Louisiana Auto Insurance Quotes

Louisiana auto insurance If you own a car in the Louisiana, you should be aware of the rules and requirements related to auto insurance in the state. You must have a minimum of liability insurance in Louisiana at the following minimum limits: 

  • $15,000 per person for bodily injury or death.
  • $30,000 per accident for bodily injury or death.
  • $25,000 for property damage.

If you have a car loan, you are required to carry full coverage insurance. This protects the interest of the bank that you have the loan through.

Choosing Auto Insurance Coverage in Louisiana

Auto insurance is a large investment, so it is important to choose an auto insurance company that you feel has your best interest at heart. Although getting a great rate is ideal, that should not be your only concern. It is important to fully understand just what your policy covers.

While it may be tempting to accept just the minimum coverage required by law, saving a few bucks on the front end can end up costing you dearly in the event of an accident. There are other options available to you, including:

  • Comprehensive Coverage (covers you against things like theft and damage not related to an accident.)
  • Collision Coverage (covers damage to your car in the event of an accident.)
  • Medical Payments Coverage.
  • Uninsured/Underinsured Motorist Coverage.
  • Emergency Roadside Service.

Some of these options may be ideal for your needs. It is important to discuss it further with your insurance agent to make a plan to protect your assets.

Sample of Annual Louisiana Auto Insurance Rates

St. Bernard Parish Auto Insurance

St. Bernard Parish is a southeastern suburb of New Orleans. The Gulf Coast city was wiped out by Hurricane Katrina in 2005, but its population has since recovered to more than 35,000 people.

The northwestern corner of St. Bernard traces along the Mississippi River, which separates it from New Orleans. Louisiana State Routes 46 and 39 both connect the city with the Big Easy. Just north of St. Bernard, Interstate 10 runs northeast toward Mobile, Ala., and west toward Baton Rouge.

City Single Married
Low High Low High
Saint Bernard $2,089.00 $3,941.00 $2,089.00 $3,366.00

New Orleans Auto Insurance

New Orleans is the largest city in Louisiana with a population of about 343,000 people. The Big Easy, as New Orleans is known, is the birth place of jazz music. It is home to the annual Mardi Gras festival.

From New Orleans, Interstate 10 runs northwest through Baton Rouge on the way into Houston, and northeast toward Mobile, Ala. U.S. Route 61 also connects New Orleans with Baton Rouge to the northwest. The Lake Pontchartrain Causeway crosses the waterway.

City Single Married
Low High Low High
New Orleans $1,681.00 $4,574.00 $1,681.00 $4,574.00

Shreveport Auto Insurance

Shreveport is the third-largest city in the Boot, as Louisiana is sometimes known, with a population of about 200,000 people. Shreveport is situated near Louisiana's border with Arkansas and Texas, which is known as the "Ark-La-Tex" region.

Texas Street crosses the Red River, connecting Shreveport with downtown Bossier. From Shreveport, Interstate 20 runs west into Dallas, and east toward Birmingham, Alabama. Interstate 49 runs north toward Kansas City, and south into Lafayette.

City Single Married
Low High Low High
Shreveport $1,302.00 $2,832.00 $1,302.00 $2,775.00

Bossier City Auto Insurance

Bossier City is the seventh-largest city in Louisiana with a population of about 66,000 people. Bossier is located across the Red River from its sister city, Shreveport. Bossier finds itself in the heart of the so-called "Ark-La-Tex" region, where the state borders of Arkansas, Louisiana, and Texas meet.

Texas Street crosses the Red River, connecting downtown Bossier with Shreveport. Interstate 20 runs west into Dallas, and east toward Birmingham, Alabama. Across the river in Shreveport, Interstate 49 runs north toward Kansas City, and south into Lafayette.

City Single Married
Low High Low High
Bossier City $1,237.00 $2,567.00 $1,237.00 $2,567.00

Baton Rouge Auto Insurance

Baton Rouge is the state capital of Louisiana. The college town is home to Louisiana State University. Baton Rouge is the second-largest city in Louisiana with a population of more than 228,000 people.

From Baton Rouge, Interstate 10 runs southeast toward New Orleans, and west through Lafayette and Lake Charles, before making its way into Houston. U.S. Route 61 also connects Baton Rouge with New Orleans to the southeast.

City Single Married
Low High Low High
Baton Rouge $1,495.00 $3,170.00 $1,495.00 $3,067.00

Lafayette Auto Insurance

Lafayette was named after French General Lafayette, who fought against the British Army in the American Revolutionary War. The Hub City, as it is known, has a population of about 120,000 people, which makes it the fourth-largest city in Louisiana.

From Lafayette, Interstate 10 runs east toward Baton Rouge and New Orleans, and west through Lake Charles and Houston. Interstate 49 begins in Lafayette and runs north toward Kansas City. U.S. Route 171 runs north toward Shreveport.

City Single Married
Low High Low High
Lafayette $1,458.00 $2,789.00 $1,458.00 $2,695.00

Lake Charles Auto Insurance

Lake Charles is the fifth-largest city in Louisiana with a population of about 72,000 people. The college town is home to McNeese State University. Lake Charles also hosts the U.S. Third Circuit Court of Appeals.

From Lake Charles, Interstate 10 runs west into Houston, and east toward, Lafayette, Baton Rouge, and New Orleans.

City Single Married
Low High Low High
Lake Charles $1,405.00 $2,854.00 $1,405.00 $2,854.00

Prairieville Auto Insurance

Prairieville is a southern suburb of Baton Rouge, the Louisiana state capital. Prairieville was named after the prairies that once filled the town. It has a population of more than 26,000 people.

From Prairieville, Interstate 10 runs north toward Baton Rouge, where it turns west and runs past Lafayette and Lake Charles on the way into Houston. Interstate 10 also connects Prairieville with New Orleans to the southeast. U.S. Route 61 also connects Prairieville with Baton Rouge to the north, and New Orleans to the south.

City Single Married
Low High Low High
Prairieville $1,669.00 $3,085.00 $1,669.00 $2,969.00

Kenner Auto Insurance

Kenner is a western suburb of New Orleans. It is the sixth-largest city in the Boot, as Louisiana is known, with a population of about 66,000 people. The city's motto is "Everything's Right Here."

From Kenner, Interstate 10 runs east toward New Orleans, and northwest into Baton Rouge, the Louisiana state capital. US. Route 61 also runs east into New Orleans and northwest into Baton Rouge.

City Single Married
Low High Low High
Kenner $1,839.00 $3,193.00 $1,839.00 $2,711.00

Merryville Auto Insurance

Merryville is a small town along the Louisiana-Texas border with a name that sounds like it came straight out of a Hallmark movie about Christmas. Merryville has a population of just over 1,100 people.

U.S. Route 190 pass through Merryville, running west into Texas, and north toward the Clear Creek Wildlife Management Area. Louisiana State Route 110 runs southeast toward Longville. Louisiana State Route 389 runs south, following the Sabine River, which separates the Boot from Texas.

City Single Married
Low High Low High
Merryville $1,212.00 $2,643.00 $1,212.00 $2,643.00

City Single Married
Low High Low High
Abbeville $1,507.00 $2,802.00 $1,507.00 $2,473.00
Abita Springs $1,456.00 $2,681.00 $1,456.00 $2,508.00
Acme $1,262.00 $2,528.00 $1,262.00 $2,528.00
Addis $1,545.00 $2,969.00 $1,545.00 $2,969.00
Aimwell $1,306.00 $2,528.00 $1,306.00 $2,528.00
Albany $1,566.00 $2,969.00 $1,566.00 $2,969.00
Alexandria $1,692.00 $3,105.00 $1,692.00 $3,105.00
Ama $1,669.00 $2,997.00 $1,669.00 $2,540.00
Amite $1,534.00 $2,969.00 $1,534.00 $2,969.00
Anacoco $1,285.00 $2,643.00 $1,285.00 $2,643.00
Angie $1,524.00 $2,969.00 $1,524.00 $2,969.00
Angola $1,530.00 $2,969.00 $1,530.00 $2,969.00
Arabi $2,198.00 $3,871.00 $2,198.00 $3,474.00
Arcadia $1,235.00 $2,528.00 $1,235.00 $2,528.00
Arnaudville $1,427.00 $2,695.00 $1,427.00 $2,695.00
Athens $1,268.00 $2,528.00 $1,268.00 $2,528.00
Atlanta $1,304.00 $2,920.00 $1,304.00 $2,920.00
Avery Island $1,500.00 $2,753.00 $1,500.00 $2,473.00
Baker $1,598.00 $3,071.00 $1,598.00 $3,067.00
Baldwin $1,383.00 $2,473.00 $1,383.00 $2,473.00
Ball $1,559.00 $3,105.00 $1,559.00 $3,105.00
Barataria $1,566.00 $3,369.00 $1,566.00 $3,369.00
Barksdale Afb $1,244.00 $2,567.00 $1,244.00 $2,567.00
Basile $1,413.00 $2,745.00 $1,413.00 $2,643.00
Baskin $1,274.00 $2,528.00 $1,274.00 $2,528.00
Bastrop $1,356.00 $2,915.00 $1,356.00 $2,915.00
Batchelor $1,575.00 $2,643.00 $1,575.00 $2,643.00
Baton Rouge $1,495.00 $3,170.00 $1,495.00 $3,067.00
Belcher $1,337.00 $2,775.00 $1,337.00 $2,775.00
Bell City $1,490.00 $2,854.00 $1,490.00 $2,854.00
Belle Chasse $2,001.00 $3,366.00 $2,001.00 $3,366.00
Belle Rose $1,660.00 $2,951.00 $1,660.00 $2,695.00
Belmont $1,230.00 $2,643.00 $1,230.00 $2,643.00
Bentley $1,355.00 $2,920.00 $1,355.00 $2,920.00
Benton $1,230.00 $2,567.00 $1,230.00 $2,567.00
Bernice $1,228.00 $2,528.00 $1,228.00 $2,528.00
Berwick $1,376.00 $2,473.00 $1,376.00 $2,473.00
Bethany $1,337.00 $2,775.00 $1,337.00 $2,775.00
Bienville $1,301.00 $2,528.00 $1,301.00 $2,528.00
Bogalusa $1,529.00 $2,969.00 $1,529.00 $2,969.00
Bonita $1,324.00 $2,528.00 $1,324.00 $2,528.00
Bossier City $1,237.00 $2,567.00 $1,237.00 $2,567.00
Bourg $1,498.00 $2,593.00 $1,498.00 $2,465.00
Boutte $1,644.00 $2,997.00 $1,644.00 $2,540.00
Boyce $1,495.00 $3,105.00 $1,495.00 $3,105.00
Braithwaite $1,555.00 $3,708.00 $1,555.00 $3,369.00
Branch $1,342.00 $2,643.00 $1,342.00 $2,643.00
Breaux Bridge $1,460.00 $2,766.00 $1,460.00 $2,695.00
Broussard $1,429.00 $2,695.00 $1,429.00 $2,695.00
Brusly $1,587.00 $2,969.00 $1,587.00 $2,969.00
Bunkie $1,586.00 $4,274.00 $1,586.00 $3,625.00
Buras $1,566.00 $3,369.00 $1,566.00 $3,369.00
Bush $1,479.00 $2,627.00 $1,479.00 $2,508.00
Cade $1,353.00 $2,806.00 $1,353.00 $2,695.00
Calhoun $1,439.00 $2,789.00 $1,439.00 $2,789.00
Calvin $1,272.00 $2,920.00 $1,272.00 $2,920.00
Cameron $1,488.00 $2,617.00 $1,488.00 $2,473.00
Campti $1,359.00 $2,920.00 $1,359.00 $2,920.00
Carencro $1,567.00 $2,695.00 $1,567.00 $2,695.00
Carville $1,587.00 $2,899.00 $1,587.00 $2,695.00
Castor $1,227.00 $2,528.00 $1,227.00 $2,528.00
Center Point $1,571.00 $3,218.00 $1,571.00 $3,218.00
Chalmette $2,198.00 $3,918.00 $2,198.00 $3,323.00
Charenton $1,393.00 $2,473.00 $1,393.00 $2,473.00
Chataignier $1,518.00 $2,774.00 $1,518.00 $2,695.00
Chatham $1,272.00 $2,528.00 $1,272.00 $2,528.00
Chauvin $1,495.00 $2,722.00 $1,495.00 $2,465.00
Cheneyville $1,478.00 $3,105.00 $1,478.00 $3,105.00
Choudrant $1,231.00 $2,528.00 $1,231.00 $2,528.00
Church Point $1,384.00 $2,696.00 $1,384.00 $2,643.00
Clarence $1,327.00 $2,920.00 $1,327.00 $2,920.00
Clayton $1,333.00 $2,769.00 $1,333.00 $2,528.00
Clinton $1,645.00 $2,969.00 $1,645.00 $2,969.00
Cloutierville $1,410.00 $2,920.00 $1,410.00 $2,920.00
Colfax $1,390.00 $2,920.00 $1,390.00 $2,920.00
Collinston $1,262.00 $2,599.00 $1,262.00 $2,528.00
Columbia $1,333.00 $2,643.00 $1,333.00 $2,643.00
Convent $1,559.00 $2,818.00 $1,559.00 $2,527.00
Converse $1,276.00 $2,643.00 $1,276.00 $2,643.00
Cotton Valley $1,236.00 $2,528.00 $1,236.00 $2,528.00
Cottonport $1,612.00 $3,218.00 $1,612.00 $3,218.00
Coushatta $1,276.00 $2,643.00 $1,276.00 $2,643.00
Covington $1,376.00 $2,681.00 $1,376.00 $2,508.00
Creole $1,471.00 $2,566.00 $1,471.00 $2,473.00
Crowley $1,346.00 $2,643.00 $1,346.00 $2,643.00
Cut Off $1,445.00 $2,920.00 $1,445.00 $2,483.00
Darrow $1,587.00 $2,969.00 $1,587.00 $2,969.00
Delcambre $1,418.00 $2,693.00 $1,418.00 $2,473.00
Delhi $1,267.00 $2,528.00 $1,267.00 $2,528.00
Delta $1,262.00 $2,528.00 $1,262.00 $2,528.00
Denham Springs $1,717.00 $3,060.00 $1,717.00 $2,969.00
Dequincy $1,319.00 $2,707.00 $1,319.00 $2,643.00
Deridder $1,312.00 $2,643.00 $1,312.00 $2,643.00
Des Allemands $1,611.00 $2,974.00 $1,611.00 $2,526.00
Destrehan $1,663.00 $2,906.00 $1,663.00 $2,466.00
Deville $1,503.00 $3,105.00 $1,503.00 $3,105.00
Dodson $1,233.00 $2,920.00 $1,233.00 $2,920.00
Donaldsonville $1,534.00 $2,969.00 $1,534.00 $2,969.00
Donner $1,625.00 $2,465.00 $1,625.00 $2,465.00
Downsville $1,319.00 $2,528.00 $1,319.00 $2,528.00
Doyline $1,317.00 $2,528.00 $1,317.00 $2,528.00
Dry Creek $1,302.00 $2,643.00 $1,302.00 $2,643.00
Dry Prong $1,324.00 $2,991.00 $1,324.00 $2,920.00
Dubach $1,188.00 $2,528.00 $1,188.00 $2,528.00
Dubberly $1,289.00 $2,528.00 $1,289.00 $2,528.00
Dulac $1,512.00 $2,881.00 $1,512.00 $2,465.00
Duson $1,546.00 $2,643.00 $1,546.00 $2,643.00
Edgard $1,575.00 $2,969.00 $1,575.00 $2,969.00
Effie $1,601.00 $3,218.00 $1,601.00 $3,218.00
Egan $1,303.00 $2,643.00 $1,303.00 $2,643.00
Elizabeth $1,494.00 $2,880.00 $1,494.00 $2,643.00
Elm Grove $1,304.00 $2,567.00 $1,304.00 $2,567.00
Elmer $1,554.00 $3,105.00 $1,554.00 $3,105.00
Elton $1,228.00 $2,845.00 $1,228.00 $2,643.00
Enterprise $1,262.00 $2,643.00 $1,262.00 $2,643.00
Epps $1,272.00 $2,528.00 $1,272.00 $2,528.00
Erath $1,448.00 $2,846.00 $1,448.00 $2,473.00
Eros $1,390.00 $2,915.00 $1,390.00 $2,915.00
Erwinville $1,587.00 $3,031.00 $1,587.00 $2,969.00
Estherwood $1,334.00 $2,643.00 $1,334.00 $2,643.00
Ethel $1,643.00 $2,969.00 $1,643.00 $2,969.00
Eunice $1,491.00 $2,774.00 $1,491.00 $2,695.00
Evangeline $1,299.00 $2,643.00 $1,299.00 $2,643.00
Evans $1,334.00 $2,643.00 $1,334.00 $2,643.00
Evergreen $1,587.00 $4,274.00 $1,587.00 $3,625.00
Farmerville $1,304.00 $2,528.00 $1,304.00 $2,528.00
Fenton $1,342.00 $2,787.00 $1,342.00 $2,643.00
Ferriday $1,340.00 $2,711.00 $1,340.00 $2,528.00
Fisher $1,327.00 $2,643.00 $1,327.00 $2,643.00
Flatwoods $1,554.00 $3,105.00 $1,554.00 $3,105.00
Florien $1,182.00 $2,643.00 $1,182.00 $2,643.00
Fluker $1,640.00 $2,969.00 $1,640.00 $2,969.00
Folsom $1,518.00 $2,535.00 $1,518.00 $2,508.00
Fordoche $1,545.00 $2,643.00 $1,545.00 $2,643.00
Forest Hill $1,511.00 $3,105.00 $1,511.00 $3,105.00
Fort Necessity $1,262.00 $2,528.00 $1,262.00 $2,528.00
Fort Polk $1,306.00 $2,643.00 $1,306.00 $2,643.00
Franklin $1,414.00 $2,473.00 $1,414.00 $2,473.00
Franklinton $1,552.00 $2,969.00 $1,552.00 $2,969.00
French Settlement $1,712.00 $3,064.00 $1,712.00 $2,969.00
Frierson $1,279.00 $2,643.00 $1,279.00 $2,643.00
Galliano $1,451.00 $2,920.00 $1,451.00 $2,483.00
Garyville $1,551.00 $2,969.00 $1,551.00 $2,969.00
Geismar $1,628.00 $3,058.00 $1,628.00 $2,969.00
Georgetown $1,356.00 $2,920.00 $1,356.00 $2,920.00
Gheens $1,497.00 $2,688.00 $1,497.00 $2,465.00
Gibsland $1,259.00 $2,528.00 $1,259.00 $2,528.00
Gibson $1,503.00 $2,465.00 $1,503.00 $2,465.00
Gilbert $1,318.00 $4,274.00 $1,318.00 $3,625.00
Gilliam $1,304.00 $2,775.00 $1,304.00 $2,775.00
Glenmora $1,496.00 $3,105.00 $1,496.00 $3,105.00
Gloster $1,337.00 $2,775.00 $1,337.00 $2,775.00
Glynn $1,587.00 $2,837.00 $1,587.00 $2,643.00
Golden Meadow $1,457.00 $4,274.00 $1,457.00 $3,625.00
Goldonna $1,316.00 $2,920.00 $1,316.00 $2,920.00
Gonzales $1,618.00 $2,969.00 $1,618.00 $2,969.00
Grambling $1,246.00 $2,528.00 $1,246.00 $2,528.00
Gramercy $1,583.00 $2,834.00 $1,583.00 $2,527.00
Grand Cane $1,272.00 $2,775.00 $1,272.00 $2,775.00
Grand Chenier $1,470.00 $2,598.00 $1,470.00 $2,473.00
Grand Isle $1,523.00 $2,839.00 $1,523.00 $2,465.00
Grant $1,478.00 $2,643.00 $1,478.00 $2,643.00
Gray $1,503.00 $2,465.00 $1,503.00 $2,465.00
Grayson $1,321.00 $2,643.00 $1,321.00 $2,643.00
Greensburg $1,572.00 $2,969.00 $1,572.00 $2,969.00
Greenwell Springs $1,664.00 $3,173.00 $1,664.00 $3,067.00
Greenwood $1,280.00 $2,775.00 $1,280.00 $2,775.00
Gretna $2,025.00 $3,516.00 $2,025.00 $3,366.00
Grosse Tete $1,611.00 $3,038.00 $1,611.00 $2,695.00
Gueydan $1,525.00 $2,766.00 $1,525.00 $2,473.00
Hackberry $1,442.00 $2,617.00 $1,442.00 $2,473.00
Hahnville $1,676.00 $2,803.00 $1,676.00 $2,465.00
Hall Summit $1,327.00 $2,643.00 $1,327.00 $2,643.00
Hamburg $1,587.00 $4,274.00 $1,587.00 $3,625.00
Hammond $1,544.00 $2,969.00 $1,544.00 $2,969.00
Harrisonburg $1,368.00 $2,613.00 $1,368.00 $2,528.00
Harvey $2,067.00 $3,556.00 $2,067.00 $3,366.00
Haughton $1,290.00 $2,567.00 $1,290.00 $2,567.00
Hayes $1,490.00 $2,643.00 $1,490.00 $2,643.00
Haynesville $1,211.00 $2,528.00 $1,211.00 $2,528.00
Heflin $1,283.00 $2,528.00 $1,283.00 $2,528.00
Hessmer $1,649.00 $3,218.00 $1,649.00 $3,218.00
Hineston $1,468.00 $3,105.00 $1,468.00 $3,105.00
Hodge $1,195.00 $2,528.00 $1,195.00 $2,528.00
Holden $1,632.00 $2,969.00 $1,632.00 $2,969.00
Homer $1,271.00 $2,528.00 $1,271.00 $2,528.00
Hornbeck $1,215.00 $2,643.00 $1,215.00 $2,643.00
Hosston $1,337.00 $2,775.00 $1,337.00 $2,775.00
Houma $1,468.00 $2,868.00 $1,468.00 $2,465.00
Husser $1,640.00 $2,969.00 $1,640.00 $2,969.00
Ida $1,289.00 $2,775.00 $1,289.00 $2,775.00
Independence $1,512.00 $2,969.00 $1,512.00 $2,969.00
Innis $1,587.00 $2,643.00 $1,587.00 $2,643.00
Iota $1,313.00 $2,778.00 $1,313.00 $2,643.00
Iowa $1,352.00 $2,643.00 $1,352.00 $2,643.00
Jackson $1,639.00 $2,969.00 $1,639.00 $2,969.00
Jamestown $1,245.00 $2,528.00 $1,245.00 $2,528.00
Jarreau $1,583.00 $2,643.00 $1,583.00 $2,643.00
Jeanerette $1,448.00 $2,778.00 $1,448.00 $2,473.00
Jena $1,260.00 $2,874.00 $1,260.00 $2,528.00
Jennings $1,285.00 $2,734.00 $1,285.00 $2,643.00
Jones $1,262.00 $2,528.00 $1,262.00 $2,528.00
Jonesboro $1,187.00 $2,528.00 $1,187.00 $2,528.00
Jonesville $1,357.00 $2,528.00 $1,357.00 $2,528.00
Kaplan $1,381.00 $2,654.00 $1,381.00 $2,473.00
Keatchie $1,322.00 $2,643.00 $1,322.00 $2,643.00
Keithville $1,399.00 $2,775.00 $1,399.00 $2,775.00
Kelly $1,327.00 $2,643.00 $1,327.00 $2,643.00
Kenner $1,839.00 $3,193.00 $1,839.00 $2,711.00
Kentwood $1,522.00 $2,969.00 $1,522.00 $2,969.00
Kilbourne $1,262.00 $2,528.00 $1,262.00 $2,528.00
Kinder $1,399.00 $2,787.00 $1,399.00 $2,643.00
Krotz Springs $1,379.00 $2,695.00 $1,379.00 $2,695.00
La Place $1,519.00 $2,969.00 $1,519.00 $2,969.00
Labadieville $1,449.00 $2,695.00 $1,449.00 $2,695.00
Lacassine $1,342.00 $2,643.00 $1,342.00 $2,643.00
Lacombe $1,492.00 $3,068.00 $1,492.00 $2,609.00
Lafayette $1,458.00 $2,789.00 $1,458.00 $2,695.00
Lafitte $1,596.00 $3,369.00 $1,596.00 $3,369.00
Lake Arthur $1,355.00 $2,643.00 $1,355.00 $2,643.00
Lake Charles $1,405.00 $2,854.00 $1,405.00 $2,854.00
Lake Providence $1,331.00 $2,528.00 $1,331.00 $2,528.00
Lakeland $1,619.00 $2,667.00 $1,619.00 $2,643.00
Larose $1,435.00 $2,920.00 $1,435.00 $2,483.00
Lebeau $1,475.00 $4,274.00 $1,475.00 $3,625.00
Leblanc $1,554.00 $2,643.00 $1,554.00 $2,643.00
Lecompte $1,617.00 $3,105.00 $1,617.00 $3,105.00
Leesville $1,324.00 $2,643.00 $1,324.00 $2,643.00
Lena $1,628.00 $2,920.00 $1,616.00 $2,920.00
Lettsworth $1,634.00 $2,643.00 $1,634.00 $2,643.00
Lillie $1,221.00 $2,528.00 $1,221.00 $2,528.00
Lisbon $1,220.00 $2,528.00 $1,220.00 $2,528.00
Livingston $1,674.00 $3,101.00 $1,674.00 $2,969.00
Livonia $1,634.00 $2,643.00 $1,634.00 $2,643.00
Lockport $1,441.00 $2,622.00 $1,441.00 $2,465.00
Logansport $1,321.00 $2,643.00 $1,321.00 $2,643.00
Longville $1,288.00 $2,677.00 $1,288.00 $2,643.00
Loranger $1,648.00 $2,969.00 $1,648.00 $2,969.00
Loreauville $1,500.00 $2,785.00 $1,500.00 $2,473.00
Lottie $1,587.00 $2,643.00 $1,587.00 $2,643.00
Luling $1,614.00 $2,944.00 $1,614.00 $2,496.00
Lutcher $1,575.00 $2,787.00 $1,575.00 $2,527.00
Madisonville $1,363.00 $2,551.00 $1,363.00 $2,508.00
Mamou $1,492.00 $2,990.00 $1,492.00 $2,695.00
Mandeville $1,353.00 $2,649.00 $1,353.00 $2,508.00
Mangham $1,275.00 $2,528.00 $1,275.00 $2,528.00
Mansfield $1,231.00 $2,643.00 $1,231.00 $2,643.00
Mansura $1,643.00 $3,218.00 $1,643.00 $3,218.00
Many $1,216.00 $2,643.00 $1,216.00 $2,643.00
Maringouin $1,633.00 $2,695.00 $1,633.00 $2,695.00
Marion $1,325.00 $2,528.00 $1,325.00 $2,528.00
Marksville $1,597.00 $3,218.00 $1,597.00 $3,218.00
Marrero $1,970.00 $3,409.00 $1,970.00 $3,366.00
Marthaville $1,267.00 $2,920.00 $1,267.00 $2,920.00
Mathews $1,625.00 $2,562.00 $1,625.00 $2,465.00
Maurepas $1,702.00 $3,043.00 $1,702.00 $2,969.00
Maurice $1,471.00 $2,758.00 $1,471.00 $2,473.00
Melrose $1,327.00 $2,920.00 $1,327.00 $2,920.00
Melville $1,395.00 $2,695.00 $1,395.00 $2,695.00
Mer Rouge $1,332.00 $2,603.00 $1,332.00 $2,528.00
Meraux $2,124.00 $4,066.00 $2,124.00 $3,445.00
Mermentau $1,342.00 $2,643.00 $1,342.00 $2,643.00
Merryville $1,212.00 $2,643.00 $1,212.00 $2,643.00
Metairie $1,758.00 $3,415.00 $1,758.00 $2,897.00
Minden $1,285.00 $2,528.00 $1,285.00 $2,528.00
Mittie $1,554.00 $2,643.00 $1,554.00 $2,643.00
Monroe $1,404.00 $2,789.00 $1,404.00 $2,789.00
Montegut $1,492.00 $2,625.00 $1,492.00 $2,465.00
Monterey $1,398.00 $2,528.00 $1,398.00 $2,528.00
Montgomery $1,400.00 $2,920.00 $1,400.00 $2,920.00
Mooringsport $1,323.00 $2,775.00 $1,323.00 $2,775.00
Mora $1,445.00 $3,105.00 $1,445.00 $3,105.00
Moreauville $1,651.00 $3,218.00 $1,651.00 $3,218.00
Morgan City $1,441.00 $2,473.00 $1,441.00 $2,473.00
Morganza $1,525.00 $2,643.00 $1,525.00 $2,643.00
Morrow $1,475.00 $3,218.00 $1,475.00 $3,218.00
Morse $1,417.00 $2,643.00 $1,417.00 $2,643.00
Mount Airy $1,519.00 $2,850.00 $1,519.00 $2,527.00
Mount Hermon $1,556.00 $2,969.00 $1,556.00 $2,969.00
Napoleonville $1,446.00 $2,695.00 $1,446.00 $2,695.00
Natchez $1,327.00 $2,920.00 $1,327.00 $2,920.00
Natchitoches $1,338.00 $2,920.00 $1,338.00 $2,920.00
New Iberia $1,481.00 $2,792.00 $1,481.00 $2,473.00
New Llano $1,316.00 $2,643.00 $1,316.00 $2,643.00
New Orleans $1,681.00 $4,574.00 $1,681.00 $4,574.00
New Roads $1,541.00 $2,643.00 $1,541.00 $2,643.00
Newellton $1,278.00 $2,528.00 $1,278.00 $2,528.00
Noble $1,228.00 $2,643.00 $1,228.00 $2,643.00
Norco $1,690.00 $2,918.00 $1,690.00 $2,480.00
Norwood $1,640.00 $2,969.00 $1,640.00 $2,969.00
Oak Grove $1,304.00 $2,528.00 $1,304.00 $2,528.00
Oak Ridge $1,342.00 $2,528.00 $1,342.00 $2,528.00
Oakdale $1,491.00 $2,880.00 $1,491.00 $2,643.00
Oberlin $1,424.00 $2,785.00 $1,424.00 $2,643.00
Oil City $1,287.00 $2,775.00 $1,287.00 $2,775.00
Olla $1,272.00 $2,643.00 $1,272.00 $2,643.00
Opelousas $1,452.00 $2,733.00 $1,452.00 $2,695.00
Oscar $1,663.00 $2,643.00 $1,663.00 $2,643.00
Otis $1,483.00 $3,105.00 $1,483.00 $3,105.00
Palmetto $1,431.00 $2,695.00 $1,431.00 $2,695.00
Paradis $1,577.00 $2,807.00 $1,577.00 $2,465.00
Patterson $1,332.00 $2,473.00 $1,332.00 $2,473.00
Paulina $1,553.00 $2,830.00 $1,553.00 $2,527.00
Pearl River $1,494.00 $2,850.00 $1,494.00 $2,508.00
Pelican $1,274.00 $2,643.00 $1,274.00 $2,643.00
Perry $1,500.00 $2,802.00 $1,500.00 $2,473.00
Pierre Part $1,550.00 $2,695.00 $1,550.00 $2,695.00
Pine Grove $1,659.00 $2,969.00 $1,659.00 $2,969.00
Pine Prairie $1,518.00 $2,958.00 $1,518.00 $2,695.00
Pineville $1,556.00 $3,105.00 $1,556.00 $3,105.00
Pioneer $1,279.00 $2,528.00 $1,279.00 $2,528.00
Pitkin $1,313.00 $2,643.00 $1,313.00 $2,643.00
Plain Dealing $1,196.00 $2,567.00 $1,196.00 $2,567.00
Plaquemine $1,745.00 $2,830.00 $1,745.00 $2,695.00
Plattenville $1,594.00 $2,782.00 $1,594.00 $2,695.00
Plaucheville $1,633.00 $3,218.00 $1,633.00 $3,218.00
Pleasant Hill $1,294.00 $2,643.00 $1,294.00 $2,643.00
Pointe A La Hache $1,614.00 $3,708.00 $1,614.00 $3,369.00
Pollock $1,325.00 $2,920.00 $1,325.00 $2,920.00
Ponchatoula $1,513.00 $2,969.00 $1,513.00 $2,969.00
Port Allen $1,618.00 $3,251.00 $1,618.00 $2,969.00
Port Barre $1,447.00 $2,695.00 $1,447.00 $2,695.00
Port Sulphur $1,612.00 $3,369.00 $1,612.00 $3,369.00
Prairieville $1,669.00 $3,085.00 $1,669.00 $2,969.00
Pride $1,616.00 $3,067.00 $1,616.00 $3,067.00
Princeton $1,310.00 $2,567.00 $1,310.00 $2,567.00
Provencal $1,274.00 $2,920.00 $1,274.00 $2,920.00
Quitman $1,202.00 $2,528.00 $1,202.00 $2,528.00
Raceland $1,556.00 $2,571.00 $1,556.00 $2,465.00
Ragley $1,286.00 $2,706.00 $1,286.00 $2,643.00
Rayne $1,352.00 $2,643.00 $1,352.00 $2,643.00
Rayville $1,296.00 $2,528.00 $1,296.00 $2,528.00
Reddell $1,518.00 $2,990.00 $1,518.00 $2,695.00
Reeves $1,465.00 $2,643.00 $1,465.00 $2,643.00
Reserve $1,577.00 $2,969.00 $1,577.00 $2,969.00
Ringgold $1,265.00 $2,643.00 $1,265.00 $2,643.00
Roanoke $1,342.00 $2,668.00 $1,342.00 $2,643.00
Robeline $1,263.00 $2,920.00 $1,263.00 $2,920.00
Robert $1,640.00 $2,969.00 $1,640.00 $2,969.00
Rodessa $1,300.00 $2,775.00 $1,300.00 $2,775.00
Rosedale $1,667.00 $3,529.00 $1,667.00 $3,074.00
Roseland $1,528.00 $2,969.00 $1,528.00 $2,969.00
Rosepine $1,332.00 $2,643.00 $1,332.00 $2,643.00
Rougon $1,587.00 $2,643.00 $1,587.00 $2,643.00
Ruston $1,205.00 $2,528.00 $1,205.00 $2,528.00
Saint Amant $1,658.00 $3,029.00 $1,658.00 $2,969.00
Saint Bernard $2,089.00 $3,941.00 $2,089.00 $3,366.00
Saint Francisville $1,508.00 $2,969.00 $1,508.00 $2,969.00
Saint Gabriel $1,693.00 $2,770.00 $1,693.00 $2,695.00
Saint James $1,587.00 $2,800.00 $1,587.00 $2,465.00
Saint Joseph $1,288.00 $2,528.00 $1,288.00 $2,528.00
Saint Landry $1,518.00 $2,962.00 $1,518.00 $2,695.00
Saint Martinville $1,345.00 $2,806.00 $1,345.00 $2,695.00
Saint Rose $1,669.00 $3,111.00 $1,669.00 $2,635.00
Saline $1,263.00 $2,920.00 $1,263.00 $2,920.00
Sarepta $1,195.00 $2,528.00 $1,195.00 $2,528.00
Schriever $1,424.00 $2,465.00 $1,424.00 $2,465.00
Scott $1,496.00 $2,695.00 $1,496.00 $2,695.00
Shongaloo $1,191.00 $2,528.00 $1,191.00 $2,528.00
Shreveport $1,302.00 $2,832.00 $1,302.00 $2,775.00
Sibley $1,296.00 $2,528.00 $1,296.00 $2,528.00
Sicily Island $1,352.00 $2,528.00 $1,352.00 $2,528.00
Sieper $1,554.00 $3,105.00 $1,554.00 $3,105.00
Sikes $1,297.00 $2,920.00 $1,297.00 $2,920.00
Simmesport $1,661.00 $3,218.00 $1,661.00 $3,218.00
Simpson $1,323.00 $2,643.00 $1,323.00 $2,643.00
Simsboro $1,209.00 $2,528.00 $1,209.00 $2,528.00
Singer $1,194.00 $2,697.00 $1,194.00 $2,643.00
Slaughter $1,637.00 $2,969.00 $1,637.00 $2,969.00
Slidell $1,528.00 $3,068.00 $1,528.00 $2,609.00
Sondheimer $1,262.00 $2,528.00 $1,262.00 $2,528.00
Sorrento $1,612.00 $2,969.00 $1,612.00 $2,969.00
Spearsville $1,271.00 $2,528.00 $1,271.00 $2,528.00
Springfield $1,511.00 $2,969.00 $1,511.00 $2,969.00
Springhill $1,194.00 $2,528.00 $1,194.00 $2,528.00
Starks $1,365.00 $2,779.00 $1,365.00 $2,643.00
Start $1,262.00 $2,528.00 $1,262.00 $2,528.00
Sterlington $1,504.00 $2,789.00 $1,504.00 $2,789.00
Stonewall $1,367.00 $2,775.00 $1,367.00 $2,775.00
Sugartown $1,302.00 $2,643.00 $1,302.00 $2,643.00
Sulphur $1,442.00 $2,854.00 $1,442.00 $2,854.00
Summerfield $1,262.00 $2,528.00 $1,262.00 $2,528.00
Sun $1,476.00 $2,786.00 $1,476.00 $2,508.00
Sunset $1,490.00 $2,695.00 $1,490.00 $2,695.00
Sunshine $1,587.00 $2,770.00 $1,587.00 $2,695.00
Talisheek $1,476.00 $2,627.00 $1,476.00 $2,508.00
Tallulah $1,209.00 $2,528.00 $1,209.00 $2,528.00
Tangipahoa $1,640.00 $2,969.00 $1,640.00 $2,969.00
Theriot $1,527.00 $2,559.00 $1,527.00 $2,465.00
Thibodaux $1,446.00 $2,465.00 $1,446.00 $2,465.00
Tickfaw $1,558.00 $2,969.00 $1,558.00 $2,969.00
Transylvania $1,257.00 $2,528.00 $1,257.00 $2,528.00
Trout $1,285.00 $2,528.00 $1,285.00 $2,528.00
Tullos $1,262.00 $2,920.00 $1,262.00 $2,920.00
Tunica $1,587.00 $2,969.00 $1,587.00 $2,969.00
Turkey Creek $1,518.00 $2,958.00 $1,518.00 $2,695.00
Urania $1,253.00 $2,528.00 $1,253.00 $2,528.00
Vacherie $1,506.00 $2,465.00 $1,506.00 $2,465.00
Venice $1,577.00 $3,369.00 $1,577.00 $3,369.00
Ventress $1,523.00 $2,643.00 $1,523.00 $2,643.00
Vidalia $1,322.00 $2,528.00 $1,322.00 $2,528.00
Ville Platte $1,577.00 $2,958.00 $1,577.00 $2,695.00
Vinton $1,407.00 $2,763.00 $1,407.00 $2,643.00
Violet $2,118.00 $4,066.00 $2,118.00 $3,445.00
Vivian $1,306.00 $2,775.00 $1,306.00 $2,775.00
Walker $1,621.00 $3,047.00 $1,621.00 $2,969.00
Washington $1,400.00 $2,788.00 $1,400.00 $2,695.00
Waterproof $1,322.00 $2,528.00 $1,322.00 $2,528.00
Welsh $1,243.00 $2,643.00 $1,243.00 $2,643.00
West Monroe $1,349.00 $2,789.00 $1,349.00 $2,789.00
Westlake $1,375.00 $2,854.00 $1,375.00 $2,854.00
Westwego $1,917.00 $3,193.00 $1,917.00 $2,820.00
Weyanoke $1,587.00 $2,969.00 $1,587.00 $2,969.00
White Castle $1,685.00 $2,840.00 $1,685.00 $2,695.00
Wildsville $1,262.00 $2,528.00 $1,262.00 $2,528.00
Wilson $1,655.00 $2,969.00 $1,655.00 $2,969.00
Winnfield $1,292.00 $2,920.00 $1,292.00 $2,920.00
Winnsboro $1,360.00 $2,528.00 $1,360.00 $2,528.00
Wisner $1,367.00 $2,528.00 $1,367.00 $2,528.00
Woodworth $1,622.00 $3,105.00 $1,622.00 $3,105.00
Youngsville $1,472.00 $2,758.00 $1,472.00 $2,695.00
Zachary $1,667.00 $3,067.00 $1,667.00 $3,067.00
Zwolle $1,211.00 $2,643.00 $1,211.00 $2,643.00

Moving to Louisiana: Important Information

You must register for a Louisiana driver's license within 30 days of moving to the state. One exception is if you are a full time student. To obtain a Louisiana driver's license you must bring the following information.

  • Your current state license and registration.
  • Your insurance card.
  • The title of your vehicle.
  • A completed vehicle registration form.

Additionally, you should expect to pay a 4 percent usage tax. More information is available on the OMV website.

You also have 30 days to change your registration from an out of state to a Louisiana state registration. You will need to have several documents to complete your registration.

  • Your current registration.
  • Proof of insurance.
  • Title of the vehicle.
  • Proof of tax payment (from out of state tax paid.)

In addition, you will need to fill out a vehicle registration form. At that time, you will be scheduled for a vehicle inspection to inspect for safety.

Understanding Driving Laws in Louisiana

You should read and understand the driving laws in Louisiana before you try to get your state license. The State of Louisiana requires you to visit your local DMV in person to submit the required information. In addition, the state expects that you know the specific laws in the state. While some laws are the same state to state, some laws can differ greatly.

For example, it is against the law to text while driving in the State of Louisiana. In contrast, it is not against the law to use a cell phone while operating a motor vehicle. However, individuals under the age of 18 and school bus drivers are not allowed to use a cell phone while driving. This applies to both handheld, as well as hands-free use of a cell phone.

Frequently Asked Questions About Louisiana Auto Insurance

1. Why is auto insurance so high for young drivers?

Statistically, young drivers have more accidents than experienced drivers do.

2. Why are the auto insurance rates in Louisiana so much higher than other states?

Louisiana's auto insurance rates are higher for two primary reasons. First, Louisiana has a high rate of natural disasters. Second, Louisiana's direct action state law allows people to sue insurance companies directly.

3. What auto insurance coverage is required by Louisiana state law?

Law requires liability insurance coverage; however, it may be a good idea to get more coverage to protect your assets.

How to Get Great Rates on Louisiana Auto Insurance

Finding an auto insurance quote can seem overwhelming – but insuranceQuotes.com helps you find the best car insurance policy at the best price. Every year, we match 15 million consumers to the nation’s biggest auto insurance companies, including State Farm, Allstate and Liberty Mutual.

insuranceQuotes.com connects you with local and national insurance companies that give you free car insurance estimates by phone or email within minutes. By comparing multiple quotes, you can be sure that you’re getting the best price for car insurance.

insuranceQuotes.com Auto Rate Methodology

Rates are based on one vehicle and one driver who has state minimum coverage with $500 deductibles. The hypothetical driver is 35 years old, female or male, employed, a college graduate, and has good credit. She has no traffic violations, claims, or lapse in coverage. The vehicle is assumed to be a sedan that is garaged on premises, used primarily for commuting, and driven 16,000 miles per year. Rates include commonly available carrier discounts and are estimates and not guaranteed.

Average cost of car insurance by state

Find out how a county’s insurance rate stacks up against the state average, as well as how it fares against other counties in the state.

Use our interactive map to find out:

  • How your state compares to the national average
  • How your county compares to the state average
  • How your ZIP compares to the county

Use the "Select state" or "Select county" dropdown menu to choose your state, then your county.

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