For a 40-year-old driver with a clean record, Pompano Beach car insurance averages about $393 a month ($4,719 a year) for full coverage, based on the rates insurers had filed with state regulators as of Aug. 31, 2026. That’s 19% above the Florida average of $331 a month. Travelers has the lowest full-coverage average of the four major insurers we compared (Allstate, GEICO, Progressive and Travelers), at about $256 a month.
Pompano Beach costs about $7 a month more than Fort Lauderdale for our benchmark driver and about $62 a month more than the statewide average on our Florida car insurance rates page.
We price 10 ZIP codes with a Pompano Beach mailing address. Two of them, 33067 and 33076, serve part of Coral Springs on the Census Bureau’s maps, so they’re also in our Coral Springs guide.
Cost data comes from the auto rates insurers file with state regulators, priced across all 10 Pompano Beach ZIP codes in our data, compiled by Quadrant Information Services and updated as new rates are filed.
Rates as of Aug. 31, 2026. Page reviewed Oct. 7, 2026.
Drivers in Pompano Beach pay about $393 a month ($4,719 a year) on average for full coverage and $154 for liability-only coverage at 15/30/10 limits. That is for a 40-year-old driver with a clean record, using the rates insurers had filed with state regulators as of Aug. 31, 2026. The Florida average is $331 a month, so full coverage here runs 19% higher.
Travelers has the lowest full-coverage average among the four insurers in our Pompano Beach rate data. Among the published 2026 statewide Florida rate studies we reviewed, there is no agreement on the cheapest insurer for full coverage. Of the eight that rank insurers, three name State Farm, three name GEICO and two name Travelers. For liability-only coverage at 15/30/10 limits, GEICO has the lowest average among these four insurers, at about $111 a month, with Travelers close behind at $115.
Full-coverage averages by insurer in Pompano Beach
Monthly, for the same driver and car. Insurers marked with an asterisk in the table below aren’t in the chart.
Rates insurers filed with state regulators, compiled by Quadrant Information Services, as of Aug. 31, 2026. Benchmark 40-year-old driver, 100/300/100 with $500 deductibles.
| Insurance Company: | Liability Only 15/30/10 (Yearly): | Liability Only 15/30/10 (Monthly): | Full Coverage (Yearly): | Full Coverage (Monthly): |
|---|---|---|---|---|
| Travelers | $1,377 | $115 | $3,073 | $256 |
| GEICO | $1,326 | $111 | $4,127 | $344 |
| Allstate | $1,957 | $163 | $5,658 | $472 |
| Progressive | $2,709 | $226 | $6,017 | $501 |
| State Farm (Nov. 2025 rates)* | $1,737 | $145 | $3,579 | $298 |
| United Automobile Insurance* | $2,712 | $226 | $3,821 | $318 |
| Nationwide* | $2,184 | $182 | $4,442 | $370 |
| Mercury Insurance* | $1,504 | $125 | $4,929 | $411 |
| Farmers* | $2,018 | $168 | $6,328 | $527 |
| National General* | $2,302 | $192 | $6,661 | $555 |
| Pompano Beach average | $1,842 | $154 | $4,719 | $393 |
This table uses Pompano Beach ZIP codes only. See how we calculated these rates. Your own price depends on your car, driving record and coverage, so compare free car insurance quotes before you buy.
Across the 10 Pompano Beach ZIP codes we price, full coverage for our driver ranges from about $381 a month in 33073 to $412 in 33068, a gap of $381 a year. 33073 and 33062 are the least expensive of the 10, at about $381 and $382 a month, and 33068, on the west side, the most expensive. The two ZIP codes that also serve Coral Springs, 33067 and 33076, average about $389 and $391.
Lowest-priced Pompano Beach ZIP codes
Highest-priced Pompano Beach ZIP codes
Search the table for your ZIP code. The last column shows how far each ZIP code is above or below Pompano Beach’s average.
| ZIP Code: | Liability Only 15/30/10 (Yearly): | Liability Only 15/30/10 (Monthly): | Full Coverage (Yearly): | Full Coverage (Monthly): | Full Coverage vs. City Average: |
|---|---|---|---|---|---|
| 33060 | $1,857 | $155 | $4,751 | $396 | +1% |
| 33062 | $1,743 | $145 | $4,584 | $382 | -3% |
| 33063 | $1,817 | $151 | $4,653 | $388 | -1% |
| 33064 | $1,859 | $155 | $4,774 | $398 | +1% |
| 33066 | $1,846 | $154 | $4,740 | $395 | +1% |
| 33067 | $1,845 | $154 | $4,671 | $389 | -1% |
| 33068 | $1,939 | $162 | $4,947 | $412 | +5% |
| 33069 | $1,874 | $156 | $4,810 | $401 | +2% |
| 33073 | $1,793 | $149 | $4,566 | $381 | -3% |
| 33076 | $1,848 | $154 | $4,693 | $391 | -1% |
Your ZIP code matters
Raising liability limits from 50/100/50 to 100/300/100 adds about $655 a year on average in our Pompano Beach data, with the same $500 deductibles. That’s about $55 a month for double the per-person injury limit, three times the per-crash limit and double the property damage limit, and the full-coverage package also raises uninsured and underinsured motorist coverage to 100/300.
Not for our benchmark driver. Comparing the three insurers that are in both sets of rates, in the same Pompano Beach ZIP codes, their full-coverage average fell from $5,854 a year nine months earlier to $5,267 in rates as of Aug. 31, 2026, a 10.0% drop. Pompano Beach averages dropped 18.1% at Progressive, 4.5% at Allstate and 3.9% at GEICO. Travelers is new in our rates over the past nine months, so it’s left out, which is why these averages differ from the Pompano Beach average above. State Farm’s latest rates are from November 2025, so it’s left out of this comparison. Liability-only coverage at 15/30/10 limits fell 10.2%, led by Progressive, which cut its liability-only average 15.8%.
Broward County averages about $391 a month for full coverage, the third-most expensive of the 66 Florida counties we price, and Pompano Beach is right around that figure. Deerfield Beach, to the north, averages about $394 a month, about the same.
The ZIP code you live in moves the price far less than the insurer you choose: Pompano Beach’s ZIP codes span about $31 a month, while Travelers and GEICO average about $256 and $344 and Progressive $501.
More Florida cities and towns are in the Florida rates by city table, and you can compare states on our car insurance rates by state page.
Boca Raton, about eight miles north, averages $406 a month, Fort Lauderdale, about seven miles south, $386 and Hollywood, farther south, $395.
Drivers in Pompano Beach follow Florida’s rules. Every vehicle registered in Florida must carry at least:
Bodily injury liability isn’t required for most Florida drivers. You need it after certain at-fault injury crashes, at 10/20 with an SR-22 filing for three years, according to the Florida Department of Highway Safety and Motor Vehicles, or after a DUI conviction, at 100/300/50 with an FR-44 filing for at least three years, under Florida Statutes section 324.023. Uninsured motorist coverage comes with any bodily injury liability policy unless you reject it in writing, under section 627.727.
Florida’s no-fault law is still in place. The 2026 bills that would have repealed it, S.B. 522 and H.B. 769, died in committee on March 13, 2026. Our Florida requirements guide covers the no-fault rules and the penalties for letting coverage lapse.
Ready to compare
Insurers must file their rates and rating rules with each state’s insurance regulator. Quadrant Information Services uses those filings to calculate what each insurer would charge a specific driver, and InsuranceQuotes analyzes those prices. This page uses rates in effect on Aug. 31, 2026.
Coverage requirements come from Florida law and the Florida Department of Highway Safety and Motor Vehicles. We refresh these figures when new rate data is released.
Car insurance rates in Pompano Beach average about $393 a month ($4,719 a year) for full coverage and $154 for liability-only coverage at 15/30/10 limits, for a 40-year-old driver with a clean record, based on the rates insurers had filed with state regulators as of Aug. 31, 2026. Full coverage is 19% above the Florida average of $331 a month.
Travelers has the lowest full-coverage average in our Pompano Beach rate data, at about $256 a month, followed by GEICO at $344 among the four major insurers we compared. For liability-only coverage at 15/30/10 limits, GEICO has the lowest average in our Pompano Beach rate data, at about $111 a month. The published 2026 statewide Florida rate studies we reviewed disagree on which insurer is cheapest for full coverage: of the eight that rank insurers, three put State Farm first, three GEICO and two Travelers. Rates vary by driver, so compare quotes for your own car and ZIP code.
Fort Lauderdale, for our benchmark driver. Pompano Beach full coverage averages about $393 a month and Fort Lauderdale about $386, a difference of about $7 a month for the same driver and car.
In our data, 33073 has the lowest full-coverage average in Pompano Beach, at about $381 a month, and 33068 the highest, at about $412. The ZIP code table on this page lists all 10.
In our Pompano Beach data, full coverage (100/300/100 with $500 deductibles) averages about $393 a month and liability-only coverage at 15/30/10 limits about $154, a difference of about $239 a month ($2,877 a year). Liability-only coverage won’t pay to repair or replace your own car after a crash, a theft or a storm. Florida law doesn’t require full coverage, but a lender or leasing company may.
Not for our benchmark driver. Comparing the three insurers in both sets of rates (Travelers is new over the past nine months), their Pompano Beach full-coverage average fell 10.0%, from about $5,854 to $5,267 a year. That’s higher than the Pompano Beach average of $4,719 because it leaves out Travelers. Progressive cut its Pompano Beach average 18.1%, Allstate 4.5% and GEICO 3.9%. Liability-only coverage at 15/30/10 limits fell 10.2%.
For our benchmark driver, full coverage in Pompano Beach averages about $393 a month. Nearby, Fort Lauderdale averages about $386, Boca Raton about $406 and Coral Springs about $398. Fort Lauderdale is cheaper; prices depend mostly on ZIP code, so compare quotes for your own address.
