For a 40-year-old driver with a clean record, car insurance in Levittown, PA, averages about $226 a month ($2,708 a year) for full coverage, based on the rates insurers had filed with state regulators as of Aug. 31, 2026. That puts it 11% over Pennsylvania’s average of $204 a month. Erie has the lowest full-coverage average among the five major insurers we compared (Allstate, Erie, GEICO, Progressive and State Farm), at about $168 a month.
Levittown, in lower Bucks County, is one of the pricier Pennsylvania cities we price outside Philadelphia: full coverage averages about $226 a month for our benchmark driver, 11% above the state average. It’s still about $143 a month less than in Philadelphia, about 22 miles away.
Our four Levittown ZIP codes run from 19054 to 19057. Use these averages as a benchmark when you compare car insurance quotes in Levittown, PA.
Cost data comes from the auto rates insurers file with state regulators, priced across all four Levittown ZIP codes in our data, compiled by Quadrant Information Services and updated as new rates are filed.
Rates as of Aug. 31, 2026. Page reviewed Oct. 7, 2026.
For a 40-year-old driver with a clean record, full coverage in Levittown, PA, runs about $226 a month ($2,708 a year), and liability-only coverage at Pennsylvania’s 15/30/5 minimum runs $71 a month, based on rates insurers had filed as of Aug. 31, 2026. The Pennsylvania average is $204 a month, which makes this 11% higher.
Erie has the lowest full-coverage average among the five insurers in our Levittown rate data. The seven published 2026 statewide Pennsylvania rate studies we reviewed disagree on the cheapest insurer for full coverage: two rank Travelers first, two Auto-Owners and one each Erie, Encova and State Farm. Four of the seven price Travelers below Erie, and two price Nationwide below it. For liability-only coverage at 15/30/5 limits, Erie has the lowest average among these five insurers, at about $41 a month, followed by GEICO at $55.
Full-coverage averages by insurer in Levittown
Monthly, for the same driver and car. Insurers marked with an asterisk in the table below aren’t in the chart.
Rates insurers filed with state regulators, compiled by Quadrant Information Services, as of Aug. 31, 2026. Benchmark 40-year-old driver, 100/300/100 with $500 deductibles.
| Insurance Company: | Minimum Liability 15/30/5 (Yearly): | Minimum Liability 15/30/5 (Monthly): | Full Coverage (Yearly): | Full Coverage (Monthly): |
|---|---|---|---|---|
| Erie | $493 | $41 | $2,017 | $168 |
| GEICO | $655 | $55 | $2,386 | $199 |
| State Farm | $848 | $71 | $2,626 | $219 |
| Progressive | $814 | $68 | $2,960 | $247 |
| Allstate | $1,464 | $122 | $3,553 | $296 |
| Travelers* | $532 | $44 | $1,670 | $139 |
| Nationwide* | $745 | $62 | $2,006 | $167 |
| Westfield Insurance* | $330 | $28 | $2,310 | $193 |
| USAA (military families)* | $681 | $57 | $2,511 | $209 |
| Levittown average | $855 | $71 | $2,708 | $226 |
This table uses Levittown ZIP codes only. See how we calculated these rates. Your own price depends on your car, driving record and coverage, so compare free car insurance quotes before you buy.
Across the four Levittown ZIP codes we price, full coverage for our driver ranges from about $215 a month in 19054 to $231 in 19057, a gap of $197 a year. Levittown’s four ZIP codes sit in a narrow band, and every one of them costs less than the cheapest Philadelphia ZIP code in our data.
Lowest-priced Levittown ZIP code
Highest-priced Levittown ZIP codes
Search the table for your ZIP code. The last column shows how far each ZIP code is above or below Levittown’s average.
| ZIP Code: | Minimum Liability 15/30/5 (Yearly): | Minimum Liability 15/30/5 (Monthly): | Full Coverage (Yearly): | Full Coverage (Monthly): | Full Coverage vs. City Average: |
|---|---|---|---|---|---|
| 19054 | $798 | $67 | $2,576 | $215 | -5% |
| 19055 | $862 | $72 | $2,721 | $227 | About average |
| 19056 | $882 | $74 | $2,764 | $230 | +2% |
| 19057 | $876 | $73 | $2,773 | $231 | +2% |
Your ZIP code matters
Raising liability limits from 50/100/50 to 100/300/100 adds about $146 a year on average in our Levittown data, with the same $500 deductibles. That’s about $12 a month for double the per-person injury limit, three times the per-crash limit and double the property damage limit, and the full-coverage package also raises uninsured and underinsured motorist coverage to 100/300. The $146 step is the biggest among our Pennsylvania city guides outside Philadelphia, but on a busy corridor like US-1 and I-95, the extra injury protection is worth pricing.
Not for our benchmark driver. Comparing the same insurers in the same Levittown ZIP codes, full coverage averaged $2,751 a year nine months earlier and $2,708 in rates as of Aug. 31, 2026, a 1.6% drop. State Farm cut its Levittown average 8.8% and Progressive 1.8%, while Allstate raised its average 2.7%; Erie’s and GEICO’s averages were unchanged. Rates for liability-only coverage at 15/30/5 limits were roughly flat.
Levittown sits in the busy corridor between Philadelphia and Trenton, along US-1 and I-95. Bucks County averages about $217 a month for full coverage in our data, and the other two suburban counties that border Philadelphia cost even more: Delaware County $247 and Montgomery County $222.
The gap between insurers is wide: Allstate’s Levittown average is about $128 a month above Erie’s, the biggest spread of any Pennsylvania city we publish a guide for outside Philadelphia.
More Pennsylvania cities and towns are in the Pennsylvania rates by city table, and you can compare states on our car insurance rates by state page.
Elsewhere in the Philadelphia suburbs, Doylestown averages about $198 a month in our data, West Chester $201 and Norristown $222. Philadelphia, about 22 miles southwest, averages $369. For the statewide picture, see our guide to Pennsylvania car insurance rates.
Drivers in Levittown follow Pennsylvania’s rules. To register and drive a car, your policy must include at least $15,000 in bodily injury liability for one person, $30,000 for everyone hurt in one crash and $5,000 in property damage liability. Those liability limits are often written as 15/30/5. Your policy must also include $5,000 in medical benefits, which pay your own medical bills after a crash no matter who caused it.
Uninsured and underinsured motorist coverage is optional, letting your coverage lapse can cost you your registration, and every policy asks you to choose full tort or limited tort. Our Pennsylvania requirements guide covers the penalties for driving uninsured, and our Pennsylvania tort guide compares the two tort options side by side. For our benchmark driver, a liability-only policy at those 15/30/5 limits averages $855 a year ($71 a month) in Levittown, compared with $641 statewide, and stepping up to 50/100/50 liability with comprehensive and collision brings the average to $2,562 a year.
Ready to compare
Insurers must file their rates and rating rules with each state’s insurance regulator. Quadrant Information Services uses those filings to calculate what each insurer would charge a specific driver, and InsuranceQuotes analyzes those prices. This page uses rates in effect on Aug. 31, 2026.
Coverage requirements come from the Pennsylvania Insurance Department and PennDOT. We refresh these figures when new rate data is released.
Car insurance in Levittown, PA, costs about $226 a month ($2,708 a year) for full coverage and $71 a month for liability-only coverage at Pennsylvania’s 15/30/5 minimum, for a 40-year-old driver with a clean record, in rates insurers had filed as of Aug. 31, 2026. That’s 11% above the Pennsylvania average of $204 a month.
Erie has the lowest full-coverage average among the five major insurers we compared in Levittown, at about $168 a month, followed by GEICO at $199. Travelers and Nationwide, which we list with a *, come in lower in our table. For liability-only coverage, Erie has the lowest average among the five major insurers we compared, at about $41 a month. Rates vary by driver, so compare quotes for your own car and ZIP code.
Yes, by a lot. In our data, Levittown full coverage averages about $226 a month, about $143 a month less than Philadelphia ($369), though still 11% above the Pennsylvania average.
In our data, 19054 has the lowest full-coverage average in Levittown, at about $215 a month, and 19057 the highest, at about $231. The ZIP code table on this page lists all four.
In our Levittown data, full coverage (100/300/100 with $500 deductibles) averages about $226 a month and liability-only coverage at 15/30/5 limits about $71, a difference of about $155 a month ($1,853 a year). Liability-only coverage won’t pay to repair or replace your own car after a crash, a theft or a storm. Pennsylvania law doesn’t require full coverage, but a lender or leasing company may.
Drivers in Levittown must carry Pennsylvania’s minimums: $15,000 per person and $30,000 per crash in bodily injury liability and $5,000 in property damage liability (15/30/5), plus $5,000 in medical benefits. Uninsured and underinsured motorist coverage is optional, and every policy asks you to choose full tort or limited tort.
Not for our benchmark driver. Comparing the same insurers and ZIP codes, Levittown full coverage fell 1.6% over the past nine months, from about $2,751 to $2,708 a year. State Farm cut its Levittown average 8.8% and Progressive 1.8%, while Allstate raised its average 2.7%. Liability-only coverage at 15/30/5 limits was about unchanged.
For our benchmark driver, full coverage in Levittown averages about $226 a month. Nearby, Philadelphia averages about $369, Bethlehem about $181 and Allentown about $205. Bethlehem and Allentown are cheaper; prices depend mostly on ZIP code, so compare quotes for your own address.
