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Many homeowners don't realize a basic home insurance policy doesn't guard against flooding - the most common and damaging hurricane effect. If you live in an area that is vulnerable to hurricanes, make sure you're protected by the right hurricane insurance coverage. 

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Laura Adams is a personal finance expert, award-winning author, and consumer advocate. As Senior Insurance Analyst, she represents insuranceQuotes in the media and works to make sure consumers protect their financial futures by having the right kinds of insurance.

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