Cover Your Pet When You Get Auto Insurance
Many drivers may not realize their auto insurance policy doesn’t cover all their passengers, specifically their furry, four-legged ones. So, if your pet is injured in an accident, your car insurance may not help you pay your costly veterinarian bills. That’s why many pet owners are deciding to switch to insurance providers who offer coverage for animals hurt in car accidents. If you want to protect your family’s best friend, find out which insurance companies provide coverage for pets before you get auto insurance quotes.
Many of the nation’s leading auto insurance providers offer coverage for pets injured in an accident at no extra cost to the policyholder. Some insurance companies provide pet protection as part of your auto insurance collision coverage. Coverage will depend on the insurance company’s policy. Some will reimburse you for as much as $1,000 to pay for vet bills and medications. Before you obtain auto insurance quotes, find out which insurers offer car insurance that cover pets.
Like all auto insurance polices, be aware of the limitations on coverage. Many insurance companies will only cover dogs and cats, not ferrets, iguanas or other exotic animals. If the accident is your fault, your policy may not cover your pet’s veterinarian expenses. And if you’re not at fault, the other driver’s insurance may be responsible for paying for your pet’s bills. (A few insurers will provide vet bill coverage regardless of who is found at fault for the accident.) Insurers also typically place caps on how much they will cover. Lastly, find out what kind of coverage is available, if your pet is killed in an accident.
Many insurance companies now offer pet insurance to cover veterinarian bills and medicine expenses, if your animal gets sick or injured. Remember your auto insurance coverage for your pet is not the same as pet insurance. An auto insurance policy will only cover the cost of treating injuries incurred during an automobile accident, while riding in your vehicle.
Even if your insurance policy doesn’t specifically cover your pets, you still may be able to file a claim under property damage. However, what insurers consider property damage depends on the insurance provider and the state where you live. Check with your insurance company to find out if your current policy will cover your pet’s care in case of a car accident. Regardless of whether you want to cover your pet, make sure you buy an auto insurance policy that gives you full coverage.
Once you have found out which auto insurers provide coverage for your pet, you will need to find policies that also fit your family’s budget and lifestyle. Here are 10 tips on what you need to know before you start shopping around for auto insurance quotes. Check out InsuranceQuotes.com’s articles for more useful information on how to find the best and most affordable car insurance for your family.
After you have found out more about the coverage you need, you are ready to obtain auto insurance quotes. You can call agents in your local area, contact insurance companies directly or use InsuranceQuotes.com to instantly get competitive auto insurance quotes from the nation’s leading insurance providers. Simply fill out a simple online form on InsuranceQuotes.com to find the right insurance coverage at the best possible price. Take the time to protect you, your family — and your pet — today.