In all but two states (Iowa and New Hampshire), drivers are required to buy a minimum amount of auto liability insurance — the most basic type of car insurance available. Auto liability insurance helps protect you in case you harm another person or property while driving your car.
Alaska and Maine mandate the most amount of liability coverage: a payout of up to $50,000 for one person in an accident, up to $100,000 for two people in an accident and up to $25,000 for property damage. In insurance lingo, that's 50/100/25.
States with the lowest liability requirements for auto insurance are:
• California, New Jersey and Pennsylvania -- 15/30/5.
Wondering if making a claim will affect your rates? Find out now.
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For residents, making a first claim of $$ or more can increase your rates by % for an average of 3 years. Consider making a claim if the amount is $ or more.
How we calculate these rates:X
Calculator results are based on a hypothetical married and employed 45-year-old female with high education, excellent credit, and no lapse in coverage with policy limits of $100,000 for injury liability for one person, $300,000 for all injuries, a $500 deductible on collision and comprehensive coverage, including uninsured motorist coverage, for vehicles from the following list: 2012 Toyota Camry, 2012 Honda CRV, 2012 Honda Civic, 2012 Ford F150, 2012 Toyota Prius.
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