Liability
Did you know that you can be held liable for an accident that occurs on your property? It’s important to be up to date with the ins and outs of your policy and to make sure you and your guests are covered in every situation.
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When do I need liability insurance?
Many people think of insurance as a means to protect themselves from situations that cause them harm, such as a tornado or burglary. But sometimes our actions or negligence can cause harm to others. … more
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Does owning a gun raise home insurance rates?
A homeowner without an alarm system may pay more for home insurance because his house has a higher risk of being burglarized. So, does a gun owner pay more for home insurance because a gun raises the … more
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Wealth of concerns: Many millionaires fail to carry enough liability insurance
Rich Americans are receiving a wealth ofattention these days, most notably from the Occupy Wall Street movement and the presidential candidacy of millionaire Mitt Romney. Yet many of these well-to-do … more
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Dog bites and home insurance: What liability insurance will cover
When it comes to dog bites, many victims muzzle themselves.
In 2012, there were almost 16,500 dog bite insurance claims in the United States. However, this number doesn't reflect the fact … more
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Should gun owners be required to buy liability insurance?
The recent tragedy in Newtown, Conn., has spurred calls for new legislation regulating gun ownership. Now, some people are urging Congress to pass a federal law that would require gun owners to buy … more
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'Dog profiling': One community mandates insurance for owners of certain breeds
To some people, pit bulls, Rottweilers and German Shepherds conjure up fear. Others see these dogs as part of the family. The two groups are at odds with one another — so much so that in at one … more
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Home insurance: Who pays when someone's injured in your house?
The mail carrier slips on your icy walk and breaks his arm. Your dog bites the neighbor's daughter. Your housekeeper trips on a vacuum cord and knocks out her front teeth.
Your home may be your … more
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Booze and lose: Hosting a party at your place can ding your home insurance
The holiday season, with the Super Bowl not far behind, sparks opportunities for homeowners to entertain. But before you pop open the champagne this New Year’s Eve or on any other occasion, you … more
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Abandoned coal mines pose insurance risks for property owners
The dangers of coal mines are well known, thanks to highly publicized events such as the Chilean mine rescue in October 2010. But the dangers to homeowners living over abandoned coal mines often are … more
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Own a gun? You may want self-defense insurance
In the wake of the shooting spree in Tucson, Ariz., gun sales across the country are soaring. But many first-time and longtime gun owners aren't aware of an added layer of protection -- self-defense … more
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10 things you need to know about divorce insurance
Couples cite money as one of the main reasons they decide to end a marriage. So it's no surprise that money can be a stumbling block to actually splitting up. Now, a North Carolina company says it … more
