Q&A Topics

Thursday, March 27, 2014 2:57:41 PM

Does auto insurance cover other members of my family?

Always remember that car insurance follows the car, so when you lend someone your car, you’re also lending them your car insurance. If the driver lives with you and has permission to drive your car, your insurance covers him or her. In most states, your vehicle is protected by collision or comprehensive coverage, no matter who’s driving. It’s always a good idea to check with your insurer if you’re planning on lending someone your car to make sure they will be covered.

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Laura Adams is a personal finance expert, award-winning author, and consumer advocate. As Senior Insurance Analyst, she represents insuranceQuotes in the media and works to make sure consumers protect their financial futures by having the right kinds of insurance.

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