Among personal and business items, electronics top list of highest-value insurance claims

As a category, electronics topped the list of the highest-value personal and business items that were stolen, lost or damaged in 2010, according to the new Enservio Contents Claims Index, published by Best’s Review magazine.

Based on dollar value, electronics accounted for 16 percent of the value of personal and business items for which insurance claims were filed in 2010, the index shows. TVs led the electronics category, with 24 percent of the value.

Jewelry was the No. 2 category, representing 15 percent of the total value of claims. Rings made up 44 percent of the value in the jewelry category.

Rounding out the top five were:

• Apparel, 12 percent. Women’s accessories held the top spot in this category.

• Furniture, 11 percent. Tables held the top spot in this category.

• Home goods, 9 percent. Bed linens held the top spot in this category.

The index is based on claims for personal and business items filed with 200 U.S. property and casualty insurers.

Enservio Inc. provides software and services to property insurers. Best’s Review is a monthly publication that covers the insurance industry.