Arkansas Auto Insurance Quotes

Arkansas auto insurance Arkansas law requires liability insurance on vehicles registered in Arkansas. If you own a car in the state, you must carry a minimum of:

  • $25,000 per person for bodily injury
  • $50,000 per accident
  • $25,000 for property damage

Insurance companies must also offer you uninsured, underinsured, and personal injury protection. These cover you for things like your own personal injuries or damages to your personal property.

There are many auto insurance discounts for things like multi-car and multi-policy. Good students also receive discounts. Arkansas state law requires insurance companies to offer a discount to those 55 and older who complete a motor vehicle accident prevention course. The Office of Motor Vehicles must approve the course.

Sample of Annual Arkansas Auto Insurance Rates

City Single Married
Low High Low High
Heber Springs $736.00 $2,275.00 $674.00 $2,003.00

City Single Married
Low High Low High
Little Rock $761.00 $2,359.00 $692.00 $2,048.00

City Single Married
Low High Low High
Jonesboro $869.00 $2,052.00 $790.00 $1,855.00

City Single Married
Low High Low High
Fort Smith $724.00 $1,915.00 $660.00 $1,678.00

City Single Married
Low High Low High
Conway $761.00 $1,958.00 $693.00 $1,716.00

City Single Married
Low High Low High
North Little Rock $849.00 $2,349.00 $772.00 $2,039.00

City Single Married
Low High Low High
Pine Bluff $852.00 $2,259.00 $775.00 $1,976.00

City Single Married
Low High Low High
Bella Vista $735.00 $1,946.00 $673.00 $1,708.00

City Single Married
Low High Low High
Fayetteville $737.00 $2,032.00 $676.00 $1,781.00

City Single Married
Low High Low High
Rogers $735.00 $1,862.00 $673.00 $1,676.00

City Single Married
Low High Low High
Adona $742.00 $2,073.00 $679.00 $1,826.00
Alexander $802.00 $2,158.00 $731.00 $1,882.00
Alicia $735.00 $2,181.00 $673.00 $1,928.00
Alleene $798.00 $2,039.00 $731.00 $1,898.00
Alma $739.00 $1,907.00 $676.00 $1,674.00
Almyra $744.00 $1,979.00 $681.00 $1,744.00
Alpena $737.00 $2,227.00 $676.00 $1,961.00
Altheimer $852.00 $2,074.00 $775.00 $1,825.00
Altus $727.00 $1,912.00 $667.00 $1,685.00
Amagon $744.00 $2,182.00 $681.00 $1,919.00
Amity $729.00 $2,306.00 $668.00 $2,029.00
Antoine $729.00 $2,142.00 $668.00 $1,940.00
Arkadelphia $729.00 $2,254.00 $668.00 $1,983.00
Arkansas City $843.00 $2,119.00 $771.00 $1,873.00
Ash Flat $735.00 $2,359.00 $673.00 $2,077.00
Ashdown $748.00 $2,039.00 $686.00 $1,898.00
Atkins $768.00 $1,891.00 $702.00 $1,768.00
Aubrey $757.00 $2,198.00 $693.00 $1,942.00
Augusta $744.00 $2,113.00 $681.00 $1,865.00
Austin $839.00 $2,063.00 $763.00 $1,803.00
Bald Knob $744.00 $2,149.00 $681.00 $1,895.00
Banks $798.00 $2,427.00 $731.00 $2,151.00
Barling $751.00 $1,819.00 $683.00 $1,608.00
Batesville $744.00 $2,412.00 $681.00 $2,120.00
Bauxite $840.00 $2,130.00 $765.00 $1,864.00
Bay $795.00 $2,022.00 $724.00 $1,769.00
Bearden $791.00 $2,071.00 $724.00 $1,830.00
Bee Branch $742.00 $2,170.00 $679.00 $1,906.00
Beebe $744.00 $2,073.00 $681.00 $1,820.00
Beech Grove $791.00 $1,998.00 $723.00 $1,817.00
Beedeville $744.00 $2,151.00 $681.00 $1,925.00
Bella Vista $735.00 $1,946.00 $673.00 $1,708.00
Belleville $727.00 $2,120.00 $667.00 $1,867.00
Ben Lomond $724.00 $2,039.00 $660.00 $1,898.00
Benton $821.00 $2,110.00 $748.00 $1,846.00
Bentonville $735.00 $1,892.00 $673.00 $1,676.00
Berryville $776.00 $2,176.00 $710.00 $1,915.00
Bexar $728.00 $2,277.00 $667.00 $2,008.00
Big Flat $735.00 $1,985.00 $673.00 $1,752.00
Bigelow $742.00 $2,148.00 $679.00 $1,897.00
Biggers $791.00 $2,167.00 $723.00 $1,914.00
Biscoe $744.00 $2,158.00 $681.00 $1,901.00
Bismarck $729.00 $2,232.00 $668.00 $1,959.00
Black Oak $795.00 $2,072.00 $724.00 $1,817.00
Black Rock $791.00 $2,087.00 $723.00 $1,841.00
Blevins $791.00 $2,054.00 $724.00 $1,898.00
Bluff City $816.00 $2,085.00 $746.00 $1,940.00
Bluffton $742.00 $2,221.00 $679.00 $1,955.00
Blytheville $809.00 $1,856.00 $739.00 $1,721.00
Boles $742.00 $2,160.00 $679.00 $1,905.00
Bonnerdale $729.00 $2,276.00 $668.00 $1,999.00
Bono $869.00 $1,980.00 $790.00 $1,855.00
Booneville $742.00 $2,028.00 $679.00 $1,782.00
Bradford $744.00 $2,128.00 $681.00 $1,877.00
Bradley $816.00 $2,090.00 $746.00 $1,898.00
Branch $727.00 $1,976.00 $667.00 $1,736.00
Brickeys $757.00 $2,209.00 $693.00 $1,941.00
Briggsville $742.00 $2,181.00 $679.00 $1,921.00
Brinkley $744.00 $2,150.00 $681.00 $1,889.00
Brockwell $728.00 $2,393.00 $667.00 $2,115.00
Brookland $869.00 $2,028.00 $790.00 $1,855.00
Bryant $840.00 $2,109.00 $765.00 $1,835.00
Buckner $816.00 $2,008.00 $746.00 $1,871.00
Bull Shoals $776.00 $2,106.00 $710.00 $1,861.00
Burdette $809.00 $2,055.00 $739.00 $1,810.00
Cabot $839.00 $2,051.00 $763.00 $1,856.00
Caddo Gap $729.00 $2,384.00 $668.00 $2,095.00
Caldwell $791.00 $2,057.00 $723.00 $1,925.00
Calico Rock $735.00 $2,077.00 $673.00 $1,829.00
Calion $735.00 $2,065.00 $673.00 $1,924.00
Camden $798.00 $2,082.00 $731.00 $1,919.00
Camp $735.00 $2,242.00 $673.00 $1,977.00
Canehill $737.00 $2,119.00 $676.00 $1,860.00
Caraway $795.00 $1,960.00 $724.00 $1,759.00
Carlisle $849.00 $2,178.00 $773.00 $1,910.00
Carthage $798.00 $2,113.00 $731.00 $1,864.00
Casa $742.00 $2,096.00 $679.00 $1,868.00
Cash $869.00 $2,057.00 $790.00 $1,817.00
Casscoe $744.00 $2,025.00 $681.00 $1,897.00
Cave City $728.00 $2,325.00 $667.00 $2,043.00
Cave Springs $735.00 $2,029.00 $673.00 $1,781.00
Cecil $727.00 $1,988.00 $667.00 $1,749.00
Cedarville $752.00 $1,904.00 $687.00 $1,670.00
Center Ridge $742.00 $2,265.00 $679.00 $1,993.00
Centerton $735.00 $1,854.00 $673.00 $1,676.00
Charleston $727.00 $1,984.00 $667.00 $1,743.00
Charlotte $728.00 $2,235.00 $667.00 $1,964.00
Cherokee Village $735.00 $2,489.00 $673.00 $2,196.00
Cherry Valley $782.00 $2,172.00 $714.00 $1,915.00
Chester $752.00 $2,035.00 $687.00 $1,791.00
Chidester $816.00 $2,137.00 $746.00 $1,946.00
Clarendon $744.00 $2,146.00 $681.00 $1,889.00
Clarkedale $858.00 $2,172.00 $781.00 $1,915.00
Clarkridge $726.00 $2,235.00 $666.00 $1,971.00
Clarksville $727.00 $1,983.00 $667.00 $1,751.00
Cleveland $742.00 $2,263.00 $679.00 $1,995.00
Clinton $742.00 $2,218.00 $679.00 $1,951.00
Coal Hill $727.00 $1,932.00 $667.00 $1,702.00
Colt $791.00 $2,057.00 $723.00 $1,925.00
Combs $776.00 $1,854.00 $710.00 $1,637.00
Compton $737.00 $2,211.00 $676.00 $1,956.00
Concord $736.00 $2,460.00 $674.00 $2,168.00
Conway $761.00 $1,958.00 $693.00 $1,716.00
Cord $728.00 $2,146.00 $667.00 $1,889.00
Corning $791.00 $2,186.00 $723.00 $1,927.00
Cotter $726.00 $2,001.00 $666.00 $1,770.00
Cotton Plant $744.00 $2,129.00 $681.00 $1,877.00
Cove $748.00 $2,132.00 $686.00 $1,881.00
Coy $849.00 $2,129.00 $773.00 $1,877.00
Crawfordsville $858.00 $2,079.00 $781.00 $1,914.00
Crocketts Bluff $744.00 $2,117.00 $681.00 $1,897.00
Crossett $827.00 $2,328.00 $756.00 $2,056.00
Crumrod $843.00 $2,218.00 $771.00 $2,052.00
Cushman $744.00 $2,353.00 $681.00 $2,066.00
Damascus $806.00 $2,259.00 $734.00 $1,975.00
Danville $742.00 $2,027.00 $679.00 $1,842.00
Dardanelle $723.00 $2,025.00 $662.00 $1,784.00
Datto $791.00 $2,131.00 $723.00 $1,876.00
De Queen $748.00 $2,039.00 $686.00 $1,898.00
De Valls Bluff $744.00 $2,155.00 $681.00 $1,898.00
De Witt $744.00 $2,001.00 $681.00 $1,874.00
Decatur $735.00 $1,928.00 $673.00 $1,689.00
Deer $737.00 $2,139.00 $676.00 $1,890.00
Delaplaine $744.00 $2,129.00 $681.00 $1,872.00
Delaware $742.00 $1,959.00 $679.00 $1,777.00
Delight $729.00 $2,192.00 $668.00 $1,940.00
Dell $809.00 $1,930.00 $739.00 $1,721.00
Dennard $737.00 $2,269.00 $676.00 $2,005.00
Dermott $777.00 $2,136.00 $712.00 $1,887.00
Des Arc $744.00 $2,155.00 $681.00 $1,898.00
Desha $744.00 $2,425.00 $681.00 $2,127.00
Dierks $748.00 $2,203.00 $686.00 $1,944.00
Doddridge $755.00 $2,055.00 $692.00 $1,898.00
Dolph $735.00 $2,299.00 $673.00 $2,026.00
Donaldson $742.00 $2,210.00 $679.00 $1,945.00
Dover $723.00 $1,999.00 $662.00 $1,760.00
Drasco $736.00 $2,375.00 $674.00 $2,093.00
Driver $809.00 $2,100.00 $739.00 $1,919.00
Dumas $843.00 $2,106.00 $771.00 $1,868.00
Dyess $809.00 $1,953.00 $739.00 $1,759.00
Earle $858.00 $2,046.00 $781.00 $1,914.00
Edgemont $736.00 $2,185.00 $674.00 $1,926.00
Edmondson $858.00 $2,058.00 $781.00 $1,925.00
El Dorado $847.00 $2,104.00 $775.00 $1,924.00
El Paso $744.00 $1,995.00 $681.00 $1,748.00
Elaine $843.00 $2,204.00 $771.00 $1,942.00
Elizabeth $728.00 $2,167.00 $667.00 $1,911.00
Elkins $737.00 $1,977.00 $676.00 $1,737.00
Emerson $816.00 $2,065.00 $746.00 $1,924.00
Emmet $791.00 $2,045.00 $724.00 $1,904.00
England $849.00 $2,196.00 $773.00 $1,919.00
Enola $806.00 $2,149.00 $734.00 $1,882.00
Ethel $843.00 $2,142.00 $771.00 $1,897.00
Etowah $809.00 $1,951.00 $739.00 $1,721.00
Eudora $777.00 $2,380.00 $712.00 $2,101.00
Eureka Springs $776.00 $2,197.00 $710.00 $1,936.00
Evansville $737.00 $1,995.00 $676.00 $1,751.00
Evening Shade $735.00 $2,296.00 $673.00 $2,016.00
Everton $723.00 $2,078.00 $663.00 $1,836.00
Fairfield Bay $742.00 $2,201.00 $679.00 $1,941.00
Farmington $737.00 $2,032.00 $676.00 $1,783.00
Fayetteville $737.00 $2,032.00 $676.00 $1,781.00
Fifty Six $735.00 $2,362.00 $673.00 $2,087.00
Fisher $782.00 $2,140.00 $714.00 $1,892.00
Flippin $776.00 $2,028.00 $710.00 $1,793.00
Floral $744.00 $2,292.00 $681.00 $2,013.00
Fordyce $798.00 $2,069.00 $731.00 $1,858.00
Foreman $748.00 $2,042.00 $686.00 $1,898.00
Forrest City $791.00 $2,057.00 $723.00 $1,925.00
Fort Smith $724.00 $1,915.00 $660.00 $1,678.00
Fouke $755.00 $2,150.00 $692.00 $1,898.00
Fountain Hill $827.00 $2,254.00 $756.00 $1,993.00
Fox $735.00 $2,258.00 $673.00 $1,990.00
Franklin $728.00 $2,325.00 $667.00 $2,049.00
Frenchmans Bayou $809.00 $2,136.00 $739.00 $1,919.00
Fulton $791.00 $2,039.00 $724.00 $1,898.00
Gamaliel $726.00 $1,974.00 $666.00 $1,741.00
Garfield $735.00 $1,887.00 $673.00 $1,653.00
Garland City $755.00 $2,103.00 $692.00 $1,898.00
Gassville $726.00 $2,025.00 $666.00 $1,790.00
Gentry $735.00 $1,890.00 $673.00 $1,668.00
Gepp $728.00 $2,337.00 $667.00 $2,065.00
Gilbert $742.00 $2,025.00 $679.00 $1,790.00
Gillett $843.00 $2,119.00 $771.00 $1,867.00
Gillham $748.00 $2,104.00 $686.00 $1,853.00
Gilmore $858.00 $2,126.00 $781.00 $1,914.00
Glencoe $728.00 $2,338.00 $667.00 $2,063.00
Glenwood $729.00 $2,318.00 $668.00 $2,041.00
Goodwin $791.00 $2,183.00 $723.00 $1,925.00
Gould $798.00 $2,086.00 $731.00 $1,868.00
Grady $798.00 $2,131.00 $731.00 $1,874.00
Grannis $748.00 $2,195.00 $686.00 $1,932.00
Grapevine $840.00 $2,073.00 $765.00 $1,820.00
Gravelly $742.00 $2,237.00 $679.00 $1,971.00
Gravette $735.00 $1,971.00 $673.00 $1,732.00
Green Forest $776.00 $2,226.00 $710.00 $1,963.00
Greenbrier $806.00 $2,052.00 $734.00 $1,801.00
Greenway $791.00 $2,190.00 $723.00 $1,934.00
Greenwood $724.00 $1,904.00 $660.00 $1,671.00
Gregory $744.00 $2,052.00 $681.00 $1,801.00
Griffithville $744.00 $2,021.00 $681.00 $1,776.00
Grubbs $744.00 $2,190.00 $681.00 $1,934.00
Guion $735.00 $2,300.00 $673.00 $2,028.00
Gurdon $791.00 $2,149.00 $724.00 $1,898.00
Guy $751.00 $2,003.00 $685.00 $1,754.00
Hackett $724.00 $1,878.00 $660.00 $1,650.00
Hagarville $737.00 $1,908.00 $676.00 $1,683.00
Hamburg $827.00 $2,386.00 $756.00 $2,107.00
Hampton $798.00 $2,171.00 $731.00 $1,920.00
Hardy $735.00 $2,419.00 $673.00 $2,135.00
Harrell $798.00 $2,139.00 $731.00 $1,890.00
Harriet $737.00 $2,367.00 $676.00 $2,090.00
Harrisburg $782.00 $2,219.00 $714.00 $1,953.00
Harrison $737.00 $2,035.00 $676.00 $1,797.00
Hartford $724.00 $1,909.00 $660.00 $1,728.00
Hartman $727.00 $2,064.00 $667.00 $1,819.00
Harvey $742.00 $2,292.00 $679.00 $2,021.00
Hasty $737.00 $2,069.00 $676.00 $1,828.00
Hatfield $748.00 $2,043.00 $686.00 $1,803.00
Hattieville $742.00 $2,102.00 $679.00 $1,850.00
Havana $727.00 $2,009.00 $667.00 $1,773.00
Haynes $757.00 $2,301.00 $693.00 $2,017.00
Hazen $744.00 $2,083.00 $681.00 $1,829.00
Heber Springs $736.00 $2,275.00 $674.00 $2,003.00
Hector $723.00 $1,984.00 $662.00 $1,750.00
Helena $843.00 $2,467.00 $771.00 $2,166.00
Henderson $726.00 $2,176.00 $666.00 $1,922.00
Hensley $815.00 $2,181.00 $743.00 $1,907.00
Hermitage $798.00 $2,316.00 $731.00 $2,049.00
Heth $791.00 $2,075.00 $723.00 $1,925.00
Hickory Ridge $782.00 $2,184.00 $714.00 $1,925.00
Higden $736.00 $2,349.00 $674.00 $2,067.00
Higginson $744.00 $2,103.00 $681.00 $1,850.00
Hindsville $776.00 $1,985.00 $710.00 $1,744.00
Hiwasse $735.00 $1,931.00 $673.00 $1,696.00
Holly Grove $744.00 $2,103.00 $681.00 $1,941.00
Hope $791.00 $2,039.00 $724.00 $1,898.00
Horatio $748.00 $2,041.00 $686.00 $1,898.00
Horseshoe Bend $728.00 $2,294.00 $667.00 $2,023.00
Hot Springs National Park $828.00 $2,288.00 $755.00 $1,997.00
Hot Springs Village $816.00 $2,286.00 $744.00 $2,004.00
Houston $742.00 $2,060.00 $679.00 $1,815.00
Hoxie $735.00 $1,963.00 $673.00 $1,817.00
Hughes $791.00 $2,293.00 $723.00 $2,005.00
Humnoke $849.00 $2,210.00 $773.00 $1,918.00
Humphrey $744.00 $2,005.00 $681.00 $1,765.00
Hunter $744.00 $2,057.00 $681.00 $1,925.00
Huntington $724.00 $1,995.00 $660.00 $1,760.00
Huntsville $776.00 $2,025.00 $710.00 $1,782.00
Huttig $847.00 $2,172.00 $775.00 $1,924.00
Ida $736.00 $2,354.00 $674.00 $2,077.00
Imboden $735.00 $2,181.00 $673.00 $1,929.00
Jacksonville $752.00 $1,980.00 $685.00 $1,856.00
Jasper $737.00 $2,083.00 $676.00 $1,841.00
Jefferson $852.00 $2,078.00 $775.00 $1,823.00
Jersey $798.00 $2,341.00 $731.00 $2,068.00
Jerusalem $742.00 $2,152.00 $679.00 $1,898.00
Jessieville $816.00 $2,352.00 $744.00 $2,062.00
Joiner $809.00 $2,052.00 $739.00 $1,920.00
Jonesboro $869.00 $2,052.00 $790.00 $1,855.00
Judsonia $744.00 $2,204.00 $681.00 $1,940.00
Junction City $847.00 $2,112.00 $775.00 $1,924.00
Keiser $809.00 $1,929.00 $739.00 $1,721.00
Kensett $744.00 $2,162.00 $681.00 $1,904.00
Keo $849.00 $2,015.00 $773.00 $1,765.00
Kingsland $798.00 $2,268.00 $731.00 $2,006.00
Kingston $776.00 $2,047.00 $710.00 $1,805.00
Kirby $729.00 $2,232.00 $668.00 $1,963.00
Knobel $791.00 $2,178.00 $723.00 $1,915.00
Knoxville $742.00 $1,931.00 $679.00 $1,738.00
Lafe $744.00 $1,972.00 $681.00 $1,817.00
Lake City $869.00 $2,083.00 $790.00 $1,831.00
Lake Village $777.00 $2,390.00 $712.00 $2,110.00
Lakeview $726.00 $2,023.00 $666.00 $1,779.00
Lamar $727.00 $2,092.00 $667.00 $1,842.00
Lambrook $843.00 $2,000.00 $771.00 $1,749.00
Langley $729.00 $2,279.00 $668.00 $2,010.00
Lavaca $724.00 $1,857.00 $660.00 $1,633.00
Leachville $809.00 $1,997.00 $739.00 $1,758.00
Lead Hill $722.00 $2,057.00 $663.00 $1,814.00
Leola $840.00 $2,043.00 $765.00 $1,795.00
Lepanto $782.00 $1,990.00 $714.00 $1,759.00
Leslie $737.00 $2,465.00 $676.00 $2,178.00
Letona $732.00 $2,043.00 $669.00 $1,795.00
Lewisville $816.00 $2,115.00 $746.00 $1,898.00
Lexa $843.00 $2,320.00 $771.00 $2,035.00
Lincoln $737.00 $1,892.00 $676.00 $1,670.00
Little Rock $761.00 $2,359.00 $692.00 $2,048.00
Lockesburg $748.00 $2,049.00 $686.00 $1,898.00
Locust Grove $744.00 $2,572.00 $681.00 $2,264.00
London $742.00 $1,913.00 $679.00 $1,738.00
Lonoke $787.00 $1,955.00 $716.00 $1,726.00
Lonsdale $840.00 $2,135.00 $765.00 $1,865.00
Louann $798.00 $2,067.00 $731.00 $1,927.00
Lowell $735.00 $1,893.00 $673.00 $1,668.00
Luxora $809.00 $1,900.00 $739.00 $1,759.00
Lynn $735.00 $2,318.00 $673.00 $2,047.00
Mabelvale $815.00 $2,114.00 $743.00 $1,979.00
Magazine $727.00 $1,981.00 $667.00 $1,742.00
Magnolia $816.00 $2,025.00 $746.00 $1,888.00
Malvern $742.00 $2,151.00 $679.00 $1,887.00
Mammoth Spring $735.00 $2,302.00 $673.00 $2,032.00
Manila $809.00 $1,887.00 $739.00 $1,721.00
Mansfield $742.00 $2,111.00 $679.00 $1,859.00
Marble Falls $737.00 $2,256.00 $676.00 $1,997.00
Marcella $728.00 $2,396.00 $667.00 $2,111.00
Marianna $757.00 $2,214.00 $693.00 $1,947.00
Marion $858.00 $2,046.00 $781.00 $1,914.00
Marked Tree $782.00 $2,132.00 $714.00 $1,878.00
Marmaduke $744.00 $2,091.00 $681.00 $1,840.00
Marshall $737.00 $2,323.00 $676.00 $2,055.00
Marvell $843.00 $2,289.00 $771.00 $2,005.00
Maumelle $794.00 $2,074.00 $721.00 $1,853.00
Mayflower $776.00 $2,098.00 $707.00 $1,832.00
Maynard $791.00 $2,157.00 $723.00 $1,904.00
Maysville $735.00 $1,888.00 $673.00 $1,676.00
Mc Caskill $791.00 $2,043.00 $724.00 $1,898.00
Mc Crory $744.00 $2,131.00 $681.00 $1,925.00
Mc Dougal $791.00 $2,343.00 $723.00 $2,068.00
Mc Gehee $843.00 $2,390.00 $771.00 $2,110.00
Mc Neil $816.00 $2,013.00 $746.00 $1,877.00
Mc Rae $744.00 $2,076.00 $681.00 $1,822.00
Melbourne $728.00 $2,432.00 $667.00 $2,150.00
Mellwood $843.00 $2,226.00 $771.00 $2,052.00
Mena $748.00 $2,084.00 $686.00 $1,837.00
Menifee $742.00 $2,098.00 $679.00 $1,832.00
Midland $724.00 $2,111.00 $660.00 $1,859.00
Midway $726.00 $2,078.00 $666.00 $1,831.00
Mineral Springs $748.00 $2,039.00 $686.00 $1,898.00
Minturn $735.00 $1,976.00 $673.00 $1,817.00
Monette $795.00 $2,069.00 $724.00 $1,810.00
Monticello $843.00 $2,184.00 $771.00 $2,001.00
Montrose $827.00 $2,169.00 $756.00 $1,918.00
Moro $757.00 $2,156.00 $693.00 $1,925.00
Morrilton $768.00 $2,053.00 $702.00 $1,815.00
Morrow $737.00 $2,168.00 $676.00 $1,905.00
Moscow $852.00 $2,169.00 $775.00 $1,918.00
Mount Holly $847.00 $2,068.00 $775.00 $1,927.00
Mount Ida $729.00 $2,270.00 $668.00 $1,997.00
Mount Judea $737.00 $2,250.00 $676.00 $1,987.00
Mount Pleasant $728.00 $2,425.00 $667.00 $2,142.00
Mount Vernon $806.00 $2,264.00 $734.00 $1,989.00
Mountain Home $726.00 $1,956.00 $666.00 $1,720.00
Mountain Pine $816.00 $2,304.00 $744.00 $2,018.00
Mountain View $735.00 $2,401.00 $673.00 $2,122.00
Mountainburg $752.00 $2,179.00 $687.00 $1,916.00
Mulberry $739.00 $2,091.00 $676.00 $1,838.00
Murfreesboro $729.00 $2,182.00 $668.00 $1,928.00
Nashville $748.00 $2,039.00 $686.00 $1,898.00
Natural Dam $752.00 $2,140.00 $687.00 $1,880.00
New Blaine $742.00 $2,075.00 $679.00 $1,828.00
New Edinburg $798.00 $2,163.00 $731.00 $1,909.00
Newark $728.00 $2,251.00 $667.00 $1,982.00
Newhope $729.00 $2,090.00 $668.00 $1,904.00
Newport $744.00 $2,157.00 $681.00 $1,903.00
Norfork $735.00 $2,324.00 $673.00 $2,047.00
Norman $729.00 $2,254.00 $668.00 $1,987.00
Norphlet $847.00 $2,068.00 $775.00 $1,924.00
North Little Rock $849.00 $2,349.00 $772.00 $2,039.00
O Kean $791.00 $2,179.00 $723.00 $1,922.00
Oak Grove $723.00 $2,264.00 $663.00 $1,999.00
Oakland $776.00 $2,036.00 $710.00 $1,794.00
Oark $737.00 $2,116.00 $676.00 $1,868.00
Oden $729.00 $2,210.00 $668.00 $1,950.00
Ogden $755.00 $2,061.00 $692.00 $1,898.00
Oil Trough $744.00 $2,286.00 $681.00 $2,018.00
Okolona $729.00 $2,220.00 $668.00 $1,959.00
Ola $742.00 $1,996.00 $679.00 $1,868.00
Omaha $723.00 $2,172.00 $663.00 $1,915.00
Onia $735.00 $2,308.00 $673.00 $2,035.00
Osceola $809.00 $1,875.00 $739.00 $1,759.00
Oxford $728.00 $2,382.00 $667.00 $2,105.00
Ozan $791.00 $2,039.00 $724.00 $1,898.00
Ozark $727.00 $1,927.00 $667.00 $1,697.00
Ozone $737.00 $2,092.00 $676.00 $1,844.00
Palestine $791.00 $2,057.00 $723.00 $1,925.00
Pangburn $744.00 $2,144.00 $681.00 $1,891.00
Paragould $744.00 $2,044.00 $681.00 $1,817.00
Paris $727.00 $2,024.00 $667.00 $1,786.00
Parkdale $827.00 $2,219.00 $756.00 $1,968.00
Parkin $782.00 $2,150.00 $714.00 $1,914.00
Parks $742.00 $2,189.00 $679.00 $1,928.00
Paron $799.00 $2,168.00 $729.00 $1,899.00
Parthenon $737.00 $2,255.00 $676.00 $1,994.00
Patterson $744.00 $2,168.00 $681.00 $1,925.00
Pea Ridge $735.00 $1,888.00 $673.00 $1,676.00
Peach Orchard $744.00 $2,187.00 $681.00 $1,926.00
Pearcy $816.00 $2,322.00 $744.00 $2,035.00
Peel $776.00 $1,899.00 $710.00 $1,673.00
Pelsor $737.00 $1,948.00 $676.00 $1,738.00
Pencil Bluff $729.00 $2,322.00 $668.00 $2,035.00
Perry $742.00 $2,049.00 $679.00 $1,806.00
Perryville $742.00 $2,117.00 $679.00 $1,871.00
Pettigrew $776.00 $2,163.00 $710.00 $1,905.00
Pickens $843.00 $2,100.00 $771.00 $1,868.00
Piggott $744.00 $2,029.00 $681.00 $1,817.00
Pindall $737.00 $2,217.00 $676.00 $1,956.00
Pine Bluff $852.00 $2,259.00 $775.00 $1,976.00
Pineville $735.00 $2,432.00 $673.00 $2,145.00
Plainview $742.00 $2,120.00 $679.00 $1,875.00
Pleasant Grove $728.00 $2,335.00 $667.00 $2,052.00
Pleasant Plains $744.00 $2,391.00 $681.00 $2,110.00
Plumerville $768.00 $2,067.00 $702.00 $1,819.00
Pocahontas $791.00 $2,130.00 $723.00 $1,880.00
Pollard $744.00 $2,194.00 $681.00 $1,931.00
Ponca $737.00 $2,293.00 $676.00 $2,024.00
Poplar Grove $843.00 $2,343.00 $771.00 $2,052.00
Portia $791.00 $2,144.00 $723.00 $1,890.00
Portland $827.00 $2,279.00 $756.00 $2,011.00
Pottsville $723.00 $1,994.00 $662.00 $1,772.00
Poughkeepsie $728.00 $2,356.00 $667.00 $2,078.00
Powhatan $735.00 $2,126.00 $673.00 $1,874.00
Poyen $840.00 $2,109.00 $765.00 $1,844.00
Prairie Grove $737.00 $2,055.00 $676.00 $1,805.00
Prattsville $840.00 $2,112.00 $765.00 $1,846.00
Prescott $791.00 $2,012.00 $724.00 $1,775.00
Prim $736.00 $2,309.00 $674.00 $2,035.00
Proctor $858.00 $2,223.00 $781.00 $1,954.00
Pyatt $776.00 $2,293.00 $710.00 $2,024.00
Quitman $736.00 $2,250.00 $674.00 $1,977.00
Ratcliff $727.00 $1,915.00 $667.00 $1,685.00
Ravenden $735.00 $2,266.00 $673.00 $1,998.00
Ravenden Springs $791.00 $2,138.00 $723.00 $1,887.00
Rector $744.00 $2,138.00 $681.00 $1,887.00
Redfield $852.00 $2,078.00 $775.00 $1,907.00
Reyno $791.00 $2,138.00 $723.00 $1,887.00
Rison $798.00 $2,125.00 $731.00 $1,873.00
Rivervale $782.00 $2,223.00 $714.00 $1,954.00
Roe $744.00 $2,123.00 $681.00 $1,872.00
Rogers $735.00 $1,862.00 $673.00 $1,676.00
Rohwer $843.00 $2,148.00 $771.00 $1,894.00
Roland $776.00 $2,275.00 $707.00 $1,990.00
Romance $744.00 $2,286.00 $681.00 $2,003.00
Rose Bud $744.00 $2,353.00 $681.00 $2,067.00
Rosie $744.00 $2,347.00 $681.00 $2,069.00
Rosston $816.00 $2,054.00 $746.00 $1,913.00
Rover $742.00 $2,224.00 $679.00 $1,956.00
Royal $816.00 $2,365.00 $744.00 $2,070.00
Rudy $739.00 $2,073.00 $676.00 $1,819.00
Russell $744.00 $2,353.00 $681.00 $2,067.00
Russellville $723.00 $1,970.00 $662.00 $1,768.00
Saffell $735.00 $2,411.00 $673.00 $2,125.00
Sage $728.00 $2,344.00 $667.00 $2,068.00
Saint Charles $843.00 $2,203.00 $771.00 $1,939.00
Saint Francis $744.00 $2,148.00 $681.00 $1,894.00
Saint Joe $737.00 $2,044.00 $676.00 $1,806.00
Saint Paul $776.00 $2,089.00 $710.00 $1,839.00
Salem $728.00 $2,249.00 $667.00 $1,990.00
Saratoga $748.00 $2,039.00 $686.00 $1,898.00
Scotland $742.00 $2,159.00 $679.00 $1,902.00
Scott $823.00 $2,141.00 $748.00 $1,875.00
Scranton $727.00 $2,041.00 $667.00 $1,801.00
Searcy $744.00 $2,207.00 $681.00 $1,939.00
Sheridan $840.00 $2,118.00 $765.00 $1,856.00
Sherrill $852.00 $2,146.00 $775.00 $1,887.00
Sherwood $756.00 $2,097.00 $687.00 $1,825.00
Shirley $737.00 $2,225.00 $676.00 $1,963.00
Sidney $728.00 $2,296.00 $667.00 $2,023.00
Siloam Springs $735.00 $1,885.00 $673.00 $1,668.00
Sims $729.00 $2,242.00 $668.00 $1,976.00
Smackover $847.00 $2,065.00 $775.00 $1,924.00
Smithville $735.00 $2,198.00 $673.00 $1,938.00
Snow Lake $843.00 $2,111.00 $771.00 $1,868.00
Solgohachia $742.00 $2,130.00 $679.00 $1,875.00
Sparkman $798.00 $2,059.00 $731.00 $1,818.00
Springdale $737.00 $1,986.00 $676.00 $1,745.00
Springfield $742.00 $2,127.00 $679.00 $1,873.00
Stamps $816.00 $2,039.00 $746.00 $1,898.00
Star City $798.00 $2,176.00 $731.00 $2,001.00
State University $795.00 $2,074.00 $724.00 $1,819.00
Stephens $816.00 $2,083.00 $746.00 $1,913.00
Story $729.00 $2,287.00 $668.00 $2,016.00
Strawberry $735.00 $2,216.00 $673.00 $1,952.00
Strong $847.00 $2,083.00 $775.00 $1,924.00
Sturkie $728.00 $2,270.00 $667.00 $2,007.00
Stuttgart $744.00 $1,962.00 $681.00 $1,736.00
Subiaco $727.00 $2,041.00 $667.00 $1,801.00
Success $744.00 $2,279.00 $681.00 $2,006.00
Sulphur Rock $744.00 $2,101.00 $681.00 $1,845.00
Sulphur Springs $735.00 $1,809.00 $673.00 $1,676.00
Summers $737.00 $2,013.00 $676.00 $1,766.00
Summit $776.00 $2,044.00 $710.00 $1,806.00
Swifton $744.00 $2,070.00 $681.00 $1,824.00
Taylor $816.00 $2,031.00 $746.00 $1,871.00
Texarkana $755.00 $2,116.00 $692.00 $1,898.00
Thida $744.00 $2,145.00 $681.00 $1,891.00
Thornton $798.00 $2,146.00 $731.00 $1,896.00
Tichnor $843.00 $2,144.00 $771.00 $1,887.00
Tillar $843.00 $2,148.00 $771.00 $2,001.00
Tilly $723.00 $2,060.00 $662.00 $1,814.00
Timbo $735.00 $2,283.00 $673.00 $2,012.00
Traskwood $840.00 $2,012.00 $765.00 $1,786.00
Trumann $782.00 $2,284.00 $714.00 $2,010.00
Tucker $852.00 $2,300.00 $775.00 $2,020.00
Tuckerman $744.00 $2,218.00 $681.00 $1,959.00
Tumbling Shoals $736.00 $2,338.00 $674.00 $2,058.00
Tupelo $744.00 $2,300.00 $681.00 $2,020.00
Turner $843.00 $2,111.00 $771.00 $1,914.00
Turrell $858.00 $2,103.00 $781.00 $1,914.00
Tyronza $782.00 $2,046.00 $714.00 $1,914.00
Ulm $744.00 $1,942.00 $681.00 $1,736.00
Umpire $748.00 $2,311.00 $686.00 $2,038.00
Uniontown $752.00 $2,035.00 $687.00 $1,786.00
Valley Springs $723.00 $2,030.00 $663.00 $1,792.00
Van Buren $739.00 $2,111.00 $676.00 $1,859.00
Vandervoort $748.00 $2,200.00 $686.00 $1,938.00
Vendor $737.00 $2,166.00 $676.00 $1,911.00
Vilonia $806.00 $2,101.00 $734.00 $1,838.00
Viola $728.00 $2,156.00 $667.00 $1,901.00
Violet Hill $728.00 $2,336.00 $667.00 $2,059.00
Wabash $843.00 $2,076.00 $771.00 $1,942.00
Wabbaseka $852.00 $2,087.00 $775.00 $1,834.00
Waldo $816.00 $2,013.00 $746.00 $1,877.00
Waldron $742.00 $2,111.00 $679.00 $1,859.00
Walnut Ridge $791.00 $2,015.00 $723.00 $1,817.00
Ward $835.00 $2,088.00 $760.00 $1,826.00
Warm Springs $791.00 $2,341.00 $723.00 $2,059.00
Warren $798.00 $2,449.00 $731.00 $2,168.00
Washington $791.00 $2,039.00 $724.00 $1,898.00
Watson $843.00 $2,251.00 $771.00 $1,986.00
Weiner $782.00 $2,141.00 $714.00 $1,888.00
Wesley $776.00 $2,013.00 $710.00 $1,766.00
West Fork $737.00 $1,938.00 $676.00 $1,700.00
West Helena $843.00 $2,322.00 $771.00 $2,037.00
West Memphis $858.00 $2,046.00 $781.00 $1,914.00
Western Grove $737.00 $1,955.00 $676.00 $1,739.00
Wheatley $791.00 $2,059.00 $723.00 $1,811.00
Whelen Springs $791.00 $2,011.00 $724.00 $1,775.00
White Hall $852.00 $2,146.00 $775.00 $1,884.00
Wickes $748.00 $2,153.00 $686.00 $1,901.00
Wideman $728.00 $2,345.00 $667.00 $2,072.00
Widener $791.00 $2,057.00 $723.00 $1,925.00
Wilburn $736.00 $2,298.00 $674.00 $2,020.00
Williford $735.00 $2,225.00 $673.00 $1,962.00
Wilmar $843.00 $2,270.00 $771.00 $2,008.00
Wilmot $827.00 $2,327.00 $756.00 $2,053.00
Wilson $809.00 $2,134.00 $739.00 $1,919.00
Wilton $748.00 $2,039.00 $686.00 $1,898.00
Winchester $843.00 $2,173.00 $771.00 $2,001.00
Winslow $737.00 $2,111.00 $676.00 $1,859.00
Winthrop $748.00 $2,039.00 $686.00 $1,898.00
Wiseman $728.00 $2,422.00 $667.00 $2,142.00
Witter $776.00 $2,109.00 $710.00 $1,858.00
Witts Springs $737.00 $2,108.00 $676.00 $1,861.00
Wooster $806.00 $2,010.00 $734.00 $1,761.00
Wynne $782.00 $2,059.00 $714.00 $1,914.00
Yellville $776.00 $1,985.00 $710.00 $1,750.00

Finding Auto Insurance Resources in Arkansas

The Arkansas Insurance Department is a great resource for information. Arkansas state law requires insurance companies to complete a premium comparison survey. They have to show premiums charged for several typical varying scenarios. The Insurance Department publishes this information for all consumers. They also publish information on annual rate changes and a brochure that explains terms and types of coverage available.

Other Auto Insurance Coverage in Arkansas

Uninsured motorists insurance gives you protection if you or a member of your household is hurt in an accident with someone who doesn't have coverage. You can also get coverage to pay for property damage caused by an uninsured motorist. Underinsured motorists protection covers you for injuries if the person causing the accident doesn't have enough to cover all the costs.

Arkansas maintains an Automobile Assigned Risk Plan. Your insurance agent can apply for you if you need it.

Moving to Arkansas: Important Information

If you move to Arkansas, you have 30 days to register your vehicle and get a driver's license. You'll need a copy of your current registration, proof of insurance, and the title or proof that a lender is holding the title. You must also show proof that you don't owe property taxes on the vehicle.

To get an Arkansas license, you can simply surrender your current license and show proof of United States residency. As long as the license isn't expired, you don't have to take any exams. If your license is expired, you may have to take a vision exam, a written exam, and a road test.

Understanding Driving Laws in Arkansas

Arkansas uses an Administrative Point System to identify problem drivers. Points vary for different violations. A computer program searches all driver records to identify those that require action. For example, if your record comes up with 10-13 points, you receive a warning letter. If your record shows more than 14 points, you receive a notice about possible suspension. A hearing is automatically scheduled. If you don't show for the hearing, your license is suspended for a specified period of time.

Frequently Asked Questions About Arkansas Auto Insurance

1. Do you have to buy insurance?

Liability coverage is required on all registered vehicles. Arkansas law sets the limits.

2. Can you purchase more liability insurance than the law requires?

The coverage amounts you choose are up to you as long as they meet the minimum limits set by state law. Your agent can help you determine if you need more coverage and how much additional coverage to buy.

3. Do you have to purchase collision and comprehensive insurance?

If your car is leased or financed, your lender will require this coverage to protect its financial investment. If you don't maintain this coverage, the lender will purchase a policy that you will be required to pay.

4. What if your car is a total loss and the insurance isn't enough to cover the loan?

You are responsible to pay off the balance of the loan if the amount paid by the insurance company isn't enough. You can purchase GAP insurance to protect you in this situation.

How to Get Great Rates on Arkansas Auto Insurance

Finding an auto insurance quote can seem overwhelming – but insuranceQuotes.com helps you find the best car insurance policy at the best price. Every year, we match 15 million consumers to the nation’s biggest auto insurance companies, including State Farm, Allstate and Liberty Mutual.

insuranceQuotes.com connects you with local and national insurance companies that give you free car insurance estimates by phone or email within minutes. By comparing multiple quotes, you can be sure that you’re getting the best price for car insurance.

insuranceQuotes.com Auto Rate Methodology

Rates are based on one vehicle and one driver who has state minimum coverage with $500 deductibles. The hypothetical driver is 40 years old, female, employed, a college graduate, and has good credit. She has no traffic violations, claims, or lapse in coverage. The vehicle is assumed to be a sedan that is garaged on premises, used primarily for commuting, and driven 16,000 miles per year. Rates include commonly available carrier discounts and are estimates and not guaranteed.

Average cost of car insurance by state

Find out how a county’s insurance rate stacks up against the state average, as well as how it fares against other counties in the state.

Use our interactive map to find out:

  • How your state compares to the national average
  • How your county compares to the state average
  • How your ZIP compares to the county

Use the "Select state" or "Select county" dropdown menu to choose your state, then your county.

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