You probably know that if you’re caught speeding 30 miles per hour over the legal limit, you’re going to get hit with an expensive ticket – and a rate hike for your car insurance.
But what you may not know is that getting a ticket for speeding just a few miles over the limit can also cause a significant rate jump.
Plus, the rate increase you’ll see for different types of traffic tickets depends on the state where you live.
Across the United States, the average rate hike for speeding 1 to 15 miles over the posted limit is 21%. Here are the top 5 states where getting a small speeding ticket will really rev up your insurance premium:
One speeding offense in the Grand Canyon state will raise your insurance premium by 23 percent.
If you’re caught speeding in the Beaver State, your insurance rate will jump 26 percent.
A 27 percent increase after a speeding ticket may douse your desire to speed in the Great Lake State.
It’s all golden in California – unless you’re caught speeding, which will kick up your rate by 37 percent.
1. North Carolina
Don’t have a lead foot in the Tar Heel State. This is the most expensive place in the nation to get a speeding ticket. Just one violation can send your rate soaring by 49 percent.