Arizona Auto Insurance Quotes

Arizona auto insurance Arizona is a popular vacation destination, which means roads can be busy with local and visiting traffic. This is especially of note if you are a resident, as more cars equates to an increased risk of being involved in accident. Maintaining the proper level of insurance is not only smart, it's the law.

Arizona state law requires that you carry liability insurance. The minimum amounts of coverage are:

  • $15,000 bodily injury for one person
  • $30,000 bodily injury for more than one person
  • $10,000 property damage

Insurance companies notify the Arizona Motor Vehicle Division of all new policies, policy cancellations, and non-renewals. If the MVD receives a cancellation or nonrenewal notice from your insurance company, it sends an inquiry to verify the status. You face suspension of your license and registration if you don't have insurance. You then have to pay fees to reinstate these.

Sample fo Annual Arizona Auto Insurance Rates

Phoenix Auto Insurance

Phoenix is the capital of Arizona. Not only is Phoenix the largest city in the Grand Canyon State with a population of more than 1.5 million people, but it is also the largest state capital in the country. U-Haul and PetSmart are headquartered in the Valley of the Sun.

From Phoenix, Interstate 10 runs west into Los Angeles, and south through Tucson, Ariz. Interstate 17 runs north from Phoenix to Flagstaff, in the direction of the Grand Canyon.

City Single Married
Low High Low High
Phoenix $1,290.00 $2,919.00 $1,016.00 $2,678.00

Buckeye Auto Insurance

Buckeye is a western Phoenix suburb with a population of more than 50,000 people. The town was named for Ohio, which is known as the "Buckeye State."

From Buckeye, Interstate 10 runs east into Phoenix, and west toward Los Angeles. Arizona State Route 85 runs south into Mexico.

City Single Married
Low High Low High
Buckeye $1,316.00 $2,258.00 $1,063.00 $2,116.00

Tucson Auto Insurance

Tucson is the second-largest city in Arizona with a population of about 520,000 people. Tucson is known as the "Optics Valley," because of the large role it plays in the industry. The University of Arizona is based in Tucson.

From Tucson, Interstate 10 runs north into Phoenix, and east toward El Paso, Texas. Interstate 19 runs south into Mexico.

City Single Married
Low High Low High
Tucson $1,122.00 $2,628.00 $907.00 $2,343.00

Scottsdale Auto Insurance

Scottsdale is a northeastern suburb of Phoenix that claims to be the "West's Most Western Town." It is the seventh-largest city in Arizona with a population of about 236,000 people. Not one, but two champion boxers - Muhammad Ali and Mike Tyson - have called Scottsdale home. Go Daddy is also headquartered in town.

From Scottsdale, Arizona State Route 101 runs south toward Mesa. Just south of Scottsdale, Arizona State Route 202 runs west into Phoenix, while Interstate 10 runs south toward Tucson.

City Single Married
Low High Low High
Scottsdale $1,271.00 $2,645.00 $1,007.00 $2,502.00

Peoria Auto Insurance

Peoria is a northwestern suburb of Phoenix. It is the ninth-largest city in Arizona with a population of about 154,000 people. Peoria was named for the city of the same name in Illinois.

From Peoria, Arizona State Route 101 runs southeast, crossing through other Phoenix suburbs like Scottsdale, Mesa, and Tucson. U.S. Route 60 connects Peoria with Phoenix to the south. Interstate 10 passes south of Peoria, heading west to Los Angeles, and east to El Paso, Texas.

City Single Married
Low High Low High
Peoria $1,323.00 $2,545.00 $1,048.00 $2,255.00

Sierra Vista Auto Insurance

Sierra Vista is a small town near the Arizona-Mexico border with a population of about 43,000 people. Tourists flock to Sierra Vista to go birdwatching at the Ramsey Canyon Preserve, earning the town the nickname of the "Hummingbird Capital of the United States." Sierra Vista is also home to two former Miss Arizonas. Wick Communications is headquartered in town.

From Sierra Vista, Arizona State Route 90 runs north, connecting with Interstate 10, which travels northwest toward Tucson and Phoenix. Arizona State Route 92 runs south toward Mexico.

City Single Married
Low High Low High
Sierra Vista $949.00 $1,689.00 $831.00 $1,528.00

Mesa Auto Insurance

Mesa is an eastern suburb of Phoenix. It is the third-largest city in Arizona with a population of about 439,000 people. Mesa is considered one of the most conservative cities in America.

From Mesa, U.S. Route 60 and Arizona State Route 202 both run west into Phoenix. Arizona State Route 101 runs north through Scottsdale. Just outside Mesa, Interstate 10 runs south to Tucson, and east through Phoenix and toward Los Angeles.

City Single Married
Low High Low High
Mesa $1,195.00 $2,464.00 $950.00 $2,197.00

Marana Auto Insurance

Marana is a northwestern suburb of Tucson with a population of about 35,000 people. The town relies on farming and ranching.

From Marana, Interstate 10 runs south into Tucson, and north toward Phoenix. West Tangerine Road travels east toward Catalina State Park.

City Single Married
Low High Low High
Marana $1,163.00 $2,258.00 $923.00 $2,116.00

Fort Huachuca Auto Insurance

Fort Huachuca is an army base near the Arizona-Mexico border. The army base has a population of more than 19,000 people, mostly soldiers and their families.

Within Fort Huachuca, Libby Army Airfield operates out of the Sierra Vista Municipal Airport. Hatfield Street leads to Arizona State Route 90, which connects with the airport.

City Single Married
Low High Low High
Fort Huachuca $955.00 $1,662.00 $833.00 $1,555.00

Goodyear Auto Insurance

Goodyear is a western Phoenix suburb with a population of more than 65,000 people. Goodyear was named after the Ohio-based tire company, which purchased cotton fields in the town a century ago.

From Goodyear, Interstate 10 runs east into Phoenix, and west toward Los Angeles. Arizona State Route 303 begins in Goodyear and runs north past the Luke Air Force Base and Wildlife World Zoo and Aquarium.

City Single Married
Low High Low High
Goodyear $1,072.00 $2,201.00 $1,056.00 $2,070.00

City Single Married
Low High Low High
Aguila $1,211.00 $2,347.00 $1,063.00 $2,078.00
Ajo $1,179.00 $2,201.00 $1,104.00 $2,070.00
Alpine $1,004.00 $1,729.00 $955.00 $1,546.00
Amado $991.00 $2,059.00 $918.00 $1,925.00
Apache Junction $1,255.00 $2,343.00 $1,007.00 $2,205.00
Arivaca $1,193.00 $2,233.00 $988.00 $2,005.00
Arizona City $1,235.00 $2,096.00 $1,081.00 $1,867.00
Arlington $1,211.00 $2,343.00 $1,063.00 $2,205.00
Ash Fork $1,076.00 $1,907.00 $1,036.00 $1,709.00
Avondale $1,374.00 $2,370.00 $1,100.00 $2,133.00
Bagdad $967.00 $1,708.00 $967.00 $1,528.00
Bapchule $1,114.00 $2,320.00 $1,033.00 $2,068.00
Bellemont $1,004.00 $1,891.00 $1,003.00 $1,697.00
Benson $978.00 $1,921.00 $873.00 $1,725.00
Bisbee $1,000.00 $1,792.00 $883.00 $1,611.00
Black Canyon City $1,082.00 $2,296.00 $1,047.00 $2,048.00
Blue $1,004.00 $1,724.00 $921.00 $1,548.00
Blue Gap $1,178.00 $2,196.00 $1,107.00 $1,952.00
Bouse $1,166.00 $1,674.00 $948.00 $1,572.00
Bowie $940.00 $1,688.00 $873.00 $1,528.00
Buckeye $1,316.00 $2,258.00 $1,063.00 $2,116.00
Bullhead City $996.00 $1,638.00 $845.00 $1,471.00
Bylas $1,014.00 $1,784.00 $930.00 $1,590.00
Cameron $1,109.00 $2,072.00 $1,003.00 $1,925.00
Camp Verde $1,070.00 $1,931.00 $1,044.00 $1,721.00
Carefree $1,267.00 $2,316.00 $1,036.00 $2,057.00
Casa Grande $1,184.00 $2,095.00 $1,033.00 $1,970.00
Cave Creek $1,293.00 $2,389.00 $1,058.00 $2,125.00
Central $1,004.00 $1,614.00 $988.00 $1,510.00
Chambers $1,261.00 $2,007.00 $1,098.00 $1,794.00
Chandler $1,233.00 $2,388.00 $1,018.00 $2,176.00
Chinle $1,210.00 $2,258.00 $1,098.00 $2,116.00
Chino Valley $991.00 $1,766.00 $991.00 $1,589.00
Chloride $1,004.00 $1,715.00 $863.00 $1,528.00
Cibecue $1,077.00 $1,883.00 $1,077.00 $1,692.00
Cibola $1,096.00 $1,662.00 $863.00 $1,485.00
Clarkdale $1,047.00 $1,691.00 $1,015.00 $1,510.00
Clay Springs $1,015.00 $1,889.00 $1,015.00 $1,696.00
Clifton $980.00 $1,495.00 $921.00 $1,376.00
Cochise $936.00 $2,059.00 $930.00 $1,925.00
Colorado City $1,090.00 $2,030.00 $863.00 $1,811.00
Concho $1,049.00 $1,876.00 $955.00 $1,686.00
Congress $1,038.00 $2,203.00 $1,015.00 $1,950.00
Coolidge $1,150.00 $2,343.00 $1,033.00 $2,205.00
Cornville $1,055.00 $1,812.00 $1,005.00 $1,616.00
Cottonwood $1,052.00 $1,633.00 $1,015.00 $1,528.00
Crown King $1,048.00 $1,792.00 $1,015.00 $1,602.00
Dateland $1,222.00 $2,011.00 $975.00 $1,891.00
Dennehotso $1,206.00 $2,275.00 $1,098.00 $2,142.00
Dewey $1,063.00 $1,678.00 $1,044.00 $1,572.00
Dolan Springs $1,035.00 $1,723.00 $863.00 $1,540.00
Douglas $939.00 $1,719.00 $866.00 $1,546.00
Dragoon $955.00 $1,710.00 $873.00 $1,537.00
Duncan $925.00 $1,633.00 $921.00 $1,449.00
Eagar $1,032.00 $1,828.00 $955.00 $1,645.00
Eden $1,004.00 $1,784.00 $930.00 $1,592.00
Ehrenberg $1,167.00 $1,632.00 $948.00 $1,528.00
El Mirage $1,362.00 $2,482.00 $1,093.00 $2,208.00
Elfrida $928.00 $1,553.00 $866.00 $1,395.00
Elgin $1,163.00 $1,869.00 $918.00 $1,688.00
Eloy $1,321.00 $1,906.00 $1,081.00 $1,798.00
Flagstaff $1,014.00 $2,258.00 $1,003.00 $2,116.00
Florence $1,268.00 $1,921.00 $1,033.00 $1,798.00
Forest Lakes $1,004.00 $1,961.00 $1,004.00 $1,752.00
Fort Apache $1,004.00 $1,747.00 $1,004.00 $1,570.00
Fort Defiance $1,282.00 $1,859.00 $1,107.00 $1,710.00
Fort Huachuca $955.00 $1,662.00 $833.00 $1,555.00
Fort Mcdowell $1,162.00 $2,574.00 $1,007.00 $2,288.00
Fort Mohave $1,018.00 $1,638.00 $845.00 $1,470.00
Fort Thomas $1,004.00 $1,657.00 $988.00 $1,477.00
Fountain Hills $1,167.00 $2,239.00 $923.00 $2,105.00
Fredonia $987.00 $1,624.00 $987.00 $1,451.00
Gadsden $1,194.00 $1,875.00 $948.00 $1,759.00
Ganado $1,268.00 $1,830.00 $1,098.00 $1,710.00
Gila Bend $1,191.00 $2,258.00 $1,063.00 $2,116.00
Gilbert $1,301.00 $2,263.00 $1,089.00 $2,076.00
Glendale $1,347.00 $2,844.00 $1,077.00 $2,678.00
Globe $1,038.00 $1,830.00 $1,038.00 $1,710.00
Gold Canyon $1,259.00 $2,343.00 $1,007.00 $2,205.00
Golden Valley $974.00 $1,714.00 $863.00 $1,529.00
Goodyear $1,072.00 $2,201.00 $1,056.00 $2,070.00
Grand Canyon $959.00 $2,074.00 $959.00 $1,838.00
Gray Mountain $1,004.00 $2,156.00 $1,003.00 $1,925.00
Green Valley $973.00 $2,107.00 $802.00 $1,880.00
Greer $1,004.00 $1,793.00 $955.00 $1,614.00
Hackberry $987.00 $1,737.00 $863.00 $1,547.00
Happy Jack $1,004.00 $1,970.00 $1,004.00 $1,750.00
Hayden $1,211.00 $1,830.00 $1,182.00 $1,710.00
Heber $1,010.00 $1,768.00 $1,010.00 $1,586.00
Hereford $962.00 $1,674.00 $830.00 $1,572.00
Holbrook $1,032.00 $1,751.00 $964.00 $1,565.00
Hotevilla $1,004.00 $2,275.00 $1,004.00 $2,142.00
Houck $1,271.00 $2,011.00 $1,107.00 $1,798.00
Huachuca City $959.00 $1,552.00 $847.00 $1,450.00
Humboldt $1,048.00 $1,678.00 $1,015.00 $1,572.00
Indian Wells $1,080.00 $1,841.00 $1,080.00 $1,666.00
Jerome $1,048.00 $2,021.00 $1,015.00 $1,805.00
Joseph City $1,022.00 $1,822.00 $1,022.00 $1,666.00
Kaibito $1,089.00 $2,224.00 $1,003.00 $1,978.00
Kayenta $1,125.00 $2,120.00 $1,107.00 $1,993.00
Keams Canyon $1,063.00 $2,156.00 $1,063.00 $1,925.00
Kearny $1,194.00 $1,888.00 $1,178.00 $1,779.00
Kingman $917.00 $1,718.00 $863.00 $1,528.00
Kirkland $1,071.00 $1,662.00 $1,036.00 $1,555.00
Kykotsmovi Village $1,138.00 $2,084.00 $1,107.00 $1,868.00
Lake Havasu City $927.00 $1,725.00 $863.00 $1,555.00
Lakeside $1,061.00 $1,824.00 $964.00 $1,638.00
Laveen $1,518.00 $2,532.00 $1,220.00 $2,257.00
Leupp $1,023.00 $2,059.00 $1,003.00 $1,925.00
Litchfield Park $1,355.00 $2,137.00 $1,089.00 $2,013.00
Littlefield $976.00 $1,757.00 $863.00 $1,551.00
Lukachukai $1,162.00 $2,265.00 $1,098.00 $2,133.00
Luke Air Force Base $1,303.00 $2,423.00 $1,036.00 $2,172.00
Lukeville $1,211.00 $1,975.00 $1,104.00 $1,776.00
Lupton $1,266.00 $1,830.00 $1,107.00 $1,710.00
Mammoth $1,212.00 $1,903.00 $1,119.00 $1,700.00
Many Farms $1,149.00 $2,258.00 $1,098.00 $2,116.00
Marana $1,163.00 $2,258.00 $923.00 $2,116.00
Marble Canyon $980.00 $1,949.00 $980.00 $1,728.00
Maricopa $1,255.00 $2,144.00 $1,033.00 $1,970.00
Mayer $1,064.00 $2,059.00 $1,044.00 $1,925.00
Mc Neal $958.00 $1,517.00 $866.00 $1,415.00
McNary $1,004.00 $1,765.00 $1,004.00 $1,588.00
Meadview $975.00 $1,755.00 $863.00 $1,565.00
Mesa $1,195.00 $2,464.00 $950.00 $2,197.00
Miami $1,037.00 $1,906.00 $1,037.00 $1,798.00
Mohave Valley $1,011.00 $1,873.00 $845.00 $1,683.00
Morenci $981.00 $1,674.00 $921.00 $1,572.00
Mormon Lake $1,004.00 $2,258.00 $993.00 $2,116.00
Morristown $1,044.00 $2,081.00 $1,044.00 $1,925.00
Mount Lemmon $1,333.00 $2,348.00 $1,067.00 $2,092.00
Munds Park $1,094.00 $2,059.00 $1,003.00 $1,925.00
Naco $955.00 $1,728.00 $873.00 $1,560.00
Nazlini $1,242.00 $2,258.00 $1,107.00 $2,116.00
New River $1,279.00 $2,294.00 $1,016.00 $2,081.00
Nogales $1,161.00 $1,883.00 $916.00 $1,710.00
North Rim $1,004.00 $2,059.00 $1,003.00 $1,925.00
Nutrioso $1,064.00 $1,765.00 $1,064.00 $1,580.00
Oatman $1,004.00 $1,760.00 $863.00 $1,581.00
Oracle $1,118.00 $2,104.00 $971.00 $1,980.00
Overgaard $1,001.00 $1,844.00 $1,001.00 $1,655.00
Page $1,004.00 $1,849.00 $1,003.00 $1,742.00
Palo Verde $1,211.00 $2,343.00 $1,063.00 $2,205.00
Paradise Valley $1,362.00 $2,302.00 $1,071.00 $2,172.00
Parker $1,096.00 $1,745.00 $863.00 $1,572.00
Parks $1,030.00 $1,802.00 $1,003.00 $1,615.00
Patagonia $1,161.00 $1,659.00 $916.00 $1,493.00
Paulden $1,033.00 $1,599.00 $1,033.00 $1,438.00
Payson $1,080.00 $1,967.00 $1,010.00 $1,753.00
Peach Springs $1,010.00 $1,896.00 $1,008.00 $1,699.00
Pearce $929.00 $1,612.00 $873.00 $1,450.00
Peoria $1,323.00 $2,545.00 $1,048.00 $2,255.00
Peridot $1,022.00 $2,035.00 $1,022.00 $1,823.00
Petrified Forest National Park $1,211.00 $1,852.00 $1,107.00 $1,655.00
Phoenix $1,290.00 $2,919.00 $1,016.00 $2,678.00
Picacho $1,340.00 $2,058.00 $1,081.00 $1,929.00
Pima $970.00 $1,587.00 $930.00 $1,450.00
Pine $1,093.00 $1,888.00 $1,005.00 $1,687.00
Pinedale $1,004.00 $1,709.00 $1,004.00 $1,535.00
Pinetop $1,071.00 $1,662.00 $964.00 $1,555.00
Pinon $1,053.00 $2,200.00 $1,053.00 $2,076.00
Pirtleville $939.00 $1,614.00 $873.00 $1,454.00
Polacca $1,130.00 $2,258.00 $1,107.00 $2,116.00
Pomerene $955.00 $1,755.00 $873.00 $1,580.00
Poston $1,194.00 $1,767.00 $948.00 $1,583.00
Prescott $1,034.00 $1,745.00 $1,028.00 $1,569.00
Prescott Valley $1,036.00 $1,703.00 $1,015.00 $1,529.00
Quartzsite $1,168.00 $1,765.00 $948.00 $1,574.00
Queen Creek $1,290.00 $2,201.00 $1,021.00 $2,070.00
Red Rock $1,360.00 $2,258.00 $1,081.00 $2,116.00
Red Valley $1,184.00 $2,275.00 $1,107.00 $2,142.00
Rillito $1,231.00 $2,258.00 $1,020.00 $2,116.00
Rimrock $1,098.00 $1,890.00 $1,044.00 $1,682.00
Rio Rico $1,161.00 $1,888.00 $916.00 $1,779.00
Rio Verde $1,227.00 $2,258.00 $1,007.00 $2,116.00
Rock Point $1,169.00 $2,710.00 $1,107.00 $2,552.00
Roll $1,096.00 $2,104.00 $863.00 $1,980.00
Roosevelt $1,079.00 $2,104.00 $1,033.00 $1,980.00
Round Rock $1,175.00 $2,258.00 $1,107.00 $2,116.00
Sacaton $1,267.00 $2,030.00 $1,033.00 $1,891.00
Safford $969.00 $1,722.00 $921.00 $1,535.00
Sahuarita $1,072.00 $1,996.00 $843.00 $1,794.00
Saint David $970.00 $1,728.00 $884.00 $1,572.00
Saint Johns $1,043.00 $1,785.00 $955.00 $1,599.00
Saint Michaels $1,273.00 $1,915.00 $1,107.00 $1,717.00
Salome $1,176.00 $1,884.00 $975.00 $1,710.00
San Carlos $1,071.00 $2,137.00 $930.00 $1,898.00
San Luis $1,194.00 $1,770.00 $948.00 $1,595.00
San Manuel $1,178.00 $1,975.00 $1,119.00 $1,765.00
San Simon $955.00 $1,498.00 $921.00 $1,376.00
San Tan Valley $1,256.00 $2,201.00 $997.00 $2,070.00
Sanders $1,356.00 $2,010.00 $1,107.00 $1,794.00
Sasabe $1,175.00 $2,234.00 $921.00 $2,001.00
Scottsdale $1,271.00 $2,645.00 $1,007.00 $2,502.00
Second Mesa $1,004.00 $2,201.00 $1,004.00 $2,070.00
Sedona $1,128.00 $2,059.00 $1,005.00 $1,925.00
Seligman $1,027.00 $1,888.00 $1,027.00 $1,690.00
Sells $1,251.00 $2,356.00 $996.00 $2,116.00
Shonto $1,181.00 $2,201.00 $1,107.00 $2,070.00
Show Low $1,063.00 $1,853.00 $964.00 $1,666.00
Sierra Vista $949.00 $1,689.00 $831.00 $1,528.00
Skull Valley $1,056.00 $1,677.00 $1,015.00 $1,555.00
Snowflake $993.00 $1,910.00 $964.00 $1,710.00
Solomon $1,004.00 $1,644.00 $988.00 $1,510.00
Somerton $1,194.00 $1,847.00 $948.00 $1,656.00
Sonoita $1,168.00 $1,964.00 $918.00 $1,774.00
Springerville $1,032.00 $1,634.00 $955.00 $1,469.00
Stanfield $1,280.00 $2,201.00 $1,033.00 $2,070.00
Sun City $1,057.00 $2,376.00 $982.00 $2,110.00
Sun City West $907.00 $2,226.00 $907.00 $1,979.00
Sun Valley $1,004.00 $1,825.00 $1,004.00 $1,633.00
Supai $991.00 $2,229.00 $991.00 $1,982.00
Superior $1,252.00 $2,323.00 $1,182.00 $2,177.00
Surprise $939.00 $2,287.00 $939.00 $2,142.00
Tacna $1,194.00 $2,104.00 $948.00 $1,980.00
Taylor $1,002.00 $1,869.00 $1,002.00 $1,672.00
Teec Nos Pos $1,170.00 $2,710.00 $1,098.00 $2,552.00
Tempe $1,300.00 $2,611.00 $1,031.00 $2,317.00
Temple Bar Marina $1,004.00 $1,901.00 $863.00 $1,694.00
Thatcher $973.00 $1,552.00 $921.00 $1,450.00
Tolleson $1,515.00 $2,713.00 $1,217.00 $2,565.00
Tombstone $972.00 $1,691.00 $884.00 $1,588.00
Tonalea $1,096.00 $2,258.00 $1,096.00 $2,116.00
Tonopah $1,217.00 $2,201.00 $1,063.00 $2,070.00
Tonto Basin $1,072.00 $1,978.00 $988.00 $1,767.00
Topock $988.00 $1,517.00 $845.00 $1,415.00
Tsaile $1,193.00 $2,265.00 $1,098.00 $2,133.00
Tuba City $1,132.00 $2,134.00 $1,003.00 $1,925.00
Tubac $1,161.00 $2,059.00 $916.00 $1,925.00
Tucson $1,122.00 $2,628.00 $907.00 $2,343.00
Tumacacori $1,168.00 $2,059.00 $918.00 $1,925.00
Vail $1,300.00 $2,014.00 $1,042.00 $1,801.00
Valentine $1,004.00 $1,841.00 $863.00 $1,635.00
Vernon $1,004.00 $1,628.00 $1,004.00 $1,528.00
Waddell $1,303.00 $2,332.00 $1,036.00 $2,086.00
Wellton $1,096.00 $2,059.00 $863.00 $1,925.00
Wenden $1,194.00 $1,979.00 $948.00 $1,760.00
Whiteriver $1,104.00 $1,721.00 $1,104.00 $1,555.00
Wickenburg $1,025.00 $1,887.00 $1,025.00 $1,677.00
Wikieup $1,004.00 $1,759.00 $863.00 $1,576.00
Willcox $932.00 $1,666.00 $930.00 $1,501.00
Williams $1,064.00 $1,749.00 $1,036.00 $1,566.00
Willow Beach $1,004.00 $1,892.00 $863.00 $1,689.00
Window Rock $1,273.00 $1,876.00 $1,107.00 $1,710.00
Winkelman $1,198.00 $1,830.00 $1,123.00 $1,710.00
Winslow $1,045.00 $1,688.00 $1,045.00 $1,518.00
Wittmann $1,144.00 $2,219.00 $1,063.00 $1,981.00
Woodruff $1,004.00 $1,896.00 $1,004.00 $1,698.00
Yarnell $1,048.00 $1,768.00 $1,015.00 $1,575.00
Young $1,098.00 $2,112.00 $988.00 $1,892.00
Youngtown $1,111.00 $2,589.00 $1,093.00 $2,294.00
Yucca $970.00 $1,497.00 $863.00 $1,344.00
Yuma $1,096.00 $1,879.00 $863.00 $1,679.00

Tips to Save on Auto Insurance in Arizona

Many insurance companies in Arizona offer discounts to drivers. These discounts apply to:

  • Multi-vehicle
  • Multi-policy
  • Good students
  • Anti-theft devices
  • Good drivers
  • Loyalty (many insurance companies offer reduced premiums for each year a customer remains)
  • Driver education
  • Low mileage

Information on your credit report can affect your rate. State law dictates how insurance companies use the information. Most companies use an insurance score, which is different from a financial score. Insurance companies must notify you if they take action because of the information in your credit report.

Moving to Arizona: Important Information

If you move to Arizona, you are required to get an Arizona driver's license and register your vehicle in the state. You must prove your age, identity, and that you can legally live in the United States to get a license. To register your vehicle in Arizona, your vehicle needs to pass an emissions test. You'll also have to show proof of insurance.

Understanding Driving Laws in Arizona

Moving violations add points to your driving record based on the severity of the incident. The following chart shows what you can expect if you run afoul of the law.

Arizona reviews the driving records of all residents periodically. If you accumulate eight or more points within a 12-month period, you might have to attend Traffic Survival School or face a license suspension. That suspension remains in effect until you complete an application for reinstatement and pay the appropriate fines.

Frequently Asked Questions About Arizona Auto Insurance

1. Why would your rates increase if you've had no accidents?

Premiums are a reflection of the country or statewide pool of losses for all insurers. Increases in costs to repair and replace vehicles and other property result in higher premiums.

2. Should you shop around for insurance?

You'll want to compare price quotes from several different companies, as prices often vary greatly. Companies have different underwriting criteria and may specialize in low risk or high risk drivers. This ensures you get a good rate for the policy you want.

3. What should you get outside of the legally required coverage?

If you lease or finance your car, your lender may require collision and comprehensive coverage. This covers your vehicle for damages in the event of an accident. Even if you own your car outright, this coverage is a good way to protect yourself from potential financial disaster.

4. Can I carry electronic proof of insurance on my smartphone?

Yes. Arizona is among a majority of states that allow electronic proof of auto insurance at traffic stops. You simply have to have your insurance provider’s app downloaded onto your smartphone. You can also keep a PDF of your policy on your handheld device.

How to Get Great Rates on Arizona Auto Insurance

Finding an auto insurance quote can seem overwhelming – but insuranceQuotes.com helps you find the best car insurance policy at the best price. Every year, we match 15 million consumers to the nation’s biggest auto insurance companies, including State Farm, Allstate and Liberty Mutual.

insuranceQuotes.com connects you with local and national insurance companies that give you free car insurance estimates by phone or email within minutes. By comparing multiple quotes, you can be sure that you’re getting the best price for car insurance.

Arizona Auto Insurance Resources

Arizona Department of Insurance

Consumer resources, agent information, and more

Arizona Auto Insurance Laws

Arizona’s Consumer Guide to Automobile Insurance

Arizona Department of Transportation, Motor Vehicle Division

Online services pertaining to driver’s licenses, vehicle registration, personalized plates, and voter registration

Arizona Cell Phone Driving Laws

Can you talk and drive in Arizona?

insuranceQuotes.com Auto Rate Methodology

Rates are based on one vehicle and one driver who has state minimum coverage with $500 deductibles. The hypothetical driver is 35 years old, female or male, employed, a college graduate, and has good credit. She has no traffic violations, claims, or lapse in coverage. The vehicle is assumed to be a sedan that is garaged on premises, used primarily for commuting, and driven 16,000 miles per year. Rates include commonly available carrier discounts and are estimates and not guaranteed.

Average cost of car insurance by state

Find out how a county’s insurance rate stacks up against the state average, as well as how it fares against other counties in the state.

Use our interactive map to find out:

  • How your state compares to the national average
  • How your county compares to the state average
  • How your ZIP compares to the county

Use the "Select state" or "Select county" dropdown menu to choose your state, then your county.

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