Q&A Topics

Monday, October 19, 2009 11:44:29 AM

What is the difference between collision and comprehensive insurance?

Collision insurance covers a vehicle that's involved in an accident with another vehicle. Comprehensive insurance covers a vehicle that is damaged in an event other than an accident, such as a fire, hail, or a falling tree. If you have a car loan, most lenders require that you purchase both collision and comprehensive insurance.

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Laura Adams is a personal finance expert, award-winning author, and consumer advocate. As Senior Insurance Analyst, she represents insuranceQuotes in the media and works to make sure consumers protect their financial futures by having the right kinds of insurance.

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