Compare Free Lewiston Car Insurance Quotes

Please provide a valid zip code.

Find the best coverage rates in Maine

How to Find Cheap Lewiston Car Insurance

When it comes to finding the right car insurance policy, drivers in Lewiston should consider comparing multiple options online. By doing so, they not only have access to a wide range of providers but also save valuable time and money. offers an efficient solution by providing all necessary information in one place. With its user-friendly platform and comprehensive database of reputable insurers, drivers can easily compare policies side-by-side without having to visit multiple websites or make countless phone calls. This streamlined approach ensures that individuals find a quality insurance provider while maximizing their savings potential – making the go-to destination for all car insurance needs in Lewiston

Average Cost for Auto Insurance in Lewiston, ME

  • State Minimum Liability: On average Lewiston drivers can expect to pay $59 a month or $708  a year.
  • Full Coverage: Drivers can expect to pay $176 a month or $2,109 a year.

InsuranceQuotes cost rates are pulled from our real-time auto insurance database from recent quotes in Lewiston – Rates are based on a used car driver who is single, middle aged & has a clean driving record. Read on to learn about the cheapest local rates filtered by insurance providers, new cars, vehicle types and age.

Maine car insurance

Who Has the Cheapest Car Insurance in Lewiston

Here is a breakdown of average costs from the cheapest local insurance providers in Lewiston from our cost data set of used-car drivers who are single, middle aged and have a clean driving record:

Insurance Provider:State Minimum:Monthly:Full Coverage:Monthly:
Concord Group$452$38$1,238$103
State Farm$684$57$2,101$175
United Financial$684$57$1,955$163

What are State Minimum Liability Requirements in Maine?

Though you may want to opt for higher coverage, here are the minimum car insurance requirements in Maine for the cheapest state minimum liability coverage while on the road:

  1. $50,000 bodily injury liability per person
  2. $100,000 bodily injury liability per accident
  3. $25,000 property damage liability per accident

These are the minimum coverage limits required by the state. Keep in mind that these limits may not provide comprehensive coverage, and you may consider higher coverage limits or additional coverage options such as comprehensive and collision insurance for better protection.

Top Tips for Saving Money on Your ME Car Insurance Policy

To save money on a new car insurance policy in Maine, consider implementing the following strategies:

  1. Compare Multiple Quotes with InsuranceQuotes:
    • Obtain free quotes from multiple insurance providers all in one place to compare rates through InsuranceQuotes. Different insurers may offer varying premiums, so shopping around allows you to find the most affordable option.
  2. Bundle Policies:
    • Bundle your auto insurance with other policies, such as home or renters insurance, with the same provider. Many insurers offer discounts for bundling.
  3. Maintain a Good Driving Record:
    • Safe driving habits can lead to lower premiums. Avoid accidents and traffic violations to maintain a clean driving record, which is often rewarded with lower insurance costs.
  4. Increase Deductibles:
    • Consider raising your deductibles for comprehensive and collision coverage. Higher deductibles typically result in lower premiums.
  5. Ask About Discounts:
    • Inquire about available discounts, such as good student discounts, safe driver discounts, or discounts for safety features on your vehicle. Insurance providers may offer various discounts that can significantly reduce your premium.
  6. Maintain Good Credit:
    • Insurers in some states, including Maine, use credit scores to determine premiums. Maintaining a good credit score may help lower your car insurance costs.
  7. Choose a Safe Car:
    • Vehicles with safety features may qualify for lower premiums. Check with your insurance provider to see if your car’s safety features make you eligible for discounts.
  8. Review Your Coverage:
    • Regularly reassess your coverage needs. If your circumstances change or if you have an older vehicle, you may be able to adjust your coverage to save on premiums.
  9. Drive Less:
    • If possible, reduce your annual mileage. Some insurance companies offer discounts for low-mileage drivers.
  10. Take Advantage of Loyalty Discounts:
    • Inquire if your insurance provider offers discounts for long-term customers. Loyalty rewards may be available for staying with the same company.
  11. Complete a Defensive Driving Course:
    • Some insurers offer discounts for completing defensive driving courses. Check with your provider to see if this option is available.
Please provide a valid zip code.