Q&A Topics

Thursday, March 27, 2014 4:40:33 PM

Should I get term or permanent life insurance? [What are the different types of life insurance?]

Term life insurance gives your beneficiary a death benefit if you die during a certain period of time, such as 10 years. Permanent life insurance offers a death benefit no matter when you die, in addition to a savings portion that can build cash value, but is more expensive. The policy that’s right for you depends on how long you need coverage and your insurance objectives.

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Laura Adams is a personal finance expert, award-winning author, and consumer advocate. As Senior Insurance Analyst, she represents insuranceQuotes in the media and works to make sure consumers protect their financial futures by having the right kinds of insurance.

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