Wyoming Auto Insurance Quotes

Wyoming auto insurance Like most states, Wyoming requires certain minimum insurance coverage in order to drive any motor vehicle on public roads. While most people understand the value of collision insurance, liability can be a little more complicated. The state requires that all drivers must have the following minimum liability minimum protection levels:

  • $25,000 for bodily injury to one person
  • $50,000 for bodily injury to two or more persons
  • $20,000 per accident for property damage

Also, in Wyoming, you don’t have to purchase car insurance if you can prove financial responsibility. You can do this purchasing a bond with a surety company.

You should understand that those minimums are for drivers with few personal assets. If you own a house or other assets worth more than those minimum amounts, the result of an accident could be devastating. 

Sample of Annual Wyoming Auto Insurance Rates

Casper Auto Insurance

Casper is on the banks of the North Platte River in the High Plains of central-eastern Wyoming. The city grew up as a trading post and transportation hub in the 1800s. Discovery of oil in the region brought further growth along with the construction of refineries; today, the city is a regional hub for health care and retail.

Interstate 25 connects Casper to Cheyenne to the southeast and Bighorn National Forest to the north. State Highway 487 goes to Medicine Bow National Forest to the south. U.S. Highway 26 goes to Shoshoni to the west.

City Single Married
Low High Low High
Casper $1,022.00 $1,918.00 $1,022.00 $1,918.00

Cheyenne Auto Insurance

Cheyenne is the capital of and the largest city in Wyoming. Established in 1867, the city was named for a Native American tribe. Cheyenne became one of the richest cities in the nation during the 1880s because of the gold rush and cattle trade.

Interstate 80 runs east into Nebraska and northwest to Laramie. Interstate 25 goes to Colorado to the south and Glendo State Park to the north. U.S. Highway 85 goes to Springer Wildlife Management Unit to the northeast.

City Single Married
Low High Low High
Cheyenne $1,016.00 $1,844.00 $1,016.00 $1,844.00

Gillette Auto Insurance

Gillette is in northeastern Wyoming and was named in honor of a surveyor. Today, many jobs are in the management, sales and construction sectors. The city's Campbell County High School is the largest high school in the state.

Interstate 80 goes to Bighorn National Forest to the northwest and Black Hills National Forest to the east. State Highway 59 goes to Thunder Basin National Grassland to the south. State Highway 59 also goes into Montana to the north.

City Single Married
Low High Low High
Gillette $1,017.00 $1,917.00 $1,017.00 $1,917.00

Rock Springs Auto Insurance

Rock Springs is in southwestern Wyoming. It is the home of Western Wyoming Community College. Rock Springs was the site of a notorious massacre in 1885 when white miners killed 28 Chinese miners.

Interstate 80 crosses into Utah to the southwest and goes to Laramie to the east. U.S. Highway 191 goes to Flaming Gorge National Recreation Area to the south. U.S. Highway 191 also goes to the Gros Ventre Wilderness Area to the north.

City Single Married
Low High Low High
Rock Springs $1,017.00 $1,917.00 $1,017.00 $1,917.00

Laramie Auto Insurance

Laramie is in southeastern Wyoming on the Laramie River and is the home of the University of Wyoming. In 1869, the Wyoming Territory's legislature voted to guarantee women's suffrage and the first woman to cast a vote was a Laramie resident. One of the buildings on the University of Wyoming campus is the tallest building in the state at 200 feet high.

Interstate 80 goes to Bamforth National Wildlife refuge to the northwest and Cheyenne to the southeast. U.S. Highway 287 goes south into Colorado. U.S. Highway 30 goes to Medicine Bow to the north.

City Single Married
Low High Low High
Laramie $1,017.00 $1,751.00 $1,017.00 $1,726.00

Green River Auto Insurance

Green River is along the Green River in the southwestern part of the state. The area was a center of transit as part of the Cherokee Trail and a mail delivery route. The city is home to Weber State University, Mesa State College and Utah State University.

City Single Married
Low High Low High
Green River $1,017.00 $1,917.00 $1,017.00 $1,917.00

Thayne

Thayne is in western Wyoming near the border with Idaho. The city is near Mount McDougal and Wyoming Peak. Ranching employs many residents.

U.S. Highway 89 goes to Geneva to the south. U.S. Highway 89 goes to the Gros Ventre Wilderness area to the north. State Highway 125 goes west into Idaho.

City Single Married
Low High Low High
Thayne $1,017.00 $1,740.00 $1,017.00 $1,726.00

Cody

Incorporated in 1901, Cody is named for Col. William F. "Buffalo Bill" Cody. The city is on the Shoshone River and between the Beartooth and Absaroka mountain ranges. Cody is a popular tourist destination, with a number of annual festivals and an abundance of outdoor activities.

State Highway 120 goes northwest to Pat O'Hara Mountain. U.S. Highway 14 goes west to Buffalo Bill Reservoir. U.S. Highway 14 goes east to the Bighorn National Forest.

City Single Married
Low High Low High
Cody $1,017.00 $1,714.00 $1,017.00 $1,714.00

Evanston Auto Insurance

Evanston is in the far southwestern portion of Wyoming near the state's border with Utah. The city was named in honor of a railroad surveyor. The construction of the Wyoming State Hospital in the 1880s brought many jobs to the city.

Interstate 80 runs west into Utah. Interstate 80 goes east to Laramie. U.S. Highway 189 goes northeast to the Gros Ventre Wilderness area.

City Single Married
Low High Low High
Evanston $1,017.00 $1,740.00 $1,017.00 $1,673.00

Riverton Auto Insurance

Surrounded by mountain ranges, Riverton was founded in 1906 amid a land rush. The city's name came from its location near the confluence of four rivers. The city is part of the Wind River Indian Reservation.

U.S. Highway 26 goes northeast to Shoshoni. U.S. Highway 26 also goes to Grand Teton National Park to the northwest. State Highway 135 goes south to Sweetwater Station.

City Single Married
Low High Low High
Riverton $1,017.00 $1,722.00 $1,017.00 $1,714.00

City Single Married
Low High Low High
Afton $1,017.00 $1,740.00 $1,017.00 $1,726.00
Aladdin $1,017.00 $1,891.00 $1,017.00 $1,810.00
Albin $1,016.00 $1,844.00 $1,016.00 $1,844.00
Alcova $1,022.00 $1,918.00 $1,022.00 $1,918.00
Alpine $1,017.00 $1,738.00 $1,017.00 $1,726.00
Alta $1,179.00 $1,877.00 $1,179.00 $1,877.00
Alva $1,017.00 $1,891.00 $1,017.00 $1,810.00
Arapahoe $1,017.00 $1,722.00 $1,017.00 $1,714.00
Arminto $1,022.00 $1,918.00 $1,022.00 $1,918.00
Arvada $942.00 $1,858.00 $942.00 $1,778.00
Auburn $1,017.00 $1,740.00 $1,017.00 $1,726.00
Baggs $1,017.00 $1,762.00 $1,017.00 $1,696.00
Bairoil $1,017.00 $1,917.00 $1,017.00 $1,917.00
Banner $942.00 $1,714.00 $942.00 $1,714.00
Basin $1,017.00 $1,714.00 $1,017.00 $1,714.00
Bedford $1,017.00 $1,740.00 $1,017.00 $1,726.00
Beulah $1,017.00 $1,891.00 $1,017.00 $1,810.00
Big Piney $1,017.00 $1,726.00 $1,017.00 $1,726.00
Bondurant $1,017.00 $1,726.00 $1,017.00 $1,726.00
Bosler $1,017.00 $1,754.00 $1,017.00 $1,726.00
Boulder $1,017.00 $1,726.00 $1,017.00 $1,726.00
Buffalo $1,017.00 $1,732.00 $1,017.00 $1,714.00
Buford $1,017.00 $1,754.00 $1,017.00 $1,726.00
Burlington $1,017.00 $1,714.00 $1,017.00 $1,714.00
Burns $1,016.00 $1,844.00 $1,016.00 $1,844.00
Carpenter $1,016.00 $1,844.00 $1,016.00 $1,844.00
Casper $1,022.00 $1,918.00 $1,022.00 $1,918.00
Centennial $1,017.00 $1,751.00 $1,017.00 $1,726.00
Cheyenne $1,016.00 $1,844.00 $1,016.00 $1,844.00
Chugwater $1,017.00 $1,731.00 $1,017.00 $1,726.00
Clearmont $942.00 $1,813.00 $942.00 $1,735.00
Cody $1,017.00 $1,714.00 $1,017.00 $1,714.00
Cokeville $1,017.00 $1,740.00 $1,017.00 $1,726.00
Cora $1,017.00 $1,726.00 $1,017.00 $1,726.00
Crowheart $1,017.00 $1,714.00 $1,017.00 $1,714.00
Daniel $1,017.00 $1,726.00 $1,017.00 $1,726.00
Dayton $942.00 $1,714.00 $942.00 $1,714.00
Deaver $1,017.00 $1,714.00 $1,017.00 $1,714.00
Devils Tower $1,017.00 $1,891.00 $1,017.00 $1,810.00
Dixon $1,017.00 $1,762.00 $1,017.00 $1,696.00
Douglas $1,017.00 $1,785.00 $1,017.00 $1,714.00
Dubois $1,017.00 $1,714.00 $1,017.00 $1,714.00
Encampment $1,017.00 $1,762.00 $1,017.00 $1,696.00
Etna $1,017.00 $1,732.00 $1,017.00 $1,726.00
Evanston $1,017.00 $1,740.00 $1,017.00 $1,673.00
Evansville $1,022.00 $1,918.00 $1,022.00 $1,918.00
Farson $1,017.00 $1,917.00 $1,017.00 $1,917.00
Fe Warren Afb $1,016.00 $1,844.00 $1,016.00 $1,844.00
Fort Bridger $1,017.00 $1,740.00 $1,017.00 $1,673.00
Fort Laramie $1,017.00 $1,799.00 $1,017.00 $1,728.00
Fort Washakie $1,017.00 $1,770.00 $1,017.00 $1,714.00
Freedom $1,017.00 $1,734.00 $1,017.00 $1,726.00
Garrett $1,017.00 $1,754.00 $1,017.00 $1,726.00
Gillette $1,017.00 $1,917.00 $1,017.00 $1,917.00
Glendo $1,017.00 $1,836.00 $1,017.00 $1,763.00
Glenrock $1,017.00 $1,828.00 $1,017.00 $1,756.00
Green River $1,017.00 $1,917.00 $1,017.00 $1,917.00
Greybull $1,017.00 $1,714.00 $1,017.00 $1,714.00
Grover $1,017.00 $1,740.00 $1,017.00 $1,726.00
Guernsey $1,017.00 $1,731.00 $1,017.00 $1,726.00
Hanna $1,017.00 $1,754.00 $1,017.00 $1,688.00
Hartville $1,017.00 $1,731.00 $1,017.00 $1,726.00
Hawk Springs $1,017.00 $1,731.00 $1,017.00 $1,726.00
Hiland $1,022.00 $1,918.00 $1,022.00 $1,918.00
Hulett $1,017.00 $1,891.00 $1,017.00 $1,810.00
Hyattville $1,017.00 $1,714.00 $1,017.00 $1,714.00
Jackson $1,131.00 $1,877.00 $1,125.00 $1,877.00
Jay Em $1,017.00 $1,799.00 $1,017.00 $1,728.00
Jelm $1,017.00 $1,751.00 $1,017.00 $1,726.00
Kaycee $1,017.00 $1,828.00 $1,017.00 $1,756.00
Kelly $1,131.00 $1,877.00 $1,125.00 $1,877.00
Kemmerer $1,017.00 $1,738.00 $1,017.00 $1,726.00
Kinnear $1,017.00 $1,722.00 $1,017.00 $1,714.00
La Barge $1,017.00 $1,738.00 $1,017.00 $1,726.00
Lagrange $1,017.00 $1,767.00 $1,017.00 $1,726.00
Lance Creek $1,017.00 $1,891.00 $1,017.00 $1,810.00
Lander $1,017.00 $1,770.00 $1,017.00 $1,714.00
Laramie $1,017.00 $1,751.00 $1,017.00 $1,726.00
Lingle $1,017.00 $1,799.00 $1,017.00 $1,728.00
Lonetree $1,017.00 $1,740.00 $1,017.00 $1,673.00
Lost Springs $1,017.00 $1,928.00 $1,017.00 $1,845.00
Lovell $1,017.00 $1,714.00 $1,017.00 $1,714.00
Lusk $1,017.00 $1,799.00 $1,017.00 $1,728.00
Lyman $1,017.00 $1,740.00 $1,017.00 $1,673.00
Lysite $1,017.00 $1,794.00 $1,017.00 $1,724.00
Manderson $1,017.00 $1,714.00 $1,017.00 $1,714.00
Manville $1,017.00 $1,785.00 $1,017.00 $1,726.00
Medicine Bow $1,017.00 $1,762.00 $1,017.00 $1,696.00
Meeteetse $1,017.00 $1,759.00 $1,017.00 $1,714.00
Meriden $1,016.00 $1,844.00 $1,016.00 $1,844.00
Midwest $1,022.00 $1,918.00 $1,022.00 $1,918.00
Moorcroft $1,017.00 $1,891.00 $1,017.00 $1,810.00
Moose $1,131.00 $1,877.00 $1,125.00 $1,877.00
Moran $1,131.00 $1,877.00 $1,125.00 $1,877.00
Natrona $1,022.00 $1,918.00 $1,022.00 $1,918.00
Newcastle $1,017.00 $1,891.00 $1,017.00 $1,810.00
Osage $1,017.00 $1,891.00 $1,017.00 $1,810.00
Otto $1,017.00 $1,714.00 $1,017.00 $1,714.00
Parkman $942.00 $1,714.00 $942.00 $1,714.00
Pavillion $1,017.00 $1,714.00 $1,017.00 $1,714.00
Pine Bluffs $1,016.00 $1,844.00 $1,016.00 $1,844.00
Pinedale $1,017.00 $1,726.00 $1,017.00 $1,726.00
Powell $1,017.00 $1,714.00 $1,017.00 $1,714.00
Ranchester $942.00 $1,714.00 $942.00 $1,714.00
Rawlins $1,017.00 $1,762.00 $1,017.00 $1,696.00
Recluse $1,017.00 $1,917.00 $1,017.00 $1,917.00
Riverton $1,017.00 $1,722.00 $1,017.00 $1,714.00
Rock River $1,017.00 $1,754.00 $1,017.00 $1,726.00
Rock Springs $1,017.00 $1,917.00 $1,017.00 $1,917.00
Rozet $1,017.00 $1,917.00 $1,017.00 $1,917.00
Saratoga $1,017.00 $1,756.00 $1,017.00 $1,689.00
Savery $1,017.00 $1,762.00 $1,017.00 $1,696.00
Shawnee $1,017.00 $1,822.00 $1,017.00 $1,749.00
Shell $1,017.00 $1,714.00 $1,017.00 $1,714.00
Sheridan $942.00 $1,714.00 $942.00 $1,714.00
Shoshoni $1,017.00 $1,714.00 $1,017.00 $1,714.00
Sinclair $1,017.00 $1,754.00 $1,017.00 $1,688.00
Smoot $1,017.00 $1,740.00 $1,017.00 $1,726.00
Story $942.00 $1,714.00 $942.00 $1,714.00
Sundance $1,017.00 $1,891.00 $1,017.00 $1,810.00
Ten Sleep $1,017.00 $1,758.00 $1,017.00 $1,714.00
Thayne $1,017.00 $1,740.00 $1,017.00 $1,726.00
Thermopolis $1,017.00 $1,722.00 $1,017.00 $1,714.00
Tie Siding $1,017.00 $1,754.00 $1,017.00 $1,726.00
Torrington $1,017.00 $1,799.00 $1,017.00 $1,728.00
Upton $1,017.00 $1,891.00 $1,017.00 $1,810.00
Van Tassell $1,017.00 $1,801.00 $1,017.00 $1,729.00
Veteran $1,017.00 $1,731.00 $1,017.00 $1,726.00
Wamsutter $1,017.00 $1,917.00 $1,017.00 $1,917.00
Weston $1,017.00 $1,917.00 $1,017.00 $1,917.00
Wheatland $1,017.00 $1,799.00 $1,017.00 $1,728.00
Wilson $1,131.00 $1,877.00 $1,125.00 $1,877.00
Wolf $942.00 $1,785.00 $942.00 $1,714.00
Worland $1,017.00 $1,758.00 $1,017.00 $1,714.00
Wright $1,017.00 $1,917.00 $1,017.00 $1,917.00
Yellowstone National Park $1,017.00 $1,714.00 $1,017.00 $1,714.00
Yoder $1,017.00 $1,731.00 $1,017.00 $1,726.00

Finding Auto Insurance Resources in Wyoming

After you decide how much of each kind of insurance to carry, the next step is to locate some good sources. Consulting with insurance professionals can help you decide how best to protect your assets in case you are in an accident. The state publishes a handy personal automobile insurance guide that answers many of your questions. You can also learn more about car insurance rates and coverage as well as get free auto insurance quotes at insuranceQuotes.com.

The Wyoming Automobile Insurance Plan

This program ensures that almost any driver can get insurance regardless of any past conviction or misdemeanors. To qualify, you must be able to show that you cannot get insurance from regular commercial auto insurance companies.

Recommendations for Wyoming Auto Insurance

There are other ways you can make sure you are getting the best possible insurance coverage at the lowest prices. Some companies have stricter lending requirements than others, but here are some suggestions on how to get the best auto insurance policy for your budget:

1. Find out how far back the company looks to check your driving record. Some go back three years and others as long as five. For example, if you have a DUI on your record from four years ago, you may want to get a policy with an insurer who will only check the past three years on your record.

2. Obtain a copy of your driving record and check it for errors. Errors on your record, such as the listing of a traffic ticket that you never received, can quickly drive up the cost of your car insurance. 

If you don’t understand any of the legal language on your policy, contact a customer service representative at your insurance company to explain the terminology.  

Moving to Wyoming: Important Information

If you have just moved to Wyoming, there are a few things you need to do right away, as required by the Wyoming Department of Transportation.

1. Wyoming is a member of the Driver's License Compact (DLC), which allows you to keep your out-of-state driver's license for up to a year. However, you should ensure you apply for your Wyoming driver’s license at least two months before the end of the year.

2. Under some circumstances, you may need to take a road test. If so, simply pick up a Wyoming driver’s license manual from any local exam office or online.

3. Register your vehicle at the county treasurer's office and transfer the title from your previous state. Registration laws also apply to boats and motor homes.

4. Notify your existing auto insurance company that you have moved to Wyoming. Be warned – not all insurers serve every U.S. state so you may end up having to look for a different auto insurer if your current company doesn’t operate in Wyoming.

Understanding Driving Laws in Wyoming

Like most other states, you cannot use a phone to send a text message. However, unlike some states, people 18 and older can drive while using a hand-held device.

The state closely regulates drunken driving. The state may consider you impaired with as little as a 0.05 percent blood alcohol level. Many other states say you're impaired with a 0.08 percent blood alcohol level.

Frequently Asked Questions About Wyoming Auto Insurance

Some of the most frequently asked questions about Wyoming auto insurance have to do with accidents and premium payment.

1. Who determines the cause of an accident if neither person involved accepts fault?

The local courts make that decision, not the insurance company, or the insurance commissioner. You will state your case in court, so have all your facts together with as much proof as possible.

2. What do you do if you are involved in an accident?

Even though there may not be any emergency, call 911. Move your car out of the way of traffic and exchange vehicle and insurance information with the other driver, if another car is involved. If there were any witnesses, ask for their names and contact information. Contact your insurance company as soon as possible to report the accident.

3. If a company decides to cancel your insurance for any reason, does it have to give you notice?

During the first 60 days, an insurance company can cancel your policy for any reason. After that, it must provide 30 days' notice. If the reason is for nonpayment, the insurer can cancel it with only 10 days' notice.

How to Get Great Rates on Wyoming Auto Insurance

Finding an auto insurance quote can seem overwhelming – but insuranceQuotes.com helps you find the best car insurance policy at the best price. Every year, we match 15 million consumers to the nation’s biggest auto insurance companies, including State Farm, Allstate and Liberty Mutual.

insuranceQuotes.com connects you with local and national insurance companies that give you free car insurance estimates by phone or email within minutes. By comparing multiple quotes, you can be sure that you’re getting the best price for car insurance.

insuranceQuotes.com Auto Rate Methodology

Rates are based on one vehicle and one driver who has state minimum coverage with $500 deductibles. The hypothetical driver is 35 years old, female or male, employed, a college graduate, and has good credit. She has no traffic violations, claims, or lapse in coverage. The vehicle is assumed to be a sedan that is garaged on premises, used primarily for commuting, and driven 16,000 miles per year. Rates include commonly available carrier discounts and are estimates and not guaranteed.

Average cost of car insurance by state

Find out how a county’s insurance rate stacks up against the state average, as well as how it fares against other counties in the state.

Use our interactive map to find out:

  • How your state compares to the national average
  • How your county compares to the state average
  • How your ZIP compares to the county

Use the "Select state" or "Select county" dropdown menu to choose your state, then your county.

Reset Map

% Difference from national average rate

    We are comparing rates now, this may take a few minutes to complete.

    Progress

    Get Free Auto Insurance Quotes

    Is it the right time to shop for Auto Insurance?

    Car insurance rates constantly fluctuate and vary each month. Find out when you should shop for new quotes.