Alabama Car Insurance Quotes & Rates (2026)

Please provide a valid zip code.

Compare free car insurance quotes in Alabama

For a 40-year-old driver with a clean record, Alabama car insurance averages about $171 a month ($2,047 a year) for full coverage, based on the rates insurers had filed with state regulators as of Aug. 31, 2026. That’s 27% below the national average in our data. It’s lower than in Florida, Georgia, Mississippi and Tennessee. Travelers has the lowest full-coverage average in our statewide table, at about $122 a month.

$171 Average full coverage $2,047 a year, 27% below the U.S. average
$53 Average liability only $640 a year at the 25/50/25 minimum
$122 Travelers, lowest in our table 12% below GEICO
+10.7% Change since Nov. 2025 Same driver, same insurers and ZIP codes

Where you live matters. The Black Belt and the Birmingham area cost the most in our data: Dallas County, home to Selma, averages about $190 a month for full coverage, Perry County $189, and Walker ($185) and Jefferson ($184) counties around Birmingham. The Wiregrass in the southeast costs the least, and Dale and Houston counties are the least expensive of the 60 counties we price, at $152. Use these averages as a benchmark for where you live, then compare quotes for your own car and address.

Cost data comes from the auto rates insurers file with state regulators, priced across 283 Alabama ZIP codes, compiled by Quadrant Information Services and updated as new rates are filed.

Rates as of Aug. 31, 2026. Page reviewed Oct. 1, 2026.

What’s the Average Cost of Car Insurance in Alabama per Month?

The average cost of car insurance in Alabama is about $171 a month ($2,047 a year) for full coverage and $53 a month ($640 a year) for liability-only coverage at the 25/50/25 state minimum. That’s for a 40-year-old driver with a clean record, based on the rates insurers had filed with state regulators as of Aug. 31, 2026.

Full coverage in Alabama averages $2,047 a year, or about $171 a month, for our benchmark driver. Liability-only coverage at Alabama’s 25/50/25 minimum averages $640 a year ($53 a month), and 50/100/50 liability with comprehensive and collision averages $1,963 ($164 a month).

How Alabama Compares With Neighboring States

Full-coverage averages: Alabama and its neighbors

Monthly, for the same benchmark driver and car in each state. Select a state to see its guide.

Alabama
$171/mo
$331/mo
$208/mo
$187/mo
Alabama Neighbors U.S. average: $234/mo

Rates insurers filed with state regulators, compiled by Quadrant Information Services, as of Aug. 31, 2026. Benchmark 40-year-old driver, 100/300/100 with $500 deductibles.

Alabama’s average is about $160 a month below Florida’s, $37 below Georgia’s, $16 below Mississippi’s and $16 below Tennessee’s. It’s the 10th-lowest of the 50 states and Washington, D.C., in our data.

Cheapest Car Insurance in Alabama: Companies Compared

The recent statewide Alabama rate studies we reviewed most often rank Travelers cheapest for full coverage: four of the six, all four published in 2026, put it first, apart from USAA, which sells only to military families. For liability-only coverage at 25/50/25 limits, averages run from about $36 to $88 a month; the lowest is far enough below the rest that we don’t name a cheapest insurer for that coverage level.

Full-coverage averages by insurer in Alabama

Monthly, for the same driver and car. The State Farm row in the table isn’t in the chart.

$122/mo
$139/mo
Country Financial*
$156/mo
Auto-Owners*
$179/mo
$236/mo
Farmers*
$243/mo
Lowest average Other insurers Alabama average: $171/mo

Rates insurers filed with state regulators, compiled by Quadrant Information Services, as of Aug. 31, 2026. Benchmark 40-year-old driver, 100/300/100 with $500 deductibles.

Insurance Company:Minimum Liability 25/50/25 (Yearly):Minimum Liability 25/50/25 (Monthly):Full Coverage (Yearly):Full Coverage (Monthly):
GEICO$665$55$1,672$139
USAA (military families)$400$33$1,735$145
Progressive$437$36$1,955$163
Allstate$1,057$88$2,826$236
State Farm (Nov. 2025 rates)*$630$53$2,151$179
Travelers*$578$48$1,460$122
Country Financial*$487$41$1,877$156
Nationwide*$804$67$1,895$158
Auto-Owners*$699$58$2,150$179
Farmers*$1,074$90$2,919$243
Alabama average$640$53$2,047$171

These are statewide averages for our benchmark driver. See how we calculated these rates.

Your ZIP code matters

See What You’d Pay in Alabama

Please provide a valid zip code.

Rates change by city and ZIP code across Alabama. Enter yours to compare quotes.

How Alabama’s Major Car Insurers Compare

Here’s where each insurer in our rate data lands for our benchmark driver, and how its price has moved since November 2025.

GEICO

Full coverage up 5.0% since Nov. 2025 $139/mo full coverage
$55/mo liability only · $1,672 a year for full coverage

First of three open-market insurers for full coverage statewide. It raised its full-coverage average 5.0% since November 2025 and raised its liability-only average 4.2%. 

Read our GEICO review

USAA

Full coverage up 2.8% since Nov. 2025 $145/mo full coverage
$33/mo liability only · $1,735 a year for full coverage

Sells only to military members, veterans and their families, so we show it but don’t rank it. It raised its full-coverage average 2.8% since November 2025 and cut its liability-only average 17.5%. 

Read our USAA review

Progressive

Full coverage down 5.5% since Nov. 2025 $163/mo full coverage
$36/mo liability only · $1,955 a year for full coverage

Second of three open-market insurers for full coverage statewide. It cut its full-coverage average 5.5% since November 2025 and cut its liability-only average 3.5%. 

Read our Progressive review

Allstate

Full coverage up 38.1% since Nov. 2025 $236/mo full coverage
$88/mo liability only · $2,826 a year for full coverage

Third of three open-market insurers for full coverage statewide. It raised its full-coverage average 38.1% since November 2025 and raised its liability-only average 26.7%. 

Read our Allstate review

Also selling in Alabama

Priced from published studies

Travelers has the lowest full-coverage average in our statewide table. Our statewide figures are about $122 a month for Travelers, $156 for Country Financial, $158 for Nationwide, $179 for Auto-Owners and $243 for Farmers. State Farm’s latest rates, from November 2025, average about $179 a month. 

Are Car Insurance Rates Going Up in Alabama?

Yes, for our benchmark driver. Comparing the same insurers in the same Alabama ZIP codes, full coverage averaged $1,849 a year in rates as of Nov. 30, 2025, and $2,047 as of Aug. 31, 2026, a 10.7% increase. Progressive cut its Alabama average 5.5%, while Allstate raised its average 38.1%, GEICO 5.0% and USAA 2.8%. State Farm’s latest rates are from November 2025, so it’s left out of this comparison. Liability-only coverage at 25/50/25 limits rose 6.3%, led by Allstate, which raised its liability-only average 26.7%.

Change in full-coverage averages, Nov. 2025 to Aug. 2026

Same driver, same insurer, same ZIP codes. Statewide averages.

All four insurers $1,849 → $2,047 a year
+10.7%
Progressive $2,068 → $1,955 a year
−5.5%
USAA (military families) $1,688 → $1,735 a year
+2.8%
GEICO $1,593 → $1,672 a year
+5.0%
Allstate $2,046 → $2,826 a year
+38.1%
Lower than Nov. 2025 Higher than Nov. 2025

Rates insurers filed with state regulators, compiled by Quadrant Information Services, as of Aug. 31, 2026. Benchmark 40-year-old driver, 100/300/100 with $500 deductibles.

Because insurers change their rates on their own schedules, the cheapest company for you can change from one renewal to the next.

What to Know About Alabama Car Insurance Costs

Alabama’s full-coverage average is the 10th-lowest of the 50 states and Washington, D.C., in our data. Three things stand out in our numbers and in state law.

Alabama Car Insurance Rates by City

Among cities with at least three ZIP codes in our data, Jasper is the most expensive, at $186 a month for full coverage, followed by Birmingham at $185 and Bessemer at $183. Dothan is the least expensive, at about $152. Across all 187 cities and towns we price, averages run from about $193 in Citronelle and Fairfield to $149 in Enterprise.

Full-coverage averages in Alabama cities with three or more ZIP codes

Monthly, cities with at least three ZIP codes in our data. Dark bars have a city guide.

Jasper three ZIP codes
$186/mo
Birmingham 23 ZIP codes
$185/mo
Bessemer three ZIP codes
$183/mo
Mobile 14 ZIP codes
$181/mo
Montgomery 10 ZIP codes
$175/mo
Phenix City three ZIP codes
$174/mo
Northport three ZIP codes
$173/mo
Tuscaloosa four ZIP codes
$172/mo
Gadsden five ZIP codes
$170/mo
Cullman three ZIP codes
$167/mo
Athens three ZIP codes
$163/mo
Anniston three ZIP codes
$162/mo
Huntsville nine ZIP codes
$161/mo
Madison three ZIP codes
$160/mo
Florence three ZIP codes
$158/mo
Dothan three ZIP codes
$152/mo
City guide on InsuranceQuotes Other cities Alabama average: $171/mo

Rates insurers filed with state regulators, compiled by Quadrant Information Services, as of Aug. 31, 2026. Benchmark 40-year-old driver, 100/300/100 with $500 deductibles.

The table lists all 187 Alabama cities and towns in our data, using each place’s own ZIP codes, from most to least expensive. Search it for your town.

City or Town:ZIP Codes in Our Data:Minimum Liability 25/50/25 (Yearly):Minimum Liability 25/50/25 (Monthly):Full Coverage (Yearly):Full Coverage (Monthly):
Fairfield1$720$60$2,320$193
Citronelle1$675$56$2,310$193
Wilmer1$705$59$2,278$190
Selma2$618$52$2,276$190
Marion1$606$51$2,264$189
Adamsville1$701$58$2,249$187
Greensboro1$594$50$2,247$187
Irvington1$725$60$2,244$187
Theodore1$728$61$2,239$187
Chunchula1$691$58$2,235$186
Jasper3$626$52$2,232$186
Dora1$672$56$2,229$186
Semmes1$722$60$2,224$185
Grand Bay1$722$60$2,217$185
Birmingham23$719$60$2,216$185
Pleasant Grove1$699$58$2,203$184
Union Springs1$603$50$2,203$184
Livingston1$596$50$2,200$183
Eight Mile1$693$58$2,197$183
Bessemer3$699$58$2,190$183
Mount Olive1$684$57$2,184$182
Thomasville1$566$47$2,178$182
Fultondale1$692$58$2,174$181
Mobile14$711$59$2,172$181
Demopolis1$593$49$2,170$181
Brent1$611$51$2,166$181
Hayden1$648$54$2,164$180
Nauvoo1$605$50$2,162$180
Warrior1$662$55$2,162$180
Pinson1$692$58$2,158$180
Morris1$676$56$2,152$179
Chelsea1$697$58$2,148$179
Leeds1$698$58$2,147$179
Jackson1$548$46$2,146$179
Saraland1$672$56$2,145$179
Moundville1$658$55$2,142$179
Oneonta1$645$54$2,140$178
Jemison1$622$52$2,139$178
Aliceville1$571$48$2,132$178
Trussville1$688$57$2,128$177
West Blocton1$626$52$2,120$177
Sterrett1$676$56$2,119$177
McCalla1$668$56$2,117$176
Fort Mitchell1$652$54$2,114$176
Springville1$649$54$2,114$176
Frisco City1$544$45$2,107$176
Gardendale1$675$56$2,105$175
Cottondale1$666$56$2,101$175
Montgomery10$694$58$2,097$175
Pike Road1$689$57$2,093$174
Moody1$650$54$2,090$174
Monroeville1$544$45$2,088$174
Pelham1$702$59$2,086$174
Phenix City3$664$55$2,084$174
Tuskegee1$609$51$2,084$174
Wilsonville1$673$56$2,084$174
Northport3$661$55$2,080$173
Centreville1$612$51$2,078$173
Salem1$634$53$2,077$173
Fayette1$568$47$2,076$173
Tuscaloosa4$672$56$2,068$172
Ashville1$629$52$2,067$172
Pell City2$637$53$2,064$172
Atmore1$554$46$2,061$172
Satsuma1$665$55$2,057$171
Clanton2$614$51$2,054$171
Hanceville1$612$51$2,053$171
Helena1$690$58$2,048$171
Montevallo1$647$54$2,045$170
Evergreen1$537$45$2,044$170
Columbiana1$662$55$2,043$170
Odenville1$634$53$2,042$170
Deatsville1$659$55$2,041$170
Phil Campbell1$557$46$2,041$170
Valley1$601$50$2,040$170
Lanett1$588$49$2,038$170
Eufaula1$590$49$2,036$170
Gadsden5$639$53$2,036$170
Ardmore1$644$54$2,035$170
Ohatchee1$624$52$2,035$170
Brewton1$548$46$2,034$170
Rainbow City1$636$53$2,031$169
Attalla1$633$53$2,030$169
Smiths Station1$647$54$2,030$169
Hamilton1$556$46$2,028$169
Alabaster2$644$54$2,025$169
Prattville2$657$55$2,025$169
Winfield1$556$46$2,024$169
Piedmont1$606$51$2,022$169
Toney1$646$54$2,019$168
Elmore1$654$55$2,018$168
Lafayette1$582$49$2,016$168
Childersburg1$597$50$2,014$168
Blountsville1$603$50$2,012$168
Calera1$638$53$2,012$168
Boaz2$625$52$2,011$168
Sylacauga2$595$50$2,010$168
Tallassee1$617$51$2,007$167
Gurley1$634$53$2,006$167
Millbrook1$657$55$2,006$167
Roanoke1$564$47$2,004$167
Troy2$590$49$2,003$167
Cullman3$602$50$2,000$167
Heflin1$587$49$1,999$167
Wetumpka2$639$53$1,998$167
Talladega1$597$50$1,997$166
Crossville1$593$49$1,996$166
Orange Beach1$672$56$1,996$166
Altoona1$607$51$1,994$166
Ashland1$571$48$1,994$166
Greenville1$539$45$1,994$166
Haleyville1$555$46$1,992$166
Hazel Green1$636$53$1,992$166
Centre1$598$50$1,986$166
Gulf Shores1$674$56$1,986$166
Lillian1$658$55$1,985$165
Luverne1$569$47$1,985$165
Moulton1$593$49$1,984$165
Eclectic1$615$51$1,982$165
Albertville2$624$52$1,980$165
Meridianville1$655$55$1,978$165
New Market1$637$53$1,976$165
Rogersville1$617$51$1,976$165
Scottsboro2$594$50$1,976$165
Alexander City1$584$49$1,973$164
Lineville1$568$47$1,973$164
Dadeville1$583$49$1,970$164
Horton1$608$51$1,970$164
Elberta1$653$54$1,968$164
Owens Cross Roads1$647$54$1,968$164
Munford1$598$50$1,966$164
Elkmont1$630$53$1,964$164
Brundidge1$584$49$1,963$164
Grant1$617$51$1,962$164
Rainsville1$576$48$1,962$164
Harvest1$659$55$1,957$163
Lincoln1$606$51$1,955$163
Opelika2$616$51$1,953$163
Athens3$627$52$1,952$163
Andalusia2$542$45$1,950$163
Killen1$609$51$1,948$162
Guntersville1$611$51$1,946$162
Daphne2$654$55$1,945$162
Anniston3$621$52$1,944$162
Henagar1$566$47$1,944$162
Summerdale1$648$54$1,944$162
Vinemont1$594$50$1,944$162
Town Creek1$592$49$1,943$162
Robertsdale1$639$53$1,942$162
Russellville2$566$47$1,941$162
Fort Payne1$573$48$1,939$162
Oxford1$610$51$1,936$161
Bay Minette1$623$52$1,935$161
Loxley1$648$54$1,935$161
Collinsville1$593$49$1,932$161
Jacksonville1$622$52$1,930$161
Arab1$606$51$1,927$161
Falkville1$592$49$1,927$161
Huntsville9$652$54$1,927$161
Danville1$594$50$1,926$161
Madison3$653$54$1,924$160
Foley1$661$55$1,922$160
Elba1$571$48$1,908$159
Laceys Spring1$606$51$1,908$159
Abbeville1$578$48$1,903$159
Trinity1$598$50$1,900$158
Muscle Shoals1$584$49$1,899$158
Florence3$615$51$1,897$158
Fairhope1$648$54$1,896$158
Somerville1$597$50$1,896$158
Tuscumbia1$580$48$1,896$158
Auburn2$602$50$1,892$158
Decatur2$600$50$1,888$157
Sheffield1$582$49$1,881$157
Hartselle1$595$50$1,880$157
Opp1$548$46$1,872$156
Geneva1$589$49$1,868$156
Ashford1$608$51$1,854$155
Slocomb1$601$50$1,850$154
Midland City1$598$50$1,832$153
Daleville1$592$49$1,831$153
Hartford1$588$49$1,821$152
Dothan3$611$51$1,818$152
Newton1$599$50$1,816$151
Headland1$597$50$1,812$151
Ozark1$587$49$1,801$150
Enterprise1$587$49$1,790$149
Alabama average283$640$53$2,047$171

Alabama City Car Insurance Guides

Each city guide has local prices, how the insurers compare there and, for cities where prices vary by ZIP code, a ZIP code table.

Compare Alabama with other states on our car insurance rates by state page.

Alabama Car Insurance Rates by County

Dallas County is the most expensive county in our data, at about $190 a month for full coverage, followed by Perry County ($189) and Walker County ($185). The least expensive are Dale and Houston counties (both $152) and Geneva and Coffee counties (both $154). We price 60 of Alabama’s 67 counties.

County:ZIP Codes in Our Data:Minimum Liability 25/50/25 (Yearly):Minimum Liability 25/50/25 (Monthly):Full Coverage (Yearly):Full Coverage (Monthly):
Dallas County2$618$52$2,276$190
Perry County1$606$51$2,264$189
Walker County4$621$52$2,215$185
Jefferson County36$708$59$2,208$184
Bullock County1$603$50$2,203$184
Sumter County1$596$50$2,200$183
Hale County2$626$52$2,194$183
Mobile County24$706$59$2,190$183
Marengo County1$593$49$2,170$181
Clarke County2$557$46$2,162$180
Pickens County1$571$48$2,132$178
Bibb County3$616$51$2,121$177
Blount County3$632$53$2,105$175
Monroe County2$544$45$2,098$175
Montgomery County11$693$58$2,097$175
Russell County3$659$55$2,090$174
Macon County1$609$51$2,084$174
St. Clair County7$648$54$2,084$174
Chilton County3$616$51$2,082$174
Tuscaloosa County9$667$56$2,081$173
Fayette County1$568$47$2,076$173
Shelby County11$672$56$2,069$172
Escambia County2$551$46$2,048$171
Conecuh County1$537$45$2,044$170
Barbour County1$590$49$2,036$170
Chambers County3$591$49$2,031$169
Etowah County9$633$53$2,029$169
Marion County2$556$46$2,026$169
Autauga County2$657$55$2,025$169
Elmore County7$640$53$2,007$167
Randolph County1$564$47$2,004$167
Cleburne County1$587$49$1,999$167
Cullman County5$602$50$1,999$167
Butler County1$539$45$1,994$166
Talladega County6$598$50$1,992$166
Winston County1$555$46$1,992$166
Pike County3$588$49$1,990$166
Cherokee County1$598$50$1,986$166
Crenshaw County1$569$47$1,985$165
Lee County7$626$52$1,985$165
Clay County2$570$48$1,984$165
Jackson County2$594$50$1,976$165
Franklin County3$563$47$1,974$165
Tallapoosa County2$584$49$1,972$164
Calhoun County7$618$52$1,965$164
Marshall County7$616$51$1,965$164
Limestone County6$634$53$1,960$163
DeKalb County5$580$48$1,955$163
Baldwin County12$653$54$1,950$163
Madison County18$650$54$1,950$163
Lawrence County4$594$50$1,938$162
Covington County3$544$45$1,924$160
Lauderdale County5$614$51$1,923$160
Morgan County6$598$50$1,898$158
Colbert County3$582$49$1,892$158
Henry County2$588$49$1,858$155
Coffee County2$579$48$1,849$154
Geneva County3$593$49$1,846$154
Houston County5$608$51$1,825$152
Dale County3$592$49$1,821$152
Alabama average283$640$53$2,047$171

How Much More Does Better Coverage Cost in Alabama?

Raising liability limits from 50/100/50 to 100/300/100 adds about $84 a year on average statewide in our data, with the same $500 deductibles. Across the four insurers, the step up costs $22 (Allstate) to $160 (Progressive) a year. Statewide, that’s about $7 a month for double the per-person injury limit, three times the per-crash limit and double the property damage limit, and the full-coverage package also raises uninsured and underinsured motorist coverage to 100/300. Liability-only coverage is far cheaper, but it has no comprehensive or collision, so it won’t pay to fix or replace your own car.

Alabama Car Insurance Rules at a Glance

Required on every vehicle 

25/50/25 
  • $25,000 per person and $50,000 per crash in bodily injury liability 
  • $25,000 in property damage liability 
  • Uninsured motorist and medical payments coverage are optional 

How coverage is checked 

Real time 
  • Online Insurance Verification System 
  • 30 days to answer a notice 
  • Alabama policy required for Alabama-registered vehicles, except for out-of-state active-duty military 

If you’re caught uninsured 

Up to $1,000 
  • Fines up to $500 for a first violation and $1,000 after that 
  • Registration suspension; reinstatement $200, then $400 

What Car Insurance Is Required in Alabama?

Alabama drivers must carry liability insurance, according to the Department of Insurance. The minimum policy is:

Uninsured motorist and medical payments coverage are optional, according to the Department of Insurance. Your Alabama-registered vehicles must be covered by an Alabama liability policy, according to the Department of Revenue. Since 2024, out-of-state active-duty military members can instead keep equal coverage bought where they live, according to the department.

The Department of Revenue checks coverage with insurers in real time through its Online Insurance Verification System. If you get a notice, you have 30 days to respond, or your registration can be suspended. Reinstatement costs $200 for a first violation and $400 for later ones, and fines can reach $500 for a first violation and $1,000 for each later one, according to the Department of Revenue.

Alabama is a tort state: the driver who causes a crash is responsible for the damage, according to the Department of Insurance.

How to Lower Your Car Insurance Rate in Alabama

  1. Quote several insurers. In our Alabama table, the lowest and highest averages among insurers open to all drivers are about $121 a month apart for the same driver and car.
  2. Compare Travelers and GEICO first. They have the two lowest full-coverage averages in our Alabama table, about $122 and $139 a month.
  3. Answer any insurance verification notice. Alabama checks coverage electronically, and you have 30 days to respond to a notice before your registration can be suspended, according to the Department of Revenue.
  4. Consider uninsured motorist coverage. It’s optional in Alabama, and it pays for your injuries when the at-fault driver has no insurance or too little. Our full-coverage prices include it at 100/300.
  5. Storm damage needs comprehensive coverage. Your homeowners policy won’t cover your car, according to the Department of Insurance, and the department’s coverage guide says comprehensive pays for severe weather, flood, fire, vandalism and theft damage.
  6. Compare at every renewal. Since November 2025, Progressive has cut its statewide average 5.5%, while Allstate has raised its average 38.1%, GEICO 5.0% and USAA 2.8%, so the order in our table can shift.
  7. Insure your car and home together. A multi-policy discount is a common way to save, so compare Alabama home insurance rates too.

Ready to compare

Compare Alabama Car Insurance Quotes

Please provide a valid zip code.

Put these tips to work. Enter your ZIP code to compare quotes.

How We Calculated Alabama Car Insurance Rates

Insurers must file their rates and rating rules with each state’s insurance regulator. Quadrant Information Services uses those filings to calculate what each insurer would charge a specific driver, and InsuranceQuotes analyzes those prices. This page uses rates in effect on Aug. 31, 2026.

Coverage requirements come from Alabama law and the Alabama Department of Insurance. We refresh these figures when new rate data is released.

More Alabama Car Insurance Breakdowns

The tables in this section come from an additional InsuranceQuotes rate analysis. It uses its own driver profiles and mix of insurers, so its prices differ from the averages above. Use them to compare drivers, vehicle types and places with each other.

Alabama Car Insurance Costs by Age

In this analysis, drivers 16 to 20 pay the most, and drivers 50 to 64 the least.

Auto Insurance Costs by Age:MaleFemaleAverage Monthly Payment:
Age: 16 – 20$4,122$3,763$329
Age: 21 – 30$2,091$2,021$171
Age: 30 – 40$1,679$1,712$141
Age: 40 – 50$1,620$1,644$136
Age: 50 – 64$1,597$1,591$133
Age: 65+$2,035$1,896$164

Alabama Car Insurance Costs by Vehicle Type

In this analysis, an SUV is the least expensive vehicle type to insure and a luxury car the most expensive.

AlabamaAverage Annual Premium:MinMaxMonthly Avg:
Car$1,908$1,644$2,360$159
SUV$1,859$1,606$2,283$155
EV / Electric$2,122$1,834$2,609$177
Luxury$2,714$2,355$3,281$226
Truck$2,268$1,969$2,787$189

Alabama Car Insurance Rates by City for Used Vehicles

This analysis covers more than 400 Alabama cities and towns. Search the table for your town.

AL City:Avg. Annual Premium:Avg. Monthly Costs:LuxuryEV / ElectricSUVTruckCar /Sedan
Abbeville$1,978$165$2,469$1,927$1,696$2,062$1,734
Adamsville$2,490$208$3,064$2,439$2,139$2,605$2,205
Adger$2,337$195$2,877$2,290$2,006$2,449$2,066
Akron$2,194$183$2,809$2,126$1,856$2,278$1,903
Alabaster$2,298$192$2,799$2,266$1,980$2,407$2,040
Albertville$2,159$180$2,657$2,118$1,851$2,257$1,913
Alexander City$2,024$169$2,546$1,969$1,725$2,109$1,772
Alexandria$2,154$179$2,651$2,114$1,848$2,248$1,908
Alpine$2,170$181$2,718$2,120$1,850$2,264$1,900
Andalusia$1,951$163$2,515$1,882$1,643$2,026$1,686
Anniston$2,133$178$2,630$2,094$1,829$2,226$1,888
Arab$2,109$176$2,601$2,068$1,809$2,206$1,863
Ardmore$2,111$176$2,604$2,076$1,814$2,201$1,863
Argo$2,174$181$2,685$2,135$1,863$2,272$1,916
Ariton$1,930$161$2,412$1,880$1,656$2,012$1,692
Arley$2,188$182$2,798$2,124$1,847$2,280$1,892
Arlington$2,216$185$2,889$2,129$1,864$2,302$1,895
Ashford$2,033$169$2,493$1,990$1,756$2,127$1,801
Ashland$1,967$164$2,522$1,906$1,661$2,036$1,708
Ashville$2,152$179$2,679$2,107$1,839$2,244$1,892
Athens$2,091$174$2,565$2,054$1,799$2,182$1,852
Atmore$2,058$172$2,656$1,993$1,730$2,139$1,775
Attalla$2,264$189$2,797$2,217$1,942$2,361$2,002
Auburn$2,079$173$2,571$2,037$1,781$2,171$1,836
Auburn University$2,067$172$2,559$2,025$1,771$2,159$1,824
Axis$2,276$190$2,807$2,232$1,960$2,379$2,002
Babbie$1,922$160$2,480$1,856$1,621$1,994$1,661
Baileyton$2,067$172$2,561$2,029$1,768$2,157$1,819
Ballplay$2,232$186$2,789$2,176$1,905$2,322$1,970
Banks$2,155$180$2,748$2,084$1,832$2,239$1,869
Bankston$2,056$171$2,624$1,992$1,741$2,140$1,781
Bay Minette$2,003$167$2,466$1,966$1,726$2,090$1,767
Bayou La Batre$2,406$201$2,977$2,357$2,069$2,509$2,118
Beaverton$1,955$163$2,501$1,895$1,659$2,030$1,692
Bellamy$2,157$180$2,756$2,092$1,828$2,240$1,871
Belle Fontaine$2,439$203$3,003$2,392$2,105$2,545$2,152
Berry$2,122$177$2,714$2,057$1,794$2,211$1,833
Bessemer$2,442$204$2,994$2,396$2,101$2,555$2,165
Birmingham$2,563$214$3,146$2,513$2,204$2,681$2,272
Black$1,917$160$2,373$1,874$1,646$2,001$1,689
Blue Ridge$2,243$187$2,760$2,197$1,933$2,343$1,982
Boaz$2,198$183$2,725$2,152$1,881$2,292$1,938
Boligee$2,194$183$2,815$2,125$1,855$2,281$1,896
Brent$2,105$175$2,669$2,048$1,795$2,178$1,836
Brewton$2,055$171$2,654$1,988$1,724$2,139$1,769
Bridgeport$2,036$170$2,577$1,981$1,725$2,121$1,775
Brighton$2,605$217$3,225$2,545$2,237$2,718$2,300
Brilliant$1,992$166$2,551$1,928$1,686$2,071$1,722
Brook Highland$2,409$201$2,916$2,377$2,082$2,524$2,148
Brookside$2,503$209$3,086$2,451$2,150$2,613$2,217
Brookwood$2,312$193$2,837$2,273$1,989$2,415$2,047
Brownsboro$2,287$191$2,772$2,254$1,974$2,402$2,032
Brundidge$2,003$167$2,520$1,951$1,713$2,083$1,748
Bryant$2,044$170$2,591$1,987$1,731$2,130$1,779
Buhl$2,232$186$2,732$2,199$1,923$2,330$1,976
Calera$2,241$187$2,756$2,200$1,926$2,346$1,979
Calvert$2,168$181$2,803$2,091$1,823$2,254$1,866
Camden$2,180$182$2,846$2,096$1,831$2,266$1,860
Camp Hill$2,060$172$2,597$2,003$1,755$2,145$1,798
Carbon Hill$2,144$179$2,714$2,085$1,819$2,237$1,864
Carlisle-Rockledge$2,223$185$2,751$2,177$1,906$2,316$1,963
Carrollton$2,107$176$2,712$2,039$1,779$2,186$1,820
Cedar Bluff$2,042$170$2,570$1,987$1,742$2,124$1,786
Center Point$2,662$222$3,273$2,609$2,282$2,787$2,360
Centre$2,067$172$2,602$2,011$1,765$2,150$1,806
Centreville$2,094$174$2,644$2,041$1,783$2,167$1,833
Chancellor$1,972$164$2,435$1,929$1,697$2,059$1,741
Chatom$2,144$179$2,797$2,063$1,796$2,233$1,832
Chelsea$2,487$207$3,017$2,448$2,147$2,608$2,214
Cherokee$2,001$167$2,516$1,952$1,707$2,081$1,751
Chickasaw$2,383$199$2,956$2,332$2,049$2,482$2,095
Childersburg$2,194$183$2,733$2,147$1,872$2,291$1,930
Choccolocco$2,125$177$2,637$2,081$1,816$2,215$1,874
Chunchula$2,448$204$3,039$2,394$2,103$2,553$2,152
Citronelle$2,383$199$2,977$2,324$2,037$2,491$2,085
Clanton$2,089$174$2,627$2,039$1,782$2,174$1,825
Coaling$2,320$193$2,850$2,281$1,995$2,421$2,053
Coats Bend$2,281$190$2,817$2,235$1,958$2,377$2,017
Coden$2,409$201$2,976$2,360$2,072$2,512$2,122
Coffee Springs$1,955$163$2,422$1,908$1,683$2,040$1,723
Columbia$2,022$169$2,486$1,976$1,742$2,116$1,791
Columbiana$2,281$190$2,793$2,243$1,965$2,386$2,018
Coosada$2,283$190$2,803$2,238$1,968$2,384$2,020
Cordova$2,323$194$2,926$2,262$1,978$2,423$2,029
Cottondale$2,325$194$2,858$2,285$1,999$2,426$2,057
Courtland$2,061$172$2,567$2,015$1,764$2,151$1,809
Cowarts$2,063$172$2,529$2,019$1,783$2,159$1,827
Coy$2,175$181$2,845$2,090$1,825$2,260$1,853
Cragford$1,983$165$2,545$1,919$1,674$2,055$1,720
Cropwell$2,157$180$2,663$2,118$1,852$2,251$1,901
Crossville$2,104$175$2,636$2,055$1,789$2,195$1,846
Cuba$2,159$180$2,772$2,091$1,824$2,242$1,865
Cullman$2,186$182$2,713$2,142$1,868$2,279$1,926
Cusseta$2,084$174$2,622$2,029$1,775$2,167$1,828
Dadeville$2,017$168$2,546$1,959$1,719$2,099$1,760
Daleville$1,934$161$2,391$1,891$1,664$2,017$1,706
Daphne$2,171$181$2,649$2,137$1,877$2,270$1,922
Dauphin Island$2,303$192$2,826$2,260$1,991$2,410$2,028
Daviston$2,019$168$2,583$1,951$1,708$2,098$1,755
Dawson$2,050$171$2,582$1,998$1,743$2,136$1,791
Deatsville$2,270$189$2,780$2,228$1,959$2,371$2,009
Decatur$2,066$172$2,540$2,027$1,774$2,162$1,825
Deer Park$2,170$181$2,819$2,091$1,822$2,258$1,861
Demopolis$2,162$180$2,782$2,090$1,826$2,248$1,865
Detroit$1,970$164$2,523$1,908$1,670$2,045$1,702
Dickinson$2,145$179$2,790$2,067$1,801$2,233$1,835
Dixons Mills$2,197$183$2,858$2,113$1,846$2,283$1,883
Docena$2,508$209$3,067$2,458$2,166$2,621$2,230
Dolomite$2,526$211$3,119$2,471$2,166$2,635$2,239
Dora$2,353$196$2,935$2,300$2,011$2,452$2,066
Dothan$2,063$172$2,514$2,023$1,785$2,161$1,834
Dozier$1,913$159$2,425$1,854$1,625$1,995$1,664
Duncanville$2,284$190$2,806$2,246$1,960$2,385$2,023
Dunnavant$2,355$196$2,883$2,317$2,030$2,458$2,084
Dutton$2,059$172$2,591$2,005$1,753$2,146$1,801
East Brewton$2,065$172$2,663$1,999$1,734$2,151$1,780
Eastaboga$2,170$181$2,693$2,124$1,853$2,265$1,916
Edgewater$2,563$214$3,170$2,504$2,196$2,676$2,267
Edwardsville$2,036$170$2,585$1,976$1,728$2,112$1,778
Elba$1,977$165$2,475$1,923$1,689$2,064$1,732
Eldridge$2,189$182$2,776$2,125$1,855$2,282$1,906
Elkmont$2,103$175$2,593$2,063$1,809$2,195$1,857
Elmore$2,274$189$2,782$2,231$1,961$2,377$2,017
Emelle$2,159$180$2,786$2,088$1,819$2,245$1,858
Emerald Mountain$2,257$188$2,780$2,209$1,943$2,359$1,993
Enterprise$1,962$164$2,408$1,921$1,692$2,052$1,738
Equality$2,089$174$2,618$2,033$1,785$2,175$1,831
Eufaula$2,116$176$2,688$2,049$1,801$2,198$1,845
Eutaw$2,165$180$2,775$2,099$1,832$2,245$1,876
Evergreen$2,037$170$2,639$1,961$1,714$2,116$1,753
Fackler$2,064$172$2,601$2,012$1,750$2,151$1,804
Fairfield$2,623$219$3,252$2,561$2,246$2,740$2,317
Fairhope$2,157$180$2,628$2,125$1,868$2,251$1,912
Fairview$2,063$172$2,559$2,025$1,762$2,154$1,814
Falkville$2,011$168$2,487$1,975$1,724$2,098$1,771
Fayette$2,060$172$2,633$1,996$1,743$2,146$1,783
Five Points$2,062$172$2,629$1,997$1,747$2,144$1,795
Flat Rock$2,035$170$2,577$1,979$1,727$2,121$1,773
Florala$1,925$160$2,443$1,866$1,637$2,008$1,672
Florence$2,040$170$2,495$2,006$1,762$2,128$1,812
Foley$2,129$177$2,603$2,094$1,843$2,220$1,884
Forestdale$2,574$215$3,176$2,517$2,208$2,691$2,279
Forkland$2,212$184$2,813$2,149$1,883$2,293$1,924
Fort Deposit$2,090$174$2,696$2,016$1,763$2,174$1,803
Fort Mitchell$2,365$197$2,932$2,307$2,034$2,475$2,075
Fort Payne$1,973$164$2,474$1,925$1,682$2,050$1,731
Fort Rucker$1,910$159$2,355$1,867$1,646$1,997$1,686
Franklin$2,130$177$2,785$2,049$1,783$2,215$1,817
Fulton$2,126$177$2,763$2,050$1,785$2,212$1,821
Fultondale$2,459$205$3,028$2,411$2,110$2,568$2,178
Gadsden$2,292$191$2,816$2,247$1,971$2,392$2,033
Gallion$2,209$184$2,840$2,136$1,871$2,286$1,913
Gardendale$2,399$200$2,947$2,353$2,058$2,506$2,129
Gaylesville$1,990$166$2,509$1,937$1,695$2,070$1,741
Geneva$1,915$160$2,371$1,870$1,648$1,997$1,687
Georgiana$2,002$167$2,595$1,928$1,685$2,079$1,724
Geraldine$2,080$173$2,613$2,029$1,768$2,167$1,820
Gilbertown$2,110$176$2,747$2,033$1,770$2,196$1,804
Glencoe$2,273$189$2,786$2,231$1,954$2,374$2,018
Good Hope$2,157$180$2,682$2,116$1,843$2,247$1,900
Goodwater$2,058$172$2,598$2,002$1,753$2,142$1,798
Gordonville$2,224$185$2,820$2,150$1,894$2,324$1,932
Goshen$2,027$169$2,557$1,970$1,727$2,111$1,770
Grady$2,199$183$2,728$2,144$1,883$2,303$1,934
Grand Bay$2,417$201$2,979$2,369$2,085$2,519$2,134
Grayson Valley$2,550$212$3,137$2,502$2,190$2,664$2,257
Graysville$2,465$205$3,033$2,414$2,118$2,575$2,185
Greensboro$2,190$182$2,812$2,121$1,855$2,270$1,890
Greenville$2,007$167$2,598$1,934$1,689$2,085$1,730
Grimes$2,020$168$2,499$1,972$1,738$2,110$1,781
Groveoak$2,043$170$2,564$1,991$1,742$2,128$1,792
Guin$1,974$165$2,525$1,913$1,673$2,052$1,708
Gulf Shores$2,159$180$2,630$2,125$1,873$2,253$1,913
Guntersville$2,162$180$2,663$2,119$1,853$2,264$1,912
Gurley$2,233$186$2,739$2,192$1,918$2,340$1,978
Hackleburg$2,002$167$2,565$1,937$1,694$2,083$1,729
Hackneyville$2,021$168$2,546$1,964$1,721$2,105$1,767
Haleyville$2,001$167$2,556$1,940$1,695$2,081$1,731
Hamilton$1,980$165$2,534$1,919$1,679$2,058$1,712
Hammondville$2,007$167$2,524$1,953$1,707$2,091$1,758
Hanceville$2,183$182$2,726$2,136$1,860$2,277$1,917
Harpersville$2,282$190$2,826$2,233$1,954$2,382$2,016
Hartford$1,936$161$2,385$1,893$1,668$2,022$1,712
Hartselle$2,022$169$2,489$1,984$1,737$2,113$1,788
Harvest$2,259$188$2,719$2,227$1,962$2,369$2,016
Hatchechubbee$2,267$189$2,827$2,210$1,944$2,365$1,990
Hayneville$2,219$185$2,806$2,148$1,891$2,319$1,931
Hazel Green$2,153$179$2,637$2,117$1,853$2,249$1,906
Headland$2,025$169$2,505$1,978$1,743$2,113$1,784
Heflin$2,077$173$2,631$2,017$1,764$2,157$1,816
Helena$2,373$198$2,878$2,339$2,050$2,483$2,116
Henagar$1,992$166$2,507$1,939$1,696$2,074$1,743
Highland Home$2,042$170$2,584$1,980$1,738$2,132$1,776
Highland Lake$2,237$186$2,801$2,183$1,907$2,333$1,963
Highland Lakes$2,462$205$2,967$2,430$2,130$2,581$2,201
Hodges$2,000$167$2,540$1,944$1,699$2,082$1,737
Hokes Bluff$2,268$189$2,780$2,224$1,953$2,369$2,014
Holly Pond$2,140$178$2,679$2,092$1,822$2,231$1,877
Hollytree$2,113$176$2,633$2,064$1,806$2,209$1,856
Hollywood$2,044$170$2,573$1,991$1,738$2,130$1,789
Holt$2,339$195$2,843$2,304$2,019$2,448$2,079
Holtville$2,257$188$2,775$2,211$1,944$2,359$1,997
Homewood$2,394$199$2,901$2,363$2,068$2,507$2,131
Honoraville$2,025$169$2,574$1,961$1,721$2,112$1,755
Hoover$2,414$201$2,920$2,382$2,085$2,531$2,154
Horton$2,105$175$2,609$2,061$1,801$2,200$1,854
Houston$2,036$170$2,599$1,974$1,722$2,122$1,766
Hueytown$2,390$199$2,914$2,351$2,062$2,501$2,122
Huguley$2,094$174$2,647$2,035$1,780$2,176$1,830
Huntsville$2,219$185$2,679$2,186$1,924$2,329$1,979
Indian Springs Village$2,437$203$2,949$2,401$2,104$2,556$2,174
Irondale$2,498$208$3,054$2,457$2,151$2,611$2,218
Irvington$2,404$200$2,962$2,356$2,073$2,505$2,123
Ivalee$2,253$188$2,787$2,205$1,931$2,349$1,991
Jack$1,926$160$2,400$1,878$1,652$2,008$1,691
Jackson$2,195$183$2,842$2,115$1,839$2,292$1,887
Jacksons Gap$2,033$169$2,559$1,975$1,735$2,119$1,777
Jacksonville$2,091$174$2,585$2,050$1,795$2,179$1,845
Jasper$2,301$192$2,900$2,240$1,956$2,402$2,005
Jemison$2,133$178$2,710$2,075$1,812$2,210$1,858
Jones$2,258$188$2,829$2,199$1,931$2,362$1,969
Joppa$2,094$175$2,593$2,055$1,793$2,187$1,844
Kansas$2,143$179$2,715$2,085$1,818$2,237$1,863
Kellyton$2,074$173$2,601$2,019$1,774$2,162$1,816
Kennedy$2,026$169$2,599$1,960$1,713$2,106$1,750
Kimberly$2,275$190$2,822$2,229$1,944$2,372$2,006
Kinsey$2,068$172$2,521$2,027$1,788$2,166$1,837
Kinston$1,945$162$2,438$1,895$1,662$2,030$1,702
La Fayette$2,068$172$2,633$2,002$1,751$2,152$1,802
Lanett$2,096$175$2,650$2,037$1,782$2,179$1,832
Lapine$2,174$181$2,751$2,106$1,848$2,267$1,896
Leeds$2,377$198$2,906$2,339$2,048$2,483$2,111
Leroy$2,154$179$2,790$2,077$1,807$2,244$1,850
Lester$2,050$171$2,540$2,006$1,759$2,136$1,807
Letohatchee$2,128$177$2,688$2,064$1,812$2,222$1,853
Level Plains$1,937$161$2,399$1,892$1,666$2,022$1,707
Lexington$2,008$167$2,484$1,971$1,726$2,089$1,771
Lillian$2,103$175$2,572$2,069$1,820$2,192$1,864
Lincoln$2,106$176$2,615$2,065$1,803$2,195$1,854
Linden$2,203$184$2,858$2,121$1,855$2,289$1,893
Lineville$1,963$164$2,516$1,903$1,658$2,031$1,706
Lipscomb$2,634$219$3,265$2,571$2,258$2,751$2,324
Littleville$2,033$169$2,533$1,987$1,739$2,118$1,787
Livingston$2,171$181$2,780$2,103$1,836$2,256$1,878
Lookout Mountain$2,253$188$2,784$2,206$1,933$2,350$1,993
Loxley$2,120$177$2,604$2,084$1,831$2,213$1,870
Luverne$2,038$170$2,584$1,973$1,733$2,128$1,771
Lynn$2,031$169$2,610$1,965$1,715$2,115$1,749
Madison$2,171$181$2,621$2,141$1,882$2,274$1,935
Magnolia Springs$2,148$179$2,629$2,111$1,858$2,243$1,900
Malvern$2,025$169$2,482$1,984$1,749$2,118$1,794
Marbury$2,228$186$2,758$2,178$1,916$2,327$1,964
Margaret$2,174$181$2,689$2,134$1,861$2,272$1,914
Marion$2,183$182$2,809$2,112$1,852$2,261$1,883
Marion Junction$2,294$191$2,940$2,217$1,943$2,385$1,988
Mathews$2,247$187$2,820$2,185$1,918$2,342$1,970
Maylene$2,269$189$2,785$2,230$1,951$2,373$2,005
McCalla$2,349$196$2,883$2,306$2,016$2,458$2,081
McDonald Chapel$2,553$213$3,163$2,494$2,186$2,665$2,256
Meadowbrook$2,440$203$2,950$2,407$2,109$2,558$2,178
Mentone$1,998$167$2,514$1,946$1,701$2,082$1,750
Meridianville$2,243$187$2,717$2,212$1,940$2,352$1,994
Midfield$2,613$218$3,245$2,550$2,235$2,730$2,306
Midland City$2,006$167$2,479$1,961$1,728$2,094$1,769
Millbrook$2,245$187$2,758$2,203$1,937$2,345$1,985
Minor$2,578$215$3,186$2,519$2,209$2,692$2,282
Minter$2,197$183$2,857$2,108$1,854$2,280$1,885
Mobile$2,484$207$3,045$2,438$2,144$2,595$2,198
Monroeville$2,116$176$2,736$2,045$1,777$2,200$1,820
Montevallo$2,216$185$2,723$2,179$1,907$2,315$1,957
Montgomery$2,396$200$2,937$2,345$2,069$2,507$2,122
Moody$2,197$183$2,701$2,160$1,889$2,293$1,943
Moores Mill$2,201$183$2,664$2,166$1,905$2,309$1,960
Morris$2,331$194$2,891$2,286$1,997$2,430$2,053
Moulton$2,076$173$2,580$2,031$1,777$2,170$1,823
Moundville$2,265$189$2,815$2,215$1,939$2,360$1,996
Mount Olive$2,390$199$2,946$2,346$2,050$2,496$2,114
Mountain Brook$2,437$203$2,949$2,405$2,105$2,555$2,170
Mulga$2,502$208$3,097$2,444$2,144$2,609$2,215
Muscle Shoals$2,031$169$2,516$1,991$1,740$2,114$1,792
Napier Field$2,019$168$2,495$1,974$1,738$2,109$1,780
Needham$2,123$177$2,752$2,047$1,784$2,208$1,822
New Brockton$2,003$167$2,472$1,958$1,724$2,091$1,768
New Hope$2,179$182$2,669$2,143$1,874$2,280$1,930
New Site$2,022$169$2,579$1,956$1,713$2,102$1,761
Newton$1,963$164$2,419$1,921$1,692$2,049$1,733
Newville$2,004$167$2,482$1,957$1,723$2,092$1,767
Northport$2,270$189$2,780$2,233$1,953$2,375$2,008
Notasulga$2,177$181$2,711$2,125$1,860$2,270$1,917
Odenville$2,162$180$2,671$2,124$1,853$2,258$1,905
Ohatchee$2,166$180$2,688$2,121$1,853$2,257$1,908
Oneonta$2,259$188$2,831$2,201$1,923$2,358$1,981
Opelika$2,116$176$2,626$2,071$1,813$2,210$1,862
Opp$1,889$157$2,392$1,834$1,606$1,969$1,644
Orange Beach$2,155$180$2,622$2,122$1,872$2,249$1,911
Our Town$2,011$168$2,532$1,956$1,714$2,093$1,758
Owens Cross Roads$2,235$186$2,734$2,193$1,925$2,346$1,979
Oxford$2,169$181$2,677$2,126$1,859$2,265$1,918
Ozark$1,924$160$2,384$1,876$1,652$2,009$1,696
Parrish$2,354$196$2,969$2,290$2,001$2,458$2,053
Pelham$2,406$200$2,919$2,371$2,077$2,521$2,142
Pell City$2,170$181$2,668$2,135$1,866$2,264$1,919
Pennington$2,142$179$2,765$2,069$1,806$2,227$1,844
Perdido$2,000$167$2,484$1,959$1,712$2,096$1,749
Perdido Beach$2,103$175$2,566$2,071$1,823$2,194$1,864
Phenix City$2,350$196$2,894$2,300$2,025$2,460$2,070
Phil Campbell$1,987$166$2,523$1,930$1,687$2,066$1,727
Piedmont$2,077$173$2,622$2,020$1,766$2,157$1,818
Pike Road$2,435$203$2,966$2,386$2,104$2,552$2,166
Pinckard$2,011$168$2,485$1,969$1,730$2,097$1,772
Pine Level$2,278$190$2,796$2,234$1,965$2,381$2,015
Pinson$2,486$207$3,065$2,437$2,133$2,596$2,201
Pisgah$2,069$172$2,608$2,013$1,760$2,157$1,808
Pittsview$2,365$197$2,935$2,304$2,035$2,471$2,077
Plantersville$2,235$186$2,866$2,162$1,892$2,327$1,927
Pleasant Grove$2,504$209$3,063$2,455$2,155$2,625$2,221
Point Clear$2,172$181$2,645$2,139$1,881$2,268$1,926
Powell$2,001$167$2,514$1,954$1,704$2,081$1,752
Prattville$2,258$188$2,776$2,213$1,945$2,360$1,994
Priceville$2,044$170$2,517$2,005$1,755$2,139$1,804
Prichard$2,425$202$2,999$2,374$2,087$2,527$2,138
Quinton$2,372$198$2,961$2,316$2,026$2,473$2,085
Rainbow City$2,294$191$2,822$2,248$1,969$2,394$2,035
Rainsville$1,993$166$2,503$1,944$1,699$2,073$1,744
Randolph$2,122$177$2,697$2,065$1,799$2,199$1,850
Red Bay$2,033$169$2,586$1,973$1,724$2,118$1,763
Red Level$1,952$163$2,524$1,880$1,643$2,028$1,684
Redland$2,266$189$2,787$2,218$1,952$2,369$2,003
Reeltown$2,145$179$2,690$2,088$1,835$2,236$1,878
Rehobeth$2,044$170$2,486$2,006$1,770$2,140$1,816
Remlap$2,339$195$2,905$2,285$1,996$2,443$2,064
Riverside$2,176$181$2,704$2,131$1,863$2,267$1,914
Roanoke$2,050$171$2,626$1,983$1,732$2,133$1,777
Robertsdale$2,080$173$2,544$2,046$1,799$2,169$1,841
Rock Mills$2,053$171$2,626$1,987$1,736$2,135$1,782
Rockford$2,042$170$2,582$1,989$1,732$2,123$1,781
Rogersville$2,058$171$2,538$2,020$1,770$2,144$1,818
Russellville$2,038$170$2,577$1,982$1,732$2,121$1,778
Saint Stephens$2,164$180$2,810$2,086$1,815$2,255$1,856
Saks$2,147$179$2,631$2,110$1,846$2,243$1,905
Salem$2,276$190$2,829$2,226$1,955$2,377$1,993
Samson$1,938$162$2,401$1,892$1,667$2,030$1,703
Saraland$2,373$198$2,945$2,323$2,039$2,470$2,087
Sardis City$2,225$185$2,760$2,179$1,905$2,321$1,961
Satsuma$2,279$190$2,795$2,239$1,966$2,381$2,012
Scottsboro$2,069$172$2,585$2,020$1,763$2,157$1,817
Seale$2,398$200$2,965$2,342$2,063$2,508$2,110
Selma$2,292$191$2,924$2,219$1,944$2,382$1,991
Selmont-West Selmont$2,299$192$2,936$2,224$1,948$2,390$1,996
Sheffield$2,038$170$2,528$1,997$1,745$2,122$1,798
Shelby$2,181$182$2,685$2,141$1,872$2,281$1,928
Shoal Creek$2,438$203$2,944$2,407$2,109$2,556$2,178
Shorter$2,251$188$2,802$2,193$1,936$2,347$1,979
Silverhill$2,141$178$2,617$2,107$1,851$2,235$1,895
Skipperville$1,954$163$2,440$1,903$1,674$2,037$1,714
Slocomb$2,001$167$2,460$1,958$1,728$2,091$1,767
Smiths Station$2,282$190$2,811$2,234$1,965$2,389$2,010
Smoke Rise$2,276$190$2,850$2,221$1,940$2,370$2,000
Southside$2,272$189$2,790$2,229$1,955$2,371$2,013
Spanish Fort$2,095$175$2,569$2,059$1,807$2,188$1,851
Spruce Pine$2,036$170$2,581$1,981$1,731$2,119$1,769
Steele$2,121$177$2,624$2,080$1,816$2,217$1,869
Sterrett$2,279$190$2,796$2,242$1,962$2,383$2,009
Stevenson$2,062$172$2,602$2,006$1,750$2,151$1,802
Stewartville$2,138$178$2,680$2,087$1,820$2,226$1,876
Sulligent$1,958$163$2,509$1,896$1,661$2,033$1,692
Sumiton$2,308$192$2,891$2,252$1,970$2,402$2,024
Susan Moore$2,111$176$2,631$2,064$1,801$2,207$1,852
Sycamore$2,138$178$2,700$2,083$1,815$2,221$1,871
Sylacauga$2,114$176$2,645$2,067$1,803$2,203$1,853
Sylvania$1,999$167$2,510$1,949$1,703$2,080$1,750
Talladega$2,093$174$2,618$2,047$1,784$2,179$1,837
Tallassee$2,179$182$2,724$2,122$1,865$2,273$1,911
Tarrant$2,662$222$3,281$2,601$2,283$2,785$2,358
Taylor$2,034$170$2,475$1,997$1,762$2,129$1,807
Theodore$2,488$207$3,056$2,440$2,147$2,599$2,199
Thomasville$2,141$178$2,786$2,062$1,799$2,226$1,833
Thorsby$2,104$175$2,669$2,044$1,788$2,184$1,834
Tibbie$2,156$180$2,797$2,079$1,808$2,245$1,849
Tidmore Bend$2,325$194$2,864$2,278$1,996$2,425$2,060
Tillmans Corner$2,479$207$3,040$2,434$2,140$2,590$2,193
Toney$2,211$184$2,709$2,175$1,903$2,311$1,957
Town Creek$2,053$171$2,554$2,008$1,757$2,142$1,806
Toxey$2,119$177$2,751$2,043$1,780$2,204$1,819
Trafford$2,366$197$2,944$2,309$2,021$2,473$2,084
Trinity$2,099$175$2,581$2,057$1,802$2,199$1,854
Troy$2,098$175$2,648$2,038$1,789$2,181$1,832
Trussville$2,430$203$2,978$2,386$2,087$2,539$2,160
Tuscaloosa$2,294$191$2,804$2,258$1,978$2,399$2,032
Tuscumbia$2,066$172$2,559$2,024$1,769$2,153$1,824
Tuskegee$2,207$184$2,792$2,143$1,877$2,295$1,925
Tuskegee Institute$2,222$185$2,814$2,157$1,891$2,312$1,937
Tyler$2,242$187$2,898$2,154$1,891$2,331$1,934
Underwood-Petersville$2,011$168$2,469$1,974$1,734$2,096$1,780
Union Springs$2,227$186$2,852$2,151$1,890$2,316$1,927
Uniontown$2,257$188$2,913$2,178$1,908$2,345$1,940
Valhermoso Springs$2,099$175$2,591$2,059$1,801$2,193$1,851
Valley$2,119$177$2,674$2,061$1,804$2,203$1,851
Valley Grande$2,278$190$2,914$2,204$1,931$2,367$1,976
Valley Head$1,998$166$2,510$1,946$1,701$2,081$1,751
Vance$2,323$194$2,863$2,279$1,991$2,427$2,055
Vandiver$2,272$189$2,785$2,233$1,956$2,374$2,013
Vernon$1,990$166$2,556$1,928$1,683$2,067$1,717
Vestavia Hills$2,402$200$2,900$2,373$2,077$2,515$2,143
Vina$2,037$170$2,587$1,979$1,730$2,122$1,768
Vincent$2,289$191$2,818$2,244$1,966$2,394$2,022
Vinegar Bend$2,158$180$2,812$2,077$1,808$2,245$1,847
Walnut Grove$2,098$175$2,604$2,056$1,794$2,191$1,847
Warrior$2,275$190$2,829$2,224$1,943$2,371$2,006
Waverly$2,094$175$2,637$2,040$1,781$2,180$1,834
Weaver$2,145$179$2,637$2,108$1,844$2,236$1,900
Webb$2,083$174$2,540$2,040$1,801$2,182$1,853
Wellington$2,129$177$2,621$2,089$1,830$2,222$1,885
Weogufka$2,086$174$2,624$2,034$1,774$2,170$1,827
West End-Cobb Town$2,160$180$2,649$2,120$1,855$2,259$1,916
Wetumpka$2,222$185$2,739$2,174$1,913$2,321$1,965
Whatley$2,147$179$2,796$2,066$1,799$2,236$1,836
White Plains$2,073$173$2,589$2,028$1,769$2,159$1,821
Wilmer$2,489$207$3,084$2,434$2,138$2,598$2,191
Winfield$1,991$166$2,553$1,927$1,684$2,071$1,720
Woodstock$2,201$183$2,796$2,141$1,866$2,284$1,919
Woodville$2,111$176$2,646$2,054$1,798$2,201$1,854
York$2,152$179$2,758$2,085$1,820$2,236$1,862

Alabama Car Insurance Rates by City for Newer Vehicles

This table uses the same cities with newer vehicles.

AL CityAnnual PremiumAvg. Monthly CostsLuxuryEV / ElectricSUVTruckCar /Sedan
Abbeville$2,097$175$2,715$1,928$1,700$2,251$1,889
Adamsville$2,631$219$3,365$2,446$2,139$2,826$2,378
Adger$2,478$207$3,177$2,294$2,012$2,667$2,242
Akron$2,350$196$3,104$2,147$1,878$2,518$2,105
Alabaster$2,429$202$3,077$2,269$1,984$2,615$2,200
Albertville$2,293$191$2,933$2,126$1,865$2,465$2,077
Alexander City$2,154$179$2,805$1,977$1,738$2,309$1,940
Alexandria$2,285$190$2,924$2,119$1,856$2,454$2,069
Alpine$2,314$193$3,006$2,131$1,866$2,485$2,083
Andalusia$2,088$174$2,774$1,897$1,665$2,239$1,866
Anniston$2,261$188$2,897$2,098$1,836$2,428$2,044
Arab$2,244$187$2,878$2,077$1,820$2,413$2,030
Ardmore$2,243$187$2,878$2,080$1,819$2,411$2,027
Argo$2,313$193$2,972$2,142$1,875$2,488$2,090
Ariton$2,046$171$2,653$1,881$1,657$2,196$1,843
Arley$2,351$196$3,113$2,143$1,872$2,523$2,105
Arlington$2,385$199$3,211$2,156$1,883$2,557$2,120
Ashford$2,140$178$2,727$1,986$1,749$2,302$1,934
Ashland$2,105$175$2,782$1,919$1,684$2,251$1,891
Ashville$2,292$191$2,962$2,115$1,854$2,462$2,069
Athens$2,217$185$2,827$2,060$1,807$2,380$2,011
Atmore$2,214$185$2,946$2,010$1,762$2,377$1,977
Attalla$2,395$200$3,069$2,224$1,947$2,569$2,166
Auburn$2,196$183$2,813$2,036$1,790$2,359$1,983
Auburn University$2,184$182$2,801$2,024$1,778$2,346$1,971
Axis$2,405$200$3,086$2,231$1,952$2,587$2,167
Babbie$2,055$171$2,732$1,867$1,641$2,202$1,836
Baileyton$2,206$184$2,840$2,039$1,786$2,369$1,994
Ballplay$2,370$198$3,060$2,190$1,921$2,537$2,143
Banks$2,287$191$3,013$2,093$1,835$2,449$2,045
Bankston$2,214$185$2,930$2,014$1,764$2,377$1,985
Bay Minette$2,115$176$2,712$1,958$1,721$2,274$1,908
Bayou La Batre$2,536$211$3,264$2,357$2,054$2,726$2,282
Beaverton$2,097$175$2,773$1,910$1,676$2,245$1,879
Bellamy$2,313$193$3,057$2,107$1,849$2,480$2,073
Belle Fontaine$2,564$214$3,287$2,389$2,081$2,754$2,308
Berry$2,291$191$3,037$2,084$1,819$2,463$2,051
Bessemer$2,577$215$3,286$2,398$2,099$2,769$2,333
Birmingham$2,704$225$3,447$2,522$2,201$2,904$2,447
Black$2,031$169$2,614$1,870$1,653$2,184$1,834
Blue Ridge$2,359$197$3,006$2,192$1,928$2,535$2,132
Boaz$2,332$194$3,000$2,159$1,889$2,504$2,105
Boligee$2,359$197$3,132$2,143$1,879$2,532$2,108
Brent$2,239$187$2,939$2,057$1,795$2,396$2,008
Brewton$2,218$185$2,959$2,009$1,758$2,383$1,978
Bridgeport$2,188$182$2,868$1,999$1,754$2,348$1,968
Brighton$2,744$229$3,525$2,553$2,226$2,943$2,475
Brilliant$2,144$179$2,841$1,949$1,710$2,298$1,922
Brook Highland$2,533$211$3,183$2,375$2,079$2,725$2,302
Brookside$2,639$220$3,379$2,457$2,145$2,831$2,384
Brookwood$2,448$204$3,125$2,276$1,993$2,630$2,216
Brownsboro$2,416$201$3,054$2,259$1,975$2,605$2,190
Brundidge$2,125$177$2,770$1,955$1,714$2,281$1,907
Bryant$2,197$183$2,886$2,006$1,759$2,358$1,974
Buhl$2,356$196$2,998$2,192$1,926$2,532$2,133
Calera$2,377$198$3,044$2,205$1,929$2,559$2,147
Calvert$2,335$195$3,115$2,116$1,853$2,507$2,085
Camden$2,353$196$3,171$2,123$1,856$2,525$2,090
Camp Hill$2,188$182$2,859$2,006$1,763$2,347$1,966
Carbon Hill$2,309$192$3,029$2,112$1,846$2,481$2,075
Carlisle-Rockledge$2,351$196$3,017$2,183$1,909$2,522$2,125
Carrollton$2,259$188$3,002$2,059$1,798$2,419$2,018
Cedar Bluff$2,174$181$2,834$1,998$1,751$2,330$1,957
Center Point$2,815$235$3,593$2,624$2,288$3,021$2,547
Centre$2,198$183$2,866$2,022$1,769$2,357$1,976
Centreville$2,229$186$2,906$2,051$1,794$2,387$2,007
Chancellor$2,082$174$2,670$1,927$1,697$2,238$1,881
Chatom$2,316$193$3,114$2,090$1,829$2,488$2,061
Chelsea$2,616$218$3,299$2,445$2,147$2,815$2,373
Cherokee$2,133$178$2,775$1,966$1,718$2,286$1,921
Chickasaw$2,506$209$3,227$2,327$2,030$2,690$2,254
Childersburg$2,338$195$3,019$2,156$1,894$2,511$2,110
Choccolocco$2,255$188$2,904$2,090$1,825$2,421$2,035
Chunchula$2,580$215$3,322$2,396$2,090$2,771$2,322
Citronelle$2,532$211$3,294$2,326$2,040$2,726$2,273
Clanton$2,225$185$2,900$2,045$1,790$2,389$2,000
Coaling$2,453$204$3,134$2,282$1,995$2,634$2,218
Coats Bend$2,411$201$3,087$2,240$1,961$2,586$2,181
Coden$2,538$211$3,262$2,359$2,056$2,727$2,284
Coffee Springs$2,065$172$2,659$1,906$1,679$2,217$1,862
Columbia$2,135$178$2,733$1,975$1,742$2,296$1,930
Columbiana$2,413$201$3,069$2,247$1,966$2,598$2,184
Coosada$2,395$200$3,049$2,231$1,957$2,574$2,163
Cordova$2,481$207$3,237$2,282$1,991$2,662$2,231
Cottondale$2,460$205$3,145$2,287$2,000$2,642$2,224
Courtland$2,199$183$2,846$2,027$1,776$2,359$1,987
Cowarts$2,169$181$2,766$2,015$1,771$2,334$1,960
Coy$2,350$196$3,172$2,119$1,852$2,522$2,087
Cragford$2,123$177$2,805$1,934$1,699$2,270$1,907
Cropwell$2,287$191$2,939$2,118$1,855$2,457$2,064
Crossville$2,251$188$2,925$2,069$1,812$2,420$2,028
Cuba$2,321$193$3,084$2,108$1,848$2,492$2,075
Cullman$2,323$194$2,991$2,152$1,883$2,492$2,099
Cusseta$2,210$184$2,871$2,037$1,786$2,367$1,990
Dadeville$2,140$178$2,797$1,960$1,726$2,293$1,924
Daleville$2,039$170$2,616$1,887$1,661$2,191$1,840
Daphne$2,279$190$2,897$2,127$1,861$2,453$2,057
Dauphin Island$2,427$202$3,104$2,259$1,971$2,615$2,186
Daviston$2,158$180$2,846$1,967$1,730$2,309$1,939
Dawson$2,191$183$2,864$2,011$1,759$2,354$1,970
Deatsville$2,381$198$3,024$2,221$1,949$2,561$2,151
Decatur$2,193$183$2,806$2,032$1,783$2,359$1,985
Deer Park$2,345$195$3,142$2,119$1,854$2,519$2,091
Demopolis$2,323$194$3,090$2,111$1,847$2,493$2,075
Detroit$2,116$176$2,803$1,926$1,689$2,266$1,896
Dickinson$2,312$193$3,105$2,091$1,826$2,483$2,055
Dixons Mills$2,365$197$3,175$2,139$1,871$2,537$2,106
Docena$2,635$220$3,347$2,461$2,152$2,826$2,386
Dolomite$2,665$222$3,418$2,477$2,166$2,857$2,408
Dora$2,497$208$3,229$2,310$2,018$2,678$2,253
Dothan$2,166$181$2,744$2,018$1,776$2,332$1,961
Dozier$2,042$170$2,683$1,859$1,643$2,196$1,832
Duncanville$2,423$202$3,097$2,248$1,972$2,603$2,194
Dunnavant$2,478$206$3,147$2,314$2,023$2,662$2,243
Dutton$2,201$183$2,872$2,018$1,773$2,361$1,981
East Brewton$2,228$186$2,969$2,019$1,768$2,395$1,989
Eastaboga$2,306$192$2,969$2,138$1,864$2,476$2,082
Edgewater$2,706$226$3,476$2,515$2,195$2,903$2,443
Edwardsville$2,171$181$2,846$1,992$1,743$2,321$1,951
Elba$2,103$175$2,735$1,927$1,700$2,261$1,892
Eldridge$2,345$195$3,084$2,141$1,880$2,514$2,108
Elkmont$2,231$186$2,857$2,070$1,812$2,396$2,019
Elmore$2,389$199$3,032$2,226$1,957$2,569$2,162
Emelle$2,327$194$3,103$2,108$1,846$2,499$2,076
Emerald Mountain$2,376$198$3,031$2,207$1,941$2,555$2,148
Enterprise$2,067$172$2,639$1,918$1,687$2,222$1,867
Equality$2,213$184$2,870$2,035$1,793$2,372$1,995
Eufaula$2,244$187$2,937$2,055$1,810$2,402$2,014
Eutaw$2,318$193$3,064$2,115$1,852$2,481$2,075
Evergreen$2,187$182$2,916$1,981$1,743$2,342$1,955
Fackler$2,216$185$2,895$2,029$1,780$2,380$1,996
Fairfield$2,774$231$3,567$2,575$2,248$2,976$2,505
Fairhope$2,262$188$2,866$2,112$1,853$2,433$2,046
Fairview$2,205$184$2,841$2,038$1,784$2,369$1,994
Falkville$2,139$178$2,748$1,981$1,735$2,297$1,933
Fayette$2,222$185$2,939$2,020$1,771$2,384$1,993
Five Points$2,201$183$2,895$2,012$1,767$2,356$1,976
Flat Rock$2,183$182$2,867$1,996$1,749$2,344$1,961
Florala$2,054$171$2,700$1,871$1,650$2,209$1,840
Florence$2,153$179$2,735$2,006$1,761$2,310$1,955
Foley$2,231$186$2,835$2,081$1,825$2,398$2,015
Forestdale$2,719$227$3,486$2,528$2,207$2,919$2,456
Forkland$2,357$196$3,099$2,162$1,890$2,524$2,113
Fort Deposit$2,243$187$2,982$2,037$1,785$2,405$2,004
Fort Mitchell$2,492$208$3,209$2,307$2,024$2,681$2,241
Fort Payne$2,101$175$2,730$1,932$1,696$2,252$1,893
Fort Rucker$2,013$168$2,581$1,864$1,640$2,166$1,816
Franklin$2,302$192$3,105$2,074$1,815$2,472$2,046
Fulton$2,292$191$3,075$2,073$1,812$2,461$2,039
Fultondale$2,602$217$3,328$2,422$2,114$2,793$2,355
Gadsden$2,421$202$3,086$2,251$1,975$2,597$2,193
Gallion$2,358$197$3,127$2,155$1,880$2,521$2,109
Gardendale$2,533$211$3,233$2,358$2,062$2,718$2,292
Gaylesville$2,122$177$2,769$1,947$1,710$2,275$1,910
Geneva$2,023$169$2,605$1,865$1,646$2,173$1,826
Georgiana$2,151$179$2,869$1,946$1,712$2,304$1,922
Geraldine$2,225$185$2,903$2,042$1,786$2,391$2,001
Gilbertown$2,277$190$3,060$2,057$1,798$2,446$2,025
Glencoe$2,406$200$3,066$2,234$1,963$2,584$2,182
Good Hope$2,293$191$2,955$2,123$1,859$2,458$2,071
Goodwater$2,192$183$2,862$2,011$1,765$2,349$1,972
Gordonville$2,375$198$3,126$2,163$1,904$2,553$2,130
Goshen$2,164$180$2,826$1,980$1,744$2,323$1,947
Grady$2,338$195$3,020$2,148$1,898$2,518$2,108
Grand Bay$2,539$212$3,253$2,365$2,063$2,727$2,288
Grayson Valley$2,686$224$3,430$2,508$2,183$2,883$2,426
Graysville$2,602$217$3,326$2,422$2,118$2,791$2,354
Greensboro$2,342$195$3,107$2,138$1,865$2,509$2,092
Greenville$2,157$180$2,877$1,954$1,716$2,311$1,927
Grimes$2,133$178$2,738$1,973$1,735$2,292$1,926
Groveoak$2,178$182$2,836$2,004$1,754$2,337$1,961
Guin$2,122$177$2,807$1,931$1,695$2,274$1,903
Gulf Shores$2,264$189$2,870$2,112$1,855$2,435$2,046
Guntersville$2,303$192$2,950$2,132$1,869$2,478$2,085
Gurley$2,379$198$3,041$2,206$1,931$2,560$2,155
Hackleburg$2,155$180$2,856$1,958$1,718$2,309$1,931
Hackneyville$2,151$179$2,805$1,973$1,735$2,306$1,937
Haleyville$2,154$179$2,848$1,962$1,718$2,308$1,932
Hamilton$2,127$177$2,816$1,936$1,699$2,279$1,906
Hammondville$2,143$179$2,794$1,966$1,726$2,300$1,930
Hanceville$2,331$194$3,021$2,151$1,881$2,501$2,104
Harpersville$2,425$202$3,118$2,244$1,967$2,603$2,193
Hartford$2,044$170$2,617$1,889$1,667$2,196$1,848
Hartselle$2,146$179$2,746$1,989$1,745$2,306$1,943
Harvest$2,371$198$2,978$2,221$1,951$2,553$2,154
Hatchechubbee$2,399$200$3,096$2,207$1,952$2,577$2,164
Hayneville$2,367$197$3,109$2,159$1,900$2,544$2,124
Hazel Green$2,282$190$2,914$2,122$1,856$2,455$2,065
Headland$2,137$178$2,743$1,977$1,740$2,296$1,930
Heflin$2,210$184$2,888$2,033$1,776$2,365$1,987
Helena$2,495$208$3,146$2,335$2,046$2,681$2,266
Henagar$2,125$177$2,775$1,949$1,711$2,279$1,911
Highland Home$2,183$182$2,857$1,989$1,759$2,347$1,962
Highland Lake$2,377$198$3,084$2,188$1,919$2,549$2,142
Highland Lakes$2,584$215$3,235$2,427$2,128$2,780$2,351
Hodges$2,144$179$2,821$1,961$1,717$2,300$1,924
Hokes Bluff$2,397$200$3,051$2,228$1,958$2,572$2,174
Holly Pond$2,285$190$2,963$2,108$1,841$2,450$2,061
Hollytree$2,259$188$2,918$2,077$1,828$2,428$2,043
Hollywood$2,188$182$2,851$2,007$1,762$2,348$1,973
Holt$2,461$205$3,119$2,298$2,014$2,648$2,228
Holtville$2,373$198$3,026$2,206$1,938$2,551$2,143
Homewood$2,519$210$3,172$2,362$2,065$2,710$2,287
Honoraville$2,166$180$2,850$1,972$1,736$2,328$1,941
Hoover$2,539$212$3,191$2,381$2,083$2,732$2,307
Horton$2,247$187$2,894$2,074$1,818$2,416$2,033
Houston$2,197$183$2,898$2,003$1,753$2,356$1,976
Hueytown$2,514$209$3,193$2,343$2,055$2,703$2,275
Huguley$2,224$185$2,905$2,044$1,792$2,382$1,999
Huntsville$2,334$195$2,938$2,184$1,916$2,514$2,119
Indian Springs Village$2,564$214$3,225$2,403$2,103$2,759$2,331
Irondale$2,630$219$3,337$2,459$2,147$2,825$2,382
Irvington$2,526$210$3,238$2,352$2,051$2,712$2,276
Ivalee$2,384$199$3,059$2,213$1,936$2,558$2,156
Jack$2,040$170$2,639$1,878$1,656$2,189$1,837
Jackson$2,374$198$3,172$2,148$1,880$2,551$2,119
Jacksons Gap$2,155$180$2,810$1,977$1,741$2,310$1,938
Jacksonville$2,214$185$2,845$2,053$1,796$2,376$2,001
Jasper$2,463$205$3,218$2,262$1,975$2,645$2,213
Jemison$2,273$189$2,980$2,089$1,820$2,435$2,039
Jones$2,400$200$3,136$2,198$1,932$2,584$2,151
Joppa$2,235$186$2,877$2,066$1,810$2,402$2,021
Kansas$2,309$192$3,031$2,112$1,846$2,481$2,076
Kellyton$2,197$183$2,853$2,020$1,777$2,356$1,978
Kennedy$2,185$182$2,900$1,984$1,738$2,342$1,958
Kimberly$2,410$201$3,105$2,232$1,952$2,587$2,175
Kinsey$2,171$181$2,750$2,022$1,780$2,337$1,964
Kinston$2,068$172$2,693$1,896$1,670$2,224$1,858
La Fayette$2,210$184$2,903$2,021$1,773$2,366$1,987
Lanett$2,227$186$2,909$2,046$1,794$2,384$2,001
Lapine$2,311$193$3,027$2,112$1,863$2,482$2,074
Leeds$2,508$209$3,184$2,342$2,048$2,694$2,274
Leroy$2,324$194$3,107$2,104$1,841$2,497$2,072
Lester$2,181$182$2,810$2,014$1,766$2,339$1,974
Letohatchee$2,267$189$2,969$2,068$1,825$2,436$2,035
Level Plains$2,045$170$2,629$1,891$1,664$2,198$1,845
Lexington$2,134$178$2,743$1,975$1,732$2,288$1,932
Lillian$2,209$184$2,810$2,056$1,808$2,374$1,997
Lincoln$2,236$186$2,884$2,067$1,811$2,400$2,017
Linden$2,370$197$3,173$2,145$1,877$2,540$2,113
Lineville$2,100$175$2,772$1,916$1,681$2,244$1,886
Lipscomb$2,781$232$3,577$2,584$2,252$2,983$2,509
Littleville$2,161$180$2,794$1,996$1,748$2,319$1,948
Livingston$2,331$194$3,089$2,120$1,859$2,502$2,085
Lookout Mountain$2,384$199$3,055$2,214$1,938$2,558$2,157
Loxley$2,228$186$2,845$2,074$1,816$2,396$2,009
Luverne$2,181$182$2,861$1,985$1,754$2,345$1,960
Lynn$2,195$183$2,919$1,994$1,741$2,354$1,965
Madison$2,283$190$2,871$2,137$1,875$2,457$2,074
Magnolia Springs$2,255$188$2,870$2,100$1,842$2,425$2,036
Malvern$2,129$177$2,712$1,980$1,740$2,291$1,924
Marbury$2,348$196$3,016$2,175$1,910$2,523$2,117
Margaret$2,315$193$2,978$2,143$1,874$2,490$2,091
Marion$2,336$195$3,106$2,131$1,859$2,500$2,085
Marion Junction$2,457$205$3,254$2,237$1,961$2,634$2,198
Mathews$2,377$198$3,085$2,193$1,921$2,551$2,136
Maylene$2,403$200$3,070$2,236$1,954$2,586$2,172
McCalla$2,489$207$3,178$2,308$2,028$2,673$2,256
McDonald Chapel$2,698$225$3,470$2,506$2,186$2,895$2,435
Meadowbrook$2,566$214$3,221$2,406$2,107$2,761$2,333
Mentone$2,134$178$2,781$1,957$1,719$2,289$1,921
Meridianville$2,365$197$2,990$2,211$1,935$2,549$2,142
Midfield$2,767$231$3,564$2,567$2,240$2,969$2,498
Midland City$2,116$176$2,713$1,959$1,723$2,274$1,910
Millbrook$2,359$197$3,005$2,197$1,926$2,537$2,131
Minor$2,722$227$3,493$2,530$2,209$2,920$2,458
Minter$2,352$196$3,151$2,132$1,865$2,519$2,095
Mobile$2,608$217$3,326$2,435$2,124$2,804$2,353
Monroeville$2,278$190$3,042$2,065$1,808$2,445$2,032
Montevallo$2,348$196$3,005$2,180$1,907$2,526$2,122
Montgomery$2,505$209$3,187$2,336$2,048$2,693$2,261
Moody$2,328$194$2,975$2,164$1,892$2,501$2,106
Moores Mill$2,319$193$2,924$2,167$1,901$2,497$2,105
Morris$2,464$205$3,170$2,289$1,995$2,644$2,221
Moulton$2,216$185$2,865$2,041$1,791$2,380$2,001
Moundville$2,402$200$3,090$2,219$1,952$2,578$2,173
Mount Olive$2,527$211$3,233$2,349$2,054$2,714$2,284
Mountain Brook$2,564$214$3,225$2,404$2,102$2,760$2,327
Mulga$2,641$220$3,395$2,452$2,142$2,830$2,384
Muscle Shoals$2,152$179$2,759$2,000$1,749$2,308$1,945
Napier Field$2,130$177$2,727$1,974$1,734$2,290$1,923
Needham$2,290$191$3,065$2,072$1,814$2,458$2,042
New Brockton$2,115$176$2,711$1,958$1,723$2,272$1,910
New Hope$2,316$193$2,959$2,149$1,882$2,493$2,096
New Site$2,159$180$2,841$1,971$1,733$2,310$1,941
Newton$2,068$172$2,645$1,916$1,688$2,224$1,870
Newville$2,120$177$2,723$1,957$1,726$2,276$1,916
Northport$2,399$200$3,058$2,233$1,954$2,582$2,169
Notasulga$2,309$192$2,975$2,128$1,878$2,476$2,087
Odenville$2,300$192$2,954$2,130$1,864$2,473$2,078
Ohatchee$2,297$191$2,964$2,125$1,859$2,465$2,072
Oneonta$2,403$200$3,122$2,211$1,938$2,579$2,167
Opelika$2,236$186$2,875$2,070$1,817$2,403$2,015
Opp$2,016$168$2,643$1,837$1,623$2,167$1,808
Orange Beach$2,256$188$2,857$2,107$1,851$2,427$2,039
Our Town$2,138$178$2,786$1,961$1,726$2,291$1,925
Owens Cross Roads$2,369$197$3,011$2,207$1,928$2,551$2,146
Oxford$2,298$192$2,947$2,133$1,865$2,469$2,077
Ozark$2,034$169$2,619$1,877$1,652$2,184$1,835
Parrish$2,517$210$3,289$2,312$2,018$2,701$2,263
Pelham$2,529$211$3,189$2,367$2,074$2,721$2,295
Pell City$2,300$192$2,942$2,136$1,872$2,472$2,081
Pennington$2,305$192$3,076$2,090$1,829$2,474$2,057
Perdido$2,128$177$2,765$1,950$1,719$2,296$1,908
Perdido Beach$2,204$184$2,795$2,057$1,806$2,370$1,991
Phenix City$2,469$206$3,154$2,295$2,014$2,658$2,224
Phil Campbell$2,131$178$2,807$1,947$1,705$2,285$1,913
Piedmont$2,209$184$2,882$2,035$1,777$2,365$1,989
Pike Road$2,545$212$3,217$2,376$2,092$2,737$2,303
Pinckard$2,124$177$2,728$1,965$1,727$2,284$1,916
Pine Level$2,393$199$3,044$2,229$1,956$2,574$2,162
Pinson$2,622$218$3,352$2,444$2,131$2,812$2,370
Pisgah$2,215$185$2,894$2,029$1,781$2,376$1,993
Pittsview$2,491$208$3,206$2,300$2,028$2,677$2,243
Plantersville$2,395$200$3,181$2,178$1,906$2,572$2,137
Pleasant Grove$2,648$221$3,379$2,460$2,157$2,848$2,397
Point Clear$2,278$190$2,886$2,127$1,867$2,450$2,061
Powell$2,136$178$2,787$1,961$1,719$2,292$1,920
Prattville$2,375$198$3,029$2,210$1,937$2,555$2,144
Priceville$2,170$181$2,780$2,010$1,763$2,335$1,963
Prichard$2,555$213$3,283$2,374$2,071$2,743$2,302
Quinton$2,522$210$3,264$2,329$2,036$2,703$2,277
Rainbow City$2,426$202$3,095$2,255$1,977$2,602$2,198
Rainsville$2,123$177$2,768$1,951$1,710$2,277$1,908
Randolph$2,271$189$2,978$2,082$1,818$2,434$2,041
Red Bay$2,182$182$2,874$1,995$1,743$2,342$1,958
Red Level$2,093$174$2,789$1,898$1,667$2,244$1,870
Redland$2,384$199$3,038$2,215$1,949$2,563$2,156
Reeltown$2,270$189$2,947$2,090$1,835$2,435$2,043
Rehobeth$2,143$179$2,711$1,997$1,759$2,308$1,940
Remlap$2,483$207$3,200$2,295$2,012$2,664$2,246
Riverside$2,307$192$2,979$2,136$1,865$2,476$2,080
Roanoke$2,194$183$2,901$2,001$1,754$2,349$1,966
Robertsdale$2,186$182$2,787$2,033$1,785$2,350$1,974
Rock Mills$2,195$183$2,897$2,003$1,757$2,349$1,967
Rockford$2,185$182$2,861$1,999$1,755$2,343$1,965
Rogersville$2,182$182$2,795$2,025$1,775$2,341$1,977
Russellville$2,182$182$2,853$2,003$1,751$2,340$1,964
Saint Stephens$2,335$195$3,127$2,112$1,848$2,509$2,081
Saks$2,272$189$2,898$2,112$1,850$2,441$2,057
Salem$2,401$200$3,095$2,224$1,948$2,582$2,158
Samson$2,054$171$2,654$1,886$1,666$2,213$1,849
Saraland$2,497$208$3,219$2,318$2,022$2,679$2,246
Sardis City$2,360$197$3,038$2,186$1,911$2,534$2,130
Satsuma$2,403$200$3,067$2,234$1,957$2,585$2,170
Scottsboro$2,214$185$2,872$2,034$1,788$2,378$2,001
Seale$2,527$211$3,239$2,338$2,060$2,719$2,278
Selma$2,449$204$3,232$2,235$1,959$2,625$2,193
Selmont-West Selmont$2,459$205$3,248$2,243$1,965$2,636$2,202
Sheffield$2,162$180$2,775$2,007$1,755$2,319$1,954
Shelby$2,316$193$2,965$2,144$1,884$2,490$2,096
Shoal Creek$2,561$213$3,212$2,404$2,106$2,756$2,329
Shorter$2,375$198$3,062$2,193$1,930$2,547$2,142
Silverhill$2,247$187$2,856$2,095$1,837$2,416$2,030
Skipperville$2,073$173$2,685$1,906$1,679$2,226$1,868
Slocomb$2,105$175$2,690$1,954$1,716$2,264$1,900
Smiths Station$2,398$200$3,066$2,228$1,954$2,581$2,159
Smoke Rise$2,416$201$3,131$2,230$1,951$2,588$2,179
Southside$2,401$200$3,063$2,233$1,957$2,578$2,174
Spanish Fort$2,207$184$2,820$2,051$1,798$2,375$1,991
Spruce Pine$2,180$182$2,866$1,996$1,744$2,339$1,955
Steele$2,265$189$2,914$2,091$1,835$2,435$2,050
Sterrett$2,410$201$3,072$2,246$1,961$2,596$2,178
Stevenson$2,213$184$2,892$2,025$1,778$2,375$1,993
Stewartville$2,277$190$2,955$2,096$1,839$2,443$2,053
Sulligent$2,101$175$2,783$1,912$1,677$2,250$1,882
Sumiton$2,456$205$3,188$2,267$1,980$2,632$2,215
Susan Moore$2,262$188$2,925$2,084$1,823$2,432$2,045
Sycamore$2,284$190$2,977$2,102$1,837$2,447$2,056
Sylacauga$2,252$188$2,923$2,075$1,819$2,418$2,029
Sylvania$2,131$178$2,778$1,957$1,717$2,286$1,916
Talladega$2,232$186$2,896$2,056$1,801$2,394$2,013
Tallassee$2,306$192$2,987$2,125$1,866$2,474$2,077
Tarrant$2,814$235$3,600$2,618$2,286$3,020$2,547
Taylor$2,133$178$2,700$1,988$1,750$2,297$1,931
Theodore$2,615$218$3,346$2,438$2,126$2,810$2,357
Thomasville$2,311$193$3,104$2,090$1,825$2,480$2,056
Thorsby$2,241$187$2,932$2,058$1,800$2,401$2,013
Tibbie$2,328$194$3,116$2,105$1,843$2,500$2,074
Tidmore Bend$2,457$205$3,138$2,284$2,002$2,635$2,225
Tillmans Corner$2,605$217$3,325$2,432$2,119$2,800$2,349
Toney$2,343$195$2,989$2,181$1,906$2,521$2,120
Town Creek$2,190$183$2,828$2,020$1,772$2,349$1,982
Toxey$2,289$191$3,066$2,070$1,811$2,457$2,041
Trafford$2,513$209$3,247$2,320$2,030$2,698$2,269
Trinity$2,229$186$2,853$2,064$1,812$2,399$2,017
Troy$2,223$185$2,904$2,043$1,792$2,383$1,994
Trussville$2,564$214$3,258$2,392$2,093$2,752$2,324
Tuscaloosa$2,417$201$3,076$2,254$1,971$2,600$2,184
Tuscumbia$2,192$183$2,810$2,035$1,781$2,351$1,982
Tuskegee$2,343$195$3,058$2,153$1,887$2,512$2,103
Tuskegee Institute$2,359$197$3,081$2,167$1,899$2,530$2,117
Tyler$2,405$200$3,207$2,183$1,909$2,577$2,149
Underwood-Petersville$2,126$177$2,711$1,976$1,734$2,281$1,928
Union Springs$2,373$198$3,137$2,166$1,898$2,542$2,122
Uniontown$2,419$202$3,233$2,198$1,918$2,595$2,153
Valhermoso Springs$2,232$186$2,861$2,069$1,811$2,398$2,019
Valley$2,246$187$2,925$2,071$1,812$2,406$2,018
Valley Grande$2,437$203$3,223$2,222$1,946$2,612$2,181
Valley Head$2,131$178$2,776$1,956$1,718$2,286$1,919
Vance$2,467$206$3,160$2,287$2,005$2,648$2,233
Vandiver$2,407$201$3,070$2,236$1,960$2,587$2,180
Vernon$2,143$179$2,848$1,947$1,706$2,297$1,918
Vestavia Hills$2,522$210$3,165$2,368$2,072$2,713$2,291
Vina$2,184$182$2,871$1,999$1,746$2,343$1,959
Vincent$2,429$202$3,115$2,250$1,972$2,611$2,196
Vinegar Bend$2,336$195$3,138$2,107$1,844$2,509$2,081
Walnut Grove$2,240$187$2,885$2,069$1,811$2,407$2,025
Warrior$2,409$201$3,106$2,230$1,950$2,582$2,174
Waverly$2,226$186$2,889$2,051$1,798$2,387$2,005
Weaver$2,269$189$2,902$2,108$1,846$2,436$2,053
Webb$2,189$182$2,777$2,036$1,794$2,355$1,981
Wellington$2,254$188$2,887$2,091$1,833$2,420$2,040
Weogufka$2,226$186$2,901$2,043$1,795$2,387$2,006
West End-Cobb Town$2,289$191$2,922$2,127$1,861$2,460$2,072
Wetumpka$2,338$195$2,991$2,168$1,906$2,512$2,111
Whatley$2,319$193$3,119$2,095$1,830$2,491$2,063
White Plains$2,204$184$2,854$2,039$1,777$2,367$1,986
Wilmer$2,626$219$3,378$2,439$2,127$2,822$2,366
Winfield$2,145$179$2,844$1,949$1,709$2,299$1,923
Woodstock$2,354$196$3,082$2,165$1,884$2,524$2,117
Woodville$2,260$188$2,935$2,073$1,823$2,425$2,042
York$2,312$193$3,064$2,102$1,843$2,481$2,068

Alabama Car Insurance FAQ

What’s the average cost of car insurance in Alabama per month?

The average cost of car insurance in Alabama is about $171 a month ($2,047 a year) for full coverage and $53 a month ($640 a year) for liability-only coverage at the 25/50/25 state minimum. That’s for a 40-year-old driver with a clean record, based on the rates insurers had filed with state regulators as of Aug. 31, 2026.

Who has the cheapest car insurance in Alabama?

Travelers has the lowest full-coverage average in our statewide Alabama table, at about $122 a month, followed by GEICO at $139. For liability-only coverage, averages run from about $36 to $88 a month. Four of the six recent statewide Alabama rate studies we reviewed, all four published in 2026, rank Travelers cheapest for full coverage, apart from USAA. Rates vary by driver, so compare quotes for your own car and ZIP code.

Where is car insurance most expensive in Alabama?

In our data, Dallas County, home to Selma, costs the most, at about $190 a month for full coverage, followed by Perry County ($189). Birmingham averages about $185 a month. Dale and Houston counties are the least expensive we price, at about $152.

Is car insurance going up in Alabama?

Yes, for our benchmark driver. Comparing the same insurers and ZIP codes, Alabama full coverage rose 10.7% between November 2025 and August 2026, from about $1,849 to $2,047 a year. Progressive cut its Alabama average 5.5%, while Allstate raised its average 38.1%, GEICO 5.0% and USAA 2.8%. Liability-only coverage at 25/50/25 limits rose 6.3%.

What is the minimum car insurance required in Alabama?

Alabama requires $25,000 per person and $50,000 per crash in bodily injury liability and $25,000 in property damage liability. Uninsured motorist and medical payments coverage are optional.

Is Alabama a no-fault state?

No. Alabama is a tort state: the driver who causes a crash is responsible for the damage, which is what your liability coverage pays for.

Please provide a valid zip code.