Compare Free Muskegon Car Insurance Quotes

Please provide a valid zip code.

Find cheap auto policy rates in Michigan

Average Cost for Car Insurance in Muskegon, MI

  • On average minimum liability costs for Muskegon drivers is $163 a month or $1,955  a year.
  • Full coverage policies cost around $423 a month or $5,072 a year.

InsuranceQuotes cost rates are pulled from our real-time auto insurance database from recent quotes in Muskegon – Rates are based on a used car driver who is single, middle aged & has a clean driving record. Read on to learn about the cheapest local rates filtered by insurance providers, new cars, vehicle types and age.

Muskegon, Michigan

Who Has the Cheapest Car Insurance in Muskegon?

Here is a breakdown of average costs from the cheapest local insurance providers in Muskegon from our cost data set of used-car drivers who are single, middle aged and have a clean driving record:

Insurance Provider:State Minimum:Monthly:Full Coverage:Monthly:
Auto-Owners Insurance:$1,977$165$5,444$454
State Farm$7,889$657$14,521$1,210
AAA – Member Select:$12,378$1,032$17,778$1,481
Citizens Insurance:$21,261$1,772$38,021$3,168

What are State Minimum Liability Requirements in Michigan

Michigan has unique car insurance laws compared to other states. Michigan operated under a “no-fault” insurance system, which required drivers to have Personal Injury Protection (PIP) coverage, among other types of coverage. Here are the state minimum liability car insurance requirements for Michigan:

  1. Personal Injury Protection (PIP): Michigan drivers were required to have PIP coverage, also known as “no-fault” coverage. PIP covered medical expenses, lost wages, and other related costs for you and your passengers, regardless of who was at fault in an accident. The minimum PIP coverage limits were determined by the state and were subject to change.
  2. Property Protection Insurance (PPI): Michigan drivers were also required to have Property Protection Insurance (PPI), which covered up to $1 million for damage your vehicle caused to another person’s property, such as buildings, fences, and parked vehicles.

Michigan does not have specific bodily injury or property damage liability coverage requirements.

Please provide a valid zip code.