Arkansas Auto Insurance Quotes

Arkansas auto insurance Arkansas law requires liability insurance on vehicles registered in Arkansas. If you own a car in the state, you must carry a minimum of:

  • $25,000 per person for bodily injury
  • $50,000 per accident
  • $25,000 for property damage

Insurance companies must also offer you uninsured, underinsured, and personal injury protection. These cover you for things like your own personal injuries or damages to your personal property.

There are many auto insurance discounts for things like multi-car and multi-policy. Good students also receive discounts. Arkansas state law requires insurance companies to offer a discount to those 55 and older who complete a motor vehicle accident prevention course. The Office of Motor Vehicles must approve the course.

Sample of Annual Arkansas Auto Insurance Rates

Heber Springs Auto Insurance

Heber Springs is a small town in north central Arkansas. It has a population of more than 7,100 people. The town was formerly named after the nearby Sugarloaf Mountain.

Arkansas State Route 25 is the largest highway running through Heber Springs. Just outside of town, Arkansas State Route 5 runs south in the direction of Little Rock.

City Single Married
Low High Low High
Heber Springs $736.00 $2,275.00 $674.00 $2,003.00

Little Rock Auto Insurance

Little Rock is Arkansas' state capital. It is also the largest city in the state with a population of more than 199,000 people. Little Rock, also known simply as "The Rock," was named after a popular rock formation surrounding the Arkansas River.

Just outside of Little Rock, Interstate 40 runs east to Memphis, and west to Oklahoma City. Interstate 30 connects Little Rock with Dallas in the southwest. Interstate 530 runs south toward Pine Bluff.

City Single Married
Low High Low High
Little Rock $761.00 $2,359.00 $692.00 $2,083.00

Jonesboro Auto Insurance

Jonesboro is the fifth-largest city in Arkansas with a population of more than 73,000 people. It is known as "JoBro." The college town hosts Arkansas State University.

Just outside of Jonesboro, U.S. Route 67 heads toward Little Rock in the southwest. Interstate 555 runs southeast toward Memphis. U.S. Route 63 crosses the Missouri border to the north, heading toward Columbia. U.S. Route 49 runs south toward Jackson, Mo.

City Single Married
Low High Low High
Jonesboro $869.00 $2,052.00 $790.00 $1,855.00

Fort Smith Auto Insurance

Fort Smith is situated on the east side of Arkansas near the Oklahoma border. It is the second-largest city the state with a population of more than 88,000 people. The town's nickname is "Hell on the Border."

From Fort Smith, Interstate 49 runs north into Kansas City, and south toward Lafayette, La. U.S. Route 71 connects Fort Smith with Fayetteville to the north. Just outside of Fort Smith, Interstate 40 runs west to Oklahoma City, and east to Memphis.

City Single Married
Low High Low High
Fort Smith $724.00 $1,915.00 $660.00 $1,678.00

Conway Auto Insurance

Conway is a northern suburb of Little Rock. It is the seventh-largest city in the state with a population of nearly 65,000 people. Conway is known as the "City of Colleges."

From Conway, Interstate 40 runs west toward Oklahoma City, and turns south into Little Rock. U.S. Route 64 follows roughly the same path heading west. U.S. Route 65 runs north through Springfield, Mo., and south toward Little Rock.

City Single Married
Low High Low High
Conway $761.00 $1,958.00 $693.00 $1,716.00

North Little Rock Auto Insurance

North Little Rock, formerly known as "Argenta," lies across the Arkansas River from Little Rock. It is the sixth-largest city in Arkansas with a population of more than 66,000 people. The NFL running back Darren McFadden played high school football in North Little Rock.

From North Little Rock, Interstate 40 runs east to Memphis, and west to Oklahoma City. Interstate 30 connects North Little Rock with Little Rock to the south. U.S. Route 70 runs east toward Memphis.

City Single Married
Low High Low High
North Little Rock $849.00 $2,349.00 $772.00 $2,039.00

Pine Bluff Auto Insurance

Pine Bluff lies on the outskirts of Little Rock. It has a population of more than 44,000 people, making it the ninth-largest city in the state. Pine Bluff was named after a cliff, or "bluff," located along the Arkansas River.

From Pine Bluff, U.S. Route 65 runs north through Little Rock, and south into Louisiana. Interstate 530 also connects Pine Bluff directly with Little Rock. U.S. Route 79 travels northeast through Memphis, and southwest toward Austin, Texas.

City Single Married
Low High Low High
Pine Bluff $852.00 $2,259.00 $775.00 $1,976.00

Bella Vista Auto Insurance

Bella Vista is situated in the Ozark Mountains along the Missouri border. It is home to a handful of lakes, which makes it a popular spot during the summer. The city has a population of about 28,000 people.

U.S. Route 71 runs north and south, bridging the gap between Interstate 49 in Missouri, and Interstate 49 in Arkansas. Chelsea Road winds around Lake Windsor.

City Single Married
Low High Low High
Bella Vista $735.00 $1,946.00 $673.00 $1,708.00

Fayetteville Auto Insurance

Fayetteville is a college town that hosts the University of Arkansas. Nestled in the Ozark Mountains, Fayetteville has a population of more than 82,000 people, making it the state's third-largest city. It is known as the "Track Capital of the South."

From Fayetteville, Interstate 49 runs north into Kansas City, and south toward Fort Smith. U.S. Route 71 also connects Fayetteville with Fort Smith. U.S. Route 62 runs southwest into Oklahoma City.

City Single Married
Low High Low High
Fayetteville $737.00 $2,032.00 $676.00 $1,781.00

Rogers Auto Insurance

Rogers is the eighth-largest city in Arkansas with a population of more than 63,000 people. Wal-Mart was founded in Rogers. The town lies near the Arkansas-Missouri border.

Interstate 49 runs north into Kansas City, and south toward Fayetteville and Fort Smith. U.S. Route 71 runs north into Missouri. U.S. Route 62 connects with Oklahoma City in the southwest.

City Single Married
Low High Low High
Rogers $735.00 $1,862.00 $673.00 $1,676.00

City Single Married
Low High Low High
Adona $742.00 $2,073.00 $679.00 $1,826.00
Alexander $802.00 $2,158.00 $731.00 $1,886.00
Alicia $735.00 $2,181.00 $673.00 $1,928.00
Alleene $798.00 $2,039.00 $731.00 $1,898.00
Alma $739.00 $1,907.00 $676.00 $1,674.00
Almyra $744.00 $1,979.00 $681.00 $1,744.00
Alpena $737.00 $2,227.00 $676.00 $1,961.00
Altheimer $852.00 $2,074.00 $775.00 $1,825.00
Altus $727.00 $1,912.00 $667.00 $1,685.00
Amagon $744.00 $2,182.00 $681.00 $1,919.00
Amity $729.00 $2,306.00 $668.00 $2,029.00
Antoine $729.00 $2,142.00 $668.00 $1,940.00
Arkadelphia $729.00 $2,254.00 $668.00 $1,983.00
Arkansas City $843.00 $2,119.00 $771.00 $1,970.00
Ash Flat $735.00 $2,359.00 $673.00 $2,077.00
Ashdown $748.00 $2,039.00 $686.00 $1,898.00
Atkins $768.00 $1,891.00 $702.00 $1,768.00
Aubrey $757.00 $2,198.00 $693.00 $1,942.00
Augusta $744.00 $2,113.00 $681.00 $1,865.00
Austin $839.00 $2,063.00 $763.00 $1,803.00
Bald Knob $744.00 $2,149.00 $681.00 $1,895.00
Banks $798.00 $2,427.00 $731.00 $2,151.00
Barling $751.00 $1,819.00 $683.00 $1,644.00
Batesville $744.00 $2,412.00 $681.00 $2,120.00
Bauxite $840.00 $2,130.00 $765.00 $1,889.00
Bay $795.00 $2,022.00 $724.00 $1,769.00
Bearden $791.00 $2,071.00 $724.00 $1,830.00
Bee Branch $742.00 $2,170.00 $679.00 $1,906.00
Beebe $744.00 $2,073.00 $681.00 $1,820.00
Beech Grove $791.00 $1,998.00 $723.00 $1,817.00
Beedeville $744.00 $2,151.00 $681.00 $1,925.00
Bella Vista $735.00 $1,946.00 $673.00 $1,708.00
Belleville $727.00 $2,120.00 $667.00 $1,867.00
Ben Lomond $724.00 $2,039.00 $660.00 $1,898.00
Benton $821.00 $2,110.00 $748.00 $1,886.00
Bentonville $735.00 $1,892.00 $673.00 $1,676.00
Berryville $776.00 $2,176.00 $710.00 $1,915.00
Bexar $728.00 $2,277.00 $667.00 $2,008.00
Big Flat $735.00 $1,985.00 $673.00 $1,752.00
Bigelow $742.00 $2,148.00 $679.00 $1,897.00
Biggers $791.00 $2,167.00 $723.00 $1,914.00
Biscoe $744.00 $2,158.00 $681.00 $1,901.00
Bismarck $729.00 $2,232.00 $668.00 $1,959.00
Black Oak $795.00 $2,072.00 $724.00 $1,817.00
Black Rock $791.00 $2,087.00 $723.00 $1,841.00
Blevins $791.00 $2,054.00 $724.00 $1,898.00
Bluff City $816.00 $2,085.00 $746.00 $1,940.00
Bluffton $742.00 $2,221.00 $679.00 $1,955.00
Blytheville $809.00 $1,856.00 $739.00 $1,752.00
Boles $742.00 $2,160.00 $679.00 $1,905.00
Bonnerdale $729.00 $2,276.00 $668.00 $1,999.00
Bono $869.00 $1,980.00 $790.00 $1,855.00
Booneville $742.00 $2,028.00 $679.00 $1,782.00
Bradford $744.00 $2,128.00 $681.00 $1,877.00
Bradley $816.00 $2,090.00 $746.00 $1,898.00
Branch $727.00 $1,976.00 $667.00 $1,736.00
Brickeys $757.00 $2,209.00 $693.00 $1,941.00
Briggsville $742.00 $2,181.00 $679.00 $1,921.00
Brinkley $744.00 $2,150.00 $681.00 $1,889.00
Brockwell $728.00 $2,393.00 $667.00 $2,115.00
Brookland $869.00 $2,028.00 $790.00 $1,855.00
Bryant $840.00 $2,109.00 $765.00 $1,886.00
Buckner $816.00 $2,008.00 $746.00 $1,871.00
Bull Shoals $776.00 $2,106.00 $710.00 $1,861.00
Burdette $809.00 $2,055.00 $739.00 $1,833.00
Cabot $839.00 $2,051.00 $763.00 $1,856.00
Caddo Gap $729.00 $2,384.00 $668.00 $2,095.00
Caldwell $791.00 $2,057.00 $723.00 $1,925.00
Calico Rock $735.00 $2,077.00 $673.00 $1,829.00
Calion $735.00 $2,065.00 $673.00 $1,924.00
Camden $798.00 $2,082.00 $731.00 $1,919.00
Camp $735.00 $2,242.00 $673.00 $1,977.00
Canehill $737.00 $2,119.00 $676.00 $1,860.00
Caraway $795.00 $1,960.00 $724.00 $1,759.00
Carlisle $849.00 $2,178.00 $773.00 $1,910.00
Carthage $798.00 $2,113.00 $731.00 $1,864.00
Casa $742.00 $2,096.00 $679.00 $1,868.00
Cash $869.00 $2,057.00 $790.00 $1,817.00
Casscoe $744.00 $2,025.00 $681.00 $1,897.00
Cave City $728.00 $2,325.00 $667.00 $2,043.00
Cave Springs $735.00 $2,029.00 $673.00 $1,781.00
Cecil $727.00 $1,988.00 $667.00 $1,749.00
Cedarville $752.00 $1,904.00 $687.00 $1,670.00
Center Ridge $742.00 $2,265.00 $679.00 $1,993.00
Centerton $735.00 $1,854.00 $673.00 $1,676.00
Charleston $727.00 $1,984.00 $667.00 $1,748.00
Charlotte $728.00 $2,235.00 $667.00 $1,964.00
Cherokee Village $735.00 $2,489.00 $673.00 $2,196.00
Cherry Valley $782.00 $2,172.00 $714.00 $1,915.00
Chester $752.00 $2,035.00 $687.00 $1,791.00
Chidester $816.00 $2,137.00 $746.00 $1,946.00
Clarendon $744.00 $2,146.00 $681.00 $1,889.00
Clarkedale $858.00 $2,172.00 $781.00 $1,915.00
Clarkridge $726.00 $2,235.00 $666.00 $1,971.00
Clarksville $727.00 $1,983.00 $667.00 $1,751.00
Cleveland $742.00 $2,263.00 $679.00 $1,995.00
Clinton $742.00 $2,218.00 $679.00 $1,951.00
Coal Hill $727.00 $1,932.00 $667.00 $1,702.00
Colt $791.00 $2,057.00 $723.00 $1,925.00
Combs $776.00 $1,854.00 $710.00 $1,648.00
Compton $737.00 $2,211.00 $676.00 $1,956.00
Concord $736.00 $2,460.00 $674.00 $2,168.00
Conway $761.00 $1,958.00 $693.00 $1,716.00
Cord $728.00 $2,146.00 $667.00 $1,889.00
Corning $791.00 $2,186.00 $723.00 $1,927.00
Cotter $726.00 $2,001.00 $666.00 $1,770.00
Cotton Plant $744.00 $2,129.00 $681.00 $1,877.00
Cove $748.00 $2,132.00 $686.00 $1,881.00
Coy $849.00 $2,129.00 $773.00 $1,877.00
Crawfordsville $858.00 $2,079.00 $781.00 $1,914.00
Crocketts Bluff $744.00 $2,117.00 $681.00 $1,897.00
Crossett $827.00 $2,328.00 $756.00 $2,056.00
Crumrod $843.00 $2,218.00 $771.00 $2,052.00
Cushman $744.00 $2,353.00 $681.00 $2,066.00
Damascus $806.00 $2,259.00 $734.00 $1,975.00
Danville $742.00 $2,027.00 $679.00 $1,842.00
Dardanelle $723.00 $2,093.00 $662.00 $1,911.00
Datto $791.00 $2,131.00 $723.00 $1,876.00
De Queen $748.00 $2,039.00 $686.00 $1,898.00
De Valls Bluff $744.00 $2,155.00 $681.00 $1,898.00
De Witt $744.00 $2,001.00 $681.00 $1,874.00
Decatur $735.00 $1,928.00 $673.00 $1,689.00
Deer $737.00 $2,139.00 $676.00 $1,890.00
Delaplaine $744.00 $2,129.00 $681.00 $1,872.00
Delaware $742.00 $1,959.00 $679.00 $1,777.00
Delight $729.00 $2,192.00 $668.00 $1,940.00
Dell $809.00 $1,930.00 $739.00 $1,752.00
Dennard $737.00 $2,269.00 $676.00 $2,005.00
Dermott $777.00 $2,136.00 $712.00 $1,887.00
Des Arc $744.00 $2,155.00 $681.00 $1,898.00
Desha $744.00 $2,425.00 $681.00 $2,127.00
Dierks $748.00 $2,203.00 $686.00 $1,944.00
Doddridge $755.00 $2,055.00 $692.00 $1,898.00
Dolph $735.00 $2,299.00 $673.00 $2,026.00
Donaldson $742.00 $2,210.00 $679.00 $1,945.00
Dover $723.00 $1,999.00 $662.00 $1,760.00
Drasco $736.00 $2,375.00 $674.00 $2,093.00
Driver $809.00 $2,100.00 $739.00 $1,919.00
Dumas $843.00 $2,106.00 $771.00 $1,868.00
Dyess $809.00 $1,953.00 $739.00 $1,759.00
Earle $858.00 $2,046.00 $781.00 $1,914.00
Edgemont $736.00 $2,185.00 $674.00 $1,926.00
Edmondson $858.00 $2,058.00 $781.00 $1,925.00
El Dorado $847.00 $2,104.00 $775.00 $1,924.00
El Paso $744.00 $1,995.00 $681.00 $1,748.00
Elaine $843.00 $2,204.00 $771.00 $1,942.00
Elizabeth $728.00 $2,167.00 $667.00 $1,911.00
Elkins $737.00 $1,977.00 $676.00 $1,737.00
Emerson $816.00 $2,065.00 $746.00 $1,924.00
Emmet $791.00 $2,045.00 $724.00 $1,904.00
England $849.00 $2,196.00 $773.00 $1,919.00
Enola $806.00 $2,149.00 $734.00 $1,882.00
Ethel $843.00 $2,142.00 $771.00 $1,897.00
Etowah $809.00 $1,951.00 $739.00 $1,752.00
Eudora $777.00 $2,380.00 $712.00 $2,101.00
Eureka Springs $776.00 $2,197.00 $710.00 $1,936.00
Evansville $737.00 $1,995.00 $676.00 $1,751.00
Evening Shade $735.00 $2,296.00 $673.00 $2,016.00
Everton $723.00 $2,078.00 $663.00 $1,836.00
Fairfield Bay $742.00 $2,201.00 $679.00 $1,941.00
Farmington $737.00 $2,032.00 $676.00 $1,783.00
Fayetteville $737.00 $2,032.00 $676.00 $1,781.00
Fifty Six $735.00 $2,362.00 $673.00 $2,087.00
Fisher $782.00 $2,140.00 $714.00 $1,892.00
Flippin $776.00 $2,028.00 $710.00 $1,793.00
Floral $744.00 $2,292.00 $681.00 $2,013.00
Fordyce $798.00 $2,069.00 $731.00 $1,858.00
Foreman $748.00 $2,042.00 $686.00 $1,898.00
Forrest City $791.00 $2,057.00 $723.00 $1,925.00
Fort Smith $724.00 $1,915.00 $660.00 $1,678.00
Fouke $755.00 $2,150.00 $692.00 $1,898.00
Fountain Hill $827.00 $2,254.00 $756.00 $1,993.00
Fox $735.00 $2,258.00 $673.00 $1,990.00
Franklin $728.00 $2,325.00 $667.00 $2,049.00
Frenchmans Bayou $809.00 $2,136.00 $739.00 $1,919.00
Fulton $791.00 $2,039.00 $724.00 $1,898.00
Gamaliel $726.00 $1,974.00 $666.00 $1,752.00
Garfield $735.00 $1,887.00 $673.00 $1,653.00
Garland City $755.00 $2,103.00 $692.00 $1,898.00
Gassville $726.00 $2,025.00 $666.00 $1,790.00
Gentry $735.00 $1,890.00 $673.00 $1,693.00
Gepp $728.00 $2,337.00 $667.00 $2,065.00
Gilbert $742.00 $2,025.00 $679.00 $1,790.00
Gillett $843.00 $2,119.00 $771.00 $1,867.00
Gillham $748.00 $2,104.00 $686.00 $1,853.00
Gilmore $858.00 $2,126.00 $781.00 $1,914.00
Glencoe $728.00 $2,338.00 $667.00 $2,063.00
Glenwood $729.00 $2,318.00 $668.00 $2,041.00
Goodwin $791.00 $2,183.00 $723.00 $1,925.00
Gould $798.00 $2,086.00 $731.00 $1,868.00
Grady $798.00 $2,131.00 $731.00 $1,874.00
Grannis $748.00 $2,195.00 $686.00 $1,932.00
Grapevine $840.00 $2,073.00 $765.00 $1,820.00
Gravelly $742.00 $2,237.00 $679.00 $1,971.00
Gravette $735.00 $1,971.00 $673.00 $1,732.00
Green Forest $776.00 $2,226.00 $710.00 $1,963.00
Greenbrier $806.00 $2,052.00 $734.00 $1,801.00
Greenway $791.00 $2,190.00 $723.00 $1,934.00
Greenwood $724.00 $1,904.00 $660.00 $1,671.00
Gregory $744.00 $2,052.00 $681.00 $1,828.00
Griffithville $744.00 $2,021.00 $681.00 $1,776.00
Grubbs $744.00 $2,190.00 $681.00 $1,934.00
Guion $735.00 $2,300.00 $673.00 $2,028.00
Gurdon $791.00 $2,149.00 $724.00 $1,898.00
Guy $751.00 $2,003.00 $685.00 $1,758.00
Hackett $724.00 $1,878.00 $660.00 $1,650.00
Hagarville $737.00 $1,908.00 $676.00 $1,683.00
Hamburg $827.00 $2,386.00 $756.00 $2,107.00
Hampton $798.00 $2,171.00 $731.00 $1,920.00
Hardy $735.00 $2,419.00 $673.00 $2,135.00
Harrell $798.00 $2,139.00 $731.00 $1,890.00
Harriet $737.00 $2,367.00 $676.00 $2,090.00
Harrisburg $782.00 $2,219.00 $714.00 $1,953.00
Harrison $737.00 $2,035.00 $676.00 $1,797.00
Hartford $724.00 $1,909.00 $660.00 $1,728.00
Hartman $727.00 $2,064.00 $667.00 $1,819.00
Harvey $742.00 $2,292.00 $679.00 $2,021.00
Hasty $737.00 $2,069.00 $676.00 $1,828.00
Hatfield $748.00 $2,043.00 $686.00 $1,803.00
Hattieville $742.00 $2,102.00 $679.00 $1,850.00
Havana $727.00 $2,009.00 $667.00 $1,773.00
Haynes $757.00 $2,301.00 $693.00 $2,017.00
Hazen $744.00 $2,083.00 $681.00 $1,829.00
Heber Springs $736.00 $2,275.00 $674.00 $2,003.00
Hector $723.00 $1,984.00 $662.00 $1,750.00
Helena $843.00 $2,467.00 $771.00 $2,166.00
Henderson $726.00 $2,176.00 $666.00 $1,922.00
Hensley $815.00 $2,181.00 $743.00 $1,907.00
Hermitage $798.00 $2,316.00 $731.00 $2,049.00
Heth $791.00 $2,075.00 $723.00 $1,925.00
Hickory Ridge $782.00 $2,184.00 $714.00 $1,925.00
Higden $736.00 $2,349.00 $674.00 $2,067.00
Higginson $744.00 $2,103.00 $681.00 $1,850.00
Hindsville $776.00 $1,985.00 $710.00 $1,744.00
Hiwasse $735.00 $1,931.00 $673.00 $1,696.00
Holly Grove $744.00 $2,103.00 $681.00 $1,941.00
Hope $791.00 $2,039.00 $724.00 $1,898.00
Horatio $748.00 $2,041.00 $686.00 $1,898.00
Horseshoe Bend $728.00 $2,294.00 $667.00 $2,023.00
Hot Springs National Park $828.00 $2,288.00 $755.00 $1,997.00
Hot Springs Village $816.00 $2,286.00 $744.00 $2,004.00
Houston $742.00 $2,060.00 $679.00 $1,815.00
Hoxie $735.00 $1,963.00 $673.00 $1,817.00
Hughes $791.00 $2,293.00 $723.00 $2,005.00
Humnoke $849.00 $2,210.00 $773.00 $1,918.00
Humphrey $744.00 $2,005.00 $681.00 $1,765.00
Hunter $744.00 $2,057.00 $681.00 $1,925.00
Huntington $724.00 $1,995.00 $660.00 $1,760.00
Huntsville $776.00 $2,025.00 $710.00 $1,782.00
Huttig $847.00 $2,172.00 $775.00 $1,924.00
Ida $736.00 $2,354.00 $674.00 $2,077.00
Imboden $735.00 $2,181.00 $673.00 $1,929.00
Jacksonville $752.00 $1,980.00 $685.00 $1,856.00
Jasper $737.00 $2,083.00 $676.00 $1,841.00
Jefferson $852.00 $2,078.00 $775.00 $1,823.00
Jersey $798.00 $2,341.00 $731.00 $2,068.00
Jerusalem $742.00 $2,152.00 $679.00 $1,898.00
Jessieville $816.00 $2,352.00 $744.00 $2,062.00
Joiner $809.00 $2,052.00 $739.00 $1,920.00
Jonesboro $869.00 $2,052.00 $790.00 $1,855.00
Judsonia $744.00 $2,204.00 $681.00 $1,940.00
Junction City $847.00 $2,112.00 $775.00 $1,924.00
Keiser $809.00 $1,929.00 $739.00 $1,752.00
Kensett $744.00 $2,162.00 $681.00 $1,904.00
Keo $849.00 $2,015.00 $773.00 $1,765.00
Kingsland $798.00 $2,268.00 $731.00 $2,006.00
Kingston $776.00 $2,047.00 $710.00 $1,805.00
Kirby $729.00 $2,232.00 $668.00 $1,963.00
Knobel $791.00 $2,178.00 $723.00 $1,915.00
Knoxville $742.00 $1,931.00 $679.00 $1,738.00
Lafe $744.00 $1,972.00 $681.00 $1,817.00
Lake City $869.00 $2,083.00 $790.00 $1,831.00
Lake Village $777.00 $2,390.00 $712.00 $2,110.00
Lakeview $726.00 $2,023.00 $666.00 $1,779.00
Lamar $727.00 $2,092.00 $667.00 $1,842.00
Lambrook $843.00 $2,047.00 $771.00 $1,870.00
Langley $729.00 $2,279.00 $668.00 $2,010.00
Lavaca $724.00 $1,857.00 $660.00 $1,644.00
Leachville $809.00 $1,997.00 $739.00 $1,758.00
Lead Hill $722.00 $2,057.00 $663.00 $1,814.00
Leola $840.00 $2,043.00 $765.00 $1,798.00
Lepanto $782.00 $1,990.00 $714.00 $1,759.00
Leslie $737.00 $2,465.00 $676.00 $2,178.00
Letona $732.00 $2,043.00 $669.00 $1,795.00
Lewisville $816.00 $2,115.00 $746.00 $1,898.00
Lexa $843.00 $2,320.00 $771.00 $2,035.00
Lincoln $737.00 $1,892.00 $676.00 $1,670.00
Little Rock $761.00 $2,359.00 $692.00 $2,083.00
Lockesburg $748.00 $2,049.00 $686.00 $1,898.00
Locust Grove $744.00 $2,572.00 $681.00 $2,264.00
London $742.00 $1,913.00 $679.00 $1,738.00
Lonoke $787.00 $1,955.00 $716.00 $1,726.00
Lonsdale $840.00 $2,135.00 $765.00 $1,865.00
Louann $798.00 $2,067.00 $731.00 $1,927.00
Lowell $735.00 $1,893.00 $673.00 $1,668.00
Luxora $809.00 $1,900.00 $739.00 $1,759.00
Lynn $735.00 $2,318.00 $673.00 $2,047.00
Mabelvale $815.00 $2,114.00 $743.00 $1,979.00
Magazine $727.00 $1,981.00 $667.00 $1,742.00
Magnolia $816.00 $2,025.00 $746.00 $1,888.00
Malvern $742.00 $2,151.00 $679.00 $1,887.00
Mammoth Spring $735.00 $2,302.00 $673.00 $2,032.00
Manila $809.00 $1,887.00 $739.00 $1,752.00
Mansfield $742.00 $2,111.00 $679.00 $1,859.00
Marble Falls $737.00 $2,256.00 $676.00 $1,997.00
Marcella $728.00 $2,396.00 $667.00 $2,111.00
Marianna $757.00 $2,214.00 $693.00 $1,970.00
Marion $858.00 $2,046.00 $781.00 $1,914.00
Marked Tree $782.00 $2,132.00 $714.00 $1,878.00
Marmaduke $744.00 $2,091.00 $681.00 $1,840.00
Marshall $737.00 $2,323.00 $676.00 $2,055.00
Marvell $843.00 $2,289.00 $771.00 $2,005.00
Maumelle $794.00 $2,074.00 $721.00 $1,853.00
Mayflower $776.00 $2,098.00 $707.00 $1,832.00
Maynard $791.00 $2,157.00 $723.00 $1,904.00
Maysville $735.00 $1,888.00 $673.00 $1,676.00
Mc Caskill $791.00 $2,043.00 $724.00 $1,898.00
Mc Crory $744.00 $2,131.00 $681.00 $1,925.00
Mc Dougal $791.00 $2,343.00 $723.00 $2,068.00
Mc Gehee $843.00 $2,390.00 $771.00 $2,110.00
Mc Neil $816.00 $2,013.00 $746.00 $1,877.00
Mc Rae $744.00 $2,076.00 $681.00 $1,822.00
Melbourne $728.00 $2,432.00 $667.00 $2,150.00
Mellwood $843.00 $2,226.00 $771.00 $2,052.00
Mena $748.00 $2,084.00 $686.00 $1,837.00
Menifee $742.00 $2,098.00 $679.00 $1,832.00
Midland $724.00 $2,111.00 $660.00 $1,859.00
Midway $726.00 $2,078.00 $666.00 $1,831.00
Mineral Springs $748.00 $2,039.00 $686.00 $1,898.00
Minturn $735.00 $1,976.00 $673.00 $1,817.00
Monette $795.00 $2,069.00 $724.00 $1,810.00
Monticello $843.00 $2,184.00 $771.00 $2,001.00
Montrose $827.00 $2,169.00 $756.00 $1,970.00
Moro $757.00 $2,156.00 $693.00 $1,925.00
Morrilton $768.00 $2,053.00 $702.00 $1,815.00
Morrow $737.00 $2,168.00 $676.00 $1,905.00
Moscow $852.00 $2,169.00 $775.00 $1,918.00
Mount Holly $847.00 $2,068.00 $775.00 $1,927.00
Mount Ida $729.00 $2,270.00 $668.00 $1,997.00
Mount Judea $737.00 $2,250.00 $676.00 $1,987.00
Mount Pleasant $728.00 $2,425.00 $667.00 $2,142.00
Mount Vernon $806.00 $2,264.00 $734.00 $1,989.00
Mountain Home $726.00 $1,956.00 $666.00 $1,720.00
Mountain Pine $816.00 $2,304.00 $744.00 $2,018.00
Mountain View $735.00 $2,401.00 $673.00 $2,122.00
Mountainburg $752.00 $2,179.00 $687.00 $1,916.00
Mulberry $739.00 $2,091.00 $676.00 $1,838.00
Murfreesboro $729.00 $2,182.00 $668.00 $1,928.00
Nashville $748.00 $2,039.00 $686.00 $1,898.00
Natural Dam $752.00 $2,140.00 $687.00 $1,880.00
New Blaine $742.00 $2,075.00 $679.00 $1,828.00
New Edinburg $798.00 $2,163.00 $731.00 $1,909.00
Newark $728.00 $2,251.00 $667.00 $1,982.00
Newhope $729.00 $2,090.00 $668.00 $1,904.00
Newport $744.00 $2,157.00 $681.00 $1,903.00
Norfork $735.00 $2,324.00 $673.00 $2,047.00
Norman $729.00 $2,254.00 $668.00 $1,987.00
Norphlet $847.00 $2,068.00 $775.00 $1,924.00
North Little Rock $849.00 $2,349.00 $772.00 $2,039.00
O Kean $791.00 $2,179.00 $723.00 $1,922.00
Oak Grove $723.00 $2,264.00 $663.00 $1,999.00
Oakland $776.00 $2,036.00 $710.00 $1,794.00
Oark $737.00 $2,116.00 $676.00 $1,868.00
Oden $729.00 $2,210.00 $668.00 $1,950.00
Ogden $755.00 $2,061.00 $692.00 $1,898.00
Oil Trough $744.00 $2,286.00 $681.00 $2,018.00
Okolona $729.00 $2,220.00 $668.00 $1,959.00
Ola $742.00 $1,996.00 $679.00 $1,868.00
Omaha $723.00 $2,172.00 $663.00 $1,915.00
Onia $735.00 $2,308.00 $673.00 $2,035.00
Osceola $809.00 $1,875.00 $739.00 $1,759.00
Oxford $728.00 $2,382.00 $667.00 $2,105.00
Ozan $791.00 $2,039.00 $724.00 $1,898.00
Ozark $727.00 $1,927.00 $667.00 $1,697.00
Ozone $737.00 $2,092.00 $676.00 $1,844.00
Palestine $791.00 $2,057.00 $723.00 $1,925.00
Pangburn $744.00 $2,144.00 $681.00 $1,891.00
Paragould $744.00 $2,044.00 $681.00 $1,817.00
Paris $727.00 $2,024.00 $667.00 $1,786.00
Parkdale $827.00 $2,219.00 $756.00 $1,968.00
Parkin $782.00 $2,150.00 $714.00 $1,914.00
Parks $742.00 $2,189.00 $679.00 $1,928.00
Paron $799.00 $2,168.00 $729.00 $1,899.00
Parthenon $737.00 $2,255.00 $676.00 $1,994.00
Patterson $744.00 $2,168.00 $681.00 $1,925.00
Pea Ridge $735.00 $1,888.00 $673.00 $1,676.00
Peach Orchard $744.00 $2,187.00 $681.00 $1,926.00
Pearcy $816.00 $2,322.00 $744.00 $2,035.00
Peel $776.00 $1,899.00 $710.00 $1,673.00
Pelsor $737.00 $1,948.00 $676.00 $1,738.00
Pencil Bluff $729.00 $2,322.00 $668.00 $2,035.00
Perry $742.00 $2,049.00 $679.00 $1,806.00
Perryville $742.00 $2,117.00 $679.00 $1,886.00
Pettigrew $776.00 $2,163.00 $710.00 $1,905.00
Pickens $843.00 $2,100.00 $771.00 $1,868.00
Piggott $744.00 $2,029.00 $681.00 $1,817.00
Pindall $737.00 $2,217.00 $676.00 $1,956.00
Pine Bluff $852.00 $2,259.00 $775.00 $1,976.00
Pineville $735.00 $2,432.00 $673.00 $2,145.00
Plainview $742.00 $2,120.00 $679.00 $1,875.00
Pleasant Grove $728.00 $2,335.00 $667.00 $2,052.00
Pleasant Plains $744.00 $2,391.00 $681.00 $2,110.00
Plumerville $768.00 $2,067.00 $702.00 $1,819.00
Pocahontas $791.00 $2,130.00 $723.00 $1,880.00
Pollard $744.00 $2,194.00 $681.00 $1,931.00
Ponca $737.00 $2,293.00 $676.00 $2,024.00
Poplar Grove $843.00 $2,343.00 $771.00 $2,052.00
Portia $791.00 $2,144.00 $723.00 $1,890.00
Portland $827.00 $2,279.00 $756.00 $2,011.00
Pottsville $723.00 $1,994.00 $662.00 $1,772.00
Poughkeepsie $728.00 $2,356.00 $667.00 $2,078.00
Powhatan $735.00 $2,126.00 $673.00 $1,874.00
Poyen $840.00 $2,109.00 $765.00 $1,886.00
Prairie Grove $737.00 $2,055.00 $676.00 $1,805.00
Prattsville $840.00 $2,112.00 $765.00 $1,886.00
Prescott $791.00 $2,012.00 $724.00 $1,775.00
Prim $736.00 $2,309.00 $674.00 $2,035.00
Proctor $858.00 $2,223.00 $781.00 $1,954.00
Pyatt $776.00 $2,293.00 $710.00 $2,024.00
Quitman $736.00 $2,250.00 $674.00 $1,977.00
Ratcliff $727.00 $1,915.00 $667.00 $1,685.00
Ravenden $735.00 $2,266.00 $673.00 $1,998.00
Ravenden Springs $791.00 $2,138.00 $723.00 $1,887.00
Rector $744.00 $2,138.00 $681.00 $1,887.00
Redfield $852.00 $2,078.00 $775.00 $1,907.00
Reyno $791.00 $2,138.00 $723.00 $1,887.00
Rison $798.00 $2,125.00 $731.00 $1,873.00
Rivervale $782.00 $2,223.00 $714.00 $1,954.00
Roe $744.00 $2,123.00 $681.00 $1,872.00
Rogers $735.00 $1,862.00 $673.00 $1,676.00
Rohwer $843.00 $2,148.00 $771.00 $1,970.00
Roland $776.00 $2,275.00 $707.00 $1,990.00
Romance $744.00 $2,286.00 $681.00 $2,003.00
Rose Bud $744.00 $2,353.00 $681.00 $2,067.00
Rosie $744.00 $2,347.00 $681.00 $2,069.00
Rosston $816.00 $2,054.00 $746.00 $1,913.00
Rover $742.00 $2,224.00 $679.00 $1,956.00
Royal $816.00 $2,365.00 $744.00 $2,070.00
Rudy $739.00 $2,073.00 $676.00 $1,819.00
Russell $744.00 $2,353.00 $681.00 $2,067.00
Russellville $723.00 $1,970.00 $662.00 $1,768.00
Saffell $735.00 $2,411.00 $673.00 $2,125.00
Sage $728.00 $2,344.00 $667.00 $2,068.00
Saint Charles $843.00 $2,203.00 $771.00 $1,939.00
Saint Francis $744.00 $2,148.00 $681.00 $1,894.00
Saint Joe $737.00 $2,044.00 $676.00 $1,806.00
Saint Paul $776.00 $2,089.00 $710.00 $1,839.00
Salem $728.00 $2,249.00 $667.00 $1,990.00
Saratoga $748.00 $2,039.00 $686.00 $1,898.00
Scotland $742.00 $2,159.00 $679.00 $1,902.00
Scott $823.00 $2,141.00 $748.00 $1,948.00
Scranton $727.00 $2,041.00 $667.00 $1,801.00
Searcy $744.00 $2,207.00 $681.00 $1,939.00
Sheridan $840.00 $2,118.00 $765.00 $1,856.00
Sherrill $852.00 $2,146.00 $775.00 $1,887.00
Sherwood $756.00 $2,097.00 $687.00 $1,825.00
Shirley $737.00 $2,225.00 $676.00 $1,963.00
Sidney $728.00 $2,296.00 $667.00 $2,023.00
Siloam Springs $735.00 $1,885.00 $673.00 $1,668.00
Sims $729.00 $2,242.00 $668.00 $1,976.00
Smackover $847.00 $2,065.00 $775.00 $1,924.00
Smithville $735.00 $2,198.00 $673.00 $1,938.00
Snow Lake $843.00 $2,111.00 $771.00 $1,868.00
Solgohachia $742.00 $2,130.00 $679.00 $1,875.00
Sparkman $798.00 $2,059.00 $731.00 $1,818.00
Springdale $737.00 $1,986.00 $676.00 $1,745.00
Springfield $742.00 $2,127.00 $679.00 $1,873.00
Stamps $816.00 $2,039.00 $746.00 $1,898.00
Star City $798.00 $2,176.00 $731.00 $2,001.00
State University $795.00 $2,074.00 $724.00 $1,819.00
Stephens $816.00 $2,145.00 $746.00 $1,963.00
Story $729.00 $2,287.00 $668.00 $2,016.00
Strawberry $735.00 $2,216.00 $673.00 $1,952.00
Strong $847.00 $2,083.00 $775.00 $1,924.00
Sturkie $728.00 $2,270.00 $667.00 $2,007.00
Stuttgart $744.00 $1,962.00 $681.00 $1,736.00
Subiaco $727.00 $2,041.00 $667.00 $1,801.00
Success $744.00 $2,279.00 $681.00 $2,006.00
Sulphur Rock $744.00 $2,101.00 $681.00 $1,850.00
Sulphur Springs $735.00 $1,809.00 $673.00 $1,676.00
Summers $737.00 $2,013.00 $676.00 $1,766.00
Summit $776.00 $2,044.00 $710.00 $1,806.00
Swifton $744.00 $2,070.00 $681.00 $1,824.00
Taylor $816.00 $2,031.00 $746.00 $1,871.00
Texarkana $755.00 $2,116.00 $692.00 $1,898.00
Thida $744.00 $2,145.00 $681.00 $1,891.00
Thornton $798.00 $2,146.00 $731.00 $1,896.00
Tichnor $843.00 $2,168.00 $771.00 $1,978.00
Tillar $843.00 $2,148.00 $771.00 $2,001.00
Tilly $723.00 $2,060.00 $662.00 $1,814.00
Timbo $735.00 $2,283.00 $673.00 $2,012.00
Traskwood $840.00 $2,012.00 $765.00 $1,886.00
Trumann $782.00 $2,284.00 $714.00 $2,010.00
Tucker $852.00 $2,300.00 $775.00 $2,020.00
Tuckerman $744.00 $2,218.00 $681.00 $1,959.00
Tumbling Shoals $736.00 $2,338.00 $674.00 $2,058.00
Tupelo $744.00 $2,300.00 $681.00 $2,020.00
Turner $843.00 $2,111.00 $771.00 $1,919.00
Turrell $858.00 $2,103.00 $781.00 $1,914.00
Tyronza $782.00 $2,046.00 $714.00 $1,914.00
Ulm $744.00 $1,942.00 $681.00 $1,736.00
Umpire $748.00 $2,311.00 $686.00 $2,038.00
Uniontown $752.00 $2,035.00 $687.00 $1,786.00
Valley Springs $723.00 $2,030.00 $663.00 $1,792.00
Van Buren $739.00 $2,111.00 $676.00 $1,859.00
Vandervoort $748.00 $2,200.00 $686.00 $1,938.00
Vendor $737.00 $2,166.00 $676.00 $1,911.00
Vilonia $806.00 $2,101.00 $734.00 $1,838.00
Viola $728.00 $2,156.00 $667.00 $1,901.00
Violet Hill $728.00 $2,336.00 $667.00 $2,059.00
Wabash $843.00 $2,076.00 $771.00 $1,942.00
Wabbaseka $852.00 $2,087.00 $775.00 $1,834.00
Waldo $816.00 $2,013.00 $746.00 $1,877.00
Waldron $742.00 $2,111.00 $679.00 $1,859.00
Walnut Ridge $791.00 $2,015.00 $723.00 $1,817.00
Ward $835.00 $2,088.00 $760.00 $1,826.00
Warm Springs $791.00 $2,341.00 $723.00 $2,059.00
Warren $798.00 $2,449.00 $731.00 $2,168.00
Washington $791.00 $2,039.00 $724.00 $1,898.00
Watson $843.00 $2,251.00 $771.00 $1,986.00
Weiner $782.00 $2,141.00 $714.00 $1,888.00
Wesley $776.00 $2,013.00 $710.00 $1,766.00
West Fork $737.00 $1,938.00 $676.00 $1,700.00
West Helena $843.00 $2,322.00 $771.00 $2,037.00
West Memphis $858.00 $2,046.00 $781.00 $1,914.00
Western Grove $737.00 $1,955.00 $676.00 $1,739.00
Wheatley $791.00 $2,059.00 $723.00 $1,811.00
Whelen Springs $791.00 $2,012.00 $724.00 $1,841.00
White Hall $852.00 $2,146.00 $775.00 $1,884.00
Wickes $748.00 $2,153.00 $686.00 $1,901.00
Wideman $728.00 $2,345.00 $667.00 $2,072.00
Widener $791.00 $2,057.00 $723.00 $1,925.00
Wilburn $736.00 $2,298.00 $674.00 $2,020.00
Williford $735.00 $2,225.00 $673.00 $1,962.00
Wilmar $843.00 $2,270.00 $771.00 $2,008.00
Wilmot $827.00 $2,327.00 $756.00 $2,053.00
Wilson $809.00 $2,134.00 $739.00 $1,919.00
Wilton $748.00 $2,039.00 $686.00 $1,898.00
Winchester $843.00 $2,173.00 $771.00 $2,001.00
Winslow $737.00 $2,111.00 $676.00 $1,859.00
Winthrop $748.00 $2,039.00 $686.00 $1,898.00
Wiseman $728.00 $2,422.00 $667.00 $2,142.00
Witter $776.00 $2,109.00 $710.00 $1,858.00
Witts Springs $737.00 $2,108.00 $676.00 $1,861.00
Wooster $806.00 $2,010.00 $734.00 $1,761.00
Wynne $782.00 $2,059.00 $714.00 $1,914.00
Yellville $776.00 $1,985.00 $710.00 $1,750.00

Finding Auto Insurance Resources in Arkansas

The Arkansas Insurance Department is a great resource for information. Arkansas state law requires insurance companies to complete a premium comparison survey. They have to show premiums charged for several typical varying scenarios. The Insurance Department publishes this information for all consumers. They also publish information on annual rate changes and a brochure that explains terms and types of coverage available.

Other Auto Insurance Coverage in Arkansas

Uninsured motorists insurance gives you protection if you or a member of your household is hurt in an accident with someone who doesn't have coverage. You can also get coverage to pay for property damage caused by an uninsured motorist. Underinsured motorists protection covers you for injuries if the person causing the accident doesn't have enough to cover all the costs.

Arkansas maintains an Automobile Assigned Risk Plan. Your insurance agent can apply for you if you need it.

Moving to Arkansas: Important Information

If you move to Arkansas, you have 30 days to register your vehicle and get a driver's license. You'll need a copy of your current registration, proof of insurance, and the title or proof that a lender is holding the title. You must also show proof that you don't owe property taxes on the vehicle.

To get an Arkansas license, you can simply surrender your current license and show proof of United States residency. As long as the license isn't expired, you don't have to take any exams. If your license is expired, you may have to take a vision exam, a written exam, and a road test.

Understanding Driving Laws in Arkansas

Arkansas uses an Administrative Point System to identify problem drivers. Points vary for different violations. A computer program searches all driver records to identify those that require action. For example, if your record comes up with 10-13 points, you receive a warning letter. If your record shows more than 14 points, you receive a notice about possible suspension. A hearing is automatically scheduled. If you don't show for the hearing, your license is suspended for a specified period of time.

Frequently Asked Questions About Arkansas Auto Insurance

1. Do you have to buy insurance?

Liability coverage is required on all registered vehicles. Arkansas law sets the limits.

2. Can you purchase more liability insurance than the law requires?

The coverage amounts you choose are up to you as long as they meet the minimum limits set by state law. Your agent can help you determine if you need more coverage and how much additional coverage to buy.

3. Do you have to purchase collision and comprehensive insurance?

If your car is leased or financed, your lender will require this coverage to protect its financial investment. If you don't maintain this coverage, the lender will purchase a policy that you will be required to pay.

4. What if your car is a total loss and the insurance isn't enough to cover the loan?

You are responsible to pay off the balance of the loan if the amount paid by the insurance company isn't enough. You can purchase GAP insurance to protect you in this situation.

How to Get Great Rates on Arkansas Auto Insurance

Finding an auto insurance quote can seem overwhelming – but insuranceQuotes.com helps you find the best car insurance policy at the best price. Every year, we match 15 million consumers to the nation’s biggest auto insurance companies, including State Farm, Allstate and Liberty Mutual.

insuranceQuotes.com connects you with local and national insurance companies that give you free car insurance estimates by phone or email within minutes. By comparing multiple quotes, you can be sure that you’re getting the best price for car insurance.

insuranceQuotes.com Auto Rate Methodology

Rates are based on one vehicle and one driver who has state minimum coverage with $500 deductibles. The hypothetical driver is 35 years old, female or male, employed, a college graduate, and has good credit. She has no traffic violations, claims, or lapse in coverage. The vehicle is assumed to be a sedan that is garaged on premises, used primarily for commuting, and driven 16,000 miles per year. Rates include commonly available carrier discounts and are estimates and not guaranteed.

Average cost of car insurance by state

Find out how a county’s insurance rate stacks up against the state average, as well as how it fares against other counties in the state.

Use our interactive map to find out:

  • How your state compares to the national average
  • How your county compares to the state average
  • How your ZIP compares to the county

Use the "Select state" or "Select county" dropdown menu to choose your state, then your county.

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% Difference from national average rate

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