Car insurance in Leavenworth, KS, costs a 40-year-old driver with a clean record about $218 a month ($2,611 a year) for full coverage, based on the rates insurers had filed with state regulators as of Aug. 31, 2026. That’s about the same as the average cost of car insurance in Kansas, $222 a month. Among insurers anyone can buy from, Travelers has the lowest full-coverage average in our Leavenworth table, about $150 a month, effectively tied with GEICO’s $154. To compare with the rest of the state, see our guide to Kansas car insurance quotes.
Leavenworth, the Leavenworth County seat, sits just south of Fort Leavenworth, the Army post, and the two are priced the same for our benchmark driver: Fort Leavenworth’s ZIP code, 66027, averages about $218 a month for full coverage, as Leavenworth does.
Our data covers one ZIP code with a Leavenworth mailing address, 66048, so every price on this page is for it. Of the five Leavenworth County ZIP codes we price, Leavenworth’s and Fort Leavenworth’s are the most expensive; Lansing, just south, averages $213 a month, and Tonganoxie and Basehor $209 each.
Cost data comes from the auto rates insurers file with state regulators, priced in Leavenworth’s ZIP code, compiled by Quadrant Information Services and updated as new rates are filed.
Rates as of Aug. 31, 2026. Page reviewed Oct. 7, 2026.
In Leavenworth, KS, full coverage costs a 40-year-old driver with a clean record about $218 a month ($2,611 a year), and liability only at 25/50/10 limits costs $61 a month, using the rates insurers had filed with state regulators as of Aug. 31, 2026. It sits close to the Kansas average of $222 a month.
The statewide Kansas rate studies we reviewed most often rank Travelers cheapest for full coverage: five of the nine, all five published in 2026, put it first, apart from USAA, which sells only to military families. Two of the others put GEICO first, one State Farm and one Nationwide. For liability-only coverage at 25/50/10 limits, averages among these six insurers run from about $36 to $92 a month; the lowest is far enough below the rest that we don’t name a cheapest insurer for that coverage level.
Full-coverage averages by insurer in Leavenworth
Monthly, for the same driver and car.
Rates insurers filed with state regulators, compiled by Quadrant Information Services, as of Aug. 31, 2026. Benchmark 40-year-old driver, 100/300/100 with $500 deductibles.
| Insurance Company: | Liability Only 25/50/10 (Yearly): | Liability Only 25/50/10 (Monthly): | Full Coverage (Yearly): | Full Coverage (Monthly): |
|---|---|---|---|---|
| Progressive | $432 | $36 | $2,187 | $182 |
| Farmers | $768 | $64 | $2,296 | $191 |
| State Farm | $619 | $52 | $2,385 | $199 |
| American Family | $854 | $71 | $2,436 | $203 |
| Farm Bureau Financial Services | $639 | $53 | $2,962 | $247 |
| Allstate | $1,109 | $92 | $3,398 | $283 |
| USAA (military families)* | $442 | $37 | $1,331 | $111 |
| Travelers* | $666 | $56 | $1,794 | $150 |
| GEICO* | $528 | $44 | $1,849 | $154 |
| Shelter Insurance* | $1,019 | $85 | $2,395 | $200 |
| Leavenworth average | $737 | $61 | $2,611 | $218 |
This table uses Leavenworth’s ZIP code only. See how we calculated these rates. Your own price depends on your car, driving record and coverage, so compare free car insurance quotes before you buy.
Your ZIP code matters
Raising liability limits from 50/100/50 to 100/300/100 adds about $75 a year on average in our Leavenworth data, with the same $500 deductibles. That’s about $6 a month for double the per-person injury limit, three times the per-crash limit and double the property damage limit, and the full-coverage package also raises uninsured and underinsured motorist coverage to 100/300. Allstate charges less for 100/300/100 than for 50/100/50 for our benchmark driver.
Not for full coverage, for our benchmark driver. Comparing the five insurers that are in both sets of rates, in the same Leavenworth ZIP code, their full-coverage average fell from $2,680 a year nine months earlier to $2,453 in rates as of Aug. 31, 2026, an 8.5% drop. American Family cut its Leavenworth average 29.0% and State Farm 8.6%, while Farmers raised its average 3.9%; Farm Bureau Financial Services’ and Progressive’s averages were unchanged. Allstate is new in our rates over the past nine months, so it’s left out, which is why these averages differ from the Leavenworth average above. Liability-only coverage at 25/50/10 limits rose 0.2%, led by Farmers, which raised its liability-only average 19.8%.
Leavenworth County averages about $213 a month for full coverage, a little below the Kansas average, and Leavenworth costs about $5 a month more than the county as a whole.
The bigger jump is toward Kansas City: Kansas City, Kansas, about 20 miles southeast in Wyandotte County, averages about $256 a month, about $38 more than Leavenworth for the same driver and car.
More Kansas cities and towns are in the Kansas rates by city table, and you can compare states on our car insurance rates by state page.
Shawnee, about 23 miles southeast, averages $210 a month, and Overland Park, about 25 miles southeast, $211. Lawrence, about 30 miles southwest, averages $201.
Drivers in Leavenworth follow Kansas’ rules. Every Kansas policy must include at least:
Our guide to Kansas car insurance requirements covers the no-fault rules, proof of insurance and the penalties for driving uninsured.
Ready to compare
Insurers must file their rates and rating rules with each state’s insurance regulator. Quadrant Information Services uses those filings to calculate what each insurer would charge a specific driver, and InsuranceQuotes analyzes those prices. This page uses rates in effect on Aug. 31, 2026.
Coverage requirements come from Kansas law and the Kansas Department of Insurance. We refresh these figures when new rate data is released.
Car insurance in Leavenworth, KS, costs about $218 a month ($2,611 a year) for full coverage and $61 a month for liability only at 25/50/10 limits, for a 40-year-old driver with a clean record, based on the rates insurers had filed with state regulators as of Aug. 31, 2026. That’s close to the Kansas average of $222 a month.
Of the insurers anyone can buy from, Travelers has the lowest full-coverage average in our Leavenworth table, at about $150 a month, effectively tied with GEICO at $154. USAA, which sells only to military families, is lower still, at about $111 a month. Among the six major insurers we compared, Progressive has the lowest full-coverage average, at about $182 a month, with Farmers close behind at $191. For liability-only coverage at 25/50/10 limits, averages among the six major insurers we compared run from about $36 to $92 a month. Five of the nine statewide Kansas rate studies we reviewed, all five published in 2026, rank Travelers cheapest for full coverage, apart from USAA. Rates vary by driver, so compare quotes for your own car and ZIP code.
Not for our benchmark driver: Fort Leavenworth’s ZIP code, 66027, averages about $218 a month for full coverage, the same as Leavenworth’s 66048. Military families can also compare USAA, which sells only to military members, veterans and their families. It averages about $111 a month in our Leavenworth table, where it’s marked * because it’s priced from published Kansas rate studies.
Leavenworth, for our benchmark driver. Leavenworth full coverage averages about $218 a month and Kansas City, Kansas, about $256, a difference of about $38 a month for the same driver and car.
Leavenworth drivers need at least $25,000 per person and $50,000 per crash in bodily injury liability and $25,000 in property damage liability. Every policy must also include personal injury protection, which pays at least $4,500 per person in medical bills and $900 a month in lost income for up to a year, and uninsured and underinsured motorist coverage of at least $25,000 per person and $50,000 per crash. Our liability-only prices use 25/50/10 limits, a lower property damage limit than the law requires.
Yes, for injuries. Your own personal injury protection pays first for medical bills and lost income after a crash, whoever caused it. You can sue the other driver for pain and suffering only if your medical treatment is worth $2,000 or more or the injury is serious, such as a fracture of a weight-bearing bone, a permanent injury or disfigurement, or death. PIP doesn’t cover damage to cars; the at-fault driver’s liability coverage pays for that.
For our benchmark driver, full coverage in Leavenworth averages about $218 a month. Nearby, Kansas City averages about $256, Shawnee about $210 and Overland Park about $211. Shawnee and Overland Park are cheaper; prices depend mostly on ZIP code, so compare quotes for your own address.
