Liability
Did you know that you can be held liable for an accident that occurs on your property? It’s important to be up to date with the ins and outs of your policy and to make sure you and your guests are covered in every situation.
-
When do I need liability insurance?
Many people think of insurance as a means to protect themselves from situations that cause them harm, such as a tornado or burglary. But sometimes our actions or negligence can cause harm to others. … more
-
Does owning a gun raise home insurance rates?
A homeowner without an alarm system may pay more for home insurance because his house has a higher risk of being burglarized. So, does a gun owner pay more for home insurance because a gun raises the … more
-
Dog bites and home insurance: What liability insurance will cover
When it comes to dog bites, many victims muzzle themselves.
In 2012, there were almost 16,500 dog bite insurance claims in the United States. However, this number doesn't reflect the fact … more
-
Home insurance: Who pays when someone's injured in your house?
The mail carrier slips on your icy walk and breaks his arm. Your dog bites the neighbor's daughter. Your housekeeper trips on a vacuum cord and knocks out her front teeth.
Your home may be your … more
-
Booze and lose: Hosting a party at your place can ding your home insurance
The holiday season, with the Super Bowl not far behind, sparks opportunities for homeowners to entertain. But before you pop open the champagne this New Year’s Eve or on any other occasion, you … more
-
Own a gun? You may want self-defense insurance
In the wake of the shooting spree in Tucson, Ariz., gun sales across the country are soaring. But many first-time and longtime gun owners aren't aware of an added layer of protection -- self-defense … more
-
10 things you need to know about divorce insurance
Couples cite money as one of the main reasons they decide to end a marriage. So it's no surprise that money can be a stumbling block to actually splitting up. Now, a North Carolina company says it … more
