The national average cost of home insurance is $1,400 per year, but in Montgomery, homeowners pay slightly less at $1,550 per year. Lower severe weather risks compared to coastal cities like Mobile contribute to this.
Home Age | Average Annual Premium |
---|---|
0-10 years | $1,400 |
10-20 years | $1,500 |
20-30 years | $1,550 |
30+ years | $1,650 |
Huntsville: More affordable at $1,500/year.
Birmingham: Slightly higher at $1,600/year.
Mobile: Higher due to coastal exposure at $1,800/year.