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Friday, October 21, 2011 9:37:54 AM

What happens when you lie on a health insurance form about smoking habits, drug use, health problems and so on?

The consequences of lying on a health insurance form can be steep. The insurance company can take away you and your family’s insurance benefits, sue you to recover legal costs, premiums or even seek penalties associated with fraudulent claims.

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Laura Adams is a personal finance expert and award-winning author who is Senior Insurance Analyst for InsuranceQuotes.com. She represents Bankrate Insurance’s web properties in the media and works as an advocate to make sure consumers protect their financial futures by having the right kinds of insurance.

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