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  • What is a health savings account (HSA)?

    If you’re like many people, you may be unfamiliar with health savings accounts (HSAs). As employers try to curb the costs of health care, they’re likely to offer HSAs to workers as a … more

  • What is comprehensive insurance?

    Ever had your car burned by an electrical fire, dented in a mishap with a large animal or even stolen? These are just a few situations when having comprehensive car insurance coverage could come in … more

  • What is a deductible?

    The insurance world is filled with confusing jargon. However, one industry term that every insurance shopper should know is deductible. A deductible is the amount you have to pay out of pocket before … more

  • What is a premium?

    No matter what challenges life dishes out — like a terrifying natural disaster or the unexpected death of a family breadwinner — having enough of the right kinds of insurance can help you … more

  • What is an insurance adjuster?

    Having insurance is an essential part of maintaining a healthy financial life. You never know what unexpected events could suddenly darken your doorstep. A distracted driver, a thief or natural … more

  • What is an insurance claim?

    You might claim to cook the world’s best chili or claim that your boss is insane. But a “claim” in the insurance world is a whole different ball of wax.An insurance claim is your … more

  • What is car insurance?

    If your vehicle gets smashed by a falling tree, stolen by a crook or totaled by a distracted driver, would you have enough savings to repair or replace it?For most of us, the answer is a resounding &# … more

  • What is insurance?

    A heart-stopping car accident. A devastating natural disaster. A painful trip to the emergency room.

    Most of us have experienced some kind of unexpected catastrophe that makes for interesting … more

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Laura Adams is a personal finance expert, award-winning author, and consumer advocate. As Senior Insurance Analyst, she represents insuranceQuotes in the media and works to make sure consumers protect their financial futures by having the right kinds of insurance.

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