Q&A Topics

Friday, March 28, 2014 2:53:36 PM

If I’m under 26 years old, what options do I have to get health insurance?

If you don’t have access to an affordable group health plan at work, here are your options:

  • Stay on your parents’ plan until your 26th birthday.
  • Get Medicaid coverage if your income is below 138% of the federal poverty level, depending on options for the state where you live.
  • Buy a policy through your state health insurance marketplace. Depending on your income, you may be eligible for a subsidy that reduces the cost.
  • Get student coverage if you’re enrolled in a college or university.

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Laura Adams is a personal finance expert, award-winning author, and consumer advocate. As Senior Insurance Analyst, she represents insuranceQuotes in the media and works to make sure consumers protect their financial futures by having the right kinds of insurance.

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