Home Insurance Claims

If you want to pay less for home insurance, the age and quality of your roof may hold the key to substantial savings.

Roof damage is a common source of home insurance claims. In fact, the nonprofit … more

A power outage -- whether triggered by lightning, a storm rolling or some other cause -- can suddenly make homeowners realize how vital electricity is. The outage can not only leave homeowners in the … more

Dealing with the aftermath of Hurricane Harvey will include contacting your insurance company to begin the process of assessing the damages to your home and automobiles for the purpose of filing a … more

House fires --including electrical fires in older homes -- yield chilling statistics.

An estimated 47,700 home-structure fires in 2011 resulted in 418 deaths, 1,570 injuries and $1.4 billion in … more

Your homeowners or renters insurance policy wasn't meant to cover all possible risks. Your policy lists "exclusions," or things it won't cover. And what you don't know about them can cost you … more

A new study finds that filing a single claim on your home insurance policy could result in a hefty rate increase.

For the second year in a row, insuranceQuotes.com commissioned a … more

If you’ve purchased homeowner’s insurance, do you know what type of policy you have? Contrary to popular belief, not all policies offer the same types of coverage—and, if you haven& … more

Homeowners insurance can make you financially whole after a natural disaster or other loss that occurs on your property. It covers losses to your own home, as well as your liability for any … more

It probably comes as no surprise that filing an auto insurance claim will likely result in a raised annual premium. What may be shocking to some, however, is that filing a claim on your home … more

At its most basic, home insurance shields us from financial distress whenever something goes wrong with (or on) our property. It provides coverage for a whole host of accidents and calamities, … more

Large storms and power outages are scary enough already. Add in the foul smell of rotting food and the danger of eating spoiled refrigerated goods, and you’ve got a nightmare on your hands. … more

A dog bite can certainly take a bite out of your household budget.

In 2011, dog bites represented more than one-third of home insurance liability claims paid in the U.S. The total bill? … more