Insurance carrier Overview
how do you find the best Auto Insurance Company?
We provide various auto insurance coverage options for every driver. Find ratings, reviews, pros & cons, and more. Learn more about the top carriers below.
AAA (Auto Club)
- Best for: Members who want auto + roadside assistance.
- Known for: Club‑based bundles; local agents; travel discounts.
- Consider: Pricing and coverage vary by club/state; membership fee.
Allstate
- Best for: Claim extras & bundling.
- Known for: Drivewise® telematics; large agent network; accident‑forgiveness options.
- Consider: Premiums can be above average for some profiles.
Amica Mutual
- Best for: Premium service; dividends on some policies.
- Known for: Strong claims satisfaction; Platinum Choice Auto package.
- Consider: Limited footprint; mid‑to‑high pricing in some areas.
AmFam (American Family)
- Best for: Families; student & loyalty discounts.
- Known for: Bundling strength; MyAmFam app; local agents.
- Consider: Availability focused on Midwest/West.
Auto-Owners
- Best for: Claims experience & independent‑agent support.
- Known for: Bundling strength; MyAmFam app; local agents.
- Consider: Not available in every state; agent‑sold only.
Chubb
- Best for: High‑value/luxury vehicles; agreed value.
- Known for: Masterpiece coverage; OEM parts; concierge .
- Consider: Premium pricing; agent placement required.
Clearcover
- Best for: App‑first, budget hunters.
- Known for: Fast digital claims; streamlined policies.
- Consider: Limited state availability; fewer add‑ons.
Country Financial
- Best for: Local‑agent support; rural/suburban drivers.
- Known for: Personalized coverage; discount stacking.
- Consider: Regional availability.
Dairyland
- Best for: Non‑standard & SR‑22 needs.
- Known for: Flexible down payments; motorcycle options.
- Consider: Higher rates vs. standard market; limited bundling.
Direct Auto
- Best for: High‑risk drivers needing filings.
- Known for: SR‑22 support; low down‑payment options.
- Consider: Higher‑than‑average premiums; fewer states.
Elephant
- Best for: Online, budget‑minded drivers.
- Known for: Diminishing deductible; digital claims.
- Consider: Limited footprint.
Erie Insurance
- Best for: Value + service.
- Known for: Rate Lock feature; local agents; strong satisfaction.
- Consider: Regional—Mid‑Atlantic/Midwest/Southeast.
Farmers
- Best for: Customizable coverage & agent guidance.
- Known for: Accident forgiveness; Signal app; robust endorsements.
- Consider: Premiums can skew higher.
GEICO
- Best for: Budget‑minded; powerful app experience.
- Known for: Competitive pricing for many profiles; broad discounts.
- Consider: Limited local‑agent service; renewal swings possible.
The General
- Best for: Drivers with violations/credit challenges.
- Known for: SR‑22 acceptance; quick online quotes.
- Consider: Rates typically higher than standard carriers.
The Hanover
- Best for: Agent‑placed, customizable packages.
- Known for: Platinum Auto tiers; broad endorsement menu.
- Consider: Agent channel; not in all states.
Hartford (AARP)
- Best for: Senior Drivers 50+ via AARP.
- Known for: Lifetime renewability (eligibility rules); RecoverCare benefits.
- Consider: AARP membership required; not always the cheapest.
Infinity (Kemper)
- Best for: Non‑standard auto in select states.
- Known for: Bilingual service; SR‑22 options.
- Consider: Not nationwide; service ratings vary.
Kemper
- Best for: High‑risk & state‑minimum policies.
- Known for: Broad non‑standard appetite.
- Consider: Not nationwide; service ratings vary.
Liberty Mutual
- Best for: Bundles with add‑ons like new car replacement.
- Known for: RightTrack telematics; strong digital tools.
- Consider: Pricing can run above average for some drivers.
MAPFRE (COMMERCE)
- Best for: Massachusetts & Northeast drivers.
- Known for: Accident forgiveness; convenient photo claims.
- Consider: Regional availability only.
Mercury Insurance
- Best for: Value hunters (CA, FL, TX, select states).
- Known for: Competitive base rates; agent network.
- Consider: Limited footprint; fewer bells & whistles.
National General (AllState)
- Best for: High‑risk drivers; RVs & specialty vehicles.
- Known for: SR‑22 support; Mexico travel options.
- Consider: Customer experience varies; rates may trend higher.
Nationwide
- Best for: Discount breadth & usage‑based savings.
- Known for: SmartRide/SmartMiles; Vanishing Deductible.
- Consider: Features vary by state; pricing can be mid‑range.
NJM Insurance
- Best for: Service‑first drivers in NJ/PA/CT/MD.
- Known for: Low complaint ratios; strong claims.
- Consider: Limited footprint; eligibility rules in some states.
Plymouth Rock
- Best for: Northeast drivers wanting extras.
- Known for: Crashbusters® mobile claims; teacher perks.
- Consider: Regional availability only.
Progressive
- Best for: Price‑shopping; broad driver profiles.
- Known for: Snapshot® telematics; Name Your Price®; strong online tools.
- Consider: Renewal increases possible; variable claims reviews.
PURE Insurance
- Best for: High‑net‑worth households.
- Known for: High limits; OEM parts; risk‑mitigation services.
- Consider: Membership & underwriting requirements; limited states.
Root Insurance
- Best for: True usage‑based pricing.
- Known for: Smartphone telematics drives rate.
- Consider: Limited footprint; not ideal for high mileage.
Safeco (Liberty Mutual)
- Best for: Agent‑guided bundles.
- Known for: RightTrack telematics & accident forgiveness tiers.
- Consider: Pricing can vary widely by market.
Shelter
- Best for: Midwest/South drivers wanting local agents.
- Known for: High customer satisfaction; educator discounts.
- Consider: Limited footprint that may not work for all customers.
State Farm
- Best for: Competitive rates + local agent service.
- Known for: Drive Safe & Save/Steer Clear; largest network.
- Consider: Discounts/coverages vary by state; some options agent‑only.
Travelers
- Best for: Customization; multi‑policy savings.
- Known for: IntelliDrive® telematics; strong endorsement menu.
- Consider: Often mid‑to‑high priced; agent channel common.
USAA
- Best for: Military members & families.
- Known for: Top service; low complaint ratios; SafePilot® telematics.
- Consider: Eligibility restricted to military community.
Wawanesa (CA)
- Best for: California drivers seeking value + service.
- Known for: Competitive rates; solid claims.
- Consider: Very limited footprint.
Westfield
- Best for: Midwestern drivers via independent agents.
- Known for: Wespak® bundles; attentive claims.
- Consider: Regional only.
