Washington Auto Insurance Quotes

Washington auto insurance Like most states, Washington has cracked down on drivers who choose to register a vehicle but never insure it. The state requires you to have insurance if you want to register a vehicle.

The state code RCW 46.29.090 requires you to have at least 25/50/10 insurance in Washington, with the following minimum limits:

  • $25,000 per person in liability.
  • $50,000 per accident in liability.
  • $10,000 per accident in damage liability.

Washington charges a very steep fine for not having insurance. You are required to report your insurance when you get it. Your insurance agency will also report any new policy, or policy changes, to the DMV.

Auto Insurance Rates for Washington

Your auto insurance can vary in price depending on where you live. You can expect to pay high rates in Seattle where natural disasters, vandalism, and theft are higher. Those in rural areas may, in turn, receive lower rates because of lower risk. Many insurance agencies in the state also offer discounts if your drive to and from work is short.

If you have teens on your policy, you can expect to pay higher premiums, as teens are the most at-risk age group on the road. Washington supports a good grades program; so many insurers in the state offer good grade discounts for students. Some college students may also qualify for this discount.

Sample of Annual Washington Auto Insurance Rates

Seattle Auto Insurance

Seattle is the largest city in Washington with a population of more than 684,000 people. It is known as the "Rain City," because of the torrential downpour. Seattle has become a regional tech hub, and is home to companies like Microsoft and Amazon. Jimi Hendrix, the famous guitarist, was born in Seattle.

From Seattle, Interstate 5 runs north toward Vancouver, Canada, and south through Portland. Interstate 90 begins in Seattle and runs east toward Spokane. The popular Space Needle is situated downtown along Broad Street.

City Single Married
Low High Low High
Seattle $785.00 $2,307.00 $701.00 $2,109.00

Bainbridge Island Auto Insurance

Bainbridge Island is situated across from Seattle. The town has a population of more than 23,000 people. It is considered one of the best places to live in America.

Bainbridge Island is connected to Seattle by ferry. Washington State Route 305 connects Bainbridge Island with mainland Washington, and is the only way to drive on and off the island.

City Single Married
Low High Low High
Bainbridge Island $657.00 $1,603.00 $591.00 $1,559.00

Tacoma Auto Insurance

Tacoma is the third-largest city in Washington with a population of about 280,000. Tacoma's nickname is the "City of Destiny." The city hosts a farmers market for legal marijuana.

Interstate 5 connects Tacoma with Seattle to the north, and crosses through Olympia on the way to Portland to the south. Washington State Route 16 runs north toward Bremerton. Washington State Route 509 follows the coast north toward Seattle.

City Single Married
Low High Low High
Tacoma $708.00 $2,228.00 $634.00 $2,253.00

Spokane Auto Insurance

Spokane is the second-largest city in Washington with a population of about 213,000 people. It is known as the "Lilac City." The celebration of Father's Day began in Spokane.

From Spokane, Interstate 90 runs west toward Seattle, and east toward Yellowstone National Park. U.S. Route 2 runs west toward Everett, and north toward Canada. U.S. Route 195 runs south toward Pullman.

City Single Married
Low High Low High
Spokane $690.00 $1,660.00 $621.00 $1,477.00

Everett Auto Insurance

Everett is a northern suburb of Seattle. It is the seventh-largest city in Washington with a population of more than 108,000 people. The conservative talk show host Glenn Beck is from Everett.

From Everett, Interstate 5 runs north toward Vancouver, Canada, and south into Seattle. U.S. Route 2 runs east toward Spokane. Washington State Route 526 passes by the Boeing plant in town.

City Single Married
Low High Low High
Everett $747.00 $1,927.00 $669.00 $1,952.00

Richland Auto Insurance

Richland has a population of more than 54,000 people. The town is the site of a nuclear facility. It got involved in the nuclear industry following World War II.

Interstate 182 connects with Interstate 82, running northwest toward Yakima. Just outside of town, U.S. Route 395 runs northeast toward Spokane. Washington State Route 240 connects Richland with Kennewick to the south.

City Single Married
Low High Low High
Richland $643.00 $1,425.00 $580.00 $1,426.00

Bellevue Auto Insurance

Bellevue is an eastern suburb of Seattle. The city has a population of nearly 140,000 people. Bellevue's name stands for "beautiful view" in French.

Interstate 90 connects Bellevue with Seattle to the west. Washington State Route 520 runs west toward the University of Washington, which is north of downtown Seattle. Interstate 405 runs north and south through Bellevue.

City Single Married
Low High Low High
Bellevue $767.00 $1,855.00 $685.00 $1,854.00

Bremerton Auto Insurance

Bremerton has a population of more than 40,000 people. Bill Gates Sr., the dad of the richest man in the world, is from Bremerton. The town is connected to Seattle by ferry boat.

Bremerton sits across the Elliott Bay from Seattle. The only direct route into Seattle is by ferry. Washington State Route 3 cuts through Bremerton, running north toward Port Gamble. Just outside of town, Washington State Route 16 runs south toward Tacoma.

City Single Married
Low High Low High
Bremerton $679.00 $1,653.00 $610.00 $1,559.00

Bellingham Auto Insurance

Bellingham has a population of about 85,000 people. The city is situated near the San Juan Islands in northwestern Washington. It's known as the "City of Subdued Excitement."

From Bellingham, Interstate 5 runs north toward Vancouver, and south into Seattle. Washington State Route 539 runs north toward the Canadian border. Sunset Drive becomes Washington State Route 542 and heads northeast toward Glacier.

City Single Married
Low High Low High
Bellingham $635.00 $1,597.00 $572.00 $1,499.00

City Single Married
Low High Low High
Aberdeen $731.00 $1,548.00 $657.00 $1,513.00
Acme $719.00 $1,744.00 $647.00 $1,513.00
Addy $763.00 $1,591.00 $687.00 $1,387.00
Airway Heights $737.00 $1,520.00 $661.00 $1,463.00
Allyn $766.00 $1,632.00 $688.00 $1,640.00
Almira $703.00 $1,519.00 $635.00 $1,389.00
Amanda Park $738.00 $1,526.00 $664.00 $1,522.00
Amboy $814.00 $1,607.00 $728.00 $1,624.00
Anacortes $587.00 $1,453.00 $531.00 $1,461.00
Anatone $730.00 $1,460.00 $658.00 $1,418.00
Anderson Island $766.00 $1,792.00 $687.00 $1,729.00
Appleton $718.00 $1,566.00 $647.00 $1,514.00
Ariel $814.00 $1,569.00 $728.00 $1,586.00
Arlington $739.00 $1,838.00 $663.00 $1,854.00
Ashford $834.00 $1,922.00 $747.00 $1,664.00
Asotin $730.00 $1,413.00 $658.00 $1,418.00
Auburn $868.00 $2,075.00 $774.00 $2,035.00
Bainbridge Island $657.00 $1,603.00 $591.00 $1,559.00
Baring $797.00 $1,913.00 $713.00 $1,927.00
Battle Ground $794.00 $1,691.00 $710.00 $1,658.00
Beaver $659.00 $1,600.00 $594.00 $1,388.00
Belfair $766.00 $1,620.00 $688.00 $1,534.00
Bellevue $767.00 $1,855.00 $685.00 $1,854.00
Bellingham $635.00 $1,597.00 $572.00 $1,499.00
Benge $672.00 $1,479.00 $607.00 $1,446.00
Benton City $677.00 $1,425.00 $610.00 $1,426.00
Beverly $652.00 $1,756.00 $589.00 $1,504.00
Bickleton $718.00 $1,511.00 $647.00 $1,512.00
Bingen $718.00 $1,513.00 $647.00 $1,514.00
Black Diamond $835.00 $1,822.00 $746.00 $1,836.00
Blaine $723.00 $1,508.00 $649.00 $1,418.00
Blakely Island $643.00 $1,453.00 $581.00 $1,461.00
Bonney Lake $803.00 $2,005.00 $719.00 $2,024.00
Bothell $756.00 $1,910.00 $676.00 $1,919.00
Bow $664.00 $1,702.00 $598.00 $1,474.00
Bremerton $679.00 $1,653.00 $610.00 $1,559.00
Brewster $717.00 $1,467.00 $646.00 $1,471.00
Bridgeport $717.00 $1,545.00 $645.00 $1,361.00
Brinnon $691.00 $1,583.00 $622.00 $1,372.00
Brush Prairie $793.00 $1,642.00 $710.00 $1,658.00
Buckley $833.00 $1,775.00 $745.00 $1,789.00
Burbank $688.00 $1,493.00 $619.00 $1,457.00
Burlington $664.00 $1,612.00 $598.00 $1,462.00
Camano Island $719.00 $1,522.00 $646.00 $1,469.00
Camas $728.00 $1,607.00 $652.00 $1,624.00
Carbonado $833.00 $1,973.00 $745.00 $1,989.00
Carlton $717.00 $1,545.00 $646.00 $1,350.00
Carnation $828.00 $1,954.00 $740.00 $1,967.00
Carson $721.00 $1,518.00 $649.00 $1,520.00
Cashmere $721.00 $1,563.00 $649.00 $1,486.00
Castle Rock $786.00 $1,533.00 $704.00 $1,382.00
Cathlamet $724.00 $1,512.00 $651.00 $1,515.00
Centerville $718.00 $1,513.00 $647.00 $1,514.00
Centralia $727.00 $1,702.00 $653.00 $1,480.00
Chattaroy $765.00 $1,630.00 $686.00 $1,477.00
Chehalis $727.00 $1,529.00 $653.00 $1,454.00
Chelan $721.00 $1,518.00 $649.00 $1,429.00
Cheney $716.00 $1,520.00 $643.00 $1,445.00
Chewelah $763.00 $1,591.00 $687.00 $1,387.00
Chimacum $691.00 $1,602.00 $622.00 $1,389.00
Cinebar $798.00 $1,549.00 $715.00 $1,429.00
Clallam Bay $659.00 $1,600.00 $594.00 $1,388.00
Clarkston $730.00 $1,510.00 $658.00 $1,418.00
Clayton $763.00 $1,518.00 $687.00 $1,442.00
Cle Elum $721.00 $1,518.00 $649.00 $1,521.00
Clinton $680.00 $1,668.00 $612.00 $1,697.00
Colbert $765.00 $1,619.00 $686.00 $1,473.00
Colfax $672.00 $1,464.00 $607.00 $1,337.00
College Place $688.00 $1,471.00 $619.00 $1,457.00
Colton $604.00 $1,568.00 $547.00 $1,418.00
Colville $763.00 $1,703.00 $687.00 $1,479.00
Concrete $691.00 $1,645.00 $622.00 $1,578.00
Connell $668.00 $1,455.00 $603.00 $1,457.00
Copalis Beach $738.00 $1,526.00 $664.00 $1,513.00
Copalis Crossing $738.00 $1,526.00 $664.00 $1,513.00
Cosmopolis $731.00 $1,673.00 $657.00 $1,683.00
Cougar $814.00 $1,666.00 $728.00 $1,615.00
Coulee City $703.00 $1,414.00 $635.00 $1,380.00
Coulee Dam $717.00 $1,583.00 $646.00 $1,382.00
Coupeville $666.00 $1,560.00 $600.00 $1,355.00
Cowiche $703.00 $1,407.00 $632.00 $1,373.00
Creston $703.00 $1,545.00 $635.00 $1,389.00
Curlew $763.00 $1,505.00 $687.00 $1,361.00
Curtis $798.00 $1,549.00 $715.00 $1,539.00
Cusick $748.00 $1,591.00 $675.00 $1,387.00
Custer $636.00 $1,696.00 $573.00 $1,469.00
Danville $763.00 $1,505.00 $687.00 $1,361.00
Darrington $797.00 $1,780.00 $713.00 $1,546.00
Davenport $703.00 $1,568.00 $635.00 $1,484.00
Dayton $730.00 $1,497.00 $658.00 $1,457.00
Deer Park $743.00 $1,592.00 $670.00 $1,477.00
Deming $719.00 $1,744.00 $647.00 $1,513.00
Dixie $688.00 $1,509.00 $619.00 $1,457.00
Dupont $695.00 $2,020.00 $624.00 $1,833.00
Duvall $797.00 $1,954.00 $713.00 $1,967.00
East Wenatchee $717.00 $1,445.00 $645.00 $1,448.00
Eastsound $643.00 $1,702.00 $581.00 $1,474.00
Eatonville $834.00 $1,905.00 $747.00 $1,878.00
Edmonds $797.00 $1,927.00 $711.00 $1,934.00
Edwall $703.00 $1,546.00 $635.00 $1,391.00
Elbe $834.00 $1,719.00 $747.00 $1,484.00
Electric City $703.00 $1,519.00 $635.00 $1,324.00
Elk $743.00 $1,593.00 $670.00 $1,477.00
Ellensburg $656.00 $1,493.00 $592.00 $1,486.00
Elma $738.00 $1,527.00 $664.00 $1,479.00
Eltopia $668.00 $1,523.00 $603.00 $1,457.00
Endicott $672.00 $1,464.00 $607.00 $1,445.00
Entiat $721.00 $1,520.00 $649.00 $1,486.00
Enumclaw $835.00 $1,986.00 $746.00 $1,864.00
Ephrata $652.00 $1,444.00 $589.00 $1,446.00
Ethel $798.00 $1,780.00 $715.00 $1,782.00
Evans $763.00 $1,632.00 $687.00 $1,425.00
Everett $747.00 $1,927.00 $669.00 $1,952.00
Everson $719.00 $1,702.00 $647.00 $1,474.00
Fairchild AFB $624.00 $1,562.00 $563.00 $1,445.00
Fairfield $724.00 $1,459.00 $653.00 $1,463.00
Fall City $828.00 $1,969.00 $740.00 $1,913.00
Farmington $672.00 $1,454.00 $607.00 $1,445.00
Federal Way $882.00 $2,175.00 $786.00 $2,039.00
Ferndale $636.00 $1,482.00 $573.00 $1,418.00
Ford $763.00 $1,593.00 $687.00 $1,388.00
Forks $659.00 $1,600.00 $594.00 $1,388.00
Fox Island $859.00 $2,134.00 $767.00 $2,150.00
Freeland $668.00 $1,569.00 $601.00 $1,357.00
Friday Harbor $605.00 $1,754.00 $546.00 $1,521.00
Fruitland $763.00 $1,617.00 $687.00 $1,409.00
Garfield $672.00 $1,454.00 $607.00 $1,445.00
Gifford $763.00 $1,591.00 $687.00 $1,387.00
Gig Harbor $766.00 $1,800.00 $687.00 $1,546.00
Glenoma $798.00 $1,573.00 $715.00 $1,532.00
Glenwood $718.00 $1,470.00 $647.00 $1,443.00
Gold Bar $776.00 $1,913.00 $695.00 $1,927.00
Goldendale $718.00 $1,513.00 $647.00 $1,514.00
Graham $851.00 $2,128.00 $761.00 $2,154.00
Grand Coulee $703.00 $1,519.00 $635.00 $1,361.00
Grandview $741.00 $1,632.00 $668.00 $1,514.00
Granger $741.00 $1,550.00 $668.00 $1,382.00
Granite Falls $776.00 $1,862.00 $695.00 $1,877.00
Grapeview $766.00 $1,587.00 $688.00 $1,479.00
Grayland $724.00 $1,646.00 $651.00 $1,513.00
Grays River $724.00 $1,585.00 $651.00 $1,532.00
Greenacres $715.00 $1,518.00 $643.00 $1,477.00
Greenbank $668.00 $1,571.00 $601.00 $1,359.00
Hansville $725.00 $1,555.00 $651.00 $1,559.00
Harrah $741.00 $1,616.00 $668.00 $1,621.00
Harrington $703.00 $1,568.00 $635.00 $1,389.00
Hartline $703.00 $1,519.00 $635.00 $1,380.00
Hay $672.00 $1,464.00 $607.00 $1,337.00
Hoodsport $770.00 $1,749.00 $691.00 $1,760.00
Hoquiam $731.00 $1,526.00 $657.00 $1,513.00
Humptulips $738.00 $1,526.00 $664.00 $1,513.00
Hunters $763.00 $1,617.00 $687.00 $1,409.00
Ilwaco $724.00 $1,585.00 $651.00 $1,532.00
Inchelium $763.00 $1,591.00 $687.00 $1,475.00
Indianola $725.00 $1,588.00 $651.00 $1,559.00
Ione $748.00 $1,591.00 $675.00 $1,387.00
Issaquah $760.00 $1,850.00 $679.00 $1,863.00
Kalama $786.00 $1,587.00 $704.00 $1,500.00
Keller $763.00 $1,519.00 $687.00 $1,361.00
Kelso $771.00 $1,642.00 $690.00 $1,425.00
Kenmore $757.00 $1,938.00 $676.00 $1,934.00
Kennewick $668.00 $1,493.00 $601.00 $1,426.00
Kent $855.00 $2,096.00 $762.00 $2,035.00
Kettle Falls $763.00 $1,632.00 $687.00 $1,425.00
Keyport $692.00 $1,699.00 $621.00 $1,559.00
Kingston $725.00 $1,552.00 $651.00 $1,559.00
Kirkland $748.00 $1,766.00 $668.00 $1,773.00
Klickitat $718.00 $1,513.00 $647.00 $1,514.00
La Center $814.00 $1,680.00 $728.00 $1,698.00
La Conner $654.00 $1,702.00 $590.00 $1,474.00
Lacey $748.00 $1,623.00 $670.00 $1,641.00
Lacrosse $672.00 $1,464.00 $607.00 $1,457.00
Lake Stevens $750.00 $1,846.00 $672.00 $1,861.00
Lakebay $766.00 $1,714.00 $687.00 $1,713.00
Lakewood $705.00 $2,106.00 $632.00 $2,126.00
Lamona $703.00 $1,465.00 $635.00 $1,389.00
Lamont $672.00 $1,447.00 $607.00 $1,445.00
Langley $680.00 $1,668.00 $612.00 $1,697.00
Latah $724.00 $1,459.00 $653.00 $1,463.00
Leavenworth $721.00 $1,413.00 $649.00 $1,384.00
Liberty Lake $705.00 $1,518.00 $633.00 $1,477.00
Lilliwaup $770.00 $1,731.00 $691.00 $1,742.00
Lincoln $703.00 $1,519.00 $635.00 $1,389.00
Lind $672.00 $1,455.00 $607.00 $1,457.00
Long Beach $724.00 $1,585.00 $651.00 $1,532.00
Longbranch $766.00 $1,714.00 $687.00 $1,713.00
Longview $771.00 $1,642.00 $690.00 $1,425.00
Loomis $717.00 $1,639.00 $646.00 $1,641.00
Loon Lake $763.00 $1,617.00 $687.00 $1,442.00
Lopez Island $643.00 $1,702.00 $581.00 $1,474.00
Lummi Island $587.00 $1,702.00 $531.00 $1,474.00
Lyle $718.00 $1,513.00 $647.00 $1,514.00
Lynden $671.00 $1,607.00 $603.00 $1,418.00
Lynnwood $789.00 $1,932.00 $705.00 $1,934.00
Mabton $741.00 $1,616.00 $668.00 $1,621.00
Malaga $714.00 $1,481.00 $642.00 $1,486.00
Malo $763.00 $1,505.00 $687.00 $1,361.00
Mansfield $717.00 $1,457.00 $645.00 $1,361.00
Manson $721.00 $1,518.00 $649.00 $1,429.00
Maple Falls $719.00 $1,692.00 $647.00 $1,548.00
Maple Valley $847.00 $1,915.00 $754.00 $1,854.00
Marblemount $691.00 $1,645.00 $622.00 $1,578.00
Marlin $703.00 $1,444.00 $635.00 $1,446.00
Marysville $747.00 $1,930.00 $669.00 $1,950.00
Matlock $770.00 $1,673.00 $691.00 $1,683.00
Mattawa $652.00 $1,562.00 $589.00 $1,446.00
Mazama $717.00 $1,639.00 $646.00 $1,641.00
Mccleary $738.00 $1,565.00 $664.00 $1,410.00
Mckenna $825.00 $2,005.00 $737.00 $2,024.00
Mead $774.00 $1,519.00 $693.00 $1,473.00
Medical Lake $725.00 $1,562.00 $651.00 $1,445.00
Medina $781.00 $1,794.00 $697.00 $1,734.00
Mercer Island $813.00 $1,910.00 $725.00 $1,919.00
Mesa $668.00 $1,523.00 $603.00 $1,446.00
Metaline Falls $748.00 $1,591.00 $675.00 $1,387.00
Methow $717.00 $1,545.00 $646.00 $1,429.00
Mica $715.00 $1,401.00 $643.00 $1,381.00
Milton $876.00 $2,247.00 $782.00 $2,266.00
Mineral $798.00 $1,948.00 $715.00 $1,971.00
Moclips $738.00 $1,605.00 $664.00 $1,605.00
Mohler $703.00 $1,580.00 $635.00 $1,389.00
Monroe $778.00 $1,884.00 $696.00 $1,899.00
Montesano $738.00 $1,526.00 $664.00 $1,522.00
Morton $798.00 $1,537.00 $715.00 $1,532.00
Moses Lake $652.00 $1,444.00 $589.00 $1,446.00
Mossyrock $798.00 $1,549.00 $715.00 $1,382.00
Mount Vernon $654.00 $1,662.00 $590.00 $1,520.00
Mountlake Terrace $789.00 $1,919.00 $705.00 $1,934.00
Moxee $656.00 $1,550.00 $592.00 $1,426.00
Mukilteo $786.00 $1,927.00 $702.00 $1,952.00
Naches $721.00 $1,489.00 $649.00 $1,373.00
Naselle $724.00 $1,585.00 $651.00 $1,532.00
Newman Lake $715.00 $1,581.00 $643.00 $1,477.00
Newport $748.00 $1,617.00 $675.00 $1,409.00
Nine Mile Falls $737.00 $1,520.00 $661.00 $1,463.00
Nooksack $719.00 $1,710.00 $647.00 $1,481.00
Nordland $692.00 $1,602.00 $623.00 $1,389.00
North Bend $799.00 $1,904.00 $715.00 $1,864.00
Northport $763.00 $1,632.00 $687.00 $1,425.00
Oak Harbor $582.00 $1,530.00 $526.00 $1,331.00
Oakesdale $672.00 $1,454.00 $607.00 $1,445.00
Oakville $738.00 $1,657.00 $664.00 $1,479.00
Ocean Park $724.00 $1,585.00 $651.00 $1,532.00
Ocean Shores $738.00 $1,526.00 $664.00 $1,513.00
Odessa $703.00 $1,469.00 $635.00 $1,389.00
Okanogan $717.00 $1,545.00 $646.00 $1,475.00
Olalla $738.00 $1,585.00 $662.00 $1,543.00
Olga $643.00 $1,702.00 $581.00 $1,474.00
Olympia $730.00 $1,731.00 $655.00 $1,641.00
Omak $717.00 $1,474.00 $646.00 $1,475.00
Onalaska $798.00 $1,549.00 $715.00 $1,429.00
Orient $763.00 $1,518.00 $687.00 $1,361.00
Orondo $717.00 $1,445.00 $645.00 $1,448.00
Oroville $717.00 $1,474.00 $646.00 $1,475.00
Orting $839.00 $1,844.00 $751.00 $1,870.00
Othello $672.00 $1,595.00 $607.00 $1,446.00
Otis Orchards-East Farms $715.00 $1,581.00 $643.00 $1,477.00
Outlook $741.00 $1,560.00 $668.00 $1,562.00
Pacific $868.00 $1,948.00 $774.00 $1,970.00
Pacific Beach $738.00 $1,605.00 $664.00 $1,605.00
Packwood $798.00 $1,669.00 $715.00 $1,532.00
Palisades $717.00 $1,445.00 $645.00 $1,448.00
Palouse $672.00 $1,464.00 $607.00 $1,418.00
Pasco $668.00 $1,493.00 $603.00 $1,457.00
Pateros $717.00 $1,545.00 $646.00 $1,429.00
Paterson $684.00 $1,533.00 $615.00 $1,426.00
Pe Ell $798.00 $1,550.00 $715.00 $1,556.00
Peshastin $721.00 $1,413.00 $649.00 $1,384.00
Plymouth $684.00 $1,466.00 $615.00 $1,426.00
Point Roberts $723.00 $1,702.00 $649.00 $1,474.00
Pomeroy $730.00 $1,469.00 $658.00 $1,418.00
Port Angeles $659.00 $1,600.00 $594.00 $1,388.00
Port Hadlock-Irondale $692.00 $1,555.00 $623.00 $1,348.00
Port Ludlow $691.00 $1,602.00 $622.00 $1,389.00
Port Orchard $729.00 $1,749.00 $654.00 $1,543.00
Port Townsend $647.00 $1,527.00 $584.00 $1,325.00
Poulsbo $692.00 $1,552.00 $621.00 $1,559.00
Prescott $688.00 $1,455.00 $619.00 $1,457.00
Prosser $718.00 $1,512.00 $647.00 $1,426.00
Pullman $604.00 $1,546.00 $547.00 $1,418.00
Puyallup $821.00 $2,228.00 $734.00 $2,253.00
Quilcene $691.00 $1,572.00 $622.00 $1,363.00
Quinault $738.00 $1,605.00 $664.00 $1,605.00
Quincy $652.00 $1,445.00 $589.00 $1,448.00
Rainier $806.00 $1,693.00 $722.00 $1,643.00
Randle $798.00 $1,669.00 $715.00 $1,532.00
Ravensdale $835.00 $1,860.00 $746.00 $1,874.00
Raymond $724.00 $1,657.00 $651.00 $1,532.00
Reardan $703.00 $1,557.00 $635.00 $1,391.00
Redmond $765.00 $1,880.00 $683.00 $1,889.00
Renton $823.00 $2,041.00 $735.00 $2,067.00
Republic $763.00 $1,505.00 $687.00 $1,475.00
Rice $763.00 $1,591.00 $687.00 $1,387.00
Richland $643.00 $1,425.00 $580.00 $1,426.00
Ridgefield $752.00 $1,642.00 $674.00 $1,658.00
Ritzville $672.00 $1,469.00 $607.00 $1,412.00
Riverside $717.00 $1,474.00 $646.00 $1,475.00
Rochester $759.00 $1,702.00 $681.00 $1,480.00
Rock Island $717.00 $1,445.00 $645.00 $1,448.00
Rockford $724.00 $1,401.00 $653.00 $1,381.00
Rockport $691.00 $1,645.00 $622.00 $1,578.00
Ronald $656.00 $1,481.00 $592.00 $1,486.00
Roosevelt $718.00 $1,513.00 $647.00 $1,514.00
Rosalia $672.00 $1,454.00 $607.00 $1,445.00
Rosburg $724.00 $1,585.00 $651.00 $1,532.00
Roy $761.00 $2,021.00 $681.00 $2,048.00
Royal City $652.00 $1,562.00 $589.00 $1,446.00
Ryderwood $798.00 $1,584.00 $715.00 $1,515.00
Saint John $672.00 $1,560.00 $607.00 $1,565.00
Salkum $798.00 $1,653.00 $715.00 $1,654.00
Sammamish $768.00 $1,766.00 $686.00 $1,773.00
Seabeck $730.00 $1,688.00 $655.00 $1,559.00
Seattle $785.00 $2,307.00 $701.00 $2,109.00
Seaview $724.00 $1,633.00 $651.00 $1,532.00
Sedro-Woolley $691.00 $1,639.00 $622.00 $1,560.00
Sekiu $659.00 $1,600.00 $594.00 $1,388.00
Selah $702.00 $1,481.00 $631.00 $1,486.00
Sequim $618.00 $1,579.00 $559.00 $1,369.00
Shelton $770.00 $1,473.00 $691.00 $1,479.00
Silver Creek $798.00 $1,549.00 $715.00 $1,345.00
Silverdale $611.00 $1,604.00 $550.00 $1,559.00
Silverlake $786.00 $1,533.00 $704.00 $1,382.00
Skamokawa $724.00 $1,585.00 $651.00 $1,525.00
Skykomish $797.00 $1,822.00 $713.00 $1,836.00
Snohomish $738.00 $1,898.00 $662.00 $1,913.00
Snoqualmie $792.00 $1,753.00 $709.00 $1,769.00
Snoqualmie Pass $721.00 $1,988.00 $649.00 $2,013.00
Soap Lake $703.00 $1,445.00 $635.00 $1,448.00
South Bend $724.00 $1,657.00 $651.00 $1,532.00
Spanaway $842.00 $2,232.00 $753.00 $2,259.00
Spangle $715.00 $1,528.00 $643.00 $1,445.00
Spokane $690.00 $1,660.00 $621.00 $1,477.00
Sprague $703.00 $1,546.00 $635.00 $1,445.00
Springdale $763.00 $1,617.00 $687.00 $1,450.00
Stanwood $744.00 $1,723.00 $668.00 $1,572.00
Stehekin $721.00 $1,425.00 $649.00 $1,429.00
Steilacoom $814.00 $2,251.00 $727.00 $2,275.00
Stevenson $721.00 $1,518.00 $649.00 $1,520.00
Sultan $776.00 $1,884.00 $695.00 $1,899.00
Sumas $719.00 $1,744.00 $647.00 $1,548.00
Sumner $835.00 $1,994.00 $746.00 $2,006.00
Sunnyside $741.00 $1,556.00 $668.00 $1,514.00
Suquamish $692.00 $1,661.00 $621.00 $1,559.00
Tacoma $708.00 $2,228.00 $634.00 $2,253.00
Taholah $738.00 $1,526.00 $664.00 $1,522.00
Tahuya $766.00 $1,528.00 $688.00 $1,534.00
Tekoa $672.00 $1,441.00 $607.00 $1,445.00
Tenino $759.00 $1,724.00 $681.00 $1,682.00
Thornton $672.00 $1,454.00 $607.00 $1,445.00
Thorp $721.00 $1,481.00 $649.00 $1,486.00
Tieton $721.00 $1,407.00 $649.00 $1,373.00
Tokeland $724.00 $1,657.00 $651.00 $1,532.00
Toledo $798.00 $1,549.00 $715.00 $1,382.00
Tonasket $717.00 $1,474.00 $646.00 $1,475.00
Toppenish $741.00 $1,513.00 $668.00 $1,435.00
Touchet $688.00 $1,455.00 $619.00 $1,457.00
Toutle $786.00 $1,533.00 $704.00 $1,382.00
Trout Lake $718.00 $1,504.00 $647.00 $1,505.00
Tumtum $763.00 $1,494.00 $687.00 $1,463.00
Twisp $717.00 $1,467.00 $646.00 $1,282.00
Underwood $721.00 $1,493.00 $649.00 $1,486.00
Union $770.00 $1,499.00 $691.00 $1,479.00
Uniontown $604.00 $1,542.00 $547.00 $1,418.00
University Place $826.00 $2,117.00 $738.00 $2,136.00
Usk $748.00 $1,617.00 $675.00 $1,409.00
Vader $798.00 $1,549.00 $715.00 $1,515.00
Valley $763.00 $1,617.00 $687.00 $1,409.00
Valleyford $715.00 $1,528.00 $643.00 $1,445.00
Vancouver $707.00 $1,823.00 $634.00 $1,667.00
Vashon $792.00 $1,592.00 $708.00 $1,543.00
Vaughn $766.00 $1,624.00 $687.00 $1,623.00
Veradale $675.00 $1,536.00 $608.00 $1,473.00
Wahkiacus $718.00 $1,726.00 $647.00 $1,514.00
Waitsburg $688.00 $1,482.00 $619.00 $1,457.00
Walla Walla $688.00 $1,471.00 $619.00 $1,457.00
Wapato $741.00 $1,678.00 $668.00 $1,456.00
Warden $652.00 $1,507.00 $589.00 $1,446.00
Washougal $781.00 $1,607.00 $699.00 $1,624.00
Washtucna $672.00 $1,455.00 $607.00 $1,457.00
Waterville $717.00 $1,445.00 $645.00 $1,448.00
Wauconda $717.00 $1,474.00 $646.00 $1,475.00
Wellpinit $763.00 $1,593.00 $687.00 $1,484.00
Wenatchee $714.00 $1,481.00 $642.00 $1,486.00
West Richland $677.00 $1,425.00 $610.00 $1,426.00
Westport $724.00 $1,646.00 $651.00 $1,513.00
White Salmon $718.00 $1,484.00 $647.00 $1,486.00
White Swan $741.00 $1,513.00 $668.00 $1,435.00
Wilbur $703.00 $1,519.00 $635.00 $1,389.00
Winlock $798.00 $1,549.00 $715.00 $1,539.00
Winthrop $717.00 $1,639.00 $646.00 $1,641.00
Woodinville $755.00 $1,963.00 $675.00 $1,979.00
Woodland $786.00 $1,642.00 $704.00 $1,658.00
Yacolt $794.00 $1,873.00 $710.00 $1,658.00
Yakima $703.00 $1,545.00 $632.00 $1,486.00
Yelm $848.00 $1,750.00 $757.00 $1,591.00
Zillah $741.00 $1,632.00 $668.00 $1,426.00

Finding Auto Insurance Resources in Washington

If you're looking for auto insurance, make sure you are shopping in the right places. Washington State requires all insurance companies to have a license. The Washington State Office of the Insurance Commissioner keeps a searchable list of insurance agents that have a license.

The Washington Automobile Insurance Plan is available for anyone who cannot get coverage elsewhere. The WAIP offers insurance to everyone in this category, but its rates and fees are often higher.

The Washington State Legislature is the best place to look for codes and regulations. You can find the entire Revised Code of Washington (RCW) on the site. Complaints can also be filed utilizing the RCW site.

The Washington State Department of Licensing is a great place to look for information about a driver's license. The department has insurance information should you need it. You can also register your vehicle here.

Tips on Uninsured Motorist Insurance in Washington

A study by the Insurance Research Council says that nearly 20 percent of the drivers on the road are uninsured. If you want to be protected fully, you need uninsured motorist insurance (UM).

While Washington makes your insurance agency offer you UM coverage under Code RCW 48.22.030, you can choose to refuse it. UM insurance protects you from an accident with someone who is not insured. If you are hurt in a hit and run accident, your standard policy does not cover repairs or medical bills, but a UM policy does.

Moving to Washington: Important Information

Washington gives you 30 days to get your local driver's license after you move. The state also allows you to pre-apply online so that you can save time when you do drive to the office. You will need your Social Security Number, out of state driver’s license, and one other proof of identity. Washington requires you to pass an in-office eye test and you will also have to pay a fee before getting your license. If your out-of-state license is expired, you will also have to pass a knowledge test and a driving test. You can check code RCW 46.20.021 for more regulations concerning new residents.

Understanding Driving Laws in Washington

According to Washington law, it is illegal to use a cell phone or mobile device while driving, except in an emergency. While texting or talking on the phone is illegal, such an offense does not go on your driving record. You are free to use your cell phone with a hands-free device.

Driving under the influence (DUI) is a serious issue in Washington, as it is in every state. If caught, the state suspends your license. Washington also places any DUI arrests on your permanent record. A DUI results from a blood alcohol content of 0.08 percent or higher for adults 21 and older. You can also expect your insurance premiums to go up drastically should you get a DUI.

Frequently Asked Questions About Washington Auto Insurance

1. Do you need Washington-based insurance?

Even if you already have insurance from another state, you need insurance that covers you in Washington. You may just have to change your address if your insurance agency is licensed in the state.

2. Do you have to get more than minimum insurance?

While Washington requires a minimum amount of car insurance, most people get more. Minimum coverage often does not cover the full cost of an accident.

3. How do you choose a deductible?

Most people are confused about their deductibles. Select your deductible based on how likely you think it is that you will be involved in an accident. If you think it is likely, it may make more sense to choose a lower deductible. You can also look at your budget and decide how much you can afford to pay out of pocket if something happens. It is also a good idea to compare how much lower your premiums are with a higher deductible.

How to Get Great Rates on Washington Auto Insurance

Finding an auto insurance quote can seem overwhelming – but insuranceQuotes.com helps you find the best car insurance policy at the best price. Every year, we match 15 million consumers to the nation’s biggest auto insurance companies, including State Farm, Allstate and Liberty Mutual.

insuranceQuotes.com connects you with local and national insurance companies that give you free car insurance estimates by phone or email within minutes. By comparing multiple quotes, you can be sure that you’re getting the best price for car insurance.

Washington Auto Insurance Resources

If you’re looking for more than Washington auto insurance quotes, here are some helpful resources.

Washington State Insurance Commissioner

Information on insurance-related laws and regulations that protect Washington consumers

http://www.insurance.wa.gov/

Washington State Department of Licensing

Online forms, publications and services for Washington drivers and vehicle owners

http://www.dol.wa.gov/

Washington Cell Phone Driving Laws

Can you talk and drive in Washington?

http://www.ghsa.org/html/stateinfo/laws/cellphone_laws.html

insuranceQuotes.com Auto Rate Methodology

Rates are based on one vehicle and one driver who has state minimum coverage with $500 deductibles. The hypothetical driver is 35 years old, female or male, employed, a college graduate, and has good credit. She has no traffic violations, claims, or lapse in coverage. The vehicle is assumed to be a sedan that is garaged on premises, used primarily for commuting, and driven 16,000 miles per year. Rates include commonly available carrier discounts and are estimates and not guaranteed.

Average cost of car insurance by state

Find out how a county’s insurance rate stacks up against the state average, as well as how it fares against other counties in the state.

Use our interactive map to find out:

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  • How your county compares to the state average
  • How your ZIP compares to the county

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