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Find the cheapest auto policy rates in DE

How Much Does Car Insurance Cost in Newark, DE?

When it comes to car insurance in Newark, it’s important to compare quotes thoroughly to ensure you’re getting the best rates. With the help of InsuranceQuotes, finding the cheapest auto insurance policy has never been easier. This online platform enables users to compare rates from both local and national insurance providers, saving them valuable time and money. By utilizing this convenient tool, customers get access to a wide range of options while receiving important information about different coverage plans. With its professional and informative tone, InsuranceQuotes empowers Newark residents with the knowledge they need to make informed decisions about their auto insurance policies.

How much should you expect to pay on average for car insurance in Newark?

Average Newark Car Insurance Rates:

  • State Minimum Liability: You can expect to pay $126 a month or $1,507  a year.
  • Full Coverage: You can expect to pay $325 a month or $3,903 a year.

InsuranceQuotes cost rates are pulled from our real-time auto insurance database from recent quotes in Newark – Rates are based on a used car driver who is single, middle aged & has a clean driving record. Read on to learn about the cheapest local rates filtered by insurance providers, new cars, vehicle types and age.

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Cheapest Car Insurance Providers in Newark?

Here is a breakdown of average costs from the cheapest local insurance providers in Newark from our data set of used-car drivers who are single, middle aged and have a clean driving record.

Insurance Provider:State Minimum:Monthly:Full Coverage:Monthly:
State Farm$1,255$105$2,979$248

How Much Car Insurance Do I Need?

In Delaware, drivers are required to carry a minimum level of auto insurance coverage to legally operate a vehicle on the road. Auto insurance requirements in DE are listed below:

  1. Bodily Injury Liability Coverage:
    • $25,000 per person for bodily injury
    • $50,000 total for bodily injury per accident
  2. Property Damage Liability Coverage:
    • $10,000 per accident for property damage

This is often written as 25/50/10 coverage in insurance terms. These minimum coverage amounts provide basic protection for you as a driver if you’re found at fault in an accident, helping to cover the costs of injuries or damages to others.

Keep in mind that these are the minimum legal requirements. In many cases, it’s advisable to consider higher coverage limits or additional types of coverage beyond the state’s minimums to ensure better protection, especially if you have assets to protect or want greater financial security in the event of an accident.

How to Save Money on Auto Insurance Policies

You can save money on your auto insurance by:

If you are older than 18 and you haven’t bought auto insurance before, you may have to pay higher rates. However, you can save money by asking about discounts that may be available to you. For inexperienced and younger drivers, these include discounts for good grades and driving safely.

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