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Can you get pet coverage for commercial auto insurance?

According to a recent survey by the American Pet Products Manufacturers Association, nearly one-fifth of U.S. companies allow employees to bring pets to work.

While man’s best friend may help relieve stress on the job, there's an added risk of taking your dog or cat along for the ride. But it’s a risk that Progressive is willing to pick up – for free in some cases.

auto insurance pet coverage progessive

On March 8, 2011, Progressive began offering pet injury coverage for commercial auto insurance consumers. The new offering is especially helpful for truck drivers and other business owners who are on the road a lot.

If the commercial driver's dog or cat is hurt in an auto accident, Progressive will pay veterinary bills up to $1,000. The coverage is free if a policyholder already has collision coverage as part of commercial auto insurance coverage. The company already provides the pet policy to consumers who have auto, RV and boat insurance.

“A typical consumer is just as likely to be an over-the-road trucker that wants that in-cab companion as much as a general contractor hitting a number of job sites that wants to have his or her dog in the truck with them,” says Cory Fischer, Progressive's product manager.

Progressive bills itself as the first major insurer to offer pet coverage with commercial auto insurance policies.

“People who have pets are typically passionate about their pets. When they see a company who shows connectivity with an animal, they react very strongly,” Fisher says.

Progressive offers these tips to make sure your pet enjoys a safe road trip:

1. Get your pet acclimated to travel by taking Max or Maggie on short road trips.

2. Teach your dog or cat “petiquette” to promote good behavior in public.

3. Keep fresh water available at all times, and avoid letting your pet drink from puddles in the parking lot or streams on the road.

4. Give pets designated bathroom breaks. If you're on someone else’s property, like a customer’s yard or a job site, ask for permission.

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