Get Car Insurance Quotes for Beaumont – Port Arthur
Beaumont TX is near many cities such as Port Arthur, Port Neches, Groves, Bridge City, Nederland, Orange, Jasper and other smaller areas that make up Southeast Texas also known as the Golden Triangle. When it comes to buying car insurance in Beaumont, TX and the surrounding areas it’s important to make an informed decision to ensure you have the right coverage for your needs at an affordable rate. We can help you compare local and national insurance providers and get the best car insurance policy quotes.
Average Car Insurance Rates for Beaumont
The average cost for car insurance in Beaumont for state minimum coverage is around $75 per month or $900 yearly. If you were looking for a full coverage policy you can expect to pay around $120 a month or $1,440 a year. Car insurance costs will vary depending on several factors, including your age, driving history, type of vehicle, coverage limits and other factors.
Here is a breakdown of policy rates from our 2023 updated insurance costs database for Southeast Texas area by county and car type:
| SETX Counties: | Car | SUV: | Sports: | Truck: | Hybrid: |
|---|---|---|---|---|---|
| Hardin | $1,349 | $1,156 | $1,288 | $1,347 | $1,418 |
| Jasper | $1,252 | $1,065 | $1,184 | $1,255 | $1,325 |
| Jefferson | $1,426 | $1,231 | $1,369 | $1,418 | $1,488 |
| Orange | $1,404 | $1,209 | $1,343 | $1,401 | $1,472 |
How to Save Money on Car Insurance in Beaumont
There are quite a few ways to save money on an auto insurance policy in the Beaumont area. Many Southeast Texas drivers also own boats and houses. Insurance providers often offer a discount if you bundle your home, boat and auto insurance policy. There are also quite a few discounts given by providers for drivers who install upgraded anti-theft devices, are students, or complete defensive driving courses.
Minimum Car Insurance Requirements for TX
Beaumont falls under the Texas car insurance law requirements. Texas drivers must carry liability insurance that covers at least $30,000 for bodily injury per person, $60,000 for bodily injury per accident, and $25,000 for property damage. It is important to meet these minimum requirements to legally drive in the Southeast Texas area.
How to Compare Auto Insurance Quotes
- Assess your insurance needs: Before purchasing car insurance, evaluate your requirements. You should consider factors such as the value of your vehicle, your budget, your driving habits, and any specific coverage you may need (e.g., comprehensive, collision, liability, uninsured motorist coverage).
- Research insurance providers: Look for reputable insurance companies whether they are local or national providers. We provide an easy way to compare multiple providers all in one place. You should also consider factors like their financial stability, customer service reputation, coverage options, and pricing. You can check online reviews and ratings to gather this type of information. However, we only work with reputable insurance providers in order to save you time and money.
- Understand coverage options: Familiarize yourself with the various coverage options available. The standard coverage types include liability coverage, which covers injuries and property damage to others, as well as comprehensive and collision coverage, which protect your own vehicle and will be needed if you’re paying off your vehicle. Determine the coverage limits and deductibles that suit your needs before comparing your quotes.
