Jun 14 2011 8:32 AM

Can I buy insurance to cover a potential bed bug infestation in my home?

According to a 2011 survey released by the National Pest Management Association, one out of five Americans has had a bed bug infestation in the home or knows someone who has encountered bed bugs at home or in a hotel.

Some insurers offer bed bug insurance, however it's primarily for hotels, landlords, student housing operators, and businesses. If you have a standard home or renter's insurance policy, check with the insurer to find out what bed bug coverage, if any, is available.

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Laura Adams is a personal finance expert and award-winning author who is Senior Insurance Analyst for InsuranceQuotes.com. She represents Bankrate Insurance’s web properties in the media and works as an advocate to make sure consumers protect their financial futures by having the right kinds of insurance.

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