According to recent data, the average annual car insurance premium for full coverage in Albany is around $2,115 a year or $177 a month.
Insurance premiums tend to be higher in densely populated areas compared to more rural areas. Additionally, factors such as your age, gender, credit score, and driving history can also affect your premiums.
The most affordable insurance providers in Albany for state minimum coverage includes Progressive, Mile Auto, Safeco and Liberty Mutual.
If you’re looking to find the most affordable auto insurance provider in Albany, here is a breakdown of monthly and yearly costs by insurance company:
|Insurance Provider||Minimum Liability||Yearly Cost:|
To get the most accurate estimate for your car insurance costs in Georgia, it’s recommended to obtain quotes from multiple insurance providers through our online tool. We will consider your specific circumstances and provide you with personalized rates based on your needs and coverage options.
The cost data in the table below is an example of a single driver, middle aged, with a clean driving record and a good credit score who drives a used vehicle.
The average costs for car insurance in Georgia will vary by provider and driving history as well as individual driver factors. Here is a list of average state minimum liability coverage costs in Georgia broken down by county and vehicle type – search for your county below:
|Costs by County:||Sedan:||SUV:||Coupe:||Truck:||Hybrid:|
The type of vehicle you drive will have an impact on the overall costs of your auto policy for state minimum coverage in Georgia. Our cost data is pulled based on different types of vehicles such as a Toyota Camry, Honda CRV, Nissan Titan, Chevy Bolt, and BMW 4 Series.
Here is the average cost of minimum liability car insurance for each vehicle type across multiple real time quotes from GA drivers in every county for a year of coverage:
Each state has its own requirements for the amount of auto insurance coverage its licensed drivers need to carry. Georgia requires every driver to have liability auto insurance, which helps pay for damage and injuries to the other party if you cause a car accident.
The minimum coverage amounts for Georgia auto insurance policies are:
It’s also worth noting that even though the laws in Georgia does not require collision or comprehensive auto insurance, if you still owe money on your car through a lease or a loan, your bank or lender will require you to carry those types of coverage.
Georgia stands apart from other states in that while it requires all drivers to have auto insurance, it does not allow you to show your insurance card as proof that you are insured. Don’t look at that as a loophole to be uninsured. Having auto insurance is in your best interest, financially speaking, but also law enforcement officers, in the event of a traffic stop, check with the Georgia Electronic Insurance Compliance System (GEICS) to verify that all drivers have auto insurance.
It’s still wise to carry your insurance card with you so you can exchange information with the other drivers if an accident occurs.
To find cheap car insurance in Albany, GA, here are a few steps you can take:
Remember, while finding affordable car insurance is important, it’s also crucial to ensure you have adequate coverage to protect yourself financially in case of an accident.