Q&A Topics

Thursday, March 27, 2014 4:40:33 PM

Should I get term or permanent life insurance? [What are the different types of life insurance?]

Term life insurance gives your beneficiary a death benefit if you die during a certain period of time, such as 10 years. Permanent life insurance offers a death benefit no matter when you die, in addition to a savings portion that can build cash value, but is more expensive. The policy that’s right for you depends on how long you need coverage and your insurance objectives.

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