Q&A Topics

Thursday, March 27, 2014 4:52:21 PM

Am I required to have homeowners insurance if I own a home?

Unlike a car, you can own a home without purchasing homeowners insurance. However, if you have a mortgage, your lender will require that you have some amount of home coverage to protect it from unforeseen circumstances, such as natural disasters or fires. 

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Laura Adams is a personal finance expert, award-winning author, and consumer advocate. As Senior Insurance Analyst, she represents insuranceQuotes in the media and works to make sure consumers protect their financial futures by having the right kinds of insurance.

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