Home Insurance Claims
Has there been an accident on your property? Do you know if you’ll be covered by your home insurance? We have all the information you’ll need to determine whether or not to file a claim and how much gets covered.
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Flood Insurance Costs and Flood Insurance Quotes
The most common natural disaster in the United States is flooding. From flash floods or hurricanes, homeowners face the threat of their homes and property flooding, whether they … more
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What Is a Public Insurance Adjuster and Why You May Need One After a Storm
Dealing with the aftermath of Hurricane Harvey will include contacting your insurance company to begin the process of assessing the damages to your home and automobiles for the purpose of filing a … more
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Snuffing electrical fires in older homes: Expert Q&A
House fires --including electrical fires in older homes -- yield chilling statistics.
An estimated 47,700 home-structure fires in 2011 resulted in 418 deaths, 1,570 injuries and $1.4 billion in … more
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6 Surprising Home Insurance Exclusions
Your homeowners or renters insurance policy wasn't meant to cover all possible risks. Your policy lists "exclusions," or things it won't cover. And what you don't know about them can cost you … more
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One home insurance claim can cause your premium to jump by 32%
A new study finds that filing a single claim on your home insurance policy could result in a hefty rate increase.
For the second year in a row, insuranceQuotes.com commissioned a … more
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What are the different types of home insurance policies?
If you’ve purchased homeowner’s insurance, do you know what type of policy you have? Contrary to popular belief, not all policies offer the same types of coverage—and, if you haven& … more
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Surprise! 7 little-known facts about homeowners insurance
Homeowners insurance can make you financially whole after a natural disaster or other loss that occurs on your property. It covers losses to your own home, as well as your liability for any … more
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One home insurance claim may raise your premium by up to 21%
It probably comes as no surprise that filing an auto insurance claim will likely result in a raised annual premium. What may be shocking to some, however, is that filing a claim on your home … more
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When (and when not) to file a home insurance claim
At its most basic, home insurance shields us from financial distress whenever something goes wrong with (or on) our property. It provides coverage for a whole host of accidents and calamities, … more
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Is Your Roof Raising Your Home Insurance Costs?
If you want to pay less for home insurance, the age and quality of your roof may hold the key to substantial savings.
Roof damage is a common source of home insurance claims. In fact, the nonprofit … more
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How to file an insurance claim for spoiled food
Large storms and power outages are scary enough already. Add in the foul smell of rotting food and the danger of eating spoiled refrigerated goods, and you’ve got a nightmare on your hands. … more
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Video: Dog bites and home insurance claims
A dog bite can certainly take a bite out of your household budget.
In 2011, dog bites represented more than one-third of home insurance liability claims paid in the U.S. The total bill? … more
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6 things you need to know about electrical fires and home insurance
Blamed on everything from clothes dryers to extension cords, electrical fires cause heartache and headaches for thousands of Americans every year.
Electrical failures or malfunctions were listed as … more
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Will your home insurance cover damages from a power outage?
A power outage -- whether triggered by lightning, a storm rolling or some other cause -- can suddenly make homeowners realize how vital electricity is. The outage can not only leave homeowners in the … more
