No home insurance policies cover damages caused by floods. Homeowners need to buy a separate flood insurance policy to guard against flood damage, or purchase a policy through the federal National Flood Insurance Program. Find out more here.
The most common natural disaster in the United States is flooding. From flash floods or hurricanes, homeowners face the threat of their homes and property flooding, whether they … more
If flooding damages your home during a hurricane, does your home insurance pay for the damage? Unfortunately, the answer is no.
Standard home insurance policies do not cover damage from flooding … more