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Laura AdamsWelcome to Ask IQ, the insurance industry’s best online consumer advice column! Laura Adams, InsuranceQuotes.com’s Senior Insurance Analyst, answers your questions, keeps you up-to-date on industry changes, and shows you how to save money on insurance.

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Insurance Articles and Tips

What are the four Obamacare health insurance plans?

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When the Obamacare health insurance exchanges open they will offer four plans – but what do they mean for you?

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How to prevent baseball injuries

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If your child sustains a baseball injury, how much will it cost to treat? And will insurance pick up the tab?

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Nearly half of all American adults are uninsured or underinsured

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Chris Kissell
Less than one year before the Patient Protection and Affordable Care Act (ACA) will require most Americans to obtain health insurance, a survey has found that 46 percent of U.S. adults – or 84.2 million people – remain uninsured or underinsured.
During 2012, 54.6 million adults were uninsured, while 29.6 million were underinsured, according to [...]

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Common home insurance misconceptions [InsuranceQuotes.com survey]

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Chris Kissell
Three in five homeowners mistakenly believe their home insurance policy covers mold damage. But such policies generally offer only limited mold coverage, if any at all.
The misconception about mold damage protection was just one finding revealed in a survey about home insurance policyholders’ perceptions and practices commissioned by InsuranceQuotes.com.
The survey of homeowners found [...]

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