For a 40-year-old driver with a clean record, Glendale car insurance averages about $250 a month ($3,005 a year) for full coverage, based on the rates insurers had filed with state regulators as of Aug. 31, 2026. That’s 21% above the Arizona average of $206 a month. Progressive has the lowest full-coverage average among the three major insurers we compared (Allstate, GEICO and Progressive), at about $197 a month.
Glendale is priced almost the same as Phoenix, its neighbor to the southeast, and well above the Arizona average. Our benchmark driver pays about $44 a month more here than the state average.
Our data covers nine ZIP codes with a Glendale mailing address, from about $220 a month in 85310 to $282 in 85301.
Cost data comes from the auto rates insurers file with state regulators, priced across all nine Glendale ZIP codes in our data, compiled by Quadrant Information Services and updated as new rates are filed.
Rates as of Aug. 31, 2026. Page reviewed Oct. 7, 2026.
Full coverage in Glendale averages $3,005 a year, or about $250 a month, for our benchmark driver. Liability-only coverage at 15/30/10 limits averages $1,248 a year ($104 a month), and 50/100/50 liability with comprehensive and collision averages $2,646 ($221 a month).
Progressive has the lowest full-coverage average among the three insurers in our Glendale rate data. The published 2026 statewide Arizona rate studies we reviewed most often rank Travelers cheapest for full coverage, apart from USAA, which sells only to military families; one puts Progressive first. For liability-only coverage at 15/30/10 limits, Progressive has the lowest average among these three insurers, at about $85 a month, with GEICO close behind at $91.
Full-coverage averages by insurer in Glendale
Monthly, for the same driver and car. Insurers marked with an asterisk in the table below aren’t in the chart.
Rates insurers filed with state regulators, compiled by Quadrant Information Services, as of Aug. 31, 2026. Benchmark 40-year-old driver, 100/300/100 with $500 deductibles.
| Insurance Company: | Liability Only 15/30/10 (Yearly): | Liability Only 15/30/10 (Monthly): | Full Coverage (Yearly): | Full Coverage (Monthly): |
|---|---|---|---|---|
| Progressive | $1,020 | $85 | $2,358 | $197 |
| GEICO | $1,092 | $91 | $2,518 | $210 |
| Allstate | $1,633 | $136 | $4,138 | $345 |
| State Farm (Nov. 2025 rates)* | $1,148 | $96 | $3,283 | $274 |
| Travelers* | $1,101 | $92 | $2,375 | $198 |
| USAA (military families)* | $1,022 | $85 | $2,566 | $214 |
| Auto-Owners* | $1,167 | $97 | $2,784 | $232 |
| Nationwide* | $2,321 | $193 | $3,191 | $266 |
| Glendale average | $1,248 | $104 | $3,005 | $250 |
This table uses Glendale ZIP codes only. See how we calculated these rates. Your own price depends on your car, driving record and coverage, so compare auto insurance quotes before you buy.
Across the nine Glendale ZIP codes we price, full coverage for our driver ranges from about $220 a month in 85310 to $282 in 85301, a gap of $750 a year. Northern ZIP codes such as 85308 and 85310 are the least expensive in our data, and southern ZIP codes such as 85301, 85302 and 85303 are the most expensive.
Lowest-priced Glendale ZIP codes
Highest-priced Glendale ZIP codes
Search the table for your ZIP code. The last column shows how far each ZIP code is above or below Glendale’s average.
| ZIP Code: | Liability Only 15/30/10 (Yearly): | Liability Only 15/30/10 (Monthly): | Full Coverage (Yearly): | Full Coverage (Monthly): | Full Coverage vs. City Average: |
|---|---|---|---|---|---|
| 85301 | $1,395 | $116 | $3,388 | $282 | +13% |
| 85302 | $1,359 | $113 | $3,205 | $267 | +7% |
| 85303 | $1,358 | $113 | $3,300 | $275 | +10% |
| 85304 | $1,249 | $104 | $2,970 | $248 | -1% |
| 85305 | $1,225 | $102 | $2,982 | $249 | About average |
| 85306 | $1,195 | $100 | $2,875 | $240 | -4% |
| 85307 | $1,206 | $101 | $2,936 | $245 | -2% |
| 85308 | $1,156 | $96 | $2,747 | $229 | -8% |
| 85310 | $1,094 | $91 | $2,638 | $220 | -12% |
Your ZIP code matters
Raising liability limits from 50/100/50 to 100/300/100 adds about $359 a year on average in our Glendale data, with the same $500 deductibles. That’s about $30 a month for double the per-person injury limit, three times the per-crash limit and double the property damage limit, and the full-coverage package also raises uninsured and underinsured motorist coverage to 100/300.
Not for our benchmark driver. Comparing the same insurers in the same Glendale ZIP codes, full coverage averaged $3,132 a year nine months earlier and $3,005 in rates as of Aug. 31, 2026, a 4.1% drop. Progressive cut its Glendale average 18.0%, while Allstate raised its average 3.4%; GEICO’s average was unchanged. State Farm’s latest rates are from November 2025, so it’s left out of this comparison. Liability-only coverage at 15/30/10 limits rose 0.2%, led by Allstate, which raised its liability-only average 5.2%.
Glendale is in Maricopa County, which averages about $227 a month for full coverage, the most expensive of the 14 Arizona counties we price. Glendale costs more than the county as a whole.
Nearby West Valley cities vary: Peoria averages about $221 a month, Avondale $247, Goodyear $217 and Surprise $204. Our Arizona prices change from one ZIP code to the next, so your address can move your rate.
More Arizona cities and towns are in the Arizona rates by city table, and you can compare states on our car insurance rates by state page.
Phoenix, next door, averages $252 a month, and Scottsdale, about 15 miles east, $198. Mesa averages $210.
Drivers in Glendale follow Arizona’s rules. Every policy must include at least:
Insurers must offer uninsured and underinsured motorist coverage in writing, but you can turn it down. Our Arizona requirements guide covers the details and the penalties for driving uninsured.
Ready to compare
Insurers must file their rates and rating rules with each state’s insurance regulator. Quadrant Information Services uses those filings to calculate what each insurer would charge a specific driver, and InsuranceQuotes analyzes those prices. This page uses rates in effect on Aug. 31, 2026.
Coverage requirements come from Arizona law and the Arizona Department of Insurance and Financial Institutions. We refresh these figures when new rate data is released.
For our benchmark driver, full coverage in Glendale averages about $250 a month ($3,005 a year) and liability-only coverage at 15/30/10 limits about $104 a month, based on the rates insurers had filed with state regulators as of Aug. 31, 2026. Full coverage is 21% above the Arizona average of $206 a month.
Progressive has the lowest full-coverage average in our Glendale rate data, at about $197 a month, with GEICO close behind at $210. For liability-only coverage at 15/30/10 limits, Progressive has the lowest average, at about $85 a month. The published 2026 statewide Arizona rate studies we reviewed most often rank Travelers cheapest for full coverage, apart from USAA. Rates vary by driver, so compare quotes for your own car and ZIP code.
Peoria, for our benchmark driver. Peoria full coverage averages about $221 a month and Glendale about $250, a difference of about $29 a month for the same driver and car.
In our data, 85310 has the lowest full-coverage average in Glendale, at about $220 a month, and 85301 the highest, at about $282. The ZIP code table on this page lists all nine.
In our Glendale data, full coverage (100/300/100 with $500 deductibles) averages about $250 a month and liability-only coverage at 15/30/10 limits about $104, a difference of about $146 a month ($1,757 a year). Liability-only coverage won’t pay to repair or replace your own car after a crash, a theft or a storm. Arizona law doesn’t require full coverage, but a lender or leasing company may.
Not for our benchmark driver. Comparing the same insurers and ZIP codes, Glendale full coverage fell 4.1% over the past nine months, from about $3,132 to $3,005 a year. Progressive cut its Glendale average 18.0%, while Allstate raised its average 3.4%. Liability-only coverage at 15/30/10 limits rose 0.2%.
For our benchmark driver, full coverage in Glendale averages about $250 a month. Nearby, Phoenix averages about $252, Scottsdale about $198 and Mesa about $210. Scottsdale and Mesa are cheaper; prices depend mostly on ZIP code, so compare quotes for your own address.
