You're young. You know that some day you're going to die - but that day is far off in the misty future. While this is hopefully the case, young people can stand to benefit a lot from buying life insurance when they're young. Life insurance is cheap to buy when you're young and healthy. If you wait until you're older, your rates may skyrocket and you will be stuck paying those higher rates for the rest of your life, or the term of the policy. Also, young people in the United States are more likely to die in a car accident, or from a violence-related death than in any other developed country.
So, life insurance - affordable financial security that adults of any age should consider.