Health Insurance: How We Help You Save Time & Money
Comparing multiple health insurance quotes and finding the best medical insurance plans doesn’t have to be hard. Health insurance policies can come with a variety of different options and varying price points depending on your individual and family medical coverage needs. We are here to help you find the best health and medical insurance plan by comparing multiple free health plan quotes from national insurance companies as well as local health insurance providers in your area. InsuranceQuotes can help you save time and money by providing free health insurance quotes all in one place!
What Does Health Insurance Cover?
Most health insurance plans are considered comprehensive, and will cover a set of fixed preventive services, including free screenings, vaccines and some check-ups. Some other coverages that you may find on your plan include:
- Emergency services
- Maternity and newborn care (before and after birth)
- Some costs for prescription drugs
- Access to a medical doctor who can follow your medical history and treatments
Individual and Family Medical Insurance
This type of medical insurance plan will cover you, your partner or spouse, and children for anything from illness to injury due to an accident. There are a variety of plans to choose from and you will be able to choose your family’s preferred hospital and doctor giving you the highest quality treatment available. Typical expenses for an individual’s health insurance policy include monthly premiums, annual insurance deductibles, and copayments for visits.
Dental & Vision Insurance
Dental and vision coverage are separate plans from your comprehensive medical plans and are not required like medical coverage. Dental insurance typically covers basic and preventative oral care, as well as orthodontic care and more. Vision insurance provides coverage for vision care such as vision screenings, contact lenses, and prescription eyewear.
If you find yourself with a lapse of coverage for any reason, a short-term plan might be your best option to stay covered at an affordable price. These plans can start in just a few days, and coverage will last anywhere from one month to just under a year.
Student Health Insurance
While individuals are in college, they are eligible for coverage at a lower cost through these plans. As a student, you’ll be able to find comprehensive health coverage through a wide network of providers, including through your university.
Often a difficult decision for many, this is additional insurance which you can buy to help cover expenses that your original health insurance does not cover or skipped – things such as deductibles, copayments and coinsurance, which are extra expenses to you, are covered by some supplemental insurance plans. Supplemental insurance is also available to help cover the additional expenses associated with your Medicare coverage plan. This coverage is oftentimes called Medigap insurance. Ask our expert team for more information on what options suit you best.
How to Switch Health Insurance Coverage?
If you have had a recent major life change, such as moving states, change of job, or birth of a child, now is the time to shop around for a new healthcare plan. Let our team of insurance experts help you decide what type of coverage fits your needs.
The Benefits of Health Insurance
Let’s face it, none of us plan to get sick or injured, and while we are healthy, we often put that extra expense on the backburner. If you don’t have health insurance, you run the risk of being exposed to very high costs that may not be affordable for you and could lead to borrowing. The benefits of having health insurance far outweigh the nuisance of monthly payments.
Protection from unexpected medical costs
Health Insurance provides financial protection in case of medical emergencies and expensive procedures.
Peace of mind
Health insurance gives you peace of mind that you are receiving the best medical coverage without the large bills to follow. Medical insurance allows you to focus on healing without worrying about the cost of treatment.
Improved daily health
You don’t need to just wait for a medical emergency to use health insurance. Medical insurance can help cover routine wellness check-ups.
How to Compare Multiple Medical Insurance Plans
The best option to find cheap health insurance is to get multiple quotes and compare medical insurance plans. Getting insurance quotes with us is free and simple. Compare quotes from major insurance providers all in one place. Our experts can help you find the best option for your needs and answer any questions you have.
What to Look for in Health Insurance Plans
It’s never been easier to compare multiple health insurance quotes from a large pool of providers in one place. Here’s what to consider when shopping for health coverage.
- Determine your deductibles. A deductible is the amount of money you will have to pay out-of-pocket before your insurance will begin paying a portion of the expenses. It’s important to consider your health when choosing what you are willing to pay. A risk you run into when choosing a high deductible, low premium plan is paying the entire deductible at once if someone requires expensive medical treatment. Our experts can help you determine the best deductible amount for you or your family.
- Check your provider network. Make sure you check to make sure any of your existing providers are covered by your plan. You’ll also want to ensure there are doctors and any specialists in your area that are within the network. If you seek treatment from a doctor who is out-of-network, you may end up paying full price.
- Look at all out-of-pocket expenses. Before finalizing your plan, make sure you know all expenses that you will be responsible for outside of your premium. These costs can include copayments for doctors visits and prescription costs.
Why Choose insuranceQuotes.com?
Our free medical insurance quotes tool makes the process stress-free as we guide you through the best health insurance options for you and/or your family. We are #1 in our field and have helped approximately 15 million customers find the right insurance deal. Our expert team works tirelessly with you until you are satisfied with the best and most affordable medical insurance plan for you and/ or your family.
Don’t wait until you are in need. Give us a call today or go online to get a health insurance quote today. Your healthcare is our priority – make it yours too!
Recent Health Insurance Articles:
Far and away, insurance consumers say that what matters to them most is getting the best rate from their agents. A case in point. A recent study by PIA and The Partnership showed that when it comes to what insurance customers expect from their agents, the top-of-the-list item is “good value in the rates agents…
Read More How are Life Insurance Rates Calculated?
By Michael Giusti Schools from colleges to pre-K are gearing up for another year, and students at each level all have insurance needs that need to be considered. From health to auto to tuition coverage, and even possibly life insurance, a wide range of policies are available to help protect students as they return to…
Read More Back to School 2022: K-12 & College Insurance
By Michael Giusti Inflation and interest rates are the two top economic buzz words of late, and they may have some effects on the insurance industry, either directly or indirectly. Whether it is because they are impacting the value of the insured asset, or because they are making a difference in the insurance company’s…
Read More Inflation, Interest Rates and Insurance: What to Expect
When you need medical care, the last thing you want is to worry about whether or not your health insurance will cover it. Unfortunately, there are many reasons why a provider may deny your claim. So what happens then? The good news is that a claim denial isn’t set in stone. Your insurance company is…
Read More What to Do When Your Health Insurance Company Denies Your Claim
Many people realize that the umbrella term of disability does not always capture the unique experiences felt by those who are living with them. However, there are options for those living with disabilities when it comes to their health coverage needs. It can be tricky to say exactly how much a certain disability is costing…
Read More Do I Qualify for Disability Insurance: SSDI & SSI
By Michael Giusti Now a full two years after the onset of pandemic-driven lockdowns, Spring 2022 promises to offer an insurance market is moving forward from the pandemic, while still experiencing lingering effects. Drivers are back on the road, and in-person paramedical exams are back on schedule for life insurance. Travel is even ramping back…
Read More Spring Insurance Guide 2022
Frequently Asked Questions
How Much Does Health Insurance Cost for a Single Person?
The average cost for health insurance for a single person is around $475 and $1,245 (for multiple people on a plan) a month. The overall costs will vary depending on a few factors. Many people are offered health insurance through their employer. However, in some situations it’s better to get your own individual plan.
Can I buy health insurance on my own?
You are able to buy your own insurance and in some situations, it may be your best option as far as financial capabilities go. There are many options that your insurance provider can help guide you through to secure yourself and your family with a great health or medical insurance plan.
Discover More About Health Insurance
Health Insurance by State