.00 $692.00 $2,089.00
Society Hill $921.00 $3,114.00 $837.00 $2,517.00
Spartanburg $758.00 $2,849.00 $689.00 $2,303.00
Springfield $854.00 $3,552.00 $781.00 $2,870.00
Starr $795.00 $3,157.00 $726.00 $2,554.00
Sullivans Island $794.00 $2,818.00 $723.00 $2,282.00
Summerton $861.00 $3,618.00 $786.00 $2,920.00
Summerville $891.00 $3,349.00 $811.00 $2,707.00
Sumter $741.00 $3,734.00 $675.00 $3,017.00
Sunset $760.00 $2,376.00 $685.00 $1,925.00
Swansea $896.00 $3,157.00 $817.00 $2,554.00
Tamassee $758.00 $2,376.00 $690.00 $1,925.00
Taylors $720.00 $2,656.00 $654.00 $2,152.00
Tillman $953.00 $2,945.00 $869.00 $2,385.00
Timmonsville $905.00 $3,284.00 $823.00 $2,656.00
Townville $784.00 $2,376.00 $708.00 $1,925.00
Travelers Rest $721.00 $2,656.00 $656.00 $2,152.00
Trenton $755.00 $3,157.00 $687.00 $2,554.00
Troy $749.00 $3,157.00 $682.00 $2,554.00
Turbeville $941.00 $3,618.00 $859.00 $2,920.00
Ulmer $953.00 $3,693.00 $869.00 $2,981.00
Union $825.00 $2,849.00 $753.00 $2,303.00
Vance $820.00 $3,702.00 $748.00 $2,993.00
Varnville $953.00 $3,720.00 $869.00 $3,007.00
Wadmalaw Island $885.00 $3,152.00 $805.00 $2,551.00
Wagener $787.00 $3,157.00 $718.00 $2,554.00
Walhalla $756.00 $2,376.00 $689.00 $1,925.00
Wallace $861.00 $3,114.00 $786.00 $2,517.00
Walterboro $953.00 $3,720.00 $869.00 $3,007.00
Ward $831.00 $3,157.00 $758.00 $2,554.00
Ware Shoals $772.00 $3,157.00 $703.00 $2,554.00
Warrenville $730.00 $2,588.00 $665.00 $2,096.00
Waterloo $749.00 $2,584.00 $683.00 $2,090.00
Wedgefield $791.00 $3,143.00 $721.00 $2,543.00
Wellford $774.00 $2,705.00 $704.00 $2,192.00
West Columbia $800.00 $3,425.00 $728.00 $2,775.00
West Union $756.00 $2,376.00 $689.00 $1,925.00
Westminster $752.00 $2,376.00 $685.00 $1,925.00
Westville $835.00 $3,224.00 $761.00 $2,606.00
Whitmire $825.00 $3,670.00 $753.00 $2,968.00
Williamston $760.00 $2,883.00 $692.00 $2,336.00
Williston $944.00 $3,552.00 $861.00 $2,870.00
Windsor $787.00 $2,588.00 $718.00 $2,096.00
Winnsboro $837.00 $3,670.00 $763.00 $2,968.00
Woodruff $754.00 $2,706.00 $685.00 $2,193.00
Yemassee $953.00 $3,720.00 $869.00 $3,007.00
York $760.00 $2,580.00 $692.00 $2,089.00

Finding Auto Insurance Resources in South Carolina

If you're looking for help finding auto insurance resources, the best place to start is with the South Carolina Department of Insurance. The department provides information on how to find insurance companies, how to keep your rates down and how to select coverage.

The state's Department of Motor Vehicles also has resources to help you find auto insurance. The DMV will let you know what can happen if you drive without insurance and what you need to do after an accident. You can also find information about Form FR-50, which is the form needed to obtain a copy of the accident report if you are involved in an accident.

Tips on the Auto Insurance Tort System Used in South Carolina

South Carolina, along with 37 other states, uses the tort system for auto insurance. This is important for you to understand if you come from one of the 12 states that use a no-fault system. In the tort system, the driver who is at fault in an accident is responsible for paying for the victim's expenses.

Under the tort system, if you cause an accident, you are responsible for paying:

  • The medical bills for the victim or victims.
  • The costs to repair or replace any damaged property (this can include the victim's car as well as any other property you might damage, such as a building or fence).
  • Compensation for pain and suffering the victim or victims might experience.
  • Any lost wages of a victim.

The lost wages, medical bills and property damage that you might be responsible for can add up to much more than the minimum coverage required by the state. If it does, the victims can sue you for more money to cover their expenses. This is why it's always a good idea to have more insurance than the minimum.

Moving to South Carolina: Important Information

If you are moving to the state permanently, you can keep using your old license for 90 days but then you need to get a South Carolina license. In addition, you will need to transfer your vehicle registration to South Carolina within 45 days.

When you apply for a driver's license, the form you sign includes a certification that you have liability insurance.

When you register a vehicle or renew your registration, you have to provide the name of your insurance company, which the state will verify. So, be sure to update your address with your insurance company before changing your registration.

Members of the military assigned to the state temporarily, and students in the state temporarily, don't have to obtain a state driver's license.

Understanding Driving Laws in South Carolina

There are some odd laws to be aware of in certain areas of the state. It is illegal in Hilton Head to store trash in your car because the city has a bad rat problem. Despite that interesting law, South Carolina does have the same basic driving laws that you may be familiar with from other states. This includes driving the speed limit, following posted signs and moving over for emergency vehicles.

South Carolina is one of the states that allow police officers to pull over vehicles and issue citations for seat belt violations. This is called primary enforcement because not wearing your seat belt can be the primary reason you are pulled over. In other states, the officer has to pull you over for another offense and then can also cite you for not wearing your seat belt.

Frequently Asked Questions About South Carolina Auto Insurance

1. What kind of insurance is available to cover damage from flooding?

Flooding is common in South Carolina. The minimum auto insurance required by the state will not cover your vehicle if it is damaged in a flood. You will need comprehensive coverage. Comprehensive coverage is designed to pay for damage to your vehicle from things other than accidents, such as fires, vandalism, theft and floods.

2. What are the options for deductibles?

You generally get to choose the deductible that works best for you. Many people find they can lower their insurance rates by increasing their deductible. Be sure your deductible is affordable just in case you're in an accident and need to pay it.

3. Are there discounts for auto insurance?

While the state doesn't have any required discounts like some others do, most insurers offer discounts for good drivers. Many also offer good student discounts and loyalty discounts, so check with several insurers when you're looking for auto insurance.

How to Get Great Rates on South Carolina Auto Insurance

Finding an auto insurance quote can seem overwhelming – but insuranceQuotes.com helps you find the best car insurance policy at the best price. Every year, we match 15 million consumers to the nation’s biggest auto insurance companies, including State Farm, Allstate and Liberty Mutual.

insuranceQuotes.com connects you with local and national insurance companies that give you free car insurance estimates by phone or email within minutes. By comparing multiple quotes, you can be sure that you’re getting the best price for car insurance.

South Carolina Auto Insurance Resources

Need more than just South Carolina auto insurance quotes? We offer insurance information in addition to our excellent auto insurance quotes in South Carolina. If you’d like to learn more about South Carolina insurance, here are some helpful websites.

South Carolina Department of Motor Vehicles

Offering online registration renewal and other information for South Carolina drivers

http://www.scdmvonline.com/DMVNew/default.aspx

Insurance Information Institute

A general consumer resource for all types of insurance

http://www.iii.org/

South Carolina Cell Phone Driving Laws

Can you talk and drive in South Carolina?

http://www.ghsa.org/html/stateinfo/laws/cellphone_laws.html

insuranceQuotes.com Auto Rate Methodology

Rates are based on one vehicle and one driver who has state minimum coverage with $500 deductibles. The hypothetical driver is 40 years old, female, employed, a college graduate, and has good credit. She has no traffic violations, claims, or lapse in coverage. The vehicle is assumed to be a sedan that is garaged on premises, used primarily for commuting, and driven 16,000 miles per year. Rates include commonly available carrier discounts and are estimates and not guaranteed.

Average cost of car insurance by state

Find out how a county’s insurance rate stacks up against the state average, as well as how it fares against other counties in the state.

Use our interactive map to find out:

  • How your state compares to the national average
  • How your county compares to the state average
  • How your ZIP compares to the county

Use the "Select state" or "Select county" dropdown menu to choose your state, then your county.

Reset Map

% Difference from national average rate

    We are comparing rates now, this may take a few minutes to complete.

    Progress

    Get Free Auto Insurance Quotes

    Is it the right time to shop for Auto Insurance?

    Car insurance rates constantly fluctuate and vary each month. Find out when you should shop for new quotes.