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Allstate: Hardin County is stormiest county in Texas

InsuranceQuotes.com staff

Based on home insurance data from Allstate, Hardin County — sandwiched between Houston and Beaumont — is the stormiest county in Texas.

Allstate tallied the top 20 stormiest counties in the state by looking at places with the highest frequencies of home insurance claims related to wind, hail and lightning from 2006 through 2010.

In second place was Orange County, which is just east of Beaumont. It was followed, in descending order, by Bowie County (Texarkana), Midland County (Midland) and Jefferson County (Beaumont).

Allstate points out that the two stormiest counties on the list are in Southeast Texas, reflecting the impact of hurricanes Rita and Ike.

Texas has exposure to nine types of natural disasters — the most of any state in the country — including hurricanes, tornadoes and wildfires, according to Allstate. Texas led the country in 2009 with $2.45 billion in catastrophe losses, representing nearly one-fourth of all catastrophe losses in the United States.

Next on the Allstate list were:

6. El Paso County (El Paso).

7. Ector County (Odessa).

8. Parker County (Weatherford).

9. Harris County (Houston).

10. Williamson County (Round Rock).

11. Smith County (Tyler).

12. Angelina County (Lufkin).

13. Grayson County (Sherman).

14. Tarrant County (Fort Worth).

15. Val Verde County (Del Rio).

16. Fort Bend County (Sugar Land).

17. Hood County (Granbury).

18. Montgomery County (Conroe).

19. Denton County (Denton).

20. Lubbock County (Lubbock).

Allstate came up with the list by examining home insurance damage claims in 58 Texas counties, each of which had at least 1,000 Allstate policies in 2010.