For a 40-year-old driver with a clean record, Alexandria car insurance averages about $317 a month ($3,807 a year) for full coverage, based on the rates insurers had filed with state regulators as of Aug. 31, 2026. That’s 6% above the Louisiana average of $300 a month. Full-coverage averages in Alexandria run from about $184 to $436 a month across the three major insurers we compared (GEICO, Progressive and Southern Farm Bureau).
Alexandria costs a little more than the Louisiana average for our benchmark driver: about $17 a month more than the Louisiana average, and about $114 a month less than New Orleans.
Our data covers three ZIP codes with an Alexandria mailing address, from about $307 a month in 71303 to $324 in 71301.
Cost data comes from the auto rates insurers file with state regulators, priced across all three Alexandria ZIP codes in our data, compiled by Quadrant Information Services and updated as new rates are filed.
Rates as of Aug. 31, 2026. Page reviewed Oct. 7, 2026.
Full coverage in Alexandria averages $3,807 a year, or about $317 a month, for our benchmark driver. Liability-only coverage at Louisiana’s 15/30/25 minimum averages $1,129 a year ($94 a month), and 50/100/50 liability with comprehensive and collision averages $3,259 ($272 a month).
Southern Farm Bureau’s Alexandria average, about $184 a month, is 52% below GEICO’s ($385), a lead wide enough that we show the range instead of naming a single cheapest insurer. The published 2026 statewide Louisiana rate studies we reviewed most often rank Farm Bureau cheapest for full coverage: three of the six put it first. For liability-only coverage at 15/30/25 limits, averages run from about $62 to $130 a month; the lowest is far enough below the rest that we don’t name a cheapest insurer for that coverage level.
Full-coverage averages by insurer in Alexandria
Monthly, for the same driver and car. Insurers marked with an asterisk in the table below aren’t in the chart.
Rates insurers filed with state regulators, compiled by Quadrant Information Services, as of Aug. 31, 2026. Benchmark 40-year-old driver, 100/300/100 with $500 deductibles.
| Insurance Company: | Minimum Liability 15/30/25 (Yearly): | Minimum Liability 15/30/25 (Monthly): | Full Coverage (Yearly): | Full Coverage (Monthly): |
|---|---|---|---|---|
| Southern Farm Bureau | $748 | $62 | $2,211 | $184 |
| USAA (military families) | $1,030 | $86 | $3,158 | $263 |
| GEICO | $1,184 | $99 | $4,623 | $385 |
| Progressive | $1,556 | $130 | $5,237 | $436 |
| State Farm (Nov. 2025 rates)* | $1,624 | $135 | $4,819 | $402 |
| Encompass* | $2,241 | $187 | $5,383 | $449 |
| Farmers* | $3,415 | $285 | $5,724 | $477 |
| Safeway* | $2,107 | $176 | $5,748 | $479 |
| AAA* | $1,508 | $126 | $5,929 | $494 |
| Allstate* | $3,125 | $260 | $10,938 | $912 |
| Alexandria average | $1,129 | $94 | $3,807 | $317 |
This table uses Alexandria ZIP codes only. See how we calculated these rates. Your own price depends on your car, driving record and coverage, so compare car insurance quotes before you buy.
Across the three Alexandria ZIP codes we price, full coverage for our driver ranges from about $307 a month in 71303 to $324 in 71301, a gap of $203 a year. 71303, on the west side, is the least expensive Alexandria ZIP code in our data, and 71301 and 71302 are within a few dollars of each other.
Lowest-priced Alexandria ZIP code
Highest-priced Alexandria ZIP code
Search the table for your ZIP code. The last column shows how far each ZIP code is above or below Alexandria’s average.
| ZIP Code: | Minimum Liability 15/30/25 (Yearly): | Minimum Liability 15/30/25 (Monthly): | Full Coverage (Yearly): | Full Coverage (Monthly): | Full Coverage vs. City Average: |
|---|---|---|---|---|---|
| 71301 | $1,164 | $97 | $3,887 | $324 | +2% |
| 71302 | $1,142 | $95 | $3,850 | $321 | +1% |
| 71303 | $1,082 | $90 | $3,684 | $307 | -3% |
Your ZIP code matters
Raising liability limits from 50/100/50 to 100/300/100 adds about $548 a year on average in our Alexandria data, with the same $500 deductibles. That’s about $46 a month for double the per-person injury limit, three times the per-crash limit and double the property damage limit, and the full-coverage package also raises uninsured and underinsured motorist coverage to 100/300.
Not for our benchmark driver. Comparing the same insurers in the same Alexandria ZIP codes, full coverage averaged $3,862 a year nine months earlier and $3,807 in rates as of Aug. 31, 2026, a 1.4% drop. Progressive cut its Alexandria average 3.4% and USAA 1.1%, while GEICO’s and Southern Farm Bureau’s averages were unchanged. State Farm’s latest rates are from November 2025, so it’s left out of this comparison. Liability-only coverage at 15/30/25 limits fell 3.8%, led by USAA, which cut its liability-only average 13.2%.
Rapides Parish averages about $297 a month for full coverage, the 15th-most expensive of the 61 Louisiana parishes we price.
Pineville, across the Red River, averages about $296 a month. Prices depend on where in Louisiana you live, not just on your car and driving record.
More Louisiana cities and towns are in the Louisiana rates by city table, and you can compare states on our car insurance rates by state page.
Lafayette, about 80 miles south, averages $287 a month, and Monroe, about 90 miles north, $288.
Drivers in Alexandria follow Louisiana’s rules. Every vehicle must be covered by at least:
Our Louisiana requirements guide covers uninsured motorist coverage, the 2025 law changes and what happens if you drive uninsured.
Ready to compare
Insurers must file their rates and rating rules with each state’s insurance regulator. Quadrant Information Services uses those filings to calculate what each insurer would charge a specific driver, and InsuranceQuotes analyzes those prices. This page uses rates in effect on Aug. 31, 2026.
Coverage requirements come from Louisiana law and the Louisiana Department of Insurance. We refresh these figures when new rate data is released.
For our benchmark driver, full coverage in Alexandria averages about $317 a month ($3,807 a year) and liability-only coverage about $94 a month, based on the rates insurers had filed with state regulators as of Aug. 31, 2026. Full coverage is 6% above the Louisiana average of $300 a month.
It depends on the coverage. For full coverage, averages in Alexandria run from about $184 to $436 a month across the three major insurers we compared, and the gap between the two lowest is too wide for us to call one insurer the cheapest. For liability-only coverage, averages run from about $62 to $130 a month. Of the six published 2026 statewide Louisiana rate studies we reviewed, three rank Farm Bureau cheapest for full coverage. Rates vary by driver, so compare quotes for your own car and ZIP code.
Pineville, for our benchmark driver. Alexandria full coverage averages about $317 a month and Pineville about $296, a difference of about $21 a month.
In our data, 71303 has the lowest full-coverage average in Alexandria, at about $307 a month, and 71301 the highest, at about $324. The ZIP code table on this page lists all three.
In our Alexandria data, full coverage (100/300/100 with $500 deductibles) averages about $317 a month and liability-only coverage at 15/30/25 limits about $94, a difference of about $223 a month ($2,678 a year). Liability-only coverage won’t pay to repair or replace your own car after a crash, a theft or a storm. Louisiana law doesn’t require full coverage, but a lender or leasing company may.
Not for our benchmark driver. Comparing the same insurers and ZIP codes, Alexandria full coverage fell 1.4% over the past nine months, from about $3,862 to $3,807 a year. Progressive cut its Alexandria average 3.4% and USAA 1.1%. Liability-only coverage at 15/30/25 limits fell 3.8%.
For our benchmark driver, full coverage in Alexandria averages about $317 a month. Nearby, Lafayette averages about $287, Lake Charles about $290 and Monroe about $288. Lafayette, Lake Charles and Monroe are cheaper; prices depend mostly on ZIP code, so compare quotes for your own address.
