Find Affordable Medical Insurance with Free Health Insurance Quotes
When you’re trying to gauge if your family can afford the extra expense of health insurance, it might be better to ask yourself if you can afford NOT to have medical insurance.
Let’s face it, none of us plan to get sick or injured, and while we are healthy, we often put that extra expense on the backburner. This can be a costly mistake, leading to all kinds of cumbersome financial problems. If you don’t have health insurance, you run the risk of being exposed to very high costs that may not be affordable for you and could lead to borrowing. The benefits of having health insurance far outweigh the nuisance of monthly payments.
The Benefits of Health Insurance
Protection from unexpected medical costs
Health Insurance provides financial protection in case of medical emergencies and expensive procedures.
Peace of mind
Health insurance gives you peace of mind that you are receiving the best medical coverage without the large bills to follow. Medical insurance allows you to focus on healing without worrying about the cost of treatment.
Improved Daily Health
You don’t need to just wait for a medical emergency to use health insurance. Medical insurance can help cover routine wellness check-ups.
Health Insurance Coverage
Most health insurance plans will cover a set of fixed preventive services, including free screenings, vaccines and some check-ups. Some other coverages that you may find on your plan include:
- Emergency services
- Maternity and newborn care (before and after birth)
- Some costs for prescription drugs
- Access to a medical doctor who can follow your medical history and treatments
Types of Health Insurance Plans
Individual and Family Medical Insurance
This type of medical insurance plan will cover you, your partner (spouse) and children for anything from illness to injury due to an accident. There are a variety of plans to choose from and you will be able to choose your family’s preferred hospital and doctor giving you the highest quality treatment available.
Medicare Supplement Insurance (or Medigap)
Medigap helps pay some of the health care costs not covered in your original Medicare policy. The “gaps” in your original policy can be filled in and you have a more complete coverage by adding medicare supplement insurance. It is advisable to speak to professionals before skipping into the expense of this as you need to cross-check what you have on your original health insurance policy.
Often a difficult decision for many, this is additional insurance which you can buy to help cover expenses that your original health insurance does not cover or skipped – things such as deductibles, copayments and coinsurance, which are extra expenses to you, are covered by some supplemental insurance plans. Ask our expert team for more information on what options suit you best.
Ask our expert team for more information on what options suit you best and help to compare health insurance plans.
Free Health Insurance Quotes Online
The best option to find affordable medical insurance is to get multiple quotes and compare health insurance plans. Getting health insurance quotes with us is free. Our experts can help you find the best option for your needs and answer any questions you have.
Why choose InsuranceQuotes.com?
Ease the worry of not being properly covered for illnesses or accidents with our free medical insurance quotes tool. The process is stress-free as we guide you through the best health insurance options for you and/or your family. .We are #1 in our field and have helped approximately 15 million customers find the right insurance deal. Our expert team works tirelessly with you until you are satisfied with the best and most affordable medical insurance plan for you and/ or your family.
Don’t wait until you are in need. Give us a call today or go online to get a health insurance quote, and we will follow up to answer any further queries or doubts. Your healthcare is our priority – make it yours too!
Confused by the Affordable Care Act, also known as Obamacare? Our health insurance content and calculators can help you understand everything about the new law from coverage to cost to enrollment periods.
Affordable Care Act
- What is Obamacare?
- What are the four types of Obamacare plan?
- How much does Obamacare cost?
- Obamacare: What you need to know.
- How to avoid the Obamacare tax penalty.
- What is an Obamacare subsidy or tax credit?
- 6 Obamacare myths debunked.
- What change in Medicare can you expect?
- Medicare explained: The ABCs (and D) of health care for seniors
- Why you need supplemental insurance with Medicare
- Medicare 101 video series
Important Dates for Obamacare Enrollment
- November 1, 2019
Open enrollment begins; the first day to apply for health insurance for 2019.
- December 15, 2019
Open enrollment ends; last day to apply for health insurance for 2019.
- January 1, 2020
First day 2020 health coverage can start if application is made by Dec. 15, 2019.
Important Dates for Medicare Enrollment
- October 15 to December 7