Expert Q&A
Have an insurance question? Let our expert, Laura Adams, help you understand and shop for the best insurance policies to keep you and your family safe.
-
A
Many insurance companies offer discounts to homeowners who have updated home features, such as new wiring, impact-resistant roofing and security systems. Additionally, you may be able to save money … more -
A
Flood damage can still happen in moderate- or even low-risk flood zones. According to the National Flood Insurance Program, 25% of all flood claims come from residents who live outside of high risk … more -
A
Federal disaster assistance is generally given as a low-interest loan to help cover flood damage. These loans must be repaid and may only be available when an area is formally declared as a disaster … more -
A
Term life insurance gives your beneficiary a death benefit if you die during a certain period of time, such as 10 years. Permanent life insurance offers a death benefit no matter when you die, in … more -
A
There’s no set amount of life insurance that you should buy because everyone’s financial situation is different. But consider your needs in 3 key areas:Debt – including … more