South Dakota Auto Insurance Quotes

If you live in the Mount Rushmore State and own a car, there are certain requirements to meet before you can drive a car. You must have a valid license and register your car in the state. However, another important requirement is proof of financial responsibility. This states that you can pay for damage in case you get into an accident. While there are other ways to prove this, such as a surety bond or a certificate of deposit for $50,000 with the state treasurer, for most people, this means getting auto liability insurance.

Sample of Annual South Dakota Auto Insurance Rates

Eagle Butte

Eagle Butte is in north central South Dakota. It's part of the Cheyenne River Reservation. Ranching and agriculture dominate the local economy.

U.S. Highway 212 goes to Watertown to the east and Newell to the west. State Highway 63 goes to Midland to the south. State Highway 63 goes to the Standing Rock Reservation to the north.

City Single Married
Low High Low High
Eagle Butte $1,066.00 $2,604.00 $1,036.00 $2,501.00

Pine Ridge Indian Reservation Auto Insurance

The Pine Ridge Indian Reservation is in South West South Dakota near the Badlands National Park. It is the home of the Oglala Sioux Tribe. Pine Ridge was originally included within the territory of the Great Sioux Reservation. It was established in 1889. It is the eighth largest reservation in the United States, and is bigger than Delaware and Rhode Island combined. The reservation is home to the towns of Pine Ridge, Wounded Knee, Martin, Kyle and Wanblee.

U.S. Highway 18 travels along the southern edge of the reservation and goes east to the Rosebud Indian Reservation and west to Oelrichs. Interstate 90 skirts the northern edge of the reservation and goes west to Rapid City and east to Sioux Falls.

City Single Married
Low High Low High
Pine Ridge $1,066.00 $2,339.00 $1,036.00 $2,246.00

Rosebud Indian Reservation Auto Insurance

The Rosebud Indian Reservation is in south central South Dakota. It is home to the Sicangu Oyate Tribe and the Rosebud Sioux Tribe. The reservation is home to breathtaking canyons and Ponderosa pine forests and is dotted with lakes. The Rosebud Indian Reservation was originally established in 1889 after the partition of the Great Sioux Reservation. The Rosebud Casino is located off U.S. Highway 83, just north of the Nebraska border.

U.S. Highway 83 travels north and south through the center of the reservation, heading south into Nebraska and north toward Murdo. U.S. Highway 18 travels west into the Pine Ridge Reservation and east to Jordan Junction.

City Single Married
Low High Low High
Rosebud $1,066.00 $2,410.00 $1,036.00 $2,315.00

Fort Thompson

Fort Thompson is in central South Dakota along the Missouri River. The city is part of the Crow Creek Reservation. Most residents are Native Americans.

State Highway 47 goes to Reliance to the southwest and Highmore to the north. State Highway 34 goes to Woonsocket to the east. State Highway 50 goes to Chamberlain to the southeast.

City Single Married
Low High Low High
Fort Thompson $864.00 $2,219.00 $848.00 $2,131.00

Sioux Falls Auto Insurance

Sioux Falls is the largest city in South Dakota and is in the southeast edge of the state near the borders of Minnesota and Iowa. Sioux Falls describes itself as a place where you can get a small-town feel without giving up big city amenities. Sioux Falls accounts for nearly a third of the entire population of South Dakota. Sioux Falls draws its name from the cascades of the Big Sioux River.

Interstate 29 travels through Sioux Falls south to Sioux City and north through the Lake Traverse Reservation and into North Dakota. Interstate 90 travels east into Minnesota and west toward the Badlands National Park and Rapid City.

City Single Married
Low High Low High
Sioux Falls $874.00 $1,737.00 $852.00 $1,667.00

Rapid City Auto Insurance

Rapid City is a city in western South Dakota by the Black Hills National Forest. It is the state's second largest city and is known as the gateway to Mount Rushmore, which is to the southwest. Outdoor types can also experience nearby caverns, as well as the Crazy Horse Memorial, which will be the largest sculpture in the world when it is completed. Rapid City draws its name from Rapid Creek, which flows through town.

Interstate 90 travels through the north of town, heading northwest to Sturgis and east through the Badlands National Park. U.S. Highway 16 travels southwest from Rapid City through the Black Hills National Park. South Dakota Route 79 travels south from town through Hermosa to buffalo Gap.

City Single Married
Low High Low High
Rapid City $873.00 $1,955.00 $873.00 $1,773.00

Watertown Auto Insurance

Watertown is a town in northeast South Dakota near the Lake Traverse Reservation. The Big Sioux River flows through Watertown. Nearby Lake Pelican and Lake Kampeska offer recreation opportunities to residents and visitors. But, despite all the water features, the town was actually named after Watertown, New York, which was the hometown of the city's founders. Watertown is home to the Redlin Art Center and Bramble Park Zoo.

Interstate 29 skirts the eastern border of Watertown, heading north into the Lake Traverse Reservation and south to Sioux Falls. U.S. Highway 81 travels south to Madison. U.S. Highway 212 travels east into Minnesota and west to Redfield.

City Single Married
Low High Low High
Watertown $820.00 $1,661.00 $820.00 $1,595.00

Wakpala Auto Insurance

Wakpala is a small town in the Standing Rock Reservation along the Missouri River. The name Wakpala loosely translates to creek in the Lakota language. There is a concrete bust of Chief Sitting Bull to the south of town, which may be the final resting place of the famous chief. The annual Wakpala Wacipi dance is usually held here in late August.

U.S. Highway 12 travels west along the northern border of the Standing Rock Reservation and then eventually turns north into North Dakota. U.S. 12 travels east to Aberdeen. U.S. Highway 83 travels north into North Dakota and south toward Pierre.

City Single Married
Low High Low High
Wakpala $1,066.00 $2,370.00 $1,036.00 $2,276.00

Spearfish Auto Insurance

Spearfish is a town in western South Dakota just north of the Black Hills National Forest. Spearfish boasts of its outdoor beauty and abundance of hiking and cross country skiing opportunities. The town's name comes from the Native American tribes who used the area to spearfish in the creek. During the gold rush, Spearfish was a supply spot for the mining camps. Spearfish is home to the Black Hills State University.

Interstate 90 travels through Spearfish and heads to the west into Wyoming and southeast along the outskirts of the Black Hills National Forest toward Rapid City. U.S. Highway 85 travels south through Deadwood into the Black Hills and north through Belle Fourche.

City Single Married
Low High Low High
Spearfish $879.00 $2,176.00 $879.00 $2,089.00

Aberdeen Auto Insurance

Aberdeen is a city in north central South Dakota and is the third largest city in the state. In the late 1800s, Aberdeen served as a rail hub for the region. Today Aberdeen serves as a regional center for government offices, education, health care and financial services. Storybook Land is a towering castle in town that offers families a world inspired by nursery rhymes. Aberdeen also has several cultural organizations, recreational facilities and sporting opportunities. Northern State University calls Aberdeen home, as does Presentation College.

U.S. Highway 281 travels north from town into North Dakota and south toward the Yankton Reservation. U.S. Highway 12 travels east toward the Lake Traverse Reservation and west to the Standing Rock Reservation.

City Single Married
Low High Low High
Aberdeen $854.00 $1,691.00 $848.00 $1,624.00

City Single Married
Low High Low High
Aberdeen $854.00 $1,691.00 $848.00 $1,624.00
Agar $864.00 $2,138.00 $848.00 $2,053.00
Akaska $864.00 $2,055.00 $848.00 $1,974.00
Alcester $813.00 $1,661.00 $813.00 $1,595.00
Alexandria $864.00 $1,708.00 $848.00 $1,641.00
Allen $1,066.00 $2,279.00 $1,036.00 $2,188.00
Alpena $864.00 $1,838.00 $848.00 $1,766.00
Amherst $864.00 $1,795.00 $848.00 $1,749.00
Andover $864.00 $1,795.00 $848.00 $1,749.00
Arlington $857.00 $1,708.00 $848.00 $1,641.00
Armour $864.00 $1,754.00 $848.00 $1,684.00
Artesian $864.00 $1,848.00 $848.00 $1,774.00
Ashton $864.00 $1,943.00 $848.00 $1,866.00
Astoria $864.00 $1,749.00 $848.00 $1,749.00
Aurora $836.00 $1,670.00 $836.00 $1,604.00
Avon $864.00 $1,889.00 $848.00 $1,814.00
Badger $864.00 $1,724.00 $848.00 $1,655.00
Baltic $864.00 $1,777.00 $848.00 $1,706.00
Barnard $864.00 $1,795.00 $848.00 $1,749.00
Batesland $1,066.00 $2,319.00 $1,036.00 $2,227.00
Bath $864.00 $1,754.00 $848.00 $1,749.00
Belle Fourche $860.00 $2,176.00 $860.00 $2,089.00
Belvidere $1,066.00 $2,339.00 $1,036.00 $2,246.00
Beresford $819.00 $1,661.00 $819.00 $1,595.00
Big Stone City $855.00 $1,849.00 $848.00 $1,776.00
Bison $1,066.00 $2,489.00 $1,036.00 $2,390.00
Blackhawk $896.00 $1,982.00 $896.00 $1,817.00
Blunt $864.00 $2,095.00 $848.00 $2,011.00
Bonesteel $864.00 $2,181.00 $848.00 $2,094.00
Bowdle $864.00 $2,040.00 $848.00 $1,959.00
Box Elder $866.00 $1,831.00 $866.00 $1,734.00
Bradley $864.00 $1,810.00 $848.00 $1,749.00
Brandon $864.00 $1,600.00 $848.00 $1,520.00
Brandt $864.00 $1,749.00 $848.00 $1,749.00
Brentford $864.00 $1,810.00 $848.00 $1,749.00
Bridgewater $864.00 $1,730.00 $848.00 $1,661.00
Bristol $864.00 $1,892.00 $848.00 $1,817.00
Britton $831.00 $1,889.00 $831.00 $1,814.00
Brookings $830.00 $1,670.00 $830.00 $1,604.00
Bruce $843.00 $1,691.00 $843.00 $1,624.00
Bryant $847.00 $1,849.00 $847.00 $1,776.00
Buffalo $1,066.00 $2,236.00 $1,036.00 $2,147.00
Buffalo Gap $1,066.00 $2,138.00 $1,036.00 $2,053.00
Bullhead $1,066.00 $2,430.00 $1,036.00 $2,334.00
Burbank $864.00 $1,691.00 $848.00 $1,624.00
Burke $864.00 $2,181.00 $848.00 $2,094.00
Camp Crook $1,066.00 $2,236.00 $1,036.00 $2,147.00
Canistota $864.00 $1,814.00 $848.00 $1,742.00
Canova $864.00 $1,708.00 $848.00 $1,641.00
Canton $864.00 $1,604.00 $848.00 $1,539.00
Caputa $897.00 $1,987.00 $897.00 $1,907.00
Carpenter $864.00 $1,933.00 $848.00 $1,856.00
Carthage $864.00 $1,754.00 $848.00 $1,684.00
Castlewood $837.00 $1,849.00 $837.00 $1,776.00
Cavour $864.00 $1,754.00 $848.00 $1,684.00
Centerville $845.00 $1,661.00 $845.00 $1,595.00
Chamberlain $864.00 $2,055.00 $848.00 $1,974.00
Chancellor $864.00 $1,604.00 $848.00 $1,539.00
Cherry Creek $1,066.00 $2,339.00 $1,036.00 $2,246.00
Chester $864.00 $1,754.00 $848.00 $1,684.00
Claire City $864.00 $1,749.00 $848.00 $1,749.00
Claremont $852.00 $1,810.00 $848.00 $1,749.00
Clark $853.00 $1,810.00 $848.00 $1,749.00
Clear Lake $864.00 $1,749.00 $848.00 $1,749.00
Colman $864.00 $1,722.00 $848.00 $1,653.00
Colome $864.00 $2,279.00 $848.00 $2,188.00
Colton $864.00 $1,887.00 $848.00 $1,812.00
Columbia $864.00 $1,795.00 $848.00 $1,749.00
Conde $864.00 $1,810.00 $848.00 $1,749.00
Corona $862.00 $1,749.00 $848.00 $1,749.00
Corsica $864.00 $1,795.00 $848.00 $1,723.00
Cresbard $864.00 $2,040.00 $848.00 $1,959.00
Crooks $864.00 $1,635.00 $848.00 $1,570.00
Custer $922.00 $2,120.00 $922.00 $1,940.00
Dallas $864.00 $2,181.00 $848.00 $2,094.00
Dante $864.00 $1,754.00 $848.00 $1,684.00
Davis $864.00 $1,754.00 $848.00 $1,683.00
De Smet $864.00 $1,933.00 $848.00 $1,856.00
Deadwood $902.00 $2,219.00 $902.00 $2,131.00
Dell Rapids $864.00 $1,774.00 $848.00 $1,703.00
Delmont $864.00 $1,744.00 $848.00 $1,675.00
Dimock $864.00 $1,904.00 $848.00 $1,828.00
Doland $864.00 $1,892.00 $848.00 $1,817.00
Draper $864.00 $2,279.00 $848.00 $2,188.00
Dupree $1,066.00 $2,604.00 $1,036.00 $2,501.00
Eagle Butte $1,066.00 $2,604.00 $1,036.00 $2,501.00
Eden $864.00 $1,889.00 $848.00 $1,814.00
Edgemont $867.00 $2,120.00 $867.00 $2,011.00
Egan $864.00 $1,618.00 $848.00 $1,554.00
Elk Point $809.00 $1,670.00 $809.00 $1,604.00
Elkton $858.00 $1,670.00 $848.00 $1,604.00
Ellsworth AFB $860.00 $2,079.00 $860.00 $1,996.00
Emery $864.00 $1,810.00 $848.00 $1,738.00
Erwin $864.00 $1,810.00 $848.00 $1,738.00
Estelline $846.00 $1,810.00 $846.00 $1,749.00
Ethan $864.00 $1,810.00 $848.00 $1,738.00
Eureka $864.00 $2,121.00 $848.00 $2,037.00
Fairburn $897.00 $2,138.00 $897.00 $2,053.00
Fairfax $864.00 $2,181.00 $848.00 $2,094.00
Fairview $864.00 $1,635.00 $848.00 $1,570.00
Faith $897.00 $2,319.00 $897.00 $2,227.00
Faulkton $864.00 $2,040.00 $848.00 $1,959.00
Fedora $864.00 $1,848.00 $848.00 $1,774.00
Ferney $864.00 $1,795.00 $848.00 $1,749.00
Flandreau $851.00 $1,600.00 $848.00 $1,516.00
Florence $830.00 $1,749.00 $830.00 $1,749.00
Fort Meade $897.00 $2,015.00 $897.00 $1,856.00
Fort Pierre $864.00 $2,259.00 $848.00 $2,169.00
Fort Thompson $864.00 $2,219.00 $848.00 $2,131.00
Frankfort $864.00 $1,810.00 $848.00 $1,749.00
Frederick $864.00 $1,889.00 $848.00 $1,814.00
Freeman $864.00 $1,810.00 $848.00 $1,738.00
Fulton $864.00 $1,668.00 $848.00 $1,608.00
Gann Valley $864.00 $2,040.00 $848.00 $1,959.00
Garden City $864.00 $1,814.00 $848.00 $1,749.00
Garretson $864.00 $1,722.00 $848.00 $1,653.00
Gary $864.00 $1,749.00 $848.00 $1,749.00
Gayville $825.00 $1,904.00 $825.00 $1,828.00
Geddes $864.00 $1,848.00 $848.00 $1,774.00
Gettysburg $864.00 $2,136.00 $848.00 $2,051.00
Glencross $1,066.00 $2,319.00 $1,036.00 $2,227.00
Glenham $864.00 $2,287.00 $848.00 $2,197.00
Goodwin $864.00 $1,749.00 $848.00 $1,749.00
Gregory $864.00 $2,196.00 $848.00 $2,109.00
Grenville $864.00 $1,795.00 $848.00 $1,749.00
Groton $861.00 $1,754.00 $848.00 $1,749.00
Hamill $864.00 $2,236.00 $848.00 $2,147.00
Harrisburg $864.00 $1,600.00 $848.00 $1,520.00
Harrison $864.00 $1,904.00 $848.00 $1,828.00
Harrold $864.00 $2,176.00 $848.00 $2,089.00
Hartford $864.00 $1,722.00 $848.00 $1,653.00
Hayes $1,018.00 $2,219.00 $1,018.00 $2,131.00
Hayti $830.00 $1,849.00 $830.00 $1,776.00
Hazel $864.00 $1,892.00 $848.00 $1,817.00
Hecla $846.00 $1,795.00 $846.00 $1,749.00
Henry $815.00 $1,749.00 $815.00 $1,749.00
Hermosa $931.00 $2,120.00 $931.00 $2,011.00
Herreid $864.00 $2,181.00 $848.00 $2,094.00
Herrick $864.00 $2,181.00 $848.00 $2,094.00
Highmore $864.00 $2,095.00 $848.00 $2,011.00
Hill City $929.00 $2,027.00 $929.00 $1,946.00
Hitchcock $864.00 $1,889.00 $848.00 $1,814.00
Holabird $864.00 $2,055.00 $848.00 $1,974.00
Hosmer $864.00 $2,040.00 $848.00 $1,959.00
Hot Springs $849.00 $2,259.00 $849.00 $2,169.00
Houghton $864.00 $1,810.00 $848.00 $1,749.00
Hoven $864.00 $2,136.00 $848.00 $2,051.00
Howard $864.00 $1,754.00 $848.00 $1,684.00
Howes $897.00 $2,178.00 $897.00 $2,092.00
Hudson $846.00 $1,722.00 $846.00 $1,653.00
Humboldt $864.00 $1,702.00 $848.00 $1,634.00
Hurley $864.00 $1,702.00 $848.00 $1,634.00
Huron $864.00 $1,744.00 $848.00 $1,675.00
Ideal $864.00 $2,279.00 $848.00 $2,188.00
Interior $1,066.00 $2,279.00 $1,036.00 $2,188.00
Ipswich $864.00 $1,889.00 $848.00 $1,814.00
Irene $859.00 $1,904.00 $848.00 $1,828.00
Iroquois $863.00 $1,810.00 $848.00 $1,738.00
Isabel $1,066.00 $2,529.00 $1,036.00 $2,429.00
Java $864.00 $2,181.00 $848.00 $2,094.00
Jefferson $843.00 $1,615.00 $843.00 $1,551.00
Kadoka $1,066.00 $2,178.00 $1,036.00 $2,092.00
Keldron $1,066.00 $2,370.00 $1,036.00 $2,276.00
Kennebec $864.00 $2,176.00 $848.00 $2,089.00
Keystone $897.00 $1,955.00 $897.00 $1,817.00
Kimball $864.00 $2,040.00 $848.00 $1,959.00
Kranzburg $864.00 $1,763.00 $848.00 $1,749.00
Kyle $1,066.00 $2,230.00 $1,036.00 $2,141.00
Labolt $864.00 $1,763.00 $848.00 $1,749.00
Lake Andes $864.00 $1,754.00 $848.00 $1,684.00
Lake City $864.00 $1,889.00 $848.00 $1,814.00
Lake Norden $847.00 $1,810.00 $847.00 $1,749.00
Lake Preston $864.00 $1,810.00 $848.00 $1,738.00
Lane $864.00 $1,848.00 $848.00 $1,774.00
Langford $864.00 $1,754.00 $848.00 $1,749.00
Lantry $1,066.00 $2,604.00 $1,036.00 $2,501.00
Lead $909.00 $2,279.00 $909.00 $2,188.00
Lebanon $864.00 $2,055.00 $848.00 $1,974.00
Lemmon $1,066.00 $2,581.00 $1,036.00 $2,478.00
Lennox $864.00 $1,604.00 $848.00 $1,539.00
Leola $864.00 $1,904.00 $848.00 $1,828.00
Lesterville $864.00 $1,889.00 $848.00 $1,814.00
Letcher $864.00 $1,838.00 $848.00 $1,766.00
Little Eagle $1,066.00 $2,430.00 $1,036.00 $2,334.00
Lodgepole $1,066.00 $2,489.00 $1,036.00 $2,390.00
Long Lake $864.00 $2,040.00 $848.00 $1,959.00
Long Valley $1,066.00 $2,178.00 $1,036.00 $2,092.00
Lower Brule $864.00 $2,219.00 $848.00 $2,131.00
Ludlow $1,066.00 $2,327.00 $1,036.00 $2,234.00
Madison $864.00 $1,631.00 $848.00 $1,566.00
Manderson $1,066.00 $2,394.00 $1,036.00 $2,299.00
Mansfield $864.00 $1,904.00 $848.00 $1,828.00
Marion $864.00 $1,702.00 $848.00 $1,634.00
Martin $1,066.00 $2,259.00 $1,036.00 $2,169.00
Marty $864.00 $1,795.00 $848.00 $1,723.00
Marvin $864.00 $1,749.00 $848.00 $1,749.00
McIntosh $1,066.00 $2,370.00 $1,036.00 $2,276.00
McLaughlin $1,066.00 $2,581.00 $1,036.00 $2,478.00
Meadow $1,066.00 $2,549.00 $1,036.00 $2,448.00
Mellette $864.00 $1,810.00 $848.00 $1,738.00
Menno $864.00 $1,904.00 $848.00 $1,828.00
Midland $1,066.00 $2,410.00 $1,036.00 $2,315.00
Milbank $864.00 $1,763.00 $848.00 $1,749.00
Milesville $1,066.00 $2,410.00 $1,036.00 $2,315.00
Miller $864.00 $2,080.00 $848.00 $1,997.00
Mission $1,066.00 $2,410.00 $1,036.00 $2,315.00
Mission Hill $840.00 $1,904.00 $840.00 $1,828.00
Mitchell $864.00 $1,668.00 $848.00 $1,601.00
Mobridge $864.00 $2,196.00 $848.00 $2,109.00
Monroe $864.00 $1,702.00 $848.00 $1,634.00
Montrose $864.00 $1,814.00 $848.00 $1,742.00
Morristown $1,066.00 $2,529.00 $1,036.00 $2,429.00
Mound City $864.00 $2,196.00 $848.00 $2,109.00
Mount Vernon $864.00 $1,889.00 $848.00 $1,814.00
Mud Butte $897.00 $2,259.00 $897.00 $2,169.00
Murdo $864.00 $2,279.00 $848.00 $2,188.00
Nemo $909.00 $2,178.00 $909.00 $2,092.00
New Effington $864.00 $1,749.00 $848.00 $1,749.00
New Holland $864.00 $1,889.00 $848.00 $1,814.00
New Underwood $867.00 $1,987.00 $867.00 $1,907.00
Newell $894.00 $2,236.00 $894.00 $2,147.00
Nisland $897.00 $2,055.00 $897.00 $1,974.00
Norris $1,066.00 $2,370.00 $1,036.00 $2,276.00
North Sioux City $863.00 $1,661.00 $848.00 $1,595.00
Northville $864.00 $1,943.00 $848.00 $1,866.00
Nunda $864.00 $1,579.00 $848.00 $1,516.00
Oacoma $864.00 $2,176.00 $848.00 $2,089.00
Oelrichs $897.00 $2,178.00 $897.00 $2,092.00
Oglala $1,066.00 $2,339.00 $1,036.00 $2,246.00
Okaton $864.00 $2,339.00 $848.00 $2,246.00
Okreek $1,066.00 $2,339.00 $1,036.00 $2,246.00
Oldham $864.00 $1,795.00 $848.00 $1,723.00
Olivet $864.00 $1,904.00 $848.00 $1,828.00
Onaka $864.00 $2,040.00 $848.00 $1,959.00
Onida $864.00 $2,136.00 $848.00 $2,051.00
Oral $872.00 $2,259.00 $872.00 $2,169.00
Orient $864.00 $2,055.00 $848.00 $1,974.00
Ortley $864.00 $1,763.00 $848.00 $1,749.00
Owanka $887.00 $1,987.00 $887.00 $1,907.00
Parker $864.00 $1,661.00 $848.00 $1,595.00
Parkston $864.00 $1,904.00 $848.00 $1,828.00
Parmelee $1,066.00 $2,410.00 $1,036.00 $2,315.00
Peever $864.00 $1,806.00 $848.00 $1,749.00
Philip $1,066.00 $2,410.00 $1,036.00 $2,315.00
Pickstown $864.00 $1,754.00 $848.00 $1,684.00
Piedmont $896.00 $2,015.00 $896.00 $1,773.00
Pierpont $864.00 $1,754.00 $848.00 $1,749.00
Pierre $864.00 $1,943.00 $848.00 $1,866.00
Pine Ridge $1,066.00 $2,339.00 $1,036.00 $2,246.00
Plankinton $864.00 $1,904.00 $848.00 $1,828.00
Platte $864.00 $1,889.00 $848.00 $1,814.00
Pollock $864.00 $2,196.00 $848.00 $2,109.00
Porcupine $1,066.00 $2,339.00 $1,036.00 $2,246.00
Prairie City $1,066.00 $2,489.00 $1,036.00 $2,390.00
Presho $864.00 $2,176.00 $848.00 $2,089.00
Pringle $897.00 $2,120.00 $897.00 $2,011.00
Pukwana $864.00 $1,904.00 $848.00 $1,828.00
Quinn $897.00 $2,279.00 $897.00 $2,188.00
Ralph $1,066.00 $2,327.00 $1,036.00 $2,234.00
Ramona $864.00 $1,724.00 $848.00 $1,655.00
Rapid City $873.00 $1,955.00 $873.00 $1,773.00
Raymond $864.00 $1,810.00 $848.00 $1,749.00
Redfield $864.00 $2,055.00 $848.00 $1,974.00
Redig $1,066.00 $2,196.00 $1,036.00 $2,109.00
Ree Heights $864.00 $2,080.00 $848.00 $1,997.00
Reliance $864.00 $2,176.00 $848.00 $2,089.00
Renner $864.00 $1,769.00 $848.00 $1,698.00
Reva $1,066.00 $2,327.00 $1,036.00 $2,234.00
Revillo $864.00 $1,763.00 $848.00 $1,749.00
Ridgeview $1,066.00 $2,462.00 $1,036.00 $2,364.00
Rockham $864.00 $1,943.00 $848.00 $1,866.00
Roscoe $864.00 $2,040.00 $848.00 $1,959.00
Rosebud $1,066.00 $2,410.00 $1,036.00 $2,315.00
Rosholt $864.00 $1,749.00 $848.00 $1,749.00
Roslyn $864.00 $1,810.00 $848.00 $1,749.00
Rutland $860.00 $1,631.00 $848.00 $1,566.00
Saint Charles $864.00 $2,181.00 $848.00 $2,094.00
Saint Francis $1,066.00 $2,410.00 $1,036.00 $2,315.00
Saint Lawrence $864.00 $2,136.00 $848.00 $2,051.00
Saint Onge $897.00 $2,138.00 $897.00 $2,053.00
Salem $864.00 $1,806.00 $848.00 $1,734.00
Scenic $897.00 $2,198.00 $897.00 $2,110.00
Scotland $856.00 $1,943.00 $848.00 $1,866.00
Selby $864.00 $2,136.00 $848.00 $2,051.00
Seneca $864.00 $2,181.00 $848.00 $2,094.00
Sinai $864.00 $1,724.00 $848.00 $1,655.00
Sioux Falls $874.00 $1,737.00 $852.00 $1,667.00
Sisseton $864.00 $1,795.00 $848.00 $1,749.00
Smithwick $897.00 $2,259.00 $897.00 $2,169.00
South Shore $864.00 $1,806.00 $848.00 $1,749.00
Spearfish $879.00 $2,176.00 $879.00 $2,089.00
Spencer $864.00 $1,724.00 $848.00 $1,655.00
Springfield $851.00 $1,889.00 $848.00 $1,814.00
Stephan $864.00 $2,095.00 $848.00 $2,011.00
Stickney $864.00 $1,989.00 $848.00 $1,911.00
Stockholm $864.00 $1,806.00 $848.00 $1,749.00
Strandburg $864.00 $1,763.00 $848.00 $1,749.00
Stratford $864.00 $1,795.00 $848.00 $1,749.00
Sturgis $881.00 $2,015.00 $881.00 $1,856.00
Summit $864.00 $1,867.00 $848.00 $1,792.00
Tabor $864.00 $1,889.00 $848.00 $1,814.00
Tea $841.00 $1,604.00 $841.00 $1,539.00
Timber Lake $1,066.00 $2,370.00 $1,036.00 $2,276.00
Tolstoy $864.00 $2,055.00 $848.00 $1,974.00
Toronto $864.00 $1,806.00 $848.00 $1,749.00
Trail City $1,066.00 $2,370.00 $1,036.00 $2,276.00
Trent $864.00 $1,722.00 $848.00 $1,653.00
Tripp $853.00 $1,904.00 $848.00 $1,828.00
Tulare $864.00 $1,904.00 $848.00 $1,828.00
Turton $864.00 $1,810.00 $848.00 $1,749.00
Tuthill $1,066.00 $2,319.00 $1,036.00 $2,227.00
Twin Brooks $864.00 $1,749.00 $848.00 $1,749.00
Tyndall $854.00 $1,904.00 $848.00 $1,828.00
Union Center $909.00 $2,178.00 $909.00 $2,092.00
Utica $859.00 $1,904.00 $848.00 $1,828.00
Vale $897.00 $2,136.00 $897.00 $2,051.00
Valley Springs $858.00 $1,604.00 $848.00 $1,539.00
Veblen $864.00 $1,810.00 $848.00 $1,749.00
Vermillion $794.00 $1,691.00 $794.00 $1,624.00
Viborg $864.00 $1,579.00 $848.00 $1,516.00
Vienna $864.00 $1,795.00 $848.00 $1,749.00
Virgil $864.00 $1,838.00 $848.00 $1,766.00
Vivian $864.00 $2,176.00 $848.00 $2,089.00
Volga $841.00 $1,691.00 $841.00 $1,624.00
Volin $864.00 $1,889.00 $848.00 $1,814.00
Wagner $864.00 $1,795.00 $848.00 $1,723.00
Wakonda $839.00 $1,764.00 $839.00 $1,655.00
Wakpala $1,066.00 $2,370.00 $1,036.00 $2,276.00
Wall $941.00 $1,987.00 $941.00 $1,907.00
Wallace $864.00 $1,749.00 $848.00 $1,749.00
Wanblee $1,066.00 $2,339.00 $1,036.00 $2,246.00
Warner $861.00 $1,754.00 $848.00 $1,684.00
Wasta $897.00 $1,987.00 $897.00 $1,907.00
Watauga $1,066.00 $2,410.00 $1,036.00 $2,315.00
Watertown $820.00 $1,661.00 $820.00 $1,595.00
Waubay $864.00 $1,749.00 $848.00 $1,749.00
Webster $860.00 $1,795.00 $848.00 $1,749.00
Wentworth $864.00 $1,631.00 $848.00 $1,566.00
Wessington $864.00 $2,055.00 $848.00 $1,974.00
Wessington Springs $864.00 $1,989.00 $848.00 $1,911.00
Westport $864.00 $1,889.00 $848.00 $1,814.00
White $840.00 $1,730.00 $840.00 $1,661.00
White Lake $864.00 $2,176.00 $848.00 $2,089.00
White Owl $897.00 $2,178.00 $897.00 $2,092.00
White River $1,066.00 $2,410.00 $1,036.00 $2,315.00
Whitehorse $1,066.00 $2,410.00 $1,036.00 $2,315.00
Whitewood $897.00 $1,987.00 $897.00 $1,907.00
Willow Lake $846.00 $1,810.00 $846.00 $1,749.00
Wilmot $864.00 $1,806.00 $848.00 $1,749.00
Winfred $864.00 $1,691.00 $848.00 $1,624.00
Winner $864.00 $2,236.00 $848.00 $2,147.00
Witten $864.00 $2,279.00 $848.00 $2,188.00
Wolsey $864.00 $1,943.00 $848.00 $1,866.00
Wood $1,066.00 $2,370.00 $1,036.00 $2,276.00
Woonsocket $864.00 $1,838.00 $848.00 $1,766.00
Worthing $864.00 $1,635.00 $848.00 $1,570.00
Wounded Knee $1,066.00 $2,253.00 $1,036.00 $2,163.00
Yale $864.00 $1,795.00 $848.00 $1,723.00
Yankton $850.00 $1,904.00 $848.00 $1,828.00

Finding Auto Insurance Resources in South Dakota

South Dakota has its own division of insurance, which is under the state's Department of Labor and Regulation. You can get more information about regulations, companies and almost anything about insurance on this site, including auto insurance. You can also find out the latest auto insurance news, as well as information on coverage, rates and state laws at insuranceQuotes.com.

If you are searching for information about vehicle registration and licenses, then the South Dakota Division of Motor Vehicles is the place to go. You can visit the nearest MVD office to get information or simply look at it from the website.

What You Need to Know About South Dakota Auto Insurance

South Dakota is a "fault" state when it comes to auto insurance. That means the party at fault for the accident must pay for damage. For example, if you get into a collision and it was your fault, then you (or rather, your insurance) must pay for all the damage.

That said, you might want to get additional coverage aside from the minimum. Unlike many other states, South Dakota doesn’t require you to get personal injury protection (PIP), but this is coverage you should consider getting.

South Dakota Auto Insurance Requirements

If you don't have any other proof of financial responsibility, then you need auto insurance. In South Dakota, drivers must meet the following minimum coverage for auto insurance:

  • $25,000 to over injury or death to one person and $50,000 for multiple people.
  • $25,000 for property damage.

You face fines and penalties if caught driving without insurance. The state may suspend your license for a year and require that you file proof of insurance for three years once you get your license back.

Moving to South Dakota: Important Information

If you're moving to South Dakota from another state, then there are a few things you must do. First, you have to obtain your in-state license within 90 days of arrival. To do this, surrender your out-of -state license, show proof of ID and residence, and bring your Social Security card. After passing a vision test, you will get your new license.

You must register your out-of-state car. To do this, fill out the correct forms and bring the bill of sale (or other type of proof of purchase) and valid ID, and pay the fees to the county treasurer.

Understanding Driving Laws in South Dakota

Driving laws are more or less the same from state to state, with minor variations. Before you begin driving in South Dakota, make sure you learn about the particular state driving laws.

You should take care when you encounter "no-zones." According to official South Dakota traffic tips, the no-zone is a bus or truck's blind spot. There are certain rules you must follow when you pass a no-zone. First, do not stay in a truck's no-zone area. If you can't see the driver's face in his or her side-view mirror, then the driver can't see you either. Don't tailgate large vehicles and don't move in to the lane too quickly when you pass them.

Teens can start driving in South Dakota at the age of 14. People between the ages of 14 and 18 can get an instruction permit and then upgrade to a restricted minor's permit. This allows the person to drive a car alone, with permission from the parent, between 6 a.m. and 10 p.m., and all other hours as long as there is a parent or guardian in the front seat.

Frequently Asked Questions About South Dakota Auto Insurance

Buying auto insurance in South Dakota is not that difficult. However, with so much information out there, it's quite confusing. Before you make any purchase, do check out the following frequently asked questions:

1. If you are a high-risk driver and cannot find an insurance agent, can you drive without insurance?

You must have proof of financial responsibility to drive in South Dakota. If you can't get a company to insure you, you may be able to get coverage through the South Dakota Automobile Insurance Plan. This agency will connect you with a company that may cover you.

2.  Can you get "self-insurance"?

Self-insurance is one form of proof of financial responsibility. This means that you are responsible and will pay out of pocket for any damages in case of an accident. However, you can only opt for this type of insurance if you own a business with 26 or more vehicles.

3. What happens if you lie to your insurance company?

While lying about your driving history, filing false claims, or staging accidents may seem like a victimless crime, think again. This is insurance fraud. This type of fraud not only costs others drivers more money each year, you can also go to jail.

How to Get Great Rates on South Dakota Auto Insurance

Finding an auto insurance quote can seem overwhelming – but insuranceQuotes.com helps you find the best car insurance policy at the best price. Every year, we match 15 million consumers to the nation’s biggest auto insurance companies, including State Farm, Allstate and Liberty Mutual.

insuranceQuotes.com connects you with local and national insurance companies that give you free car insurance estimates by phone or email within minutes. By comparing multiple quotes, you can be sure that you’re getting the best price for car insurance.

insuranceQuotes.com Auto Rate Methodology

Rates are based on one vehicle and one driver who has state minimum coverage with $500 deductibles. The hypothetical driver is 35 years old, female or male, employed, a college graduate, and has good credit. She has no traffic violations, claims, or lapse in coverage. The vehicle is assumed to be a sedan that is garaged on premises, used primarily for commuting, and driven 16,000 miles per year. Rates include commonly available carrier discounts and are estimates and not guaranteed.

Average cost of car insurance by state

Find out how a county’s insurance rate stacks up against the state average, as well as how it fares against other counties in the state.

Use our interactive map to find out:

  • How your state compares to the national average
  • How your county compares to the state average
  • How your ZIP compares to the county

Use the "Select state" or "Select county" dropdown menu to choose your state, then your county.

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