Understanding Insurance

While you know that insurance is essential, it can also be difficult to navigate. From the buying process to tailoring your policy, insuranceQuotes.com makes it easy for you to understand insurance with the resources provided here.

• Do You Need Pet Insurance for Your Dog or Cat?

  

  When your furry friend falls ill or takes a bad fall off the couch, nobody wants to choose between a pet’s future and the pocketbook. Enter pet insurance.

  Pet insurance helps ease the pet … more

• 5 insurance types that may offer veterans discounts and benefits

  

  If you're on active duty or have served in the U.S. military, you might save big on many types of insurance through government programs and special discounts from insurers.

  Here are five common … more

• Full Coverage Auto Insurance: What Does It Mean?

  

  Chances are if you own a car, you have faced the bewildering array of choices that come with selecting an auto insurance plan. Most states require a minimum of basic auto insurance coverage, but is … more

• Rocky Mountain Insurance Information Association: Carole Walker

  

  When she was working as a TV news reporter in Wisconsin, Carole Walker rarely thought about insurance. Today, she thinks about it constantly.

  Walker has been executive director of the nonprofit … more

• Does home insurance cover damage from storm surge?

  

  One phrase – “storm surge” – has blanketed news coverage about Hurricane Sandy. But just what is storm surge? And does your home insurance cover damage from it?

  Here are … more

• How driver behavior affects the cost of auto insurance

  

  Chances are, you’re probably a safe driver — but it’s likely that you’re subsidizing the cost for riskier drivers with your auto insurance premiums. And that means you’ … more

• Lifting the veil on four confusing insurance terms

  

  Life can be confusing enough without worrying about life insurance terminology, which can be downright baffling.

  From "no fault" auto insurance to the Medicare "donut hole," this jargon raises a lot … more

• How does ZIP code change home insurance rates?

  

  Before you decide to buy your dream home in another ZIP code, you may want to check with your home insurance agent. Moving from one ZIP code to another can raise your insurance rates, even if the new … more

• What is mortgage life insurance?

  

  For some people, mortgage life insurance -- which pays off the remainder of your mortgage in the event of your death -- provides peace of mind. However, there are drawbacks to mortgage life insurance … more

• What is insurance explanation-of-benefits (EOBs) readability?

  

  A number of insurance companies are giving their explanation-of-benefits statements, or EOBs, an extreme makeover. EOBs, which are a required part of the health care claims process, are delivered to … more

• What is umbrella insurance?

  

  Millions of car accidents happen every year in the United States, and they're the No. 1 source of personal injury claims.

  “You can be sued for a variety of things, but the most common cause is … more

• Five bits of conventional wisdom about insurance

  

  Insurance is a complicated business. Just settle in to read your auto, home or health insurance policy, and you’ll agree. But decades of experience have helped boil down the web of insurance … more

• Many consumers confused by language in insurance policies

  

  Have you ever sat down and really tried to understand your auto insurance policy? If so, there’s a good chance that it doesn’t make sense.

  According to an online Harris Interactive poll … more

• What happens if your insurance company is in financial trouble?

  

  You didn’t see it coming, but your insurance company is in financial hot water.

  Chances are, you learned about it in a letter from your state insurance regulator: Your insurer has been shut … more

• 10 Things You May Not Know About Home Insurance

  

  1. Homeowner's insurance and title insurance are two terms that are often confused. Homeowner's insurance covers damages to your property and your possessions and any liability of a guest on your … more